64040 Homes with FHA Financing

Welcome to Holden, Missouri, a charming city nestled in Johnson County, with the zip code 64040. Known for its warm community spirit and picturesque landscapes, Holden offers a delightful blend of small-town charm and modern conveniences. Whether you're a first-time homebuyer or looking to invest, this area is ripe with opportunities, particularly for those interested in homes eligible for FHA financing.

FHA financing opens the door to homeownership for many, allowing buyers to secure a mortgage with lower down payments and more flexible credit requirements. In Holden, you'll find a variety of homes that qualify for FHA loans, making it an excellent choice for families and individuals looking to settle in a welcoming community. From cozy single-family homes to charming bungalows, the options are diverse and cater to various lifestyles and budgets.

Living in Holden means enjoying a peaceful environment while still having access to essential amenities. The city boasts local parks, schools, and community events that foster a strong sense of belonging. Plus, with easy access to nearby larger cities, residents can enjoy the best of both worlds—tranquil living with urban conveniences just a short drive away.

If you’re considering a move to Holden, MO 64040, you’ll find a vibrant community ready to welcome you home. Explore the possibilities today and discover the perfect FHA-financed home that suits your needs in this delightful part of Johnson County!

Newest 64040 Homes with FHA Financing

$380,000

3 Beds ⋅ 2 Baths

Great Renovated home on 2.5 Acres. Escape the city while staying close to everything! This beautifully renovated farmhouse-style home sits on 2.5 acres just outside the city limits on a desirable corner lot. Offering 4 bedrooms (including a non-conforming fourth bedroom), this home has been thoughtfully updated throughout the past four years. The stunning kitchen features brand-new cabinets, and all kitchen appliances are included, making this home truly move-in ready. With its charming farmhouse style and modern updates, you'll enjoy the perfect blend of character and comfort. Conveniently located with easy access to major highways, you're only 30 minutes from Lee's Summit and 20 minutes from Warrensburg. Additional highlights include: 2.5-acre corner lot Renovated throughout the last 4 years Brand-new kitchen cabinets All kitchen appliances stay Non-conforming 4th bedroom Outside city limits Easy highway access Don't miss this opportunity to enjoy country living with modern updates and an easy commute!

1411 NW 200th Road, Holden

Listing courtesy of Carlene Villaruel of Platinum Realty LLC.

$415,000

4 Beds ⋅ 3 Baths

Tired of hearing traffic noise and sirens while having your outdoor barbecue? Want rural living without driving a dusty country road every day? Then this home is for you. Nestled on 3.465 acres, 5 miles Southeast of Holden, this property is on paved County/State Rd O and offers the perfect blend of rural living and convenient location: 16 miles from Warrensburg (home of UCM); 35 miles from Clinton &Truman Lake; 4 miles from the Medford Trailhead on the Rock Island/Katy Trail; and 36 miles from Lees Summit. The outside has been newly painted, new porch posts, new guttering, regraded yard for drainage, new garage floor, new back porch deck, new electric breaker boxes, new sidewalk and new upsized propane line. 125-year-old Burr Oak trees shade the front yard. The beautiful ground features sharing a one acre+ spring-fed pond that originally supplied drinking water to the home. The ranch style house with 2 car garage has 4+ bedrooms, 3 bathrooms, dining room, living room and kitchen/hearth room with wood burning fireplace on the main level. The hearth room opens out to a steel framed deck - perfect for watching the deer and wild turkeys that roam the back yard. The walk-out basement has a finished living area with a wood burning fireplace and cast-iron stove, a full bath plus the fourth bedroom and an extra room with a large walk-in closet. There is also a full kitchen & 3rd garage and workshop area. The property is needing YOU to add your touch to the inside! If you're looking for a peaceful home that is conveniently located, don't miss your chance to make this your private haven.

561 SW County Road O N/A, Holden

Listing courtesy of Eddie Davis of Orenda Real Estate Services.

$719,900

4 Beds ⋅ 3.5 Baths

Dreaming of owning a country retreat? Your search ends here! This stunning two-story home is perfectly situated on a little under 8 picturesque acres with great country views, offering the ideal combination of luxury, comfort and peaceful country living. From the moment you arrive, you will be captivated by the gorgeous wraparound porch-the perfect place to enjoy your morning coffee, watch amazing sunsets, or simply take in the beautiful scenery. Step inside to discover the spacious, thoughtfully designed floor plan featuring 4 generous bedrooms and 3.5 bathrooms. The heart of the home is the large, beautiful kitchen, complete with an abundance of cabinets, lots of countertop space and plenty of room for cooking and entertaining. With a charming breakfast nook and a formal dining room, you will always have plenty of space for meals. There is a cozy living room with a fireplace and an additional sitting room. Full unfinished basement provides not only tons of storage but also endless opportunities to finish. There is already a finished full bathroom down there. Outside, you will find your own private oasis with an above ground pool with a wraparound deck. A detached two-car shop provides ample space for extra cars, mowers, toys etc. Located in a highly desirable area on a blacktop road is even more of a bonus. This one-of-a-kind property is packed with charm, space, and endless possibilities. Don't miss out.... go check it out today!!

455 SW 1351st Road, Holden

Listing courtesy of Amy Anderson of Homes by Darcy LLC.

$239,900

3 Beds ⋅ 2 Baths

Here is your opportunity to buy a cute 3-bedroom 2 bath home within walking distance to the Holden schools. This bungalow has had many updates and is ready for a new family to make it their own. Whether you are a first-time homebuyer or wanting to downsize, this one can check those boxes for you. The primary bedroom is roomy with a nice big walk-in closet, and a master bath with double sink. And if you are wanting a workshop, look no further as you will be able to utilize the appx 20x25 outbuilding in the back yard. Speaking of the yard, your fur babies will be right at home in the fenced back yard. Don't wait, this one will go fast!

210 W 19th Street, Holden

Listing courtesy of Brent Brown of EXP Realty LLC.

$215,000

3 Beds ⋅ 1.5 Baths

Welcome home to this charming 3-bedroom, 1.5-bath residence situated on a desirable corner lot. From the inviting brick pillars to its convenient location just minutes from Main Street, this home offers both character and convenience. Inside, you'll find a functional layout that's perfect for relaxing or gathering with family and friends. Beautiful original hardwood floors add timeless charm, while multiple windows throughout the home fill each room with an abundance of natural light, creating a warm and welcoming atmosphere. Thoughtfully maintained with important updates already completed, the home features a 3-year-old HVAC system, a 4-year-old air conditioning unit, a 5-year-old water heater, and a roof that's only 7 years old—providing added peace of mind for years to come. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home is ready for its next owner.

1104 S Market Street, Holden

Listing courtesy of Ashley Ortega of ReeceNichols - Lees Summit.

$384,900

3 Beds ⋅ 2 Baths

This floor plan in the photo is of a similar home by the same builder that was recently finished and sold. Builder is open to altering this plan or to utilize buyer's own plan. This home will be started soon on spacious 3+ acre lot located at the North side of US Hwy 50 just east of Pittsville. Granite countertops, spacious rooms and very open central area.

Lot 9 N/A, Holden

Listing courtesy of JIM TIVIS of SHOW-ME REALTY.

$384,900

3 Beds ⋅ 2 Baths

This floor plan in the photo is of a similar home by the same builder that was recently finished and sold. Builder is open to altering this plan or to utilize buyer's own plan. This home will be started soon on spacious 3+ acre lot located on the North side of US Hwy 50 just east of Pittsville. Granite countertops, spacious rooms and very open central area.

Lot 5 Street, Holden

Listing courtesy of JIM TIVIS of SHOW-ME REALTY.

$534,900

4 Beds ⋅ 3 Baths

This 4 bed 3 bath home is sitting on 4.7 acres and is absolutely stunning. The property is like a park setting with the mature trees and the courtyard in back. Master is on the main floor with the master sweet, big kitchen with tons of cabinets and counter space. 2 more bedrooms on the main level with another full bathroom. Down in the basement part of it is set up as a gym the other part has another full bathroom and kitchen with the 4th bedroom and walk out. The shop is a 30x60 with spray foam insulation and propane heat with central air. There is an office and a bathroom in the shop. It is perfect for any mechanic or make it the perfect mancave. This property is a MUST SEE!!

1250 NW 450 Road, Holden

Listing courtesy of Kyle Sexton of Blue Bird Real Estate Holden, MO.

$355,000

4 Beds ⋅ 2 Baths

Move right into this beautifully renovated 4-bedroom, 2-bath home nestled on 3.73 scenic acres. Offering the perfect blend of modern updates and country charm, this property also includes a detached 1-car garage, a barn, and a seasonal wet creek runs along the north side of the property. Start your day on the inviting front porch, the perfect spot to enjoy breathtaking sunrises and peaceful country views. Inside, you'll love the open-concept floor plan featuring a spacious living room and an updated kitchen complete with an island, pantry, and plenty of room for gathering and entertaining. The main level offers a comfortable primary suite with a private en-suite bath, an additional bedroom, a second full bath, and convenient main-floor laundry. Upstairs, you'll find two more bedrooms, providing plenty of space for family, guests, or a home office. Major updates provide peace of mind, including new plumbing, most new electrical, new HVAC system, tankless water heater, new roof and a new septic system with fenced septic pond. With acreage, outbuildings, and extensive improvements already completed, this property is truly move-in ready and offers the best of country living with modern conveniences. Don't miss this opportunity to own your own slice of paradise! PROPERTY LINES drawn on photos are APPROXIMATE!

36 SW 1421st Road, Holden

Listing courtesy of Lisa Larson of Realty Executives.

$349,900

3 Beds ⋅ 3 Baths

Looking for privacy?! You'll love being tucked away on your own 5.43 acres!! This brick ranch with 3 bedrooms and 3 bathrooms has charm throughout including brick fireplace, vaulted ceiling and beams in the living room, built in desk in the kitchen, custom cabinetry and more. The owner has just had foundation repair fixed for you, front and back decks have been newly stained and the survey on the property is completed. The basement is partially finished with a wood burning stove and has a full bathroom, potential for additional bedrooms and a small kitchenette used for canning. Get ready for you to move in and enjoy the country for an amazing price!!

75 NW 1501 Road, Holden

Listing courtesy of Darcy Roach of Homes by Darcy LLC.

$478,000

4 Beds ⋅ 3 Baths

Very well maintained ranch home with walkout basement on 5 acres. Quiet country living with plenty of room your own private garden, Mulberry, Apple and Peach trees already established. Small pasture for animals. Enjoy your coffee watching the sunrise from the deck located on the east side of the house. Patio in front of walkout basement. 2 car detached garage and newer pool. 4 Bedroom home with 3 bath, possible non-conforming 5th bedroom on lower level.

510 SW 801st Road, Holden

Listing courtesy of Mike Watterson of Watterson Realty & Auction.

$469,900

2 Beds ⋅ 1.5 Baths

Welcome to peaceful country living with this well-maintained 2 bedroom, 1.5 bath earth contact home on 20 acres. This property offers the perfect blend of comfort, and outdoor space with numerous updates throughout. Inside, you’ll find updated flooring completed in 2022, with new flooring added in the bedrooms and bathroom in 2026, along with new trim throughout the entire home. The full bathroom has been completely updated, giving the home a fresh and modern feel. Enjoy relaxing mornings or evenings on the covered front porch watching the sunset. Exterior paint was completed in 2021. Outside, this property is set up for both recreation and livestock with two ponds. One newly completed just 3 months ago and the back pond stocked for fishing enjoyment. Additional improvements include a 20x20 shop and a 30x35 concrete pad completed in 2023, a lean-to, and an approximately 30x80 shop featuring concrete floors and electric. The property also includes a dry lot corral and pipe fencing, making it ideal for horses or livestock. Whether you’re looking for a hobby farm, or a peaceful rural homestead, this property offers endless possibilities!

1679 SW 800 Road, Holden

Listing courtesy of Sierra Jackson of Homes by Darcy LLC.

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