64130 Homes with FHA Financing

64130 Homes with FHA Financing

Welcome to the vibrant zip code 64130, nestled in the heart of Kansas City, MO. This dynamic area, located in Jackson County, offers a diverse range of housing options for those seeking a place to call home.

One of the standout features of this community is the availability of homes with FHA financing. This presents a fantastic opportunity for first-time homebuyers, as well as those looking to make a smart investment in real estate. With FHA financing, buyers can benefit from lower down payments, competitive interest rates, and easier qualification requirements, making the dream of homeownership more achievable than ever.

In 64130, you'll discover a mix of charming single-family homes, cozy townhouses, and modern condos to suit every lifestyle and budget. Whether you're drawn to the tree-lined streets of historic neighborhoods or the bustling energy of urban living, there's something for everyone here.

Beyond the real estate offerings, residents of 64130 enjoy convenient access to local amenities, schools, parks, and entertainment options. From trendy cafes and boutique shops to cultural attractions and outdoor recreation, this area has it all.

If you're ready to explore the possibilities in zip code 64130, get in touch with our real estate experts today. Let us help you find the perfect property to fit your needs and make your homeownership dreams a reality.

Newest 64130 Homes with FHA Financing

$189,000
3 Beds ⋅ 2.5 Baths
Opportunity for instant equity in lovely Citadel Center! This three bedroom two-story home needs to be brought to its new glory and it's just waiting for you. The floorplan is meant for entertainment on the main floor, living on the second floor, and the basement has a jump start on finishing including a half bathroom. Utilities are off currently and home will be sold as-is. Inquire about renovation financing with your preferred lenders or bring a cash offer.

5929 Garfield Avenue, Kansas City

Listing courtesy of John Ketchum of RE/MAX Premier Realty.
$199,500
3 Beds ⋅ 2 Baths
Welcome Home!!!!!! This beautifully updated raised ranch offers 3 bedrooms, 1 bathroom in the main level. The home has been remodeled within the last two years and features a bright, open layout with beautiful hardwood floors and plenty of natural light. The kitchen offers updated countertops, generous cabinet space, and a functional layout for everyday living. The bedrooms are comfortably sized, and the remodeled bathroom adds a fresh, modern touch. The basement provides additional living space and includes a non-conforming bedroom, a full bathroom, and a small kitchen—perfect for guests, extended family, or extra room to spread out. The backyard offers plenty of space for relaxing, entertaining, and outdoor activities. Conveniently located near schools, shopping, dining, and other everyday amenities. Schedule your private showing today!

4014 Monroe Avenue, Kansas City

Listing courtesy of Rodrigo Pulido of Real Broker, LLC-MO.
$140,000
4 Beds ⋅ 1 Baths
PRICED TO SELL! Great value on this charming Kansas City bungalow with nearly 1,200 square feet and the kind of front porch you’ll actually use! Inside, this home has been completely refreshed with high-end updates rarely found at this price point. Truly move-in ready with new everything: furnace, A/C, roof, appliances, flooring, tile, fixtures, plus fresh interior and exterior paint. The bright, open feel pairs perfectly with modern finishes while still keeping that classic bungalow character. Whether you’re a first-time buyer or looking for a low-maintenance home with style, this one stands out from the rest. Enjoy the privacy, with a vacant lot next door. Don’t miss your chance to own a fully updated home with timeless curb appeal.

4121 E 56th Street, Kansas City

Listing courtesy of Brent Sledd of Weichert, Realtors Welch & Co..
$180,000
3 Beds ⋅ 2 Baths
This beautifully updated home has so much to offer, including approx. 2-year old roof and windows. Additional updates completed in 2023–2024 include a new furnace, water heater, refrigerator, dishwasher, stove, and gorgeous lighting throughout. The renovated kitchen features stylish quartz countertops, artisan tile flooring, and modern finishes, while both full bathrooms have been tastefully updated. The spacious primary bedroom on the second floor showcases beautiful cherry hardwood floors and includes two large closets. Refinished oak hardwood floors extend throughout the rest of the home, adding warmth and character. A bright second-floor sunroom is filled with natural light, creating the perfect space to relax or work from home. Every bedroom offers generously sized closets, providing exceptional storage throughout the home. The freshly painted basement features tall ceilings and abundant space for storage, a workshop, recreation, or future finishing. A detached garage with a dedicated driveway completes this move-in-ready property, offering the perfect combination of classic charm and thoughtful modern updates.

4335 College Avenue, Kansas City

Listing courtesy of Kimberly Clark of ReeceNichols- Leawood Town Center.
$159,950
3 Beds ⋅ 1 Baths
Welcome to 4516 Jackson Avenue! This completely remodeled home offers approximately 1,500 square feet of total living space with three bedrooms, one full bathroom, and a finished basement that provides plenty of additional flexibility. Nearly every area of the home has been refreshed, creating a clean, modern, and move-in-ready space for its next owner. The updated kitchen features granite counters, new cabinets with stylish new pulls, providing a fresh look and plenty of storage. A combination of new luxury vinyl plank flooring and new carpet runs throughout the home, while new light fixtures add a modern finishing touch. The full bathroom has also been completely remodeled with updated finishes. The finished basement greatly expands the usable living space and includes a second living or recreation area, plus a fourth nonconforming bedroom. This additional room could also serve as a home office, guest room, workout space, or hobby room. A new water heater adds another valuable update. With its extensive renovations, flexible finished basement, and approximately 1,500 square feet of total space, this home offers a great combination of comfort, function, and modern style. Schedule your showing today!

4516 Jackson Avenue, Kansas City

Listing courtesy of Mike Cordell of Auben Realty MO, LLC.
$165,000
4 Beds ⋅ 1.5 Baths
Welcome home to this beautifully remodeled 4-bedroom, 1.5-bath home where every detail has been thoughtfully updated, giving you the feel of new construction without the new construction price tag. From the moment you arrive, you’ll appreciate the fresh exterior paint, brand-new gutters, and new air conditioning system that provide both curb appeal and peace of mind. Inside, you’ll find new flooring throughout, complemented by all-new lighting, fixtures, and finishes that create a bright, modern feel. The completely remodeled kitchen is the heart of the home, featuring brand-new cabinets, stylish countertops, and new appliances, making it perfect for everyday living and entertaining. Both bathrooms have been fully renovated with contemporary finishes, offering a clean, updated look you’ll love. With four spacious bedrooms, lots of storage space in the unfinished basement as well as a storage area upstairs, and all the major updates already completed, this home is truly move-in ready. Simply unpack, settle in, and start enjoying everything this stunning home has to offer!

4660 E 43rd Terrace, Kansas City

Listing courtesy of HCR Team of ReeceNichols - Lees Summit.
$119,900
3 Beds ⋅ 1 Baths
Bungalow home, recently renovated, whole interior paint, cleanup, room for additional improvements. Gleaming hardwood floors, front porch, Seller has never occupied property.

4138 College Avenue, Kansas City

Listing courtesy of Andrea Wardell of Wardell & Holmes Real Estate.
$215,000
3 Beds ⋅ 2 Baths
Welcome to 4645 Benton Boulevard! This charming 1.5-story home offers an ideal blend of classic character and thoughtful functional updates throughout its spacious 1,568 sq. ft. layout. With this inviting living spaces, your stepping inside to a light-filled living room featuring gleaming hardwood floors, crisp neutral paint, high ceilings with ceiling fans, and an open flow into the dedicated dining space. Featuring a functional kitchen with crisp white cabinetry, sleek dark appliances, granite counter-tops, and ample prep space make daily living and entertaining a breeze. Comfortable Bedrooms & Bathrooms are generously sized that offer great natural light, hardwood floors, and functional closet storage, paired with refreshed full bath accommodations. Enjoy a private back deck overlooking the yard—perfect for outdoor relaxation—along with a drive-in basement garage and extended driveway for easy off-street parking. Located in a convenient Kansas City neighborhood close to local amenities, this move-in-ready gem offers fantastic space and value!

4645 Benton Boulevard, Kansas City

Listing courtesy of Erick Parker of EXP Realty LLC.
$95,000
2 Beds ⋅ 1 Baths
Whether you are a first-time homebuyer or an investor, this home is a must see. A large, screened in front porch offers relaxation and extra privacy. Fenced front yard and a back yard that faces a clean, family friendly park with vast green spaces and a walking trail. TENANT OCCUPIED. Please give 24-hour notice. All information is deemed reliable, but not guaranteed. Square footage, taxes, schools, etc. should be verified by the buyer and the buyer's agent.

5132 Olive Street, Kansas City

Listing courtesy of Fran Stowe-Campbell of Weichert, Realtors Welch & Co..
$150,000
3 Beds ⋅ 1 Baths
Beautifully updated bungalow that blends classic charm with modern touches. 3-bedroom, 1-bath home offers comfortable living with plenty of space to make your own. Inside you'll find a warm and inviting main level featuring two bedrooms and a full bathroom, making everyday living easy and functional. Upstairs, the finished dormer provides a private third bedroom, perfect for a guest room or home office. The kitchen had been updated making meal prep and entertaining a breeze. The living and dining areas flow seamlessly, offering a comfortable space to relax or gather with friends and family. Downstairs, the unfinished basement is clean, spacious, and full of potential. Outside, the home maintains its classic bungalow charm with curb appeal and a yard that’s ready for your personal touch. Whether you’re looking to start a garden, set up a patio, or just enjoy some outdoor space, this property offers the flexibility to make it your own. Located just minutes from downtown Kansas City, this home puts you close to shopping, dining, and entertainment options. With its recent updates, convenient layout, and affordable price point, this bungalow is a fantastic opportunity for a first-time buyer, investor or anyone looking for a move-in ready home with character.

3929 Euclid Avenue, Kansas City

Listing courtesy of Shawnna Murrell of Murrell Homes Real Estate Grp.
$120,000
2 Beds ⋅ 1 Baths
Classic KC bungalow with all the right updates. This 2-bedroom, 1-bath home lives bigger than its footprint, with an easy flow from the living room into the kitchen with main-level laundry. Newer appliances and flooring throughout give it a clean, move-in-ready feel. Outside, you'll find off-street parking, a new fenced yard, and a 4,356 sq ft lot with room to garden or entertain. A rare bonus: fully owned solar panels, no lease and no payment to assume. No HOA; Cash, Conventional, FHA, and VA welcome. Quick access to I-70, Bruce R. Watkins, and Downtown KC puts everything within reach. Whether you're buying your first home or adding to a portfolio, this one's worth the showing.

3934 Bales Avenue, Kansas City

Listing courtesy of Lane Fortner of 1st Class Real Estate KC.
$128,000
2 Beds ⋅ 1 Baths
Charming and move-in ready, this home is a fantastic opportunity for buyers seeking a place to call their own. Offering a great combination of updates, functionality, and value, this property provides the perfect opportunity to settle into a comfortable and inviting space. Inside, you'll find new carpet and a beautifully updated kitchen featuring granite countertops and stainless steel appliances, including the refrigerator, stove, and microwave. An additional room at the rear of the home provides flexible space that could be used as a laundry room, home office, mudroom, or extra storage. Relax on the inviting front porch or enjoy the spacious backyard, offering plenty of room for entertaining, gardening, or outdoor activities. This home blends classic charm with modern updates, creating a space that is both functional and welcoming. Don't miss your chance to make this move-in-ready home your own!

4430 Montgall Avenue, Kansas City

Listing courtesy of Michaela Tyson of Thrive Realty & Company.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use