64056 Homes with FHA Financing

64056 Homes with FHA Financing

Welcome to the vibrant zip code 64056, nestled within the heart of Independence, Jackson County, Missouri. This dynamic area offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place to call home.

With a range of homes available with FHA financing, finding your dream home in 64056 has never been easier. Whether you're a first-time buyer or looking to upgrade to a new property, the FHA financing options open up a world of possibilities for potential homeowners in this area.

Independence, known for its rich history and community spirit, offers residents a high quality of life with its excellent schools, parks, and local amenities. From cozy bungalows to spacious family homes, 64056 has a diverse real estate market to suit every taste and budget.

Imagine coming home to tree-lined streets, friendly neighbors, and a true sense of belonging. In 64056, you'll find not just a house, but a place where memories are made and dreams come to life.

Let us help you discover the perfect home in zip code 64056. Contact us today to start your journey towards homeownership in this wonderful community.

Newest 64056 Homes with FHA Financing

$234,900
3 Beds ⋅ 2 Baths
**MOTIVATED SELLER providing up to $10,000 BUYER INCENTIVE for CLOSING COSTS/RATE BUY DOWN** This beautifully maintained raised ranch offers the perfect blend of modern updates, functional living space, and long-term peace of mind. Situated in an established Independence neighborhood, this move-in-ready home is ideal for first-time buyers, downsizers, or anyone looking for a home that's been lovingly cared for and thoughtfully updated. Featuring 3 bedrooms, 2 full bathrooms, and approximately 1,316 square feet of living space, this home is ready for its next chapter. Inside, you'll find a bright and welcoming interior highlighted by newer carpet and an updated kitchen designed for everyday living and entertaining. The kitchen features: • Crisp white cabinetry • Stylish countertops • Stainless steel appliances • Functional layout with excellent workspace and storage. The comfortable floor plan offers a warm and inviting atmosphere with space to gather, relax, and enjoy daily life. Step outside to your own private backyard retreat featuring: • Fully fenced backyard • Covered patio for year-round enjoyment • Storage shed for additional storage needs • Plenty of space for pets, gardening, recreation, or entertaining. One of the standout features of this home is the extensive maintenance and system improvements already completed for the next owner's benefit, including: • Newer roof • Updated HVAC system • Updated water heater • Enhanced attic insulation for improved energy efficiency • Ongoing care and maintenance throughout ownership. Enjoy a convenient location with quick access to Highway 291, shopping, restaurants, schools, and everyday amenities, making commuting and daily errands easy. Well-maintained. Thoughtfully updated. Move-in ready. If you've been searching for a home that offers both value, peace of mind and $ towards your closing costs, 317 N Cochise Dr deserves a spot at the top of your list. SCHEDULE YOUR SHOWING TODAY!!

317 N Cochise Drive, Independence

Listing courtesy of Haywood Jackson II of Platinum Realty LLC.
$450,000
5 Beds ⋅ 2.5 Baths
Gorgeous New Construction in Desirable Regency Heights! Welcome to this beautifully designed 2-story home offering 5 bedrooms, 2 full baths, 1 half bath, a 2-car garage, and approximately 2,200 square feet of finished living space in the highly sought-after Fort Osage School District. The main level features a bright, open-concept floor plan with a spacious living room, dining area, and beautifully designed kitchen complete with all appliances and a walk-in pantry. You’ll also find a versatile flex room that can serve as a home office or fifth bedroom, along with a convenient half bath. The upper level offers a spacious primary suite featuring a private en-suite bathroom and walk-in closet. Three additional generously sized bedrooms, a full bathroom, and an upstairs laundry room provide everyday convenience and plenty of space for family and guests. Step outside from the dining area onto the spacious deck overlooking a private, wooded backyard—perfect for relaxing or entertaining. The full walkout basement is unfinished and already stubbed for an additional bathroom, offering endless possibilities to finish with additional bedrooms, a large family room, or extra living space while adding instant equity. Located in the highly desirable Regency Heights neighborhood, you’ll enjoy HOA amenities including a community swimming pool just a short walk from your front door. Combining quality new construction, a functional floor plan, modern finishes, and an outstanding location in the Fort Osage School District, this move-in-ready home is affordably priced and ready for its new owners. Schedule your private showing today!

1111 N Belvidere Avenue, Independence

Listing courtesy of Jeremy Blackmon of 1st Class Real Estate KC.
$259,900
3 Beds ⋅ 2 Baths
This exceptional 3-bedroom, 2-bathroom split-level home is in pristine, move-in ready condition, beautifully combining a dynamic multi-level layout with an attached 2-car garage and a wonderful backyard that is perfect for outdoor activities, gardening, or relaxing. The main level features a bright, efficiently designed kitchen equipped with durable laminate countertops and a sleek suite of premium stainless steel appliances. Designed with comfort in mind, the private sleeping quarters feature plush carpeting in the bedrooms for added warmth and relaxation underfoot. Providing incredible additional living space, the home also boasts a fully finished basement complete with a cozy fireplace and a full bathroom, making this turnkey residence completely ready for a stress-free transition into a versatile and comfortable lifestyle.

1613 N Glen Ellyn Street, Independence

Listing courtesy of Robert Salmons of Entera Realty.
$420,000
3 Beds ⋅ 2.5 Baths
Welcome home to this spacious ranch sitting on a generous 0.8+ acre lot in Independence with NO HOA! Featuring 1,950 sq ft of main-level living, this well-maintained home offers an open layout designed for comfortable living and entertaining. The light-filled kitchen boasts of an island with breakfast bar seating and opens directly into an adjacent dining area. The primary suite serves as a true retreat with walk-in closets and a private bath featuring a whirlpool tub. Enjoy the convenience of main-level laundry, an attached 2-car garage, and an expansive backyard equipped with a storage shed and plenty of room to roam. The full walk up, unfinished basement is stubbed for a bathroom—offering endless potential to expand, add instant equity, or build out your dream lower level! Conveniently located near 291 Hwy with quick access to shopping, dining, and parks.

909 S Ann Street, Independence

Listing courtesy of Brittany Pedersen of Platinum Realty LLC.
$259,900
3 Beds ⋅ 2 Baths
Country Quiet. Convenient Access. Built-In Income Potential. Tucked at the edge of the countryside near tree farms and the stunning WinterStone Golf Course — just 15 minutes from Liberty with convenient access to Highway 291 — this beautifully updated 3-bedroom, 2-bath ranch delivers the rare combination of peaceful, close-knit living and easy access to the metro when you need it. Inside, a bright, open-concept kitchen with brand-new stainless steel appliances flows into rich hardwood floors throughout the main living space. Every detail feels fresh, warm, and truly move-in ready. Downstairs is where this home sets itself apart. The basement — ready for finishing, with a full bathroom already in place and framing for a possible fourth bedroom — has its own private outside entrance, reached by a separate hall and staircase completely apart from the main living space. The garage also connects directly into this same private hall, with its own lockable access point. Because the space is fully separate from the backyard, it's set up beautifully as a private basement apartment, guest suite, or income-producing rental — flexibility that's genuinely hard to find at this price point. Out back, a fully fenced yard centers around a shaded, covered patio on a concrete slab, made for slow summer evenings and quiet sunrise coffee. And the numbers back it up: active solar panels keep utility bills exceptionally low, and a newer roof means years of peace of mind before you ever think about replacing it. Single-level living, country-quiet setting, and a basement built to earn its keep — this one won't sit long. Photos include virtual staging to help you envision the space's potential.

1211 N Cedar Crest Drive, Independence

Listing courtesy of Angela Moyer of RE/MAX Innovations.
$209,900
3 Beds ⋅ 1 Baths
Come see this move-in-ready, split-entry home in the desirable Far View Heights neighborhood and Fort Osage School District! LVP flooring throughout. The bright kitchen comes with all appliances, including a gas stove. Just off the kitchen, you’ll find the newer 15x10 deck overlooking the large, fully fenced backyard with plenty of space for pets, play, gardening, or outdoor relaxation. All 3 bedrooms and the living room upstairs have ceiling fans. There is also a non-conforming 4th bedroom that could be used as a game room or office. The family room in the walkout basement has a new sliding door. Modernized Hollywood-style bathroom with updated lighting, vanity, and a shower-over-tub combo. Brand new water heater. Two-car garage with openers and plenty of extra parking out front. Located in an established neighborhood with convenient access to schools, shopping, nature areas, and easy highway access for a smooth commute. Book a showing today!

732 N Mohican Drive, Independence

Listing courtesy of Joey Zarrillo of RE/MAX Heritage.
$234,900
3 Beds ⋅ 1.5 Baths
Welcome to this 3-bedroom, 1.5-bathroom home complete with a convenient one-car garage in the welcoming neighborhood of Far View Heights. This southwest-facing home features a classic traditional floorplan seamlessly tied together by beautiful tile and hardwood flooring. The inviting main living area is centered around a cozy fireplace, creating a warm and comfortable gathering space. The kitchen offers a highly functional layout, complete with durable granite countertops and crisp white appliances. Step outside to enjoy a private, fully fenced-in backyard that provides an excellent and secure space for outdoor activities, gardening, or relaxing. Ideally situated, this property is conveniently located near local shopping and dining. With easy highway access, daily commutes and routine errands are an absolute breeze. Schedule your private showing today!

820 N Choctaw Avenue, Independence

Listing courtesy of Robert Salmons of Entera Realty.
$315,000
3 Beds ⋅ 1.5 Baths
***NEW PRICE*** Welcome to your own private retreat nestled in a highly sought-after, remarkably quiet Independence neighborhood! Situated on a generous 0.83 acre lot, this beautifully built 1957 traditional brick-and-mortar home seamlessly blends classic craftsmanship with exceptional outdoor amenities and hobby spaces. Offering 3 bedrooms, possibly 4, 1.5 bathrooms, and a spacious 1,862 square feet of finished living space, this property is a rare find that truly has it all. Step inside to discover timeless elegance featuring hardwood floors and a light-filled layout. The heart of the home features a welcoming country kitchen and formal dining combo, perfect for family gatherings. Cozy up by one of the two beautiful fireplaces—one anchored in the main living room, and the second located in the lower level rec room. Expand your lifestyle with a fully finished lower level featuring an inside entrance, a large recreation room, and a dedicated home office space or extra bedroom! Your Backyard Paradise & Dream Workshop! If you love the outdoors or need space for your hobbies, the exterior features of this property will absolutely steal the show: The Massive Outbuilding (34x23): A dream setup for mechanics, woodworkers, or anyone needing heavy-duty storage. This detached workshop offers endless possibilities. The Screened-In Porch (24x13): Enjoy peaceful Missouri mornings and bug-free evenings on this massive enclosed patio, featuring a serene view of your sprawling acreage. Covered Backyard Seating: A separate covered seating oasis creates the ultimate venue for weekend barbecues, entertaining friends, or simply relaxing in total tranquility. Properties matching this level of space, storage, and quiet acreage within the city limits don't last long. Schedule your private tour today and see everything 817 South Alexander Road has to offer!

817 S Alexander Road, Independence

Listing courtesy of Pamela Campbell of RE/MAX Premier Properties.
$309,900
3 Beds ⋅ 2.5 Baths
Experience one of Kansas City's most unique walkable communities in this beautifully designed half duplex! Enjoy resort-style amenities, including a brand-new swimming pool, fitness center, sand volleyball courts, neighborhood coffee shop, walking trails, and inviting green spaces perfect for family picnics. Inside, you'll love the open floor plan with 9-foot ceilings, luxury vinyl flooring, and a designer kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, floating shelves, and a tile backsplash. Upstairs offers the convenience of bedroom-level laundry and a private primary suite. Relax on the charming covered front porch and enjoy a true sense of community where neighbors connect and everything is just a short walk away. Located in the Blue Springs School District!

1121 S Minton Road Unit #A, Independence

Listing courtesy of Jeremy Johnston of ReeceNichols - Lees Summit.
$256,900
3 Beds ⋅ 2 Baths
Welcome home to this well-maintained 3-bedroom, 2-bath split-entry home nestled in a quiet cul-de-sac. Step inside to a spacious vaulted great room featuring exposed wood beams, abundant natural light, and a beautiful floor-to-ceiling brick fireplace that serves as the focal point of the home. The kitchen offers generous cabinet and countertop space, stainless appliances, and flows seamlessly into the dining area with access to the patio and fenced backyard—perfect for entertaining, relaxing, or enjoying outdoor activities. The primary suite includes a private bath, while two additional bedrooms provide comfortable space for family, guests, or a home office. The finished lower-level recreation room includes a closet and could easily function as a fourth bedroom, office, workout room, or media space. Additional features include fresh interior paint, a large 2-car garage, ample storage space, and a spacious fenced backyard with mature trees. Conveniently located near schools, shopping, dining, and highway access, this move-in-ready home offers the perfect combination of comfort, space, and value.

19208 E 12th Street North Court, Independence

Listing courtesy of Bryan Bechler of Compass Realty Group.
$229,500
3 Beds ⋅ 1 Baths
Welcome to this beautifully updated home offering comfort, convenience, and a layout designed for easy everyday living. Park in the driveway and you’re just a few steps from the main living area, which includes three bedrooms, a full bath with laundry, a bright kitchen with dining area, and a spacious living room featuring a trayed ceiling—perfect for gathering with family and friends. Step out onto the deck and enjoy a beautiful view of nature with no neighbors behind you, creating a private and relaxing outdoor retreat. The spacious rear-entry two-car garage features newer garage doors and openers for added peace of mind. From the garage, walk directly into the unfinished basement, a versatile space ready to become your workshop, media room, second living area, home gym, or simply exceptional storage. With thoughtful updates already completed, all that’s left is to bring your firepit, hang your pictures, and make this house your home.

19218 Ponca Drive, Independence

Listing courtesy of John Ries of J. Ries Realty Services L L C.
$440,000
4 Beds ⋅ 2.5 Baths
Beautifully updated and filled with natural light, this inviting open-concept home combines thoughtful upgrades, comfortable living spaces, and a welcoming community atmosphere. The bright and airy layout features hand-scraped wood floors, upgraded carpet, plantation shutters, and a cozy living room highlighted by a stunning mosaic tile fireplace with a custom mantel. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, subway tile backsplash, pot filler, breakfast bar seating, walk-in pantry, and an adjacent dining area/breakfast nook. Step outside to the expanded patio, perfect for grilling, entertaining, or relaxing under the stars on warm summer nights. Permanent programmable outdoor soffit lighting adds year-round charm for holidays and special occasions. The spacious primary suite is a true retreat with plantation shutters, a beautiful wainscoting accent wall, and a private balcony ideal for morning coffee or evening relaxation. The ensuite bath offers double vanities, a soaking tub, separate shower, and a large walk-in closet with built-in shelving. Additional highlights include a climate-controlled oversized garage with extra storage, mud sink, and a dedicated third-bay workshop area complete with a vacuum system and 220 outlet for a welder or EV charging. The basement offers abundant storage plus unfinished space already in the final stages for an additional bedroom and family room, creating even more future living and entertaining space. Beyond the home itself, this golf cart-friendly neighborhood offers a close-knit community atmosphere with concerts, cornhole tournaments, chili and barbecue cook-offs, volleyball, holiday celebrations, Easter egg hunts, Halloween hayrides, and more organized by the active social committee. Enjoy neighborhood fishing spots, a locally owned coffee shop just a block away, and convenient access to shopping and dining in Blue Springs and historic downtown Independence.

23500 E 11th Street S, Independence

Listing courtesy of Dan O'Dell of Real Broker, LLC.
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