64128 Homes with FHA Financing

Welcome to the vibrant zip code 64128 in Kansas City, Missouri! This area, situated in Jackson County, offers a diverse range of real estate opportunities for those looking to call this dynamic city home.

One of the advantages of the 64128 zip code is the accessibility to homes with FHA financing. This makes it easier for prospective buyers to secure their dream home in this sought-after location. Whether you are a first-time homebuyer or looking to upgrade to a new property, the option for FHA financing can make the home buying process more manageable and affordable.

Kansas City, known for its rich history, cultural attractions, and thriving economy, provides an ideal setting for individuals and families alike. From charming residential neighborhoods to bustling commercial districts, the 64128 zip code offers a diverse array of housing options to suit various preferences and lifestyles.

If you are considering making a move to Kansas City and are interested in exploring the real estate market in the 64128 area, now is the perfect time to start your search. With homes available for FHA financing, finding your perfect property in this vibrant city has never been more accessible.

Contact us today to learn more about the real estate opportunities in zip code 64128 and take the first step towards finding your ideal home in Kansas City, Missouri.

Newest 64128 Homes with FHA Financing

$230,000

3 Beds ⋅ 2 Baths

This two-story, 3-bedroom, 2-full-bath home has details worth slowing down for! Beautifully refinished wood floors, custom tile and trimwork, and fresh paint that lets it all shine. Quartz countertops and included stainless steel appliances bring a polished touch to the kitchen, while main-floor laundry makes everyday life a little easier. The updates continue: new vinyl windows, new lighting, and modern touches throughout. Outside, the large deck deserves a spot on your weekend plans.

3249 Lockridge Avenue, Kansas City

Listing courtesy of Mackaylee Beach of USREEB Realty Pros LLC.

$135,000

3 Beds ⋅ 1 Baths

Great opportunity for a turn key rental or a first time home buyer! This home has has gorgeous hardwood floors, newer kitchen cabinets and counters, and an updated bathroom. Mechanicals have also been updated recently. This is a great property with great curb appeal with wonderful community garden across the street! Easy access to grocery, pharmacy, Highway and Much More!(Great opportunity for a turn key rental or a first time home buyer! This home has has gorgeous hardwood floors, newer kitchen cabinets and counters, and an updated bathroom. Mechanicals have also been updated recently.

3034 E 32nd Street, Kansas City

Listing courtesy of John Kilby of ReeceNichols - Country Club Plaza.

$175,000

3 Beds ⋅ 2 Baths

This is the kind of ranch that makes “move-in ready” feel anything but ordinary. With 3 bedrooms and 2 full bathrooms, this home pairs undeniable curb appeal with thoughtful, timeless updates from top to bottom. Step inside to fresh paint, beautifully refinished hardwood floors, and two standout bathrooms finished with new vanities and custom tilework. The kitchen has been completely refreshed with new cabinetry and comes equipped with the refrigerator, stove, dishwasher, and microwave, so the only thing missing is your grocery list. Charming, polished, and designed to age well, this one is every bit as good in person as it is in the photos.

3513 Elmwood Avenue, Kansas City

Listing courtesy of Mackaylee Beach of USREEB Realty Pros LLC.

$279,900

3 Beds ⋅ 3 Baths

Stylish, immaculate and move-in ready, this seven-year-old ranch home offers comfort and convenience! Featuring three bedrooms and three full baths, this home stands out with a two-car garage and a private fenced backyard—an exceptional combination. The spacious covered front porch provides the perfect spot for morning coffee or relaxing evenings. Inside, an open-concept floor plan showcases stunning hardwood floors, recessed lighting, and tasteful neutral finishes throughout. The kitchen shines with granite countertops, stainless steel appliances, a stylish backsplash, and an island ideal for gathering. A naturally lit dining area opens to the kitchen, while a fireplace adds warmth and charm to the living space. Step onto the deck to enjoy views of the backyard. The finished walkout lower level offers a spacious recreation room, bedroom, kitchenette/wet bar, and full bath featuring a soaking tub and luxury vinyl plank flooring. This versatile space offers potential for separate living quarters, a home gym, office, or artist’s studio. Direct access to the lower patio and fenced backyard makes outdoor entertaining easy. Enjoy easy highway access to Downtown Kansas City, KCI Airport, shopping, dining, and GEHA Field at Arrowhead Stadium—plus views of stadium fireworks and flyovers during games and events! With so much convenience, including a sprinkler system and security system, plus the perfect combo of comfort and style, you’ll not want to miss this incredible opportunity!

5108 E 39th Street, Kansas City

Listing courtesy of Janelle Duncan of Realty ONE Group Esteem.

$279,000

4 Beds ⋅ 4 Baths

Fantastic remodeled home with the perfect layout. 3427 South Benton Ave sits on a fully fenced double lot complete with off street parking, raised garden beds, and patio. Inside you'll find premium features and upgrades throughout. The beautiful light filled kitchen blends seamlessly into the formal dining room and living room. Also on the first floor: a full bathroom and a large bedroom perfect for a guest suite or multi-generational living. The bedroom level of the home features laundry, full bathroom, and three generous bedrooms including a true primary suite with a walk-in closet, gorgeous ensuite bathroom, raised ceiling, built-ins, and an electric fireplace for the perfect ambiance. The basement is perfect for a home gym, office, or artist studio complete with a full bathroom. HVAC, tankless water heater, and roof are all only 4 years old. As a bonus the house is EV ready with an exterior charger hookup. The additional lot is a fully separate parcel affording the owner the ability to retain the lot, develop it, or sell it. This home also qualifies for special financing options including MHDC loans. Don't miss this incredible value!

3427 S Benton Avenue, Kansas City

Listing courtesy of Jordan Porter of KW KANSAS CITY METRO.

$139,999

2 Beds ⋅ 2.5 Baths

This stunning remodel is truly move-in ready! Every detail has been thoughtfully updated so all you have to do is unpack. Located just minutes from the energy of Downtown Kansas City, you get the best of both worlds: a quiet, established neighborhood with easy access to everything the city has to offer. The main level impresses with a warm, open feel anchored by beautiful wood floors that flow throughout. The brand new kitchen is a showstopper, featuring sleek black granite countertops, open concept, and a generous walk-in pantry ready to stock. A convenient half bath and main-level laundry hookups round out the first floor perfectly. Upstairs, the spacious primary suite is a true retreat, boasting brand new carpet, a large walk-in closet, and a private half bath. A versatile bonus space off the suite is ideal for a home office or sitting area. Down the hall, the second bedroom is generously sized and served by a beautifully tiled full bath. Step outside to your backyard, perfect for entertaining and summer barbecues. Alley access makes coming and going a breeze, leading directly to the oversized detached two-car garage. You don't want to miss this one!

2717 BALES Avenue, Kansas City

Listing courtesy of Khorey Kilgore of Wardell & Holmes Real Estate.

$275,000

6 Beds ⋅ 3 Baths

Attention buyers! Incredible opportunity to own a spacious 2.5-story home in Kansas City's historic urban core. Built in 1908, this classic 1,755 sq. ft. residence offers an expansive layout featuring a traditional frame design, a full basement, and a deep urban lot. Located directly down the block from the Central High and Central Middle School campuses, this property sits in an area ripe for customization and personal touches. Bring your design ideas to transform this turn-of-the-century gem into your dream home or a standout neighborhood masterpiece. Sold as-is. Schedule your tour today!

3328 Prospect Avenue, Kansas City

Listing courtesy of Alex D Rafael of Keller Williams Southland.

$185,000

3 Beds ⋅ 1.5 Baths

This spacious two-story home has room for the whole family, and all the big-ticket updates already done for you. A newer roof and updated HVAC system mean true peace of mind, while the freshly updated exterior gives this home fantastic curb appeal from the moment you pull up. Inside, you'll find plenty of space to spread out, entertain, and make memories. Step outside to a large backyard perfect for cookouts, playtime, or simply relaxing after a long day. Located only a few blocks from i70 (yet far enough away as to not hear the traffic), you'll enjoy easy access to shopping, dining, and everything Kansas City has to offer. Commuting and errands couldn't be more convenient! Homes with this combination of updates, space, and location don't last long. Schedule your showing today and see why 3249 Victor St is the one you've been waiting for!

3249 Victor Street, Kansas City

Listing courtesy of Stephen Schott of 1st Class Real Estate KC.

$339,900

5 Beds ⋅ 3.5 Baths

This beautifully renovated Craftsman is so special. The exterior stone and rich wood details welcome you into a home filled with craftsmanship that is increasingly difficult to find. Hardwood floors carry throughout the main level, while the living room features a coffered ceiling, fireplace and built-in cabinetry. The formal dining room continues the architectural detail with another coffered ceiling, wainscoting, double glass doors, and an abundance of natural light. The updated kitchen strikes the perfect balance between old and new, offering modern finishes and conveniences without taking away from the historic character of the home. Also on the main level is a bedroom, a half bath, and laundry. Step outside onto the large rear deck that offers plenty of room for entertaining. Upstairs you'll find three additional bedrooms and a full hall bath. The primary suites bathroom feels like a retreat with tiled floors, wainscoted walls, a double floating vanity, walk-in shower, and freestanding soaking tub surrounded by large-format tile. Even the basement stands apart from what you typically find in a home of this age. The exceptionally high ceilings create an open feel, and a substantial portion has already been framed, giving the next owner a head start toward adding even more finished living space. The detached two-car garage offers finished living space above it complete with a full bathroom and plenty of room for a variety of uses. The home underwent an extensive renovation in 2022, with additional improvements continuing well beyond the remodel. Major updates include a new roof (2022), radon mitigation system (2022), new sewer line (2024), new concrete driveway and parking pad (2024), attic fan (2024), water heater (2025), two furnaces and two AC units (2025), and a new privacy fence (2026). Additionally, there is a 7 year tax abatement attached to the property.

3416 S Benton Avenue, Kansas City

Listing courtesy of Mark Colombatto of Weichert Realtors - Generations.

$98,500

2 Beds ⋅ 1 Baths

Charming 2-Bedroom Ranch in Knoche Park Annex — Priced at $100,000! Welcome to 3336 Jackson Ave, a well-maintained single-story ranch in the desirable Knoche Park Annex neighborhood. This home offers comfortable single-level living on a 5,682-square-foot lot, with off-street parking and a classic covered front porch — the perfect spot to enjoy your morning coffee. Kitchen & Living The kitchen features warm raised-panel cabinetry, stainless steel refrigerator, a gas range with vent hood, and a decorative tile backsplash. Durable wood-look vinyl plank flooring flows throughout, making cleanup a breeze. A window over the sink fills the space with natural light. Outdoor Space Step outside to a shaded, private-feeling backyard complete with a wood deck and a handy storage shed — ideal for gardening, entertaining, or simply relaxing under the mature trees. The lot offers plenty of room to make your own. Location Conveniently located in Kansas City with easy access to local amenities, parks, and major roadways. Property Highlights: • 2 Bedrooms / 1 Bathroom • Ranch floor plan — all on one level • Gas range & stainless steel refrigerator • Tile backsplash & vinyl plank flooring • Covered front porch with wrought-iron accents • Off-street parking • Deck & storage shed in backyard • 5,682 sq ft lot Don't miss this opportunity — schedule your showing today!

3336 Jackson Avenue, Kansas City

Listing courtesy of Mary Beth Schwartz of KW KANSAS CITY METRO.

$169,950

3012 College Avenue, Kansas City

Listing courtesy of Andy Kogan of KW KANSAS CITY METRO.

$214,000

3 Beds ⋅ 2 Baths

This light-filled 1.5-story home offers tons of parking, beautiful hardwood floors, a spacious living room with a fireplace, a dedicated dining area, and a generously sized kitchen with soon-to-be-installed kitchen appliances. Two bedrooms, a full bathroom, and laundry are conveniently located on the main floor. Upstairs, you’ll find an additional bedroom and versatile space along with a second full bathroom. The large basement provides plenty of room for storage, hobbies, or a workshop, while the attached garage adds everyday convenience. With abundant natural light, comfortable room sizes, and a layout that adapts easily to different needs, this home has so much to offer!

3646 Askew Avenue, Kansas City

Listing courtesy of Mackaylee Beach of USREEB Realty Pros LLC.

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