64001 Homes with USDA Loan Financing

Welcome to Alma, Missouri, a charming town nestled in Lafayette County, where the warmth of community meets the beauty of the Midwest! With a zip code of 64001, Alma offers a unique blend of small-town charm and convenient access to larger urban areas. This picturesque locale is perfect for families, retirees, and anyone looking to embrace a peaceful lifestyle surrounded by nature.

One of the standout features of homes in Alma is the availability of USDA loan financing, making it an ideal choice for those looking to invest in property without the burden of a hefty down payment. The USDA loan program is designed to promote homeownership in rural areas, and Alma fits the bill perfectly. With its affordable housing options and low-interest rates, you can find your dream home here without breaking the bank.

Alma boasts a close-knit community with friendly neighbors and a rich history. Enjoy the local parks, where you can spend quality time with family and friends, or explore the scenic countryside that surrounds the town. The local schools are known for their dedication to education, ensuring that children receive a quality learning experience.

Whether you're searching for a quaint cottage, a spacious family home, or a charming farmhouse, Alma has something for everyone. Discover the beauty and affordability of living in this delightful town, where your dream home awaits! Embrace the opportunity to build your future in Alma, MO, and take advantage of the incredible financing options available to you.

Newest 64001 Homes with USDA Loan Financing

$353,000

3 Beds ⋅ 3.5 Baths

Stunning custom-built home by a respected local builder, perfectly sited on a private, treed corner lot. Thoughtful design and quality finishes throughout offer flexible living — 3 bedrooms, 3.5 baths, plus a finished basement with a full kitchen, living room and a non-conforming bedroom ideal for an in-law suite or rental income. Warm, inviting features include a covered front porch, covered rear patio, all-solid oak woodwork and cabinetry, a cozy main-level fireplace, and an additional wood-burning stove in the basement. Durable vinyl siding with a stone front and an oversized two-car garage provide low-maintenance curb appeal and abundant storage. Located in a desirable, convenient neighborhood, this home blends fine craftsmanship with everyday comfort — a rare combination of style, function, and possible 2 family or lease out the basement potential. Schedule a showing today.

209 N Mitchell Street, Alma

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.

$190,000

3 Beds ⋅ 2 Baths

Welcome home to this inviting 3 bedroom, 2 bath bungalow offering timeless character, a functional floor plan, and plenty of outdoor space to enjoy. Situated on a large double lot, this property provides room to spread out while featuring beautiful, mature trees that have been carefully pruned and maintained, creating a picturesque setting. Step onto the covered front porch, the perfect place to relax with a porch swing and take in the peaceful views of the farm ground just across the road. Inside, you'll appreciate the home's warm and welcoming feel with a formal dining room that's ideal for family meals, holidays, or entertaining guests. The main level offers two comfortable bedrooms and a full bathroom, while the second floor features a private third bedroom and an additional full bath, making it an excellent retreat for guests or a spacious primary suite. A convenient mudroom entry from the back porch helps keep the home organized and provides easy access from the backyard. Downstairs, the full unfinished basement offers abundant storage space or the opportunity to create a workspace. Outside, you'll find a detached two-car garage complete with concrete floors and electricity, making it ideal for parking, projects, or additional storage. If you've been searching for a home with classic bungalow charm, a spacious yard, and peaceful country views while still enjoying the conveniences of town, this property is one you won't want to miss. Schedule your private showing today!

310 N County Road, Alma

Listing courtesy of Harley Amos Todd of Heritage Realty.

$99,900

2 Beds ⋅ 1 Baths

This beautifully updated 2-bedroom, 1-bath starter home is move-in ready and packed with updated features! Enjoy peace of mind with a brand-new roof, new plumbing, new electrical, new siding, new flooring & subfloor, ensuring efficiency and reliability for years to come. The cozy interior boasts bright, inviting spaces, while the functional kitchen offers convenience and a retro sense of charm. Step outside to the new covered patio, perfect for relaxing or entertaining in any weather. Nestled in a quiet neighborhood with a manageable corner yard, this home is a wonderful choice for first-time buyers or those looking to downsize without sacrificing comfort and style.

113 E Marshall Street, Alma

Listing courtesy of Emily Collins of RE/MAX Central.

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