64078 Homes with USDA Loan Financing

Welcome to Peculiar, Missouri, a charming city nestled in Cass County with the zip code 64078. This delightful community offers a unique blend of small-town charm and modern conveniences, making it an ideal place for families and individuals alike. With its picturesque landscapes and friendly atmosphere, Peculiar is a hidden gem that truly embodies the spirit of Midwestern living.

One of the standout features of this area is the accessibility of USDA Loan Financing for homes. This means that potential homeowners can take advantage of favorable terms and conditions, making it easier than ever to secure their dream home in this vibrant community. USDA loans are designed to promote rural development, and Peculiar fits the bill perfectly with its scenic surroundings and welcoming neighborhoods.

Residents of Peculiar enjoy a range of amenities, from local parks and recreational facilities to charming shops and restaurants. The city is known for its strong sense of community, where neighbors become friends and local events bring everyone together. Families will appreciate the top-rated schools in the area, ensuring that children receive a quality education in a supportive environment.

Whether you're looking for a cozy starter home or a spacious family residence, Peculiar offers a diverse selection of properties that cater to various needs and budgets. With the added benefit of USDA Loan Financing, now is the perfect time to explore the opportunities available in this wonderful city. Experience the warmth and charm of Peculiar, MO—your future home awaits!

Newest 64078 Homes with USDA Loan Financing

$428,500

3 Beds ⋅ 2 Baths

Mature trees, a tucked-away pond, and approximately five acres give this country home a private, established setting full of character. From the vaulted family room and enclosed sunroom to the garden areas, wooded paths, and open yard, the property offers plenty to enjoy inside and out. The open layout includes pocket doors and a vaulted living room centered on a brick fireplace with a Regency wood-burning insert/blower. Numerous windows fill the room with natural light and frame beautiful views of the property, creating a welcoming gathering place in every season. The kitchen offers ample cabinetry and counter space. The primary suite includes a walk-in closet and updated bath with heated floors and a freestanding soaking tub. A room near the main entry offers flexible space for a home office, hobby room, or guest area. The enclosed sunroom, with a wall of windows and multiple ceiling fans, offers space for relaxing, plants, hobbies, or entertaining. Other features include solid-core interior doors, bedroom ceiling fans, a full unfinished walk-up basement with storage and workshop space, plus updates to the dishwasher, select windows, garage door and opener, and water heater. Outside, enjoy a large mowed yard and frequent visits from deer, turkey, and other wildlife. The grounds also include a chain-link fenced pet area, raised garden beds, apple trees, blueberry bushes, strawberry plants, asparagus, and flowering landscaping. A 12' x 20' storage shed, two chicken coops, patio, fire-pit area, and parking pad provide space for gardening, animals, hobbies, and recreation. A rainwater collection cistern can supply an exterior hose and provides additional water-use flexibility. Located in the Harrisonville School District with convenient access to both Harrisonville and Peculiar, this is the kind of acreage property where a little vision can go a long way. Come explore the space, setting, and possibilities waiting here.

13508 E 264th Street, Peculiar

Listing courtesy of Nick Hosack of Crown Realty.

$394,990

4 Beds ⋅ 3 Baths

**This home is under construction. Call Listing Agent for build status. ** **Ask about our closing cost incentive. ** Built by D.R. Horton Inc®, this stunning residence is our Aldridge Plan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 3-bathroom, 1-story home is situated in Peculiar, MO. Comfortably nestled in the heart of our Tuscany community. As you step inside, you’ll be greeted by an abundance of natural light and a generous room at the front of the home that could act as an office or formal dining area. The heart of this home is undoubtedly the Chefs Kitchen, featuring a Chef-inspired Gas Range, gorgeous 30-inch painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The Primary suite is a generous space, leading to our Primary Ensuite bathrooms. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with openers, every detail in this home has been thoughtfully considered. This beautiful 1 story also features a finished basement already completed for you. Don’t miss the opportunity to own this exceptional property in Tuscany!

10274 Sorano Drive, Peculiar

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$470,000

4 Beds ⋅ 3.5 Baths

Completely renovated from top to bottom, this all-stucco 4-bedroom, 3.5 bath home offers the feel of new construction without the new-build price tag! Situated on a generous half-acre lot, this property combines extensive updates, abundant space, and a hard-to-find 4-car garage setup. With two separate living spaces, including a walkout lower level, plus a bonus third-level bedroom complete with a walk-in closet and full bath, there's plenty of room to relax, entertain, or spread out comfortably. Nearly every surface and feature has been updated, including a new roof, exterior paint, deck, windows, exterior and interior doors, fresh paint throughout, custom kitchen cabinetry with quartz countertops, bathroom vanities, flooring, showers, tubs, light fixtures, ceiling fans, switches, outlets, and more. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the 4-car garage capacity, featuring both an attached 3-car garage and a detached garage. The detached garage has electricity and also been refreshed with a new garage door, new roof, and exterior paint to match the home. Outside, you’ll find a large yard with recent grading and new grass seed already in place, creating a wonderful foundation for outdoor enjoyment and future landscaping enhancements. Located in a quiet, one-street subdivision with only one entrance and exit, this home offers a tucked-away feel while remaining conveniently close to highway access, making commuting and everyday travel a breeze. If you’ve been searching for a move-in-ready home with extensive updates, spacious living areas, a walkout lower level, a half-acre lot, 4-car garage capacity, and the charm of an established neighborhood, this one is a must-see

992 Sicklebar Drive, Peculiar

Listing courtesy of Tami Lewis of Real Broker, LLC.

$349,900

4 Beds ⋅ 2 Baths

Welcome to 887 Glengera Dr. Peculiar, MO! From the moment you arrive, you'll appreciate the curb appeal, spacious lot, and inviting feel of this beautifully maintained home in the heart of Peculiar. Nestled on nearly half an acre, this property offers the perfect blend of comfort, functionality, and outdoor living. Step inside to soaring vaulted ceilings, warm bamboo hardwood floors, and an open, light-filled layout designed for everyday living and effortless entertaining. Gather around the cozy gas fireplace or enjoy meals in the formal dining room. The kitchen is both stylish and functional, featuring custom cabinetry, a pantry, stainless steel appliances, and plenty of workspace for the home chef. Outside is where this home truly shines. Spend summer days relaxing by the 18' above-ground pool, grilling on the deck, or enjoying the large backyard with plenty of room for kids, pets, gardening, or hosting family and friends. The 12x12 storage shed provides additional space for lawn equipment and outdoor gear. The finished walkout lower level offers incredible flexibility with a spacious second living area, a non-conforming fourth bedroom that's perfect for guests, a home office, or gym, plus plumbing already stubbed for a future full bathroom. An oversized side-entry garage provides extra room for storage, hobbies, or a workshop. Major updates—including a newer roof, gutters, windows, water heater, carpet, and exterior paint—mean you can move in with confidence and focus on enjoying your new home instead of tackling projects. Located in the highly sought-after Raymore-Peculiar School District and just minutes from shopping, dining, parks, and highway access, this home offers the space you want, the updates you need, and the lifestyle you've been looking for. Best of all—no HOA!

887 Glengera Street, Peculiar

Listing courtesy of Leah Beck of ReeceNichols - Lees Summit.

$358,000

3 Beds ⋅ 2 Baths

Beautiful well maintained ranch style home in the awesome Twin Oaks neighborhood! This open concept home boasts 3 bedrooms and two baths, ready for you to move right in! Beautiful dark wood flooring throughout the living spaces complimented by a spacious kitchen and wood cabinetry, stainless steel appliances and walk-in pantry. The kitchen, dining and living rooms are all open and overlook a cozy fireplace. The primary bedroom is very spacious and features a large walk in closet and master bath. Two additional bedrooms with a full guest bathroom. Enjoy the morning sun on the backyard deck and spacious backyard already fenced in and ready for your enjoyment! Many appliances are included and home interior is clean as a pin. Basement is already stubbed for an additional bathroom. Egress window in basement was built-in and is setup making an added bedroom and bath a simple addition should more living space be desired. The full basement is open space that can easily be finished to add tons of additional living space. Be sure to not miss this opportunity!

12432 Live Oak Circle, Peculiar

Listing courtesy of Mike Watterson of Watterson Realty & Auction.

$433,990

4 Beds ⋅ 3 Baths

Built by D.R. Horton Inc®, this stunning residence is our Newcastle floorplan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 3-bathroom, ranch-style home with finished basement is situated in Peculiar, MO. The heart of this home is undoubtedly the Chefs Kitchen, featuring a Chef-inspired range, gorgeous 30-inch painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The primary suite is a generous space, leading to our primary ensuite bathroom. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with 2 openers, every detail in this home has been thoughtfully considered. Don’t miss the opportunity to own this exceptional property in Tuscany! ***Ask agent about special financing and closing cost incentives.***

21529 Carrara Circle, Peculiar

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$438,990

4 Beds ⋅ 3 Baths

Built by D.R. Horton Inc®, this stunning residence is our Harmony Plan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 3-bathroom, Ranch style home is situated in Peculiar, MO, comfortably nestled in the heart of our city of Peculiar. As you step inside, you’ll be greeted by an abundance of natural light. The heart of this home is undoubtedly the Chefs Kitchen, featuring a Chef-inspired range, gorgeous 30-inch painted cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The Primary suite is a generous space, leading to our Primary Ensuite bathrooms. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with openers, every detail in this home has been thoughtfully considered. This Beautiful Ranch style home also features a full, unfinished basement already stubbed for plumbing to aid in future growth opportunities. Don’t miss the opportunity to own this exceptional property in Tuscany!

21533 Carrara Circle, Peculiar

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$393,990

4 Beds ⋅ 2.5 Baths

Welcome to Tuscany by D.R. Horton - a beautiful community in Peculiar. The Holcombe is an exceptional 4-bedroom home is situated on a 9 sqft lot. As you approach, you’ll be greeted by charming landscaping and insulated front door. Step inside directly to 9 ft ceilings and an abundance of natual light. The heart of this home is undoubtedly the Chefs Kitchen, featuring gorgeous 36-inch painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. The primary bath boasts a 5-foot shower with a framed glass enclosure. This home is designed for the future! Equipped Smart Home technology including a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, you can control your space from anywhere with just a few taps. Energy with LED lighting throughout, a high-efficiency gas furnace, and insulated low E vinyl windows, comfort and savings are guaranteed year-round. Enjoy luxury vinyl plank flooring, a spacious garage complete with openers, and clever wiring solutions like dual data/TV lines in the main bedroom and family room for all your tech needs. D.R. Horton's commitment to quality shines through in every detail of this home, offering a perfect blend of luxury, technology, and comfort. Don’t miss out on the opportunity to own this extraordinary home in Traditions!

10306 Tuscany Parkway, Peculiar

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$399,900

4 Beds ⋅ 3 Baths

Welcome to Copper Creek's final phase 11208 E 207th St Peculiar, MO. This beautifully designed split-entry home offers an open floor plan with vaulted ceilings that extend from the spacious great room through the kitchen and dining area, creating a bright and inviting atmosphere perfect for everyday living and entertaining. The private primary suite features a walk-in closet and an en-suite bath with a double vanity. The well-appointed kitchen flows seamlessly into the main living spaces, making gatherings with family and friends effortless. The finished lower level provides additional living space with a large family room, wet bar, 4th bedroom, and 3rd full bathroom—ideal for guests, multi-generational living, or entertaining. Conveniently located with easy access to major highways, restaurants, shopping, and schools, this home combines comfort, functionality, and an unbeatable location. Don't miss your opportunity to own a new home in one of the area's most desirable communities! *** AS OF 6/13 HOME IS IN FRAMING STAGE*** Home is currently under construction. Photos are of a previously completed home of the same floor plan by the same builder and are provided for reference only. Actual finishes, selections, colors, features, and specifications may vary.***

11208 207TH Street, Peculiar

Listing courtesy of Leah Beck of ReeceNichols - Lees Summit.

$729,900

4 Beds ⋅ 4 Baths

Welcome home to New Woodland Trails, Peculiar's newest subdivision! Situated on a beautiful 1+ acre lot, this exceptional home backs to mature trees and greenspace, offering privacy, tranquility, and scenic views in a highly desirable location. The open-concept floor plan is designed for both everyday living and entertaining, featuring a spacious great room filled with natural light and overlooking the peaceful backyard. The kitchen boasts a large center island and seamless flow into the main living areas. Convenient zero-entry access enhances accessibility, while the private primary suite features a luxurious bath with a double vanity. A true laundry room on the main level adds everyday convenience. Enjoy outdoor living at its finest with a 16' x 22' covered composite deck and a 16' x 18' covered patio off the walkout lower level—perfect spaces for relaxing, entertaining, and taking in the natural surroundings. The finished walkout lower level offers incredible flexibility with a spacious recreation area, wet bar, two full bathrooms, and an additional laundry room. Ample storage space and unfinished square footage provide the opportunity to add a 5th bedroom, home office, exercise room, including a 2nd Laundry Room Additional features include a 96% high-efficiency HVAC system for year-round comfort and energy savings. Combining quality craftsmanship, thoughtful design, and a stunning homesite, this home is a rare opportunity in one of Peculiar's newest and most sought-after communities.**

21503 Twin Oaks Parkway, Peculiar

Listing courtesy of Leah Beck of ReeceNichols - Lees Summit.

$370,990

4 Beds ⋅ 2.5 Baths

*This home is under construction. Experience the perfect blend of modern convenience, thoughtful design, and quality craftsmanship in this beautifully built home built by D.R. Horton Inc®. This stunning residence is our Bellamy floorplan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 2 1/2-bathroom, 2-story home is situated in Spring Hill, KS comfortably nestled in the heart of our Maplewood Valley community. This stunning home features a full, unfinished basement already stubbed for plumbing to aid in future growth opportunities. The heart of this home is undoubtedly the Chefs Kitchen, featuring a Chef-inspired Range, gorgeous 30-inch painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The primary suite is a generous space with two walk-in closets, leading to our primary ensuite bathroom. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with 2 openers, every detail in this home has been thoughtfully considered. Don’t miss the opportunity to own this exceptional property in Tuscany by D.R. Horton! ***Ask agent about special financing and closing cost incentives.***

10278 Sorano Drive, Peculiar

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$439,900

3 Beds ⋅ 2 Baths

**Home is currently under construction at the sheet rock stage as of 06/26 - there is still time to choose finishes once under contract**Welcome home to this beautifully designed 3-bedroom, 2-bath true ranch offering modern style and effortless main-level living. The open-concept floor plan is filled with upscale finishes, including granite/quartz countertops throughout, a spacious center island, stainless steel appliances, custom cabinetry, and soaring ceilings. Enjoy peaceful views of green space—and even a few horses—from the large covered deck and spacious patio, creating the perfect setting for relaxing or entertaining. Luxury vinyl plank flooring flows through the kitchen, dining area, and great room, providing both beauty and durability. The private primary suite features elegant custom millwork, highlighted by a box-vault ceiling, along with a double vanity and a beautifully tiled walk-in shower. This home is built on a slab-on-grade foundation with no basement, offering easy maintenance and accessibility. The oversized third-car garage extends the full length of the home, providing storage space. Photos are of a previously completed model and may depict optional upgrades not included in this home.

11715 E 231st Street, Peculiar

Listing courtesy of Ryan Schmidt of Platinum Realty LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use