64070 Homes with FHA Financing

Welcome to the charming community of Lone Jack, Missouri, nestled in the heart of Jackson County and proudly bearing the zip code 64070. This quaint town offers a perfect blend of rural serenity and suburban convenience, making it an ideal place for families, retirees, and everyone in between. With its picturesque landscapes, friendly neighborhoods, and rich history, Lone Jack is a hidden gem waiting to be discovered.

One of the standout features of homes in this area is the accessibility of FHA financing. This means that prospective homeowners can take advantage of lower down payment options and flexible credit requirements, making homeownership more attainable than ever. Whether you’re a first-time buyer or looking to upgrade, the availability of FHA financing opens the door to a variety of charming homes that fit your needs and budget.

Lone Jack boasts a range of properties, from cozy single-family homes to spacious lots perfect for those seeking a bit more room to grow. The local real estate market is thriving, with homes often characterized by their unique architectural styles and inviting outdoor spaces. Residents enjoy a strong sense of community, with local parks, schools, and recreational facilities that foster a family-friendly atmosphere.

If you’re searching for a place where you can create lasting memories and enjoy a slower pace of life, look no further than Lone Jack, MO 64070. With the added benefit of FHA financing, your dream home is closer than you think. Come explore this delightful town and discover the perfect place to call home!

Newest 64070 Homes with FHA Financing

$275,000

3 Beds ⋅ 2 Baths

Nestled on just shy of 5 beautiful acres in Lone Jack, this unique 3-bedroom, 2-bath earth contact home is tucked away from the street and surrounded by mature trees, offering a peaceful, private setting. Inside, you’ll find an open-concept floor plan where the spacious living room, complete with a statement fireplace, flows seamlessly into the kitchen, creating an inviting space for everyday living and entertaining. Just off the kitchen is a dedicated space for storage and laundry providing added convenience and functionality. The generously sized primary suite features a private en-suite bath and an oversized closet, while two additional bedrooms and a full hall bath provide comfortable accommodations for family or guests. Outside, a storage shed offers the perfect place to keep lawn equipment, tools, or outdoor gear. Enjoy the tranquility of country living with endless opportunities to make this home your own. If you’re looking for a project with incredible potential, don’t miss this fabulous opportunity!

11719 S Hunt Road, Lone Jack

Listing courtesy of Lauren Anderson of ReeceNichols -The Village.

$469,999

3 Beds ⋅ 2 Baths

Sprawling 5-acre retreat in Lone Jack! Built in 2008, this 3-bed, 2-bath home features a functional layout and a garage addition (2015). Excellent expansion potential in the massive, unfinished concrete walk-out basement, beautifully framed by rock retaining walls. The scenic acreage features established fruit trees (including 8 mature pear trees and apricot). Huge bonus: a detached winery building with separate electrical service, offering endless possibilities as a workshop, studio, or home office.

13520 S Sam Moore Road, Lone Jack

Listing courtesy of Moxie Collums Collums of Real Broker, LLC.

$255,000

3 Beds ⋅ 3 Baths

Make this home live again! No step entry on this half an acre ranch home which allows for very easy access. All one level living with an upstairs laundry room and walk in shower in the main room. Large kitchen with refrigerator staying. Two bedrooms were combined to make a larger main bedroom. A circle gravel driveway with side yard access to the basement entry. Downstairs has a living space with a fireplace, full bathroom that needs a good cleaning and a nonconforming 3rd bedroom. Also plenty of storage space, including an outside entry shop area with electrical under the living room, and a large fully concrete tornado room. This is a one of a kind home. The inside does need its love in areas including the deck. It is not a tear off, just a few repairs. The chicken coop can stay with the home.

506 N Bynum Road, Lone Jack

Listing courtesy of Kevin Thellman of RE/MAX Elite, REALTORS.

$359,900

3 Beds ⋅ 3 Baths

Beautiful split-entry home located in the desirable Whispering Hills subdivision featuring 3 bedrooms and 3 full bathrooms. This open-concept home offers a spacious living room with impressive 12-foot ceilings, creating a bright and inviting atmosphere. The updated kitchen is a true standout with granite countertops, custom cabinetry, a large island, walk-in pantry, newer appliances, and a double oven perfect for entertaining and everyday living. The main level features new LVP flooring throughout, a convenient laundry area, and a beautiful primary suite with a tray ceiling, walk-in closet, and private bathroom complete with double vanity and granite countertops. The finished walk-out lower level provides additional living space with a large family room and full bathroom. Outside, enjoy the added curb appeal of craftsman-style garage doors and a welcoming exterior. This home combines modern updates, functional living space, and a great location in Lone Jack.

809 N Whispering Hills Drive, Lone Jack

Listing courtesy of Lauren Richardson of ReeceNichols - Lees Summit.

$434,900

4 Beds ⋅ 3.5 Baths

Need space your family can actually live in? This move-in-ready Lone Jack home offers nearly 2,800 square feet with four bedrooms, three-and-a-half bathrooms, multiple living areas, and a walk-in closet in every bedroom. The open kitchen flows easily into the main living area, making everyday life—and hosting—a breeze. Main-level laundry adds convenience, while the finished walk-out basement features brand-new carpet, a full bathroom, and flexible space for a rec room, home office, gym, guest suite, or playroom. With tons of storage and a convenient location near schools, parks, and everyday necessities, this home has the space and flexibility to fit your family now—and for years to come.

115 E Maple Street, Lone Jack

Listing courtesy of Lauren Garcia of Kansas City Real Estate, Inc..

$434,900

4 Beds ⋅ 3 Baths

204 E Woodland Avenue, Lone Jack

Listing courtesy of Nicole Shipley of ReeceNichols - Lees Summit.

$1,050,000

4 Beds ⋅ 3.5 Baths

Nestled on 3 beautiful acres, this stunning custom home offers the perfect blend of luxury, comfort, and functionality. From the moment you arrive, you’ll appreciate the beautifully landscaped setting, inviting covered front porch, and impressive 4-car garage. The large fenced backyard provides plenty of space for kids, pets, or outdoor entertaining, while the covered back patio creates the perfect place to relax and enjoy the peaceful surroundings. Inside, the home showcases exceptional craftsmanship and thoughtful design throughout. The spacious great room features soaring vaulted beam ceilings, a breathtaking stone fireplace with a wood-burning stove extending to the ceiling, and custom built-in cabinetry on both sides. Expansive floor-to-ceiling windows fill the home with natural light and offer beautiful views of the backyard. The chef’s kitchen is designed to impress with a built-in refrigerator/freezer, walk-in pantry, butler’s prep area, and ample space for entertaining and everyday living. A formal dining room adds elegance for hosting family dinners and special occasions. The main level offers two generously sized bedrooms featuring dramatic floor-to-ceiling windows overlooking the backyard. A stunning curved staircase with floor-to-ceiling windows leads to the finished daylight basement, where you’ll find an expansive recreation room, wet bar, two large bedrooms with walk-in closets, and a thoughtfully designed shared bath with private vanity/sink areas for each bedroom. An additional half bath serves the recreation area, along with a spacious storage room and utility room. This one-of-a-kind property combines luxury living with the serenity of acreage living, offering space, style, and exceptional amenities both inside and out.

13405 Woodland Ranch Drive, Lone Jack

Listing courtesy of Debbie Weber of RE/MAX Elite, REALTORS.

$310,000

Situated just outside the Lone Jack city limits in unincorporated Jackson County and located within the highly sought-after Grain Valley School District, this fully surveyed 10-acre tract offers the perfect blend of peaceful country living and everyday convenience. With direct frontage on Colbern Road, you’ll enjoy quick access to shopping, dining, and major routes while still having the privacy and open space that’s getting harder to find. The property features gently rolling terrain, open pasture ground, mature tree lines surrounding the perimeter, and several beautiful potential build sites. With no restrictions and no timeline to build, you have the freedom to create exactly what you want, when you want. Whether you envision a custom home, barndominium, hobby farm, horse property, large shop building, hunting getaway, or recreational retreat, the possibilities here are wide open. Utilities are already positioned to make development even easier, with Evergy providing up to 1/4 mile of electric service to the build site at no cost from Colbern Road, and water available to be metered from Colbern Road as well. If you’ve been searching for space to spread out, room for animals, toys, outbuildings, or simply a scenic place to put down roots, this property delivers the flexibility and freedom that rural living is all about. Need even more room? The adjoining 10-acre tract to the west is also available, creating a rare opportunity to own a full 20 acres.

E Colbern Road, Lone Jack

Listing courtesy of Danielle Guzman of Real Broker, LLC-MO.

$310,000

Situated just outside of Lone Jack city limits in unincorporated Jackson County within the highly regarded Grain Valley school district. This beautiful fully surveyed 10-acre tract offers the rare opportunity to build your dream home with room to breathe. Located directly on Colbern Road, with quick routes to shopping, dining, and daily amenities while maintaining the quiet feel of country living The land features a gently rolling landscape with open pasture, natural mature tree lines around the perimeter, and multiple ideal build sites. No restrictions, build when you want. Perfect for a custom home, barndominium, hobby farm, horses, shop building, hunting or recreational retreat. Enjoy the freedom and flexibility of unincorporated county living with plenty of space to create the lifestyle you want. Evergy supplies 1/4 mile of electricity to the build site for free from Colbern rd. Water will be metered at Colbern Rd. Whether you’re looking for privacy, room for toys and outbuildings, or simply a scenic place to put down roots, this property checks all the boxes. Need more space? The adjacent 10 acres to the west is also available. Purchase both for a rare 20-acre opportunity.

34914 E Colbern Road, Lone Jack

Listing courtesy of Danielle Guzman of Real Broker, LLC-MO.

$320,000

3 Beds ⋅ 2 Baths

BACK ON MARKET AT NO FAULT TO SELLER! This is your second chance at a great home in an awesome neighborhood! Tucked away on a quiet cul-de-sac in the desirable Whispering Hills Estates, this beautifully maintained Lone Jack home offers the perfect blend of comfort, updates, and privacy. Featuring 3 bedrooms, 2 bathrooms, and over 1,700 finished square feet, this split-entry floorplan includes an open-concept main living area with a spacious kitchen island ideal for entertaining. Recent updates include newer flooring, windows, HVAC system, fence, and appliances, giving peace of mind and modern style throughout. The finished lower level provides additional living space perfect for a rec room, home office, or potential 4th bedroom. Step outside to a large patio with plenty of privacy, plus an outbuilding for extra storage or workshop space. Located just minutes from schools, highway access, and small-town charm, this move-in ready home has everything you’ve been looking for.

210 E Whispering Hills Boulevard, Lone Jack

Listing courtesy of Ali Parsons of Real Broker, LLC.

$625,000

4 Beds ⋅ 3.5 Baths

UPDATED PRICE!!!!! This incredible property sits on 5 Acres of serene beauty. This expansive home is extremely energy efficient and ready to weather these crazy spring storms. The atrium entry feels open and airy and provides an incredible view of the front landscape scene from the living room. It has a large open primary bedroom and one secondary bedroom on the ground floor. The large open loft on the second floor provides a great space between the two upstairs bedrooms and bathroom. There is a metal pole barn and two loafing sheds on the property for the horses. The house features a 3 car garage and the massive outbuilding with electricity and water provides plenty of space for your equipment, tools and multiple projects. If a beautiful home in a setting that rivals a nature preserve sounds incredible then this is the place for you. Schedule your tour today!

12204 S Bynum Road, Lone Jack

Listing courtesy of Timothy Krabiel of Keller Williams Southland.

$530,000

4 Beds ⋅ 3.5 Baths

WHY BUY NEW when this beauty has a finished basement, and window coverings, and at a way lower price than new? Located just 15 minutes to Lee's Summit, and 50 minutes to Whiteman Air Force Base, this location is a dream for anyone looking to not live in busy suburbia. Two-story home by Regency Homes that looks and feels like a model—barely lived in and impeccably maintained. The open-concept kitchen is designed for both everyday living and entertaining, featuring an oversized island, custom cabinetry, and elegant quartz countertops. The living room is anchored by a striking floor-to-ceiling tiled fireplace, creating a warm yet modern focal point. Luxury vinyl plank flooring flows throughout the main living areas, with plush carpeting in the bedrooms for comfort. The primary suite offers a true retreat, highlighted by a spa-inspired bath with an oversized tiled shower, a separate soaking tub, and high-end finishes throughout. The laundry is on the second floor making it convenient for everyone. The newly finished basement expands the living space significantly and is ideal for a family room, home gym, office, or guest area—ready to fit your lifestyle needs. Hang out on your covered deck, and look at the water. Bonus is the 3 car garage with massive driveway, and located in a cul-de-sac. She is a beauty! Just move in, and enjoy the incredible space.

308 E Oak Street, Lone Jack

Listing courtesy of Paula Voss of NextHome Gadwood Group.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use