64060 Homes with USDA Loan Financing

Welcome to the charming zip code 64060 in Kearney, Missouri! This area, located in Clay County, offers a perfect blend of small-town charm and modern convenience. With a rich history and a strong sense of community, Kearney is a wonderful place to call home.

Homes in zip code 64060 are eligible for USDA loan financing, making homeownership more accessible for those looking to settle down in this beautiful area. Whether you're a first-time homebuyer or looking to upgrade to a larger space, the option for USDA loan financing opens up a world of possibilities for potential homeowners in Kearney.

From cozy single-family homes to spacious properties with ample outdoor space, there is a diverse range of housing options available in zip code 64060. Imagine enjoying peaceful evenings on your front porch or hosting gatherings in your backyard - the opportunities for creating lasting memories in Kearney are endless.

With easy access to local amenities, schools, and parks, living in zip code 64060 offers a convenient lifestyle for residents of all ages. Whether you're drawn to the area for its top-rated schools, vibrant community events, or proximity to nature, Kearney has something to offer everyone.

Don't miss out on the opportunity to make Kearney, Missouri, your home. Explore the homes available in zip code 64060 and discover the perfect place to put down roots in this welcoming community.

Newest 64060 Homes with USDA Loan Financing

$575,000

3 Beds ⋅ 3 Baths

Rare opportunity to own a beautifully maintained ranch home on 9.61 picturesque acres in Holt! This inviting 3-bedroom, 3-bath home has been lovingly cared for and features major updates, including a newer HVAC system and septic, offering peace of mind for years to come. Step outside and discover a property that truly sets itself apart. The gently rolling acreage is a private retreat complete with scenic ponds, mature trees, and winding wooded paths that create the perfect setting for exploring, riding, or simply enjoying nature. Whether you're watching wildlife, fishing, or taking in the peaceful views, every inch of this property offers something special. Need space for hobbies, equipment, or a business? You'll love the two impressive outbuildings, both equipped with electricity and durable concrete floors, with water conveniently located just feet away for easy expansion. These versatile buildings are ideal for a workshop, storage, party barn, recreational vehicles, or endless other possibilities. If you've been searching for the perfect blend of comfortable country living, functional amenities, and breathtaking natural beauty, this exceptional property delivers. Enjoy the privacy of rural living while remaining within convenient reach of nearby amenities. Properties offering this combination of quality, acreage, and versatility are hard to find—don't miss your chance to make this incredible property your own!

7129 SE 202nd Street, Holt

Listing courtesy of Erin Schmeltz of Turn Key Realty LLC.

$389,900

4 Beds ⋅ 2.5 Baths

You'll fall in love with this adorable 2-story home nestled in the desirable Brookhaven subdivision! Offering spacious 4 bedrooms, 2.5 bathrooms with a warm inviting layout, this home is full of charm and thoughtful upgrades including Beautiful new Landscape beds, New Carpet and Fresh Interior Paint. The heart of the home is the stunning kitchen featuring a gorgeous marble island, with upgraded lighting and marble countertops, custom stained cabinetry, a pantry, and a large corner sink overlooking the backyard. Real hardwood floors flow throughout the living room, dining room, and kitchen, while the cozy living room offers a beautiful fireplace, ceiling fan, custom shades, and the perfect place to gather. Step from the dining room onto the covered deck overlooking the huge corner lot with mature trees that provide privacy and room to enjoy the outdoors. The unfinished walkout basement is already stubbed for a future bathroom, giving you endless possibilities to add additional living space. Retreat to the spacious primary suite complete with a ceiling fan, custom blackout shades, a spa-inspired bath featuring a jetted tub, upgraded double vanity with abundant lighting, and an oversized walk-in closet. Located in the highly sought-after Brookhaven subdivision, you'll enjoy everything Kearney has to offer—from its charming small-town feel, local shops, and restaurants to its highly rated schools. This one checks all the boxes and won't stay on the market long.

1613 Renea Court, Kearney

Listing courtesy of Erica Moss of RE/MAX Innovations.

$449,900

4 Beds ⋅ 3 Baths

Welcome to this stunning, MOVE-IN READY (aka no waiting for construction to end!) home in the highly sought-after Noah’s Landing subdivision! Built just two years ago, this beautifully maintained “Brooke” floor plan by Robertson Construction offers 4 bedrooms, 3 full bathrooms, and an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, a pantry, real hardwood floors, and a sunny breakfast area that flows seamlessly into the living room with a gas fireplace. A formal dining room provides the perfect space for hosting family and friends, while the conveniently located laundry room sits just off the kitchen. The private primary suite offers a spacious walk-in closet and en-suite bath. The finished lower level expands your living space with a generous rec room, fourth bedroom, and third full bathroom—ideal for guests or home office! Step outside to enjoy the partially fenced backyard and spacious covered back deck balcony with newly added stairs for easy access to the yard below! Located in the award-winning Kearney School District and just minutes from shopping, dining, parks, and outdoor recreation, this beautiful home offers modern comfort in an unbeatable location. Don’t miss your opportunity to make this beautiful home yours! Schedule your private showing today!

610 E 11th Street, Kearney

Listing courtesy of Kelsey Drochelman of White Magnolia Real Estate.

$1,050,000

3 Beds ⋅ 3.5 Baths

Welcome to your private retreat at 16413 Nation Rd! Nestled on a sprawling 19.77-acre lot, this custom-built home offers the perfect blend of peaceful country living and thoughtful design. Located within the highly sought-after Kearney School District, this property provides ample space for outdoor activities, hobbies, or simply enjoying the serenity of nature. Estate is tucked away from streets and sits on top of the hill for privacy. House is equipped with Geothermal that makes house extremely efficient and utilities affordable. Inside, the home was meticulously designed with true accessibility in mind. It features extra-wide hallways and a fully handicap-accessible layout throughout the entire house, ensuring comfortable, barrier-free living for everyone. Whether you are looking for a forever home that accommodates all mobility needs or you simply crave a spacious, effortlessly flowing floor plan, this property delivers. Don't miss the chance to own a uniquely designed, turnkey home with incredible acreage just minutes from town. Schedule your private showing today!

16413 Nation Road, Kearney

Listing courtesy of Mike Gunselman of Keller Williams KC North.

$709,999

4 Beds ⋅ 3 Baths

Check out this stunning "Estelle" 2-story plan designed by Herman Design+Build, located on a half acre lot in the highly sought-after Kearney School District! Designed with both everyday living and entertaining in mind, the main level is an entertainer’s dream featuring an open-concept kitchen, dining, and living space. The kitchen showcases custom cabinetry, granite countertops, a large center island, and plenty of workspace for gathering with family and friends. A dedicated office on the main level provides the perfect space for working from home or managing daily tasks. Upstairs, all four bedrooms are thoughtfully located together, providing privacy and convenience. The spacious primary suite offers a large walk-in closet and a spa-like bath complete with double vanities, a separate shower, and a relaxing soaking tub. Built as a high-performance home, this thoughtfully designed residence features premium construction upgrades including 2x6 exterior walls, BIBS insulation, Andersen 100 Series windows, engineered web floor trusses, dual HVAC systems, and two water heaters for enhanced comfort, efficiency, and long-term durability. An oversized 3-car garage provides plenty of room for vehicles, storage, and hobbies. The unfinished basement offers the perfect blank canvas to finish and customize to fit your needs—whether you envision additional living space, a home gym, theater room, or extra bedrooms. *Photos are of a previously completed home and are provided for illustrative purposes only. Actual finishes, features, colors, materials, and selections may vary. The home currently under construction may not include all features, upgrades, or design elements shown in the photos. Buyers and buyer's agent to verify all specifications, finishes, and included features with the builder.

1006 Meadowbrook Drive, Kearney

Listing courtesy of Nelson Home Group of Keller Williams KC North.

$379,950

3 Beds ⋅ 2 Baths

Adorable spacious ranch plan provides 3 bedrooms and 2 bathrooms with covered patio. Conveniently located near all of Kearney's amenities with easy interstate access. Listing agent is related to seller. Information deemed reliable but is not guaranteed and should be verified by buyer and buyer's agent.

1600 Cottonwood Creek Avenue Unit #4, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$429,950

3 Beds ⋅ 2 Baths

Listing agent is related to seller. Information is deemed reliable but is not guaranteed and should be verified by Buyer and Buyer's agent.

1600 Cottonwood Creek Avenue Unit #8, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$379,950

3 Beds ⋅ 2 Baths

Spacious one level living with a modern feel. Lose the hassle of lawn and snow care! Welcoming friendly feel to this 9 home community. Easy access to interstate and the conveniences of Kearney. Listing agent is related to seller. Information is deemed reliable but should be verified by buyer and buyer's agent.

1600 Cottonwood Creek Avenue Unit #2, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$429,950

3 Beds ⋅ 2 Baths

Spacious one level home with full unfinished basement. Easy living in this cozy neighborhood with lawn care and maintenance provided HOA. Easy access to the interstate and all the conveniences of Kearney. Easy drive to KCI. Listing agent is related to Seller. Buyer and Buyer's agent should confirm all information as info provided in listing is deemed reliable but is not guaranteed.

1600 Cottonwood Creek Avenue Unit #7, Kearney

Listing courtesy of Katee Porter of RE/MAX Advantage.

$1,875,000

5 Beds ⋅ 5.5 Baths

Set on nearly five acres just outside of town, this Kearney estate checks every box and then adds a few you didn’t know you needed. Inside, the main living space opens into a layout that feels open and intentional. The living room, dining area, and kitchen flow together seamlessly, anchored by hardwood floors and natural light. A fireplace with custom built-ins adds a focal point.The kitchen is built for real life and gatherings. Granite countertops, custom cabinetry, double wall ovens, and an oversized island make prep and hosting easy. A walk-in pantry keeps everything tucked away. The main level offers flexibility with a front room that can serve as a bedroom, formal dining space, or office. Two additional bedrooms share a well-designed bath with separate vanity areas. The primary suite is set apart, featuring a large walk-in closet and spa-like bath with soaking tub, tiled shower with dual heads, and double vanity. Laundry and a half bath complete the level. Downstairs, the finished lower level is built for hosting. A full wet bar with a large island opens into a second living area with its own fireplace. A private bedroom and bath make it ideal for guests or multi-generational living, along with a half bath and flexible space for a gym, office, or sixth non-conforming bedroom. Storage is extensive, with a suspended slab design offering approximately 55x31 of storage space, plus an additional 21x11 area that also functions as a secure storm shelter. The six-car attached garage provides plenty of space, and the detached 50x60 shop adds even more with its own office, bathroom, car wash, and paint bay, plus an unfinished upper level. Built with intention, the home features structural beams for wide open spaces, twelve-foot ceilings on both levels, geothermal heating, and energy-efficient windows. Mineral rights convey with the property, including oil and water discovered during the geothermal process and registered with the Missouri Department of Natural Resources.

16108 Plattsburg Road, Kearney

Listing courtesy of Nelson Home Group of Keller Williams KC North.

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