64040 Homes with USDA Loan Financing

Welcome to Holden, Missouri, a charming city nestled in the heart of Johnson County, with the zip code 64040. This picturesque community is a hidden gem that combines small-town charm with a welcoming atmosphere. With its rich history, friendly residents, and beautiful landscapes, Holden offers an idyllic setting for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

One of the standout features of the Holden area is its accessibility to USDA loan financing, making homeownership more attainable for many. The USDA loan program is designed to assist low to moderate-income families in rural areas, and Holden perfectly fits the bill. This means that you can explore a variety of homes in this lovely community with little to no down payment, making it easier to step into your dream home.

The housing market in Holden boasts a diverse selection of properties, from charming single-family homes to spacious lots that provide room for growth. With a strong sense of community, residents enjoy local parks, recreational opportunities, and a close-knit environment that fosters connections. The area is also known for its excellent schools and family-friendly amenities, ensuring that everyone feels right at home.

Whether you’re a first-time homebuyer or looking to settle down in a serene environment, the 64040 zip code in Holden, MO, offers a fantastic opportunity for homeownership. Don’t miss your chance to be part of this vibrant community—explore the possibilities today!

Newest 64040 Homes with USDA Loan Financing

$380,000

3 Beds ⋅ 2 Baths

Great Renovated home on 2.5 Acres. Escape the city while staying close to everything! This beautifully renovated farmhouse-style home sits on 2.5 acres just outside the city limits on a desirable corner lot. Offering 4 bedrooms (including a non-conforming fourth bedroom), this home has been thoughtfully updated throughout the past four years. The stunning kitchen features brand-new cabinets, and all kitchen appliances are included, making this home truly move-in ready. With its charming farmhouse style and modern updates, you'll enjoy the perfect blend of character and comfort. Conveniently located with easy access to major highways, you're only 30 minutes from Lee's Summit and 20 minutes from Warrensburg. Additional highlights include: 2.5-acre corner lot Renovated throughout the last 4 years Brand-new kitchen cabinets All kitchen appliances stay Non-conforming 4th bedroom Outside city limits Easy highway access Don't miss this opportunity to enjoy country living with modern updates and an easy commute!

1411 NW 200th Road, Holden

Listing courtesy of Carlene Villaruel of Platinum Realty LLC.

$415,000

4 Beds ⋅ 3 Baths

Tired of hearing traffic noise and sirens while having your outdoor barbecue? Want rural living without driving a dusty country road every day? Then this home is for you. Nestled on 3.465 acres, 5 miles Southeast of Holden, this property is on paved County/State Rd O and offers the perfect blend of rural living and convenient location: 16 miles from Warrensburg (home of UCM); 35 miles from Clinton &Truman Lake; 4 miles from the Medford Trailhead on the Rock Island/Katy Trail; and 36 miles from Lees Summit. The outside has been newly painted, new porch posts, new guttering, regraded yard for drainage, new garage floor, new back porch deck, new electric breaker boxes, new sidewalk and new upsized propane line. 125-year-old Burr Oak trees shade the front yard. The beautiful ground features sharing a one acre+ spring-fed pond that originally supplied drinking water to the home. The ranch style house with 2 car garage has 4+ bedrooms, 3 bathrooms, dining room, living room and kitchen/hearth room with wood burning fireplace on the main level. The hearth room opens out to a steel framed deck - perfect for watching the deer and wild turkeys that roam the back yard. The walk-out basement has a finished living area with a wood burning fireplace and cast-iron stove, a full bath plus the fourth bedroom and an extra room with a large walk-in closet. There is also a full kitchen & 3rd garage and workshop area. The property is needing YOU to add your touch to the inside! If you're looking for a peaceful home that is conveniently located, don't miss your chance to make this your private haven.

561 SW County Road O N/A, Holden

Listing courtesy of Eddie Davis of Orenda Real Estate Services.

$719,900

4 Beds ⋅ 3.5 Baths

Dreaming of owning a country retreat? Your search ends here! This stunning two-story home is perfectly situated on a little under 8 picturesque acres with great country views, offering the ideal combination of luxury, comfort and peaceful country living. From the moment you arrive, you will be captivated by the gorgeous wraparound porch-the perfect place to enjoy your morning coffee, watch amazing sunsets, or simply take in the beautiful scenery. Step inside to discover the spacious, thoughtfully designed floor plan featuring 4 generous bedrooms and 3.5 bathrooms. The heart of the home is the large, beautiful kitchen, complete with an abundance of cabinets, lots of countertop space and plenty of room for cooking and entertaining. With a charming breakfast nook and a formal dining room, you will always have plenty of space for meals. There is a cozy living room with a fireplace and an additional sitting room. Full unfinished basement provides not only tons of storage but also endless opportunities to finish. There is already a finished full bathroom down there. Outside, you will find your own private oasis with an above ground pool with a wraparound deck. A detached two-car shop provides ample space for extra cars, mowers, toys etc. Located in a highly desirable area on a blacktop road is even more of a bonus. This one-of-a-kind property is packed with charm, space, and endless possibilities. Don't miss out.... go check it out today!!

455 SW 1351st Road, Holden

Listing courtesy of Amy Anderson of Homes by Darcy LLC.

$215,000

3 Beds ⋅ 1.5 Baths

Welcome home to this charming 3-bedroom, 1.5-bath residence situated on a desirable corner lot. From the inviting brick pillars to its convenient location just minutes from Main Street, this home offers both character and convenience. Inside, you'll find a functional layout that's perfect for relaxing or gathering with family and friends. Beautiful original hardwood floors add timeless charm, while multiple windows throughout the home fill each room with an abundance of natural light, creating a warm and welcoming atmosphere. Thoughtfully maintained with important updates already completed, the home features a 3-year-old HVAC system, a 4-year-old air conditioning unit, a 5-year-old water heater, and a roof that's only 7 years old—providing added peace of mind for years to come. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home is ready for its next owner.

1104 S Market Street, Holden

Listing courtesy of Ashley Ortega of ReeceNichols - Lees Summit.

$384,900

3 Beds ⋅ 2 Baths

This floor plan in the photo is of a similar home by the same builder that was recently finished and sold. Builder is open to altering this plan or to utilize buyer's own plan. This home will be started soon on spacious 3+ acre lot located at the North side of US Hwy 50 just east of Pittsville. Granite countertops, spacious rooms and very open central area.

Lot 9 N/A, Holden

Listing courtesy of JIM TIVIS of SHOW-ME REALTY.

$384,900

3 Beds ⋅ 2 Baths

This floor plan in the photo is of a similar home by the same builder that was recently finished and sold. Builder is open to altering this plan or to utilize buyer's own plan. This home will be started soon on spacious 3+ acre lot located on the North side of US Hwy 50 just east of Pittsville. Granite countertops, spacious rooms and very open central area.

Lot 5 Street, Holden

Listing courtesy of JIM TIVIS of SHOW-ME REALTY.

$355,000

4 Beds ⋅ 2 Baths

Move right into this beautifully renovated 4-bedroom, 2-bath home nestled on 3.73 scenic acres. Offering the perfect blend of modern updates and country charm, this property also includes a detached 1-car garage, a barn, and a seasonal wet creek runs along the north side of the property. Start your day on the inviting front porch, the perfect spot to enjoy breathtaking sunrises and peaceful country views. Inside, you'll love the open-concept floor plan featuring a spacious living room and an updated kitchen complete with an island, pantry, and plenty of room for gathering and entertaining. The main level offers a comfortable primary suite with a private en-suite bath, an additional bedroom, a second full bath, and convenient main-floor laundry. Upstairs, you'll find two more bedrooms, providing plenty of space for family, guests, or a home office. Major updates provide peace of mind, including new plumbing, most new electrical, new HVAC system, tankless water heater, new roof and a new septic system with fenced septic pond. With acreage, outbuildings, and extensive improvements already completed, this property is truly move-in ready and offers the best of country living with modern conveniences. Don't miss this opportunity to own your own slice of paradise! PROPERTY LINES drawn on photos are APPROXIMATE!

36 SW 1421st Road, Holden

Listing courtesy of Lisa Larson of Realty Executives.

$139,900

2 Beds ⋅ 1 Baths

BACK ON THE MARKET, NO FAULT TO THE SELLER!! Welcome home to this beautifully updated 2-bedroom, 1-bath bungalow that's move-in ready and full of charm. Recent improvements include fresh interior paint, new flooring throughout, brand-new carpet in both bedrooms. New Kitchen appliances. With an inviting front porch, perfect for relaxing and enjoying the neighborhood. Outside, you'll find a convenient storage shed for tools, lawn equipment. Whether you're a first-time homebuyer or seeking an investment property, this affordable and well-maintained home offers comfort, convenience, and classic bungalow character.

606 Niagara Street, Holden

Listing courtesy of Lindsey Lamming of Chartwell Realty LLC.

$478,000

4 Beds ⋅ 3 Baths

Very well maintained ranch home with walkout basement on 5 acres. Quiet country living with plenty of room your own private garden, Mulberry, Apple and Peach trees already established. Small pasture for animals. Enjoy your coffee watching the sunrise from the deck located on the east side of the house. Patio in front of walkout basement. 2 car detached garage and newer pool. 4 Bedroom home with 3 bath, possible non-conforming 5th bedroom on lower level.

510 SW 801st Road, Holden

Listing courtesy of Mike Watterson of Watterson Realty & Auction.

$949,900

4 Beds ⋅ 3.5 Baths

Discover the perfect blend of recreation, privacy, and country living on this incredible 34-acre secluded property, beautifully tucked away. This versatile acreage features a 40x60 shop with concrete floors, a 50x80x16 barn with stalls, a sorting pen, fenced pastures, lean-to-sheds, and a custom chicken coop already in place for easy homesteading. The property is rich with mature timber, offering excellent wildlife habitat and ideal conditions for deer and recreational hunting. Enjoy established trails winding throughout the land, complete with a scenic creek and pond, all adding to the beauty and functionality of the property. Located just a short distance from the Katy Trail, this property offers even more opportunities for outdoor recreation. The home offers 4 bedrooms and 3.5 bathrooms with approximately 3,300 square feet of living space, featuring an open floor plan, vaulted ceilings, and spectacular views in every direction. The spacious master bedroom includes a walk-in closet and an oversized stone walk-in shower, while an additional main level en suite bedroom features its own walk-in closet and stone walk-in shower. A bonus room upstairs could easily serve as a fifth bedroom or flex space. The basement has been framed in and features polished concrete floors, offering a great opportunity to finish to your needs. This home is also equipped with a geothermal HVAC system to help maintain energy efficiency. Enjoy sweet tea and quiet country nights on the covered front porch, or spend evenings grilling with family or friends on the back deck while taking in the peaceful surroundings. Whether you’re looking for a hobby farm, hunting retreat, or private country escape, this property truly offers it all.

811 SW 1171st Road, Holden

Listing courtesy of Tamara Thieman of Platinum Realty LLC.

$469,900

2 Beds ⋅ 1.5 Baths

Welcome to peaceful country living with this well-maintained 2 bedroom, 1.5 bath earth contact home on 20 acres. This property offers the perfect blend of comfort, and outdoor space with numerous updates throughout. Inside, you’ll find updated flooring completed in 2022, with new flooring added in the bedrooms and bathroom in 2026, along with new trim throughout the entire home. The full bathroom has been completely updated, giving the home a fresh and modern feel. Enjoy relaxing mornings or evenings on the covered front porch watching the sunset. Exterior paint was completed in 2021. Outside, this property is set up for both recreation and livestock with two ponds. One newly completed just 3 months ago and the back pond stocked for fishing enjoyment. Additional improvements include a 20x20 shop and a 30x35 concrete pad completed in 2023, a lean-to, and an approximately 30x80 shop featuring concrete floors and electric. The property also includes a dry lot corral and pipe fencing, making it ideal for horses or livestock. Whether you’re looking for a hobby farm, or a peaceful rural homestead, this property offers endless possibilities!

1679 SW 800 Road, Holden

Listing courtesy of Sierra Jackson of Homes by Darcy LLC.

$329,000

3 Beds ⋅ 2 Baths

This beautiful, new construction home on a large corner lot is ready for you to make your own. It is perfectly located just outside the city limits for convenient commuting and still close to town and the schools. This 3-bedroom, 2-bathroom home has a fantastic floorplan with a cozy kitchen and a large open living room/dining room area. Adorable kitchen with gorgeous cabinets and countertops, large island and nice appliances. Fantastic front porch and a large back patio make for great entertaining spaces or just enjoying quiet sunrises and sunsets. Do not miss out on this gem!!!

296 SW 1311 Road, Holden

Listing courtesy of Amy Anderson of Homes by Darcy LLC.

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