64012 Homes with Conventional Financing

Welcome to the vibrant community of Belton, Missouri, nestled in the heart of Cass County and proudly bearing the zip code 64012. This charming city offers a delightful blend of suburban tranquility and convenient access to urban amenities, making it an ideal location for families, professionals, and retirees alike.

Belton boasts a rich history and a strong sense of community, with friendly neighborhoods and a variety of local events that foster connections among residents. The area is known for its excellent schools, beautiful parks, and recreational opportunities, ensuring that there’s always something to do. From weekend farmers' markets to seasonal festivals, Belton’s community spirit shines brightly throughout the year.

For those looking to make Belton their home, the housing market here is diverse and accommodating. A notable advantage for prospective buyers is the availability of homes that qualify for conventional financing. This means that whether you’re a first-time buyer or looking to upgrade, you can find a range of properties that fit your financial needs. From charming single-family homes to modern townhouses, there’s something for everyone in this welcoming city.

With its strategic location just a short drive from Kansas City, residents of Belton enjoy the perfect balance of small-town charm and metropolitan convenience. Whether you’re commuting for work or seeking entertainment options, you’ll find that Belton offers a peaceful retreat without sacrificing accessibility.

Explore the possibilities in Belton, MO 64012, and discover why so many people are proud to call this wonderful city home!

Newest 64012 Homes with Conventional Financing

$499,000

5 Beds ⋅ 3.5 Baths

Welcome to this beautifully maintained, move-in-ready home featuring 5 spacious bedrooms, 3 full baths, and 1 half bath. Designed with a seamless flow for effortless daily living and elegant entertaining, this property combines timeless style with modern updates throughout. The open foyer leads to a light-filled great room anchored by a welcoming fireplace, to an impressive kitchen equipped with stainless steel appliances, abundant cabinetry, granite countertops, a large breakfast area, and bar seating for casual meals. There is also a separate formal dining room, ideal for hosting family gatherings. For convenience, the separate laundry room and a guest half-bath are positioned just off the kitchen. Step out from the kitchen onto a large low-maintenance composite deck perfect for entertaining or enjoying your morning coffee. The main level also features a large primary suite with walk-in closets, a spacious ensuite featuring an extra-long vanity and cabinets, a step-in shower and jacuzzi tub. An elegant staircase leads to the upper level with two generous bedrooms and another full bath. Head down to the welcoming lower level, which features a large family room, a second master suite, a 5th conforming bedroom (perfect for a home office), and a separate unfinished area with extensive storage space. Walk out from the family room to enjoy the lower-level patio overlooking the manicured lawn powered by an in-ground sprinkler system. A over-sized 3-car garage provides ample parking and additional storage space. Recent key upgrades include new roof, gutters, HVAC system, water heater (2024), new carpet and LVP throughout, fresh interior and exterior paint, and new sprinkler system (2026). Nestled in a quiet, established neighborhood with great curb appeal. Located just minutes from popular shopping, dining, local parks, and top schools, with quick highway access for an easy commute. Professional Photos and floor plan coming soon!

910 Sweet Cherry Place, Belton

Listing courtesy of Glenda Monaco of Keller Williams Southland.

$289,900

3 Beds ⋅ 2 Baths

Classic brick craftsmanship defines this single-level ranch home in Belton, specifically designed for comfortable, accessible one-level living. Offering three bedrooms and two full bathrooms. The residence features a layout that completely eliminates the need for stairs. Inside, recently painted walls and new carpeting throughout provide a fresh, welcoming feel. The tiled entryway leads directly into a living area featuring an elegant tray ceiling and an expansive bay window. In the kitchen, vinyl flooring anchors a functional, easily navigable layout equipped with warm wood cabinetry, a kitchen island, built-in features, and appliances including a dishwasher, free-standing electric range, microwave, range hood, and refrigerator. The primary bedroom features direct access to an en suite bathroom and a walk-in closet with wire shelving. Wide hallways and doorways connect the living spaces, including an inside laundry room equipped with a washer and dryer, tile flooring, and built-in wire shelving. Outside, the property sits on a 0.19-acre level lot that is easy to access. A covered front porch offers space for relaxing, while the level back yard features a patio. Parking features include a paved driveway and a two-car garage with concrete floors and a garage door opener, providing easy transition from your vehicle directly into this ranch layout. Buyer and Buyers agent to verify taxes, room measurements and school district information.

516 Emerson Drive, Belton

Listing courtesy of Michea Bland of Keller Williams Southland.

$414,500

4 Beds ⋅ 3 Baths

Whether you are looking for a home for your growing family in the Ray-Pec District, or you are looking to downsize to one-level living, this one is for you! Reverse 1.5 story with 4 bd 3 ba 2 gar. Located on a cul-de-sac with wonderful neighbors. One of the larger lots in the subdivision, with mature trees and privacy fencing. Easily entertain friends and family with the very open main living area, a covered patio right off the dining room, and a huge yard. Main level bonuses: Primary ensuite with a large walk-in closet, double vanity, walk-in shower and a bench seat in the window, 2nd bedroom or office, a 2nd full bathroom, wood and tile flooring, tall ceilings, tiled fireplace, laundry room, linen closet, coat closet & walk-in pantry. Kitchen has a very large island, quartz countertops, large single basin sink, & stainless-steel appliances. Great for day to day and football parties! Speaking of entertaining there’s another area to host parties downstairs. The lower-level has a great rec room with tall ceilings, 2 large bedrooms (both have large egress windows and walk-in closets), a full bath, 2 storage closets and extra storage space in the unfinished area. Great subdivision with a pool, walking trails, and playground. Located in a quiet area of town and it’s very close to shopping/dining and the highway. This home has been well cared for and is ready for another family to call it home. You’ll love the location, space, layout, lot and schools! See the tour for even more pictures. MLS 2642789 $414,500.00

702 Andy Court, Belton

Listing courtesy of Anna Diamond Coble of O Shaughnessy & Diamond RE.

$350,000

Welcome to the ultimate house-hacking opportunity where smart investing meets effortless homeownership. This exceptional duplex offers immediate cash flow from day one, featuring a fully occupied rental unit with a reliable tenant already producing steady income to substantially offset your monthly mortgage. You can instantly start collecting rental revenue without the stress of tenant sourcing or initial vacancy loss, making this an ideal acquisition for both savvy owner-occupants and performance-minded investors. On the vacant side, step into a beautifully renovated three-bedroom, two-bathroom layout that is completely turnkey and waiting for you to move right in. Thoughtfully updated from top to bottom, this bright and spacious home boasts a stylish, functional interior with updated light fixtures, crisp fresh paint, and modern low-maintenance flooring throughout. The open living space flows seamlessly into an updated kitchen equipped with clean cabinetry, generous counter space, and contemporary finishes designed for effortless daily living and entertaining. Both full bathrooms showcase fresh, modern upgrades, while the primary suite provides a peaceful private retreat. Adding even more long-term value and everyday convenience, this primary unit includes an attached garage for secure vehicle parking, extra storage, or workspace flexibility. With separate utility meters and private entrances, each side maintains total independence. Whether you choose to move in and let your tenant pay down your mortgage balance, or eventually lease both units to maximize your passive real estate portfolio, the financial flexibility here is unmatched. Opportunities to secure a renovated, income-generating property like this do not last long.

100 E South Avenue, Belton

Listing courtesy of Dan Martin of Kansas City Realty.

$299,000

3 Beds ⋅ 2.5 Baths

Tucked away on a cul-de-sac, this 3 bedroom, 2.5 bath home offers plenty of space inside and out. Enjoy vaulted ceilings, a finished lower level, and a large back deck overlooking the spacious yard. Major updates include newer siding, HVAC, and windows, taking care of several big ticket items. With a 2 car garage and convenient Belton location, this home is ready for its next owner!

300 Hawthorne Court, Belton

Listing courtesy of Corey Fines of Platinum Realty LLC.

$369,000

4 Beds ⋅ 3 Baths

This move-in-ready reverse 1.5-story offers incredible value with 4 bedrooms, 3 full baths, a finished walkout basement, and modern finishes throughout! The open-concept main level features a bright great room and gorgeous kitchen with granite countertops, stainless steel appliances, pantry, and durable LVP flooring throughout the main living and wet areas. The primary suite includes a double vanity with granite, walk-in closet, and a relaxing spa-like feel. The finished walkout lower level provides a spacious family room, two additional bedrooms, a full bath, and plenty of storage—perfect for guests, kids, a home office, or additional living space. Step outside and enjoy peaceful green space views with no homes directly behind you for added privacy. With this much space, these finishes, and a finished walkout lower level at $369K, this home is an exceptional value. Move-in ready and better than new—come see everything this home has to offer! ~Short Sale ~

817 Shane Court, Belton

Listing courtesy of Linda Hawley of Platinum Realty LLC.

$240,000

2 Beds ⋅ 2 Baths

Here's your opportunity to own in this wonderful, quiet 50+ maintenance provided community with easy access to highway just south of Belton! This spacious 2-bedroom, 2 bath, with 2 car garage offers 1300+ square footage and storage! Roof is only 5 years old and HVAC is 10 years old! Enjoy shaded tree-lined streets as you enter, an active community with bingo and pot lucks, clubhouse with pool table and library, and no more mowing with lawn maintenance offered through HOA. Snow removal, trash collection, and some water usage and some paint costs also provided. Bring your best decor updates with you and take advantage of this incredible value for the square footage!

8214 E 189th Terrace, Belton

Listing courtesy of Journey Home Team of Compass Realty Group.

$535,000

5 Beds ⋅ 3.5 Baths

WOW this meticulously maintained and gorgeous home on an estate lot has ALL the must have boxes checked! Entry way with hardwood floors that are throughout greets you as you walk in to home filled with natural light all around. 1st floor has a large dining room, half bath, living/great room with vaulted ceilings, large windows & gas fireplace. Eat in open kitchen with granite counters, lots of wood cabinets, pantry & SS appliances. Access to the deck & backyard conveniently off of dining area for grilling & relaxing with family & friends. There's even a 1st floor laundry room off of kitchen & 3 car garage. Desirable Main floor primary bedroom with new carpet & newly remolded bathroom including double sink marble countertop, custom cabinets/vanity, beautiful tiled dual shower head walk in shower & tiled HEATED floors. Upstairs are 4 bedrooms & a full bathroom with shower/tub combo. Let's head downstairs to the large family room! Brand new carpet on stairs, full bath, office space/craft room or non conforming 6th bedroom & a walk out for easy access to the oversized backyard. Need storage..this basement has ALOT of space to handle that. Enjoy the Neighborhood pool covered by HOA. Come check out this exceptional house & make it your new home!

16109 Bluegrass Court, Belton

Listing courtesy of Claudia Scanlon of Realty Executives.

$229,500

3 Beds ⋅ 1 Baths

MOVE IN READY updated ranch in Belton, offering three comfortable bedrooms, 1.5 bathrooms, and a one-car garage. The primary bedroom offers a walk-in closet and a private half bath for added convenience. There's hardwood floors throughout the hallway, dining area, and living room. The refreshed kitchen features NEW cabinets, NEW countertops, NEW sink, and NEW flooring. Fresh interior paint. Downstairs, the unfinished basement provides a spacious laundry area, plenty of storage, and excellent potential to add even more finished living space. Outside, enjoy the large fenced backyard that is perfect for entertaining, gardening, or creating a play space for kids and pets. This ranch is conveniently located near schools, parks, and Belton’s charming downtown, with its local coffee shops and restaurants. Quick highway access makes commuting and getting around the area easy. This one is ready to welcome you home!

204 N Park Drive, Belton

Listing courtesy of Bok Powers of KW Diamond Partners.

$239,000

3 Beds ⋅ 1 Baths

Country feel, convenient location, and a nearly half-acre lot—all at a great price point! This well-cared-for 3-bedroom, 1-bath ranch in Belton offers an inviting open layout with updates throughout, including kitchen cabinets and windows. Outside, the large fenced yard provides plenty of space for kids, pets, entertaining, or simply enjoying the outdoors. You’ll love the peaceful setting with rural views and no city or highway noise, while still being within about 15 minutes of groceries, shopping, dining, and everyday conveniences. Just down the street, walk to the neighborhood park and pick up the disc golf trail leading all the way to Cleveland Lake for walking and fishing. You can even walk to the high school for games and events! Nearly ½ acre, a great location, and a move-in-ready home at an approachable price—this Belton ranch is one you won’t want to miss!

17226 Chula Vista Drive, Belton

Listing courtesy of Jake Hensiek of Keller Williams Platinum Prtnr.

$531,000

4 Beds ⋅ 2.5 Baths

Your Home search is over! This exquisite 4 bedroom, 2 1/2 bathroom home with anOpen concept is perfect for you. Follow me as i give you a private tour. As you enter the home to the immediate left is the formal Dinning area that has an open view to the Living space, breakfast and kitchen Area! The Kitchen has a beautiful ISLAND that sits 5 people comfortably, state of the art appliances, & A dedicated area for a COFFEE/TEA STATION, the kitchen also features a walk in pantry. As we enter the upstairs you will find 4 spacious bedrooms, But the star of the upper level is the PRIMARY SUITE & SITTING ROOM, this space offers you the convenience of having a in-home office / Yoga space and/or exercise room the choice is yours. The primary Bathroom has a oversized Spa like shower with beautiful custom tile designs throughout and a spacious double vanity. Lastly the Oversized walk in closet literally seals the deal.The basement is an unfinished daylight Space, just waiting for your finishing touches. So why not End your home search here by Contacting Bre or Robin for a private showing! THIS HOME WILL SURELY PUT A SMILE ON YOUR FACE!

16110 kentucky View Drive, Belton

Listing courtesy of Robin Dayton of Dayton Dynasty Realty LLC.

$310,000

3 Beds ⋅ 2.5 Baths

801 Courtland Ct is a 2-story Belton home with 1,866 square feet of living space on a cul-de-sac, built in 1998. The kitchen provides cabinet storage, counter space, and a peninsula for meal preparation beside the dining area. A fireplace anchors the main living room, while the vaulted ceiling adds vertical space. The primary bedroom includes a walk-in closet for storage and an adjoining bathroom for everyday convenience. A rear deck extends the usable space outdoors, with stairs connecting to the backyard. The two-car garage provides sheltered parking and storage. Distinct living areas and practical storage complete the home's functional layout. Included 100-Day Home Warranty with buyer activation

801 Courtland Court, Belton

Listing courtesy of Benji Lytle of Opendoor Brokerage LLC.

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