64077 Homes with USDA Loan Financing

64077 Homes with USDA Loan Financing

Welcome to Orrick, Missouri, a charming small town nestled in Ray County, where the zip code 64077 brings you the perfect blend of rural tranquility and community spirit. Known for its picturesque landscapes and friendly neighborhoods, Orrick is an ideal place for those seeking a peaceful lifestyle without sacrificing the conveniences of modern living.

One of the standout features of this area is the availability of homes eligible for USDA loan financing. This program is designed to promote homeownership in rural areas, making it an excellent opportunity for first-time buyers and those looking to settle down in a welcoming community. With USDA financing, you can enjoy the benefits of zero down payment options, competitive interest rates, and flexible credit requirements, making your dream home more attainable than ever.

Orrick boasts a variety of homes that cater to diverse tastes and budgets. From charming single-family residences to spacious properties with ample land, there’s something for everyone. The community is known for its strong sense of belonging, with local events and gatherings that foster connections among residents.

Living in Orrick means embracing a slower pace of life while still being conveniently located near larger cities. Enjoy the beautiful parks, local shops, and friendly atmosphere that make this town truly special. If you’re considering a move to the 64077 area, you’ll find not just a house, but a place to call home. Embrace the opportunity to thrive in this delightful community with the added advantage of USDA loan financing, and start your journey to homeownership today!

Newest 64077 Homes with USDA Loan Financing

10465 N Highway, Orrick
$510,000
4 Beds ⋅ 2 Baths
Stick-built ranch on 30 acres with paved Highway N frontage and an all-blacktop route through Excelsior Springs, so there is no gravel between you and town. Inside are two complete living spaces. The main floor has an open kitchen and dining area flowing into a bright living room, plus the primary bedroom, two more bedrooms and a full bath. The finished walkout lower level stands on its own with a second full kitchen, a family room, a 4th bedroom, a full bath, and a flex room for hobbies or a 5th non-conforming bedroom, an ideal setup for multigenerational living, guests, or entertaining. Step out to an enclosed porch spanning nearly the width of the home, made for morning coffee and watching the seasons change over the acreage. The big-ticket items are done: new roof in 2023, new gutters in 2024, a complete re-pipe to PEX for winter durability, and Renewal by Andersen windows with over 15 years of warranty left. Outside, wide-open pasture gives you real room to work: garden, livestock, hay or horses. Wooded acreage and miles of trails for side-by-sides, ATVs and horses wind through the land, and 200 class whitetail deer and turkey call it home. Three outbuildings, including a converted greenhouse with electricity and gas heat, add storage, shop space and a head start on the homestead. Two-car attached garage. All less than 30 minutes from Kansas City dining, shopping and entertainment. Want more ground? The adjoining 30 acres with a pond and more trails is also available for purchase. Come see what a life with room to breathe actually looks like.

10465 N Highway, Orrick

Listing courtesy of Nelson Home Group of Keller Williams KC North.

10259 S Perry Road, Orrick
$549,900
2 Beds ⋅ 2 Baths
Welcome to a one-of-a-kind retreat where modern craftsmanship meets total privacy. Custom-built in 2023, this 2-bedroom, 2-bathroom farmhouse offers 2,200 square feet of thoughtfully designed living space wrapped in durable metal construction with a standing-seam metal roof — built to last with minimal maintenance for years to come. Step inside and the surprise begins: far from a typical metal building, the interior is finished with genuine warmth and style — quality craftsmanship and upscale touches throughout that set this home apart from anything else on the market. This isn't a traditional farmhouse, and it isn't trying to be — it's a fresh, distinctive take on rural living for a buyer who wants something different. Set on 10.2 private acres, the home sits on the high ground of the property while the land gently slopes away into a wooded valley behind it, offering natural seclusion, scenic views, and room to roam. Two outbuildings — including a garage-door shed and a second storage shed — provide flexible space for equipment, hobbies, or storage. Located just minutes from Orrick with easy access to Excelsior Springs and the greater Kansas City area, this property delivers the privacy of the country without sacrificing convenience. Whether you're drawn to the acreage, the architecture, or the rare combination of both, this is a property that has to be seen to be appreciated. Schedule your private showing today.

10259 S Perry Road, Orrick

Listing courtesy of Daniel Cooper of Cooper Murdock.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use