64012 Homes with FHA Financing

Welcome to Belton, Missouri, a charming city nestled in the heart of Cass County, with the zip code 64012. Known for its warm community spirit and family-friendly atmosphere, Belton offers a delightful blend of suburban comfort and easy access to urban amenities. With a rich history and a forward-looking vision, this area is perfect for those seeking a vibrant lifestyle.

Belton is characterized by its picturesque neighborhoods, where tree-lined streets and well-maintained parks create a welcoming environment for families and individuals alike. The city boasts a variety of local shops, restaurants, and entertainment options, ensuring that residents have everything they need right at their fingertips. The strong sense of community is evident through numerous events and activities held throughout the year, making it easy to forge lasting connections with neighbors.

For homebuyers, Belton presents an attractive opportunity, particularly for those considering FHA financing. The availability of homes eligible for FHA loans makes it easier for first-time buyers and those with limited resources to step into homeownership. With a diverse selection of properties ranging from charming single-family homes to modern townhouses, there is something to suit every taste and budget.

Living in Belton means enjoying a balanced lifestyle, with access to quality schools, recreational facilities, and a rich array of cultural experiences. Whether you’re drawn to the area's natural beauty or the warmth of its community, Belton, MO 64012, is a wonderful place to call home. Explore your options today and discover the perfect property to fit your dreams!

Newest 64012 Homes with FHA Financing

$349,000

3 Beds ⋅ 2 Baths

Welcome Home to this super clean, ready to move in, Traditions Subdivision 3 bedroom, 2 bath ranch. Such a lovely home both inside and out. Featuring a large, open concept living space with plenty of living space with lots of natural light, vaulted ceilings, open concept kitchen with huge island for prepping and bar seating for family or guests. The living room has an extra window from standard models adding additional light and views. The three bedrooms are large, light and airy with large closet space. The two baths feature tub/shower combination and again, large enough to share. Enjoy your large backyard with enough room for pets or children all while watching from your covered patio. Enjoy the friendly community and HOA extras like community pool, playground, dog park and relaxing walking trails. Just in time for school in the Ray Pec school district. A wonder house to call home.

1606 Maci Drive, Belton

Listing courtesy of Courtney Beaumont of Realty ONE Group Metro Home Pros.

$229,000

3 Beds ⋅ 3 Baths

***GORGEOUS BELTON RANCH 1/2 DUPLEX*** If you want to move to Belton...check out this wonderful 3 Bedroom and 3 Bath 1/2 duplex!!! Many updates in this BEAUTY!!!! You are going to love the 1st floor living room with fireplace!!!! The lower level family room is perfect for sports parties!!!! The main level 1st Bedroom has its own PRIVATE BATH for your convenience. Park your vehicle in the attached garage and the large driveway offers space for OFF-STREET parking for additional vehicles. This could be a good RENTAL PROPERTY for Investors!!! You will love the convenient Highway access...just minutes to I-49!!! Plenty of Space for the Price!!!!

309 Canal Street, Belton

Listing courtesy of Matt Palcher of ReeceNichols - Country Club Plaza.

$238,500

3 Beds ⋅ 1.5 Baths

This darling 3 bedroom home has several updates. Current owner replaced furnace, air conditioner and the electrical panel. Previous owner updated kitchen with new cabinets, granite and appliances as well as the bathrooms. Hardwood flooring throughout.

715 Colbern Street, Belton

Listing courtesy of Mary Ann Vanderweide of RE/MAX Realty Suburban Inc.

$180,000

3 Beds ⋅ 1 Baths

Charming single-level ranch offering 3 bedrooms and 1 full bath in an efficient layout — ideal for first-time buyers, downsizers, or an investment opportunity! No stairs inside to worry about, making everyday living simple and accessible. Located in Belton, you're just a short distance from Country View Park and Cleveland Lake Regional Park, offering walking trails, fishing, and green space right around the corner. A great opportunity to own in a convenient Belton location — schedule your showing today!

17511 Montgall Drive, Belton

Listing courtesy of Jordan Heffner of Platinum Realty LLC.

$597,500

4 Beds ⋅ 3 Baths

***AMAZING VIEW OF LOCH LLOYD GOLF COURSE***Simplify your life with a CUSTOM ASHTON, in Fairway Ridge Estates! With a Beautiful New Construction The Ashton, a 1.5 Story Reverse WALKOUT - 3 Car Garage, 4 Bedrooms, 3 Bathrooms, Open floor plan with custom cabinets in kitchen and bathrooms. Along with granite counter-tops and walk-in pantry. Amazing Master Suite & Bath with walk-in closet & laundry room on main level with access from master closet, finished basement. Looking to "right-size, down-size or lock & leave"? ***Simulated Photos*** Belton delivers a thriving historic shopping district, as well as an active community with a wide range of recreational and educational opportunities. • High Blue Wellness Center • 23,000 square foot indoor aquatic facility • Eagles Landing Golf Course • Outdoor water park with slides and lazy river • 8 city parks with trails & playgrounds • Youth Sports: baseball, softball, basketball, swim teams • Cleveland Lake – with boat rental, disk golf, and trails • Public and private schools – K-12 + STEAM Education Center

403 E 166th Court, Belton

Listing courtesy of Gretchen Higdon of Platinum Realty LLC.

$300,000

4 Beds ⋅ 3 Baths

Welcome to this beautiful home right in the heart of Belton! So you say you want space? Then come on out and give this one a look! A living room with cathedral ceilings, dining room and an eat in kitchen! Head down the hall for the primary bedroom and bath with two more bedrooms and a bath on the main floor. But wait! That's not all! Make your way downstairs where you will find the additional living room, fourth bedroom, laundry room and third full bathroom! A two car garage finishes out this floor plan. This home also has a great outdoor deck which overlooks some green space and a creek! Don't miss it!!

517 Buena Vista Drive, Belton

Listing courtesy of Tony Daugherty of Keller Williams Southland.

$300,000

Welcome to Southgate, an investment opportunity or owner-occupant duplex in the heart of Belton! This is a perfect house hack as one side is rented for $1,250 and the other side is vacant. Each unit features 2 bedrooms, 1 full bathroom, and a functional layout designed for comfortable everyday living. Both units have been updated with refreshed kitchens, stylishly renovated bathrooms, and modern finishes. In-unit laundry hookups add convenience and appeal for tenants and homeowners alike.

512-514 Maier Drive, Belton

Listing courtesy of Matthew Webb of Keller Williams Realty Partners Inc..

$319,950

3 Beds ⋅ 2 Baths

Welcome home to this beautifully maintained split-level nestled on a quiet cul-de-sac! This move-in ready home offers 3 bedrooms, 2 full bathrooms, a spacious 2-car garage and a finished basement that provides additional living space perfect for a family room, recreation area, home office, or playroom. Enjoy outdoor living on the massive rebuilt deck overlooking the fenced backyard with no neighbors behind, providing added privacy and peaceful views. Inside, you'll find a bright, updated kitchen featuring granite countertops and freshly painted cabinets. The home has been thoughtfully improved with a stunning custom mahogany front door, fresh interior paint, updated light fixtures and ceiling fans throughout, a new water heater, a replaced shower door, and the addition of a water softener and reverse osmosis drinking water system. Convenience abounds with laundry hookups both in one of the upstairs bedrooms and in the basement, allowing flexibility to suit your needs. Located with easy highway access, this home combines comfort, privacy, and convenience. As an added bonus, the sellers are including a transferable home warranty that is in effect through July 2027, providing added peace of mind for the new owner. With all the major updates already completed, there's truly nothing to do but move in and enjoy!

16912 E 170th Court, Belton

Listing courtesy of Tim Seibold of Coldwell Banker Regan Realtors.

$339,900

3 Beds ⋅ 2 Baths

This wonderful Belton ranch is truly better than new! Over $20,000 in upgrades including fenced yard, gas range, $13,000 patio door, high end lighting and Samsung appliances, upgraded hardware, new bedroom flooring, under cabinet lighting and much more. This open layout features stylish and tasteful colors and decor with a truly model home feel in every way. Enjoy the covered patio and custom landscaping on a peaceful and quiet lot. This is ranch is in the desirable Ray-Pec school district and just a blocks away from shopping, entertainment and restaurants. No reason to build... this truly special home is ready for delivery! 2-10 Warranty transferrable

716 Bentley Drive, Belton

Listing courtesy of Lonnie Branson of Keller Williams Southland.

$159,000

1 Beds ⋅ 1 Baths

WELCOME HOME! So much charm & space wrapped up in this adorable bungalow. NEW ROOF (2026), FURNACE (2022) WINDOWS (2022), KITCHEN REMODEL (2022) and more! Big bedroom and cozy living room, with an office (or possibly a non-conforming second bedroom). Fantastic back yard fully fenced with white vinyl fencing. Close to Main Street for all the fun shopping, dining and festivities! Within minutes of schools and main streets, but located in a quiet and friendly neighborhood.

508 3rd Street, Belton

Listing courtesy of Kara Anderson of ReeceNichols - Lees Summit.

$265,000

2 Beds ⋅ 2 Baths

This beautiful spacious 2 bed/2bath ranch in Raymore is back on the market at no fault of the sellers! This charming home is on a corner lot in the Morningview neighborhood. Featuring a sunroom for green thumbs and afternoon snoozing, a lovely front porch, a large eat-in kitchen with ample counterspace and tons of cabinets. Appliances stay with the home including refrigerator and washer/dryer. You'll love the welcoming living room that is perfect for large gatherings or just spreading out and the big bedrooms with walk-in closets that are great for storage. Morningview offers affordable living for 55+ including: clubhouse, community garden, sidewalks for walking and a pond, plus so much more! WELCOME HOME!

616 Twilight Drive, Raymore

Listing courtesy of Sarah Malcom of ReeceNichols - Lees Summit.

$254,900

4 Beds ⋅ 2.5 Baths

You will not believe the space this home has to offer! This solid, well-maintained 4-bedroom, 2.5-bath home provides room for everyone and endless possibilities for today's lifestyle. The main level features spacious living areas, generous-sized bedrooms, and a functional layout that is clean, comfortable, and ready for your personal touch. The finished basement dramatically expands the living space, offering two additional bedrooms plus a fifth non-conforming room that could serve as a home office, gym, hobby room, guest space, or whatever suits your needs. Whether you're looking for multigenerational living, room to grow, or extra space for entertaining, this home delivers. Step outside to enjoy the private backyard, perfect for relaxing, gardening, or hosting family and friends. An adorable detached outbuilding adds even more flexibility and would make the perfect home office, workshop, studio, she shed, man cave, or private playroom. With incredible square footage, versatile living spaces, and a fantastic backyard retreat, this is an opportunity you won't want to miss!

704 S Cedar Street, Belton

Listing courtesy of Branigan Barnett of Keller Williams Southland.

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