64138 Homes with USDA Loan Financing

Welcome to the vibrant zip code 64138 in Kansas City, Missouri! This dynamic area, located in Jackson County, offers a diverse range of housing options and amenities for residents to enjoy. From cozy single-family homes to modern apartments, there is something for everyone in this bustling community.

One of the fantastic features of homes in the 64138 zip code is the availability of USDA loan financing. This type of loan offers many benefits for homebuyers, including low or no down payment options and competitive interest rates. With USDA loan financing, purchasing a home in this area is not only convenient but also cost-effective.

Whether you are looking to settle down in a quiet neighborhood or prefer to be closer to the city's amenities, 64138 has something for everyone. Enjoy easy access to parks, shopping centers, restaurants, and top-rated schools, making it an ideal location for families, young professionals, and retirees alike.

Don't miss the opportunity to explore the real estate options in zip code 64138 and discover the perfect place to call home in beautiful Kansas City, Missouri. With the convenience of USDA loan financing, your dream home may be more attainable than you think. Reach out to local real estate experts to start your homebuying journey in this vibrant community today!

Newest 64138 Homes with USDA Loan Financing

$153,000

4 Beds ⋅ 2 Baths

Renovated Ranch with Endless Possibilities! Welcome home to 7205 E 86th Street, where classic ranch-style living meets modern updates. This home is ready for you to move right in! Rest easy knowing the big-ticket items are completely taken care of, featuring a brand-new roof, new exterior panels, new fixtures, windows and entirely upgraded home systems. Step inside to a bright, open-concept floor plan that beautifully connects the main living area to a stunning, fully updated kitchen. The kitchen boasts brand-new cabinets and a spacious dining area that is absolutely perfect for casual breakfasts or hosting lively dinner parties. Beautifully refinished floors flow throughout the main level, leading to three comfortable upstairs bedrooms and a sleek, fully updated marble bathroom. The lower level offers incredible versatility and square footage. You’ll find a massive 9.6' x 16.3' laundry room, alongside a separate utility and storage area that includes a bathroom footprint ready for your final custom touches. A previous owner converted the additional basement space into a fourth bedroom with a convenient walk-out. Whether you keep it as a private bedroom, or transform it into a secondary living area, a home gym, or a state-of-the-art movie theater—the possibilities are endless! The home also includes an attached 1-car garage. Having already passed all structural and municipal inspections, this turnkey shell is being sold as-is, offering you the ultimate peace of mind alongside a blank canvas for your final stylistic customizations.

7305 E 86TH Street, Kansas City

Listing courtesy of Rhyann Gray of Keller Williams Realty Partners Inc..

$255,000

3 Beds ⋅ 2.5 Baths

Completely reimagined and beautifully remodeled, this captivating Southwood ranch blends timeless neighborhood charm with fresh modern design. From the moment you arrive, you’ll notice the inviting curb appeal, mature trees, and established surroundings that make this area so desirable. Inside, nearly every surface has been thoughtfully updated to create a truly move-in-ready experience. The home features stylish finishes, refreshed living spaces, updated flooring, renovated bathrooms, and a clean modern feel that flows throughout. The ranch layout offers comfortable everyday living with three main-level bedrooms, while the finished basement provides valuable additional living space, including a non-conforming fourth bedroom that is perfect for guests, a home office, hobby room, or flex space to fit your needs. Whether you are a first-time buyer searching for a turnkey home or someone simply wanting a beautifully refreshed property in a quiet neighborhood, this home stands out from the competition. Southwood isn't just an address — it's a community. Neighbors consistently describe the area as charming, safe, peaceful, walkable, and welcoming. Quick access to 350 Highway and I-435 puts all of Kansas City within reach in under 15 minutes. This is where you put down roots, build equity, and truly enjoy coming home.

9309 E 82ND Terrace, Raytown

Listing courtesy of Lem Coleman of EXP Realty LLC.

$199,000

3 Beds ⋅ 2 Baths

Welcome to this ranch property, a well-maintained residence in Kansas City offering approximately 1,375 square feet of comfortable living space. This home features three bedrooms and 1.5 bathrooms, complemented by a functional layout that includes a one-car attached garage for convenient parking and a full basement for additional storage. The outdoor area is perfect for relaxation or activities, a spacious deck and a fully fenced yard.

9411 Farley Avenue, Kansas City

Listing courtesy of Michael Zouglas of REO Xpress LLC.

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