64050 Homes with FHA Financing

Welcome to the vibrant zip code 64050 in Missouri! This area, situated in Jackson County, offers a perfect blend of urban amenities and suburban charm. Home to a diverse community, 64050 boasts a range of housing options, from cozy single-family homes to modern condos.

One of the standout features of this area is the availability of homes with FHA financing. This makes purchasing a property in 64050 more accessible and affordable for first-time homebuyers or those looking for flexible financing options. With FHA financing, buyers can benefit from low down payment requirements and competitive interest rates, making the dream of homeownership within reach.

Beyond the real estate opportunities, 64050 is known for its excellent schools, bustling shopping districts, and a variety of dining options to suit every palate. Outdoor enthusiasts will appreciate the numerous parks and green spaces, perfect for leisurely strolls or weekend picnics.

Whether you're looking to settle down in a family-friendly neighborhood or seeking a bustling urban environment, zip code 64050 has something for everyone. Explore the diverse real estate market, take advantage of FHA financing, and make this vibrant community your new home sweet home.

Newest 64050 Homes with FHA Financing

$115,000

2 Beds ⋅ 2 Baths

This single-level condo sits right across from the historic Stone Church, just moments from the Temple Lot and the Square. Second-level entry with both stairs and a wheelchair ramp. Inside, enjoy a living room with a mirrored accent wall, vinyl plank flooring through the main areas, and a bright galley kitchen with a skylight. The primary suite includes a large walk-in closet and private bath, and the second bedroom is nicely sized with a ceiling fan and tree views. A second full bath features a charming stained-glass window. Enjoy in-unit laundry closet, basement storage, and covered carport parking. Come see downtown Independence living at its best!

1006 W Maple Avenue Unit #B, Independence

Listing courtesy of Jason and Jenni Lomonte of 1st Class Real Estate KC.

$145,000

2 Beds ⋅ 1 Baths

Welcome home to this cute and quaint 2-bedroom home. The exterior features low-maintenance vinyl siding, while the interior is enhanced with beautiful plantation shutters throughout. Both bedrooms are spacious and offer generous closet space. The kitchen comes fully equipped with all appliances included and offers the option for either a gas or electric stove. A convenient pantry provides additional storage, and the dedicated laundry room includes built-in shelving for organization. The living room has a built in office desk off the entryway. Enjoy relaxing or creating extra storage space on the covered back porch. Additional features include a walk-up basement, fenced in yard, and a storage shed for lawn equipment. This well-maintained home blends charm and functionality, making it the perfect place to call home.

309 E Kansas Avenue, Independence

Listing courtesy of Mandy Roe of Keller Williams Southland.

$200,000

3 Beds ⋅ 2 Baths

This well-maintained 3-bedroom, 2-bath home offers a functional layout with a spacious living room, eat-in kitchen, and a primary suite with its own en suite bathroom. Laundry is conveniently located just off the kitchen in the garage. The full unfinished basement provides endless possibilities for storage, a workshop, or future finished living space. Situated on nearly 1/2 acre, the backyard features a fire pit, dog house, and plenty of room to enjoy the outdoors. Recent updates include refinished hardwood floors, new LVP flooring, fresh paint, updated light fixtures, a renovated main bathroom, new siding on the back of the home, a 5-year-old HVAC system, and a 1-year-old roof. All kitchens appliances remain with the home.

1717 Ellison Way, Independence

Listing courtesy of Bailey Rega of Platinum Realty LLC.

$156,000

2 Beds ⋅ 1 Baths

Tucked away with 2 private driveways, this charming home feels like your own little retreat while still being close to everything Independence has to offer. One of the first things you'll notice is the giant front porch, just waiting for a couple of rocking chairs, morning coffee, or relaxing at the end of the day. Step inside and you'll find a home that has been thoughtfully updated with a refreshed kitchen and bathroom, along with a layout that simply feels right. The spaces flow naturally, making the home feel inviting and easy to live in. Whether you're buying your very first home, looking to downsize, or searching for a smart investment property, this one checks all the boxes. It's full of character, move-in ready, and offers that hard-to-find sense of privacy that's rare in town. Come see why this solid house might just feel like home the moment you pull into the driveway.

431 N Eubank Street, Independence

Listing courtesy of Maeve Hale of Iron Key Realty.

$199,000

3 Beds ⋅ 2 Baths

3-bedroom, 1-bath home featuring a spacious country kitchen, formal living room, and main-level family room with a majestic brick wood-burning fireplace. An oversized detached 3-car garage with workshop offers excellent storage and project space. Conveniently located near the metro bus line, shopping, and places of worship.

2209 S Ellison way N/A, Independence

Listing courtesy of Judy Engle of Realty Professionals Heartland.

$215,000

3 Beds ⋅ 1 Baths

This adorable mid-century home is full of charm and sits on an expansive lot on more than half an acre. Recently remodeled, it offers the perfect blend of modern updates and timeless character. Step inside to an open-concept floor plan with vaulted ceilings that create a bright, spacious feel. The inviting living room flows seamlessly into the kitchen and dining area, making everyday living and entertaining effortless. The main level features two comfortable bedrooms, while the finished walkout lower level includes a third bedroom and plenty of additional space for a recreation room, home office, gym, or whatever fits your lifestyle. Outside, you’ll love the oversized backyard with endless possibilities for entertaining, gardening, or simply enjoying the extra space. With its walkout basement, updated interior, and beautiful mid-century style, this home is one you won’t want to miss!

708 W Nickell Avenue, Independence

Listing courtesy of Curtis Jay of KW KANSAS CITY METRO.

$350,000

4 Beds ⋅ 3 Baths

Welcome to 1432 W Walnut, where nearly everything has been thoughtfully updated and redesigned. This beautifully remodeled home offers the perfect blend of modern finishes and everyday functionality. From the moment you step inside, you will notice the attention to detail throughout. The home features updated flooring, fresh paint, stylish fixtures and finishes, creating a space that is both functional and inviting. Updated bathrooms, spacious living areas, and abundant natural light make this home move-in ready from day one. Major improvements throughout the property provide peace of mind while giving the home a fresh, modern feel. This home features two master suites, providing potential for multi-generational or extended living space that provides both privacy and first floor access. Whether you are a first-time buyer, or simply searching for a home that meets your needs and requires little to no work after closing, this property is ready for its next owner to enjoy. With satisfactory offer Seller is willing to place front access ramp to provide first floor accessibility if needed or other customizations to fit buyer's needs. Do not miss the opportunity to own a home that has been completely remodeled from top to bottom. Schedule your showing today and see all that 1432 W. Walnut has to offer.

1432 W Walnut Street, Independence

Listing courtesy of Angela Dicaprio Coursey of Keller Williams Platinum Prtnr.

$245,000

4 Beds ⋅ 2.5 Baths

BEAUTIFUL, UNIQUE, WELL-MAINTAINED HOME! This home offers everything you want. It's elegant, updated, spacious, and private. The home has four big bedrooms and two-and-a-half bathrooms on a large lot. When you walk in, you'll see a big living room with a fireplace, a formal dining room, and a beautifully remodeled kitchen, perfect for cooking and dining. There are also a bedroom and a half bathroom on the main floor. Plus, a sunny room perfect for relaxing. Upstairs, there are three more bedrooms and two full bathrooms. The main bedroom has a huge closet and extra storage space. The house has plenty of space, and the two big garages give you even more room. The backyard is green and spacious. Best of all, the house is in a great location, close to town, highways, and more!

1201 N River Boulevard, Independence

Listing courtesy of Shaista Ahtisham of Platinum Realty LLC.

$180,000

3 Beds ⋅ 1 Baths

There's more to this home than meets the eye! With everything conveniently located on the main level, this home offers a comfortable layout that's both practical and inviting. Good sized bedrooms sized, give everyone room to spread out. The unfinished basement provides plenty of storage and the opportunity to create additional space over time if you choose. Outside, you'll love the large fenced backyard with room to relax, garden, play, or entertain, along with a 1-car garage and charming curb appeal. Full of potential and ready for its next chapter, this home is waiting for someone to make it their own.

1526 N Pleasant Street, Independence

Listing courtesy of Shelby Bohr of ReeceNichols - Lees Summit.

$185,000

3 Beds ⋅ 2 Baths

Step onto the classic front porch and discover a home where historic charm meets a world of potential. This two-story residence features 3 bedrooms, 2 bathrooms, and a versatile bonus room, providing a solid foundation and a warm, inviting canvas for your vision. Located just moments from the vibrant energy of Independence Square, the home offers a nice backyard perfect for outdoor living. This is a fantastic opportunity to add your finishing touches to a charming property in an established neighborhood. Come explore the possibilities waiting for you on Spring Street.

611 N Spring Street, Independence

Listing courtesy of Ray Homes KC Team of Compass Realty Group.

$320,000

3 Beds ⋅ 2 Baths

Discover the perfect blend of modern updates, versatile living, and peaceful surroundings in this beautifully remodeled Independence ranch! The main level features an open floor plan with new flooring, energy-efficient windows, added attic insulation, and a family room highlighted by a modern electric fireplace set on a sparkling stone accent wall. The fully updated chef’s kitchen boasts custom cabinetry and new appliances, accompanied by three spacious bedrooms with closet and ceiling fans throughout. The fully finished walkout basement functions as a deluxe mother-in-law suite with two separate exterior entrances, a second full kitchen with appliances, and a huge living area. Lower level includes 2 non-conforming bedrooms, one huge portable closet, an expansive bath with dual sinks and a double-wide shower, and a dedicated unfinished laundry/furnace room. Enjoy ultimate flexibility with full kitchens and washer/dryer hookups on both levels! Step outside to a flat, fully fenced backyard featuring a patio, barn shaped storage shed, and a peaceful, scenic view backing to a wooded area frequent with deer. Nothing to do but move right in—schedule your tour today!

703 W 28th Street N, Independence

Listing courtesy of Mahnia Nematollahi Mahani of Platinum Realty LLC.

$189,900

3 Beds ⋅ 2 Baths

This beautifully updated home blends modern conveniences with timeless turn-of-the-century charm. Don't let the exterior fool you, it's much more spacious than it appears, offering generously sized rooms with tall ceilings, crown molding, and ornate trim throughout. Major updates have already been completed, including a roof less than 10 years old, an HVAC system replaced within the last 2 years, and new gutters and extensive interior renovations completed within the past year. Recent improvements include luxury vinyl plank flooring, new carpet, butcher-block countertops, tile backsplash, stainless steel appliances, updated bathrooms, new vanities, and modern fixtures. Enjoy your morning coffee on the charming covered front porch or relax in the evenings on the screened-in back deck surrounded by peaceful outdoor space. Conveniently located within walking distance of the Independence Square, this home offers the perfect blend of historic character, modern updates, and an unbeatable location. Schedule your showing today before someone else makes it their own!

1420 W Walnut Avenue, Independence

Listing courtesy of Patel Group of Keller Williams Platinum Prtnr.

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