64052 Homes with FHA Financing

64052 Homes with FHA Financing

Welcome to the vibrant zip code 64052, nestled in the heart of Independence, Jackson County, Missouri. This charming area offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place to call home.

Homebuyers in 64052 will be pleased to know that FHA financing is available for properties in this area. This makes purchasing a home in 64052 more accessible and affordable for first-time buyers and those looking to make a smart investment.

Independence, Missouri, is a historic city with a rich heritage and a strong sense of community. Residents of 64052 enjoy a variety of amenities, including parks, shopping centers, restaurants, and top-rated schools. The vibrant downtown area is a hub of activity, with local boutiques, cafes, and cultural attractions to explore.

With easy access to major highways and public transportation, commuting to nearby Kansas City or exploring the greater Kansas City metropolitan area is a breeze for residents of 64052. Whether you're a young professional, growing family, or empty-nester looking to downsize, 64052 offers a diverse range of housing options to suit every lifestyle and budget.

Come and discover the unique charm and endless possibilities that await you in zip code 64052. Find your perfect home in this welcoming community and start living the life you've always dreamed of in Independence, Missouri.

Newest 64052 Homes with FHA Financing

$209,000
3 Beds ⋅ 2.5 Baths
Beautifully updated mid-century modern home featuring a new roof, new hot water heater, quartz countertops, updated cabinets, new appliances, refinished hardwood floors, and new carpet throughout. Enjoy the stylish dry bar, perfect for entertaining, along with modern updates that blend seamlessly with the home's timeless character. Seller is also adding a 5-year HomeServe HVAC warranty credit along with a home warranty for added peace of mind. Listing agent part owner and related to seller (married)

11120 E 35th Terrace, Independence

Listing courtesy of Stephanie Sparks of Platinum Realty LLC.
$149,000
3 Beds ⋅ 1.5 Baths
2-Story home in a nice, secluded neighborhood; Featuring a spacious living room, dining room, newer cabinets in kitchen, 3 bedroom and 1 bath upstairs, 1/2 bath in the dry basement, 1-car garage; Roof is about 10 years, HVAC and windows are newer; main sewer stack was replaced recently as well. Excellent opportunity for an investor or Buyer looking to add value through sweat equity. Just a little cosmetics to make this good home great!

9805 E Jewell Court, Independence

Listing courtesy of Joe Ientile of KW Diamond Partners.
$199,000
2 Beds ⋅ 1 Baths
Beautifully renovated 2-bedroom, 1-bath home where classic charm meets modern updates. This truly is a turnkey home featuring a stunning new kitchen with custom cabinetry, quartz countertops, and all-new appliances, along with a beautifully renovated bathroom, refinished hardwood floors, fresh interior and exterior paint, and updated lighting. Unlike many renovated homes, the improvements extend well beyond the cosmetic finishes. Enjoy the peace of mind that comes with a new roof, updated plumbing, electrical, and HVAC systems, a new electrical panel, newer windows, and a newer water heater. The basement has been professionally waterproofed with an interior drain tile system and sump pump. Backed by a transferable 25-year warranty, the basement is ready to be finished, offering the opportunity to expand your living space for years to come. This is one you won’t want to miss.

3331 S Arlington Avenue, Independence

Listing courtesy of Brian Midden of Real Broker, LLC.
$250,000
Excellent owner-occupant or investment opportunity in Independence! This well-maintained duplex offers two officially designated bedrooms and two full bathrooms per side, plus a finished basement with windows and en-suite 2nd full bathroom—providing flexible additional living, guest, office, or recreation space. Each unit currently rents for $1,350 per month, with one side vacant and ready for an owner-occupant or a new tenant at current market rent. The property is low-maintenance and designed for efficient management, with individually metered utilities paid directly by the tenants. The vacant unit may be shown at any time. The occupied unit will be shown after an accepted offer to minimize disruption to the tenant. Both units are mirror images of one another with substantially the same layout and finishes. Whether you are looking to offset your mortgage by living in one unit and renting the other, or add a turnkey income-producing property to your portfolio, 1408–1410 S Franklin Avenue offers strong versatility and immediate rental potential. Owner/Agent.

1408 S Franklin Avenue, Independence

Listing courtesy of Gabrielle Wallace of Kansas City Regional Homes Inc.
$165,000
2 Beds ⋅ 1 Baths
Here is the home you have been waiting for~ Its finally here! Super cute -Completely remodeled home and move in ready. - If you are renting, now is the time to buy! Cozy covered front porch to sip on your favorite beverage day or night. Bedrooms have new carpet and there is LVP flooring throughout the rest of the house. It will be cold before we know it- avoid scraping your windows this year by parking in your oversized garage that comes with a garage door opener. Whether you like to relax or work in the yard, the space is just right, as goldilocks would say. Perfect area for outdoor entertaining .No need to buy a washer and dryer because this house comes with those already. Located near William M Hill Park that has a playground, walking trails, and shelter house for picnics. Dont wait- Call now! :)

1901 S Cedar Avenue, Independence

Listing courtesy of Angela Seymour of RE/MAX Heritage.
$245,000
3 Beds ⋅ 1.5 Baths
Welcome to 3603 S. Claremont Ave.! This charming 3-bedroom, 1.5-bath home is move-in ready and features beautiful wood floors throughout. Nestled on a HUGE lot with mature trees, the fully fenced backyard backs to woods, offering added privacy and a peaceful setting. Enjoy your morning coffee on the deck or gather around the fire pit on crisp fall evenings. With its inviting outdoor space and comfortable interior, this home is one you won't want to miss!

3603 S Claremont Avenue, Independence

Listing courtesy of Stephanie Davis of RE/MAX Revolution.
$165,000
3 Beds ⋅ 1 Baths
This charming three-bedroom, one-bathroom Independence residence sits on an expansive, oversized lot, offering a rare combination of extensive outdoor space and exceptional functional utility. The standout feature of the property is the massive detached garage, providing an incredible setup for a workshop, car enthusiast, or significant extra storage for recreational gear and tools. With a large lot that leaves plenty of room for outdoor living, gardening, or activities, this property delivers the kind of space and freedom that is highly sought after yet difficult to find. Inside, the home has been beautifully modernized with brand-new luxury vinyl plank (LVP) flooring running seamlessly throughout the living spaces. The heart of the home features a fully updated kitchen and refreshed, contemporary bathroom that gives the entire property a polished, turnkey feel. Adding to the incredible square footage is a finished walkout basement, which provides an ideal layout for a secondary living area, recreation room, or home office with direct access to the sprawling backyard. Location is a major highlight, offering quick and effortless highway access that makes commuting across the Kansas City metro an absolute breeze. You are also situated just minutes from the vibrant Englewood Arts District and shopping center, putting local dining, boutique shopping, community events, and everyday conveniences right down the road. This property represents an incredible opportunity to secure an updated, move-in-ready home with unmatched garage space and a finished lower level, all while staying connected to the best amenities in Independence.

1704 S Brookside Avenue, Independence

Listing courtesy of Christopher Kelly of EXP Realty LLC.
$295,000
3 Beds ⋅ 2 Baths
Living here means you get the best of both worlds. Inside, you've got 3 bedrooms, 2 baths, and gorgeous hardwood floors, updated kitchen with beautiful white cabinets that have clearly been loved and a whole house that has been well kept. Two family rooms so there is plenty of room to spread out. Step outside to a deck that's made for morning coffee or summer cookouts, plus a handy shed for tools, toys, or that lawn mower you'll actually need now. Then, we have two kitchens, which is a rare find and perfect for entertaining, canning season, or keeping a messy prep space separate from the pretty one. There's a soundproof media room, so movie night, gaming, or band practice won't wake up the whole house. And last you're sitting on a full acre across two lots, which means real elbow room, your own garden and future flexibility that's tough to come by this close to town. There is plenty of off street parking and a deep garage and a bonus storage room. You've got space and quiet, but you're just minutes from the highway, so getting to shopping, restaurants, and the rest of the KC metro is quick and easy. If you've been hunting for a home with room to grow, space to entertain, and features you won't find everywhere else, come see this one.

10516 E 35th Street, Independence

Listing courtesy of Mark Wiesemann of RE/MAX Heritage.
$235,000
3 Beds ⋅ 2 Baths
MOVE-IN READY. This ranch style home has LARGE MASTER BEDROOM W/PRIVATE MASTER BATHROOM. 2 fireplaces . Large eat in kitchen area walks out to OVERSIZED DECK and LARGE FENCED BACK YARD, Walking distance to middle school. Seller replaced roof all windows and HVAC 13 years ago. Energy saving. Back yard has double gate and shed.

10520 E 28TH Terrace S, Independence

Listing courtesy of Wei Reid of Platinum Realty LLC.
$164,000
2 Beds ⋅ 1.5 Baths
At 1242 S. Hardy, every update was made with intention—from the fresh, cohesive design to the carefully selected finishes that make the home feel comfortable the moment you walk through the door. It's the kind of renovation that focuses on the details you'll notice every day, not just what's trendy. Items that have already been addressed for your peace of mind include a new water heater, new plumbing, fresh stain on original floors, and servicing the air conditioner to make sure it is ready to take on this summer heat! You can spend less time worrying about projects and more time making the space your own. A detached garage, convenient side entrance, and outdoor space add even more flexibility to the property, whether you're hosting friends, working on hobbies, or simply enjoying a quiet evening at home. This isn't just a house that's been updated—it's a home that's been thoughtfully reimagined and is ready for someone new to write its next chapter.

1242 S Hardy Street, Independence

Listing courtesy of Maeve Hale of Iron Key Realty.
$223,000
3 Beds ⋅ 2.5 Baths
Your Own Private Retreat! Some homes simply feel different...this is one of them! Tucked away at the end of a quiet cul-de-sac, this one-of-a-kind ranch offers the rare opportunity to own over an acre of privacy while remaining just minutes from shopping, dining, and everyday conveniences. Situated on an impressive 1.08-acre lot, included the adjoining parcel, this peaceful home is surrounded by green spaces and mature trees make this a truly special hidden gem! Inside, you'll find a spacious open floor plan with natural light pouring from multiple skylights positioned throughout the home! Original hardwood floors add warmth and character, while the updated kitchen serves as the heart of the home with generous cabinetry, expansive countertops, and a large peninsula island adding a seamless flow into multiple living areas. The vaulted family room features exposed wood beams, a beautiful painted brick fireplace with built-in shelving, and walls of newer windows overlooking the private backyard—created the perfect gathering space for family and friends. The main level primary suite offers vaulted ceilings, skylights, and an updated ensuite bathroom, while two additional bedrooms and a generous main level full bath, and laundry room with heated floors provide comfortable accommodations for family or guests. The partially finished basement offers additional living spaces, full bath, storage, potential second laundry room, and a dedicated workshop for hobbies, projects, or future expansion. With newer components and thoughtful updates this home offers peace of mind. Step outdoors and see where this property truly shines. Whether you're relaxing on the oversized deck, gathering around the firepit, gardening, entertaining, or simply enjoying the peaceful surroundings, the expansive backyard offers endless possibilities rarely found within the city. More than a house - A place to escape!

3340 S Crisp Avenue, Independence

Listing courtesy of Penny Beatty of Keller Williams KC North.
$420,000
3 Beds ⋅ 3 Baths
Welcome home to this spacious true ranch offering the perfect blend of comfort, flexibility, and privacy. The open floor plan creates an inviting atmosphere with seamless flow between the living, dining, and kitchen areas, making it ideal for everyday living and entertaining. This home features 3 bedrooms and 3 full bathrooms on the main level, plus a 4th non-conforming bedroom in the finished basement. The lower level is a standout feature, complete with its own full kitchen, full bath, separate washer and dryer, and private living space—perfect for multigenerational living, guests, or extended stays. The primary suite is a true retreat, featuring a cozy fireplace and its own washer and dryer for added convenience. Outside, you'll find beautifully landscaped grounds that create your own private nature sanctuary. Enjoy peaceful views, abundant wildlife, and a tranquil setting that feels like a getaway while still being close to everyday amenities. This unique property offers space, versatility, and a serene outdoor environment that is hard to find. Don't miss your opportunity to make it yours!

12108 OAK RIDGE Road, Independence

Listing courtesy of Anna Wilson of United Real Estate Kansas City.
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