64145 Homes with FHA Financing

Welcome to the vibrant zip code 64145 in Kansas City, Missouri, located in Jackson County. This area offers a perfect blend of urban convenience and suburban tranquility, making it an ideal place to call home.

Homes in zip code 64145 are not only charming but also accessible with FHA financing options available. Whether you are a first-time homebuyer or looking to upgrade to a new property, FHA financing can make your homeownership dreams a reality.

With a variety of housing options available, from cozy single-family homes to modern condos, there is something for everyone in this sought-after area. Residents enjoy easy access to amenities such as parks, shopping centers, restaurants, and top-rated schools, making it a desirable location for families, young professionals, and retirees alike.

The community spirit in 64145 is strong, with neighbors coming together for local events, farmers' markets, and community gatherings. The area's proximity to major highways and public transportation makes commuting a breeze, connecting you to all that Kansas City has to offer.

Whether you are looking to buy, sell, or invest in real estate in zip code 64145, now is the perfect time to explore all that this thriving community has in store for you. Experience the best of Kansas City living in this dynamic and welcoming neighborhood.

Newest 64145 Homes with FHA Financing

$500,000

Fantastic investment opportunity with this full duplex! Whether you're looking to house hack by living in one side while renting the other, or add a turnkey income property to your portfolio, this property offers outstanding flexibility. One unit is vacant and ready for an owner-occupant or new tenant, while the other is occupied by a long-term tenant, providing immediate rental income. Major exterior updates include a brand-new architectural shingle roof with a lifetime transferable workmanship warranty, giving peace of mind for years to come. Unit 9E has been thoughtfully refreshed with brand-new carpet throughout the second floor, fresh interior paint throughout, newly painted kitchen cabinets and bathroom vanities, new quartz kitchen countertops and fresh deck stain. Both upstairs full bathrooms feature new marble vanity tops and sinks. The hot water heater is just 2 years old. Additional mechanical updates include newer air conditioning units for both units, and the furnace in 11E is only 2 years old. Residents appreciate the functional floor plans featuring a cozy living room with a fireplace, a deck just off the kitchen and dining area, upstairs laundry conveniently located near the bedrooms, spacious primary suites with walk-in closets, garage parking, and abundant basement storage. Greenspace area across the street makes for a nice view and just a block away is Martin City K8 School. Located in a desirable area with easy highway access, shopping, dining, and everyday conveniences just minutes away, this duplex is an excellent opportunity for investors and owner-occupants alike.

9-11 E 133rd Street, Kansas City

Listing courtesy of Cindy Nielsen of ReeceNichols -Johnson County W.

$449,000

4 Beds ⋅ 3 Baths

RANCH style townhouse (half duplex) recently remodeled with finished lower level in maintenance-provided Wellington Green community. 4+ bedrooms include 2 non-conforming bedrooms & full bath in the lower level. Approximately 3500 finished sq ft on both floors. Lower level boasts kitchen with refrigerator, recreation room & possible 5th br & full bath. Open floor plan makes for easy entertaining. Soaring vaulted ceilings in the living room and foyer create an inviting atmosphere. The kitchen offers a pantry, lots of cabinets and a breakfast nook. Enjoy granite, quartz and marble countertops/fireplace. Kitchen and basement refrigerators as well as alarm systemp are included. Subdivision is super quiet and this home is in cul-de-sac with front door facing south. It is located near scenic Blue Hills Golf Course. The $271 monthly HOA includes roof, exterior paint, lawn and show removal. This low maintenance move-in ready home can be yours very soon! Owner may finance with right terms. This home is ready to move in now.

4 W 127th Street, Kansas City

Listing courtesy of Sharon Sigman of RE/MAX State Line.

$485,000

4 Beds ⋅ 4.5 Baths

Conveniently located and well cared for home in Klapmeyer Estates! It features a welcoming entryway which opens to a beautiful great room with soaring vaulted ceilings, floor to ceiling fireplace, skylights, and hardwood floors. The kitchen has newer white cabinets. This unique floor plan boasts two master bedrooms on separate levels for ultimate privacy! The main master bedroom is on it's own level and features brand NEW hardwood floors and closet system. NEW carpet in the secondary bedrooms. Laundry conveniently located on bedroom level. Enjoy all the newer features: windows, deck, stamped concrete patio, driveway, and more! Finished basement with newer carpet, second fireplace, and storage room. Formal dinning room and family room have hardwood floors and plantation shutters. The large backyard is fenced and landscaped. It has a large storage shed also. There is also a nice large workshop on the back of the home! The home also features a circle drive along with lots of parking space on the side of the house. Very well maintained home!

804 Tam O Shanter Drive, Kansas City

Listing courtesy of Wes Shields of Platinum Realty LLC.

$515,900

5 Beds ⋅ 3.5 Baths

Motivated Seller! Amazing New Price! Beautiful and updated colonial brick front home on a huge cul-de-sac lot. Entry with high ceiling, dining room and living room on either side. Great room with hardwood floor, fireplace, built-ins and French doors to the 3 tier deck and large backyard. Kitchen feature white cabinets and granite countertops. Mudroom and half bath. Upper level main bedroom has a large walk-in closet, laundry and door to attic storage. Main bath with dual vanity and large shower. Convenient door to the top (3rd) tier of the deck. 3 spacious bedrooms and hall full bath. Basement is spaciously finished with walk-out access to the backyard, 5th bedroom and full bath with shower. The backyard is large and great for playing games. This home has easy access to Barstow School, shopping, and highways. New HVAC 2025, Seller is offering a $2,500 allowance for carpet.

1109 W 120th Terrace, Kansas City

Listing courtesy of Rose Freeman-Krell of Keller Williams Realty Partners Inc..

$415,900

5 Beds ⋅ 3.5 Baths

Spacious 5-bedroom, 3.5-bathroom home in the Woodbridge subdivision in Kansas City, Missouri. This well kept home offers a practical layout with three bedrooms on the main level, including the primary bedroom and main level laundry room. The primary bedroom with ensuite bathroom. The main level includes an eat-in kitchen, a separate dining room, and a fireplace in the family room ideal for both daily routines and entertaining. The second floor features a full bathroom, the fourth and fifth bedrooms, plus a large bonus room perfect for a study, office, recreation room, or gaming space. Seller is offering a $2,500 carpet allowance for the second floor to choose your own style and color. The eat-in kitchen and dining room are great for daily meals and hosting. A daylight full basement provides plenty of room for storage or finishing to suit your needs. Main level laundry adds everyday ease. Additional highlights include a smart thermostat, new carpet in the main-level bedrooms in 2025 and 13 new Andersen windows installed in 2025. Enjoy relaxing in the backyard on the patio that adds charm to this corner lot. HOA amenities including a pool and clubhouse.

563 E 129th Terrace, Kansas City

Listing courtesy of Sheryl Taylor of Keller Williams Realty Partners Inc..

$425,000

4 Beds ⋅ 3.5 Baths

Welcome home to this stunning, fully updated 4 bedroom, 3.5 bath home in South Kansas City, where soaring ceilings and thoughtful design come together beautifully. Step into the dramatic great room, anchored by a striking floor-to-ceiling stone fireplace and crowned by a vaulted ceiling with exposed wood beams and a sleek modern chandelier. An open loft overlook adds architectural character, while rich hardwood flooring flows throughout the main living spaces. The open-concept kitchen impresses with granite countertops, a generous center island, stainless steel appliances, and a sunny bay window overlooking the backyard. A bright, light-filled sunroom-style living area features a full wall of windows and a ceiling fan, with direct access to the deck — perfect for entertaining or relaxing in natural light. Retreat to the spacious primary suite, showcasing floor-to-ceiling windows that flood the room with natural light. The spa-inspired primary bath is a true showstopper, featuring dual vessel sink vanities atop granite counters, designer track lighting, a separate soaking tub, and a beautifully tiled walk-in shower. Every bathroom in the home has been updated with modern tile finishings, modern vanities, and new fixtures, including a stylish powder room and a sleek lower-level bath with a tiled walk-in shower. The fully finished lower level also includes a versatile 5th non-conforming bedroom with tiled flooring throughout — ideal for guests, a home office, or media space. Additional highlights include a 2-car garage, fresh paint throughout, and all-new lighting and fixtures for a true turn-key feel. Don't miss this move-in ready home — schedule your private showing today!

12815 CHERRY Street, Kansas City

Listing courtesy of Brian Glasser of 1st Class Real Estate KC.

$564,900

4 Beds ⋅ 2.5 Baths

Welcome to this beautifully updated 4-bedroom, 2.5-bath ranch home where modern upgrades, spacious living, and exceptional value come together. Situated on a large lot with the added benefit of low property taxes, this home offers the perfect blend of comfort, flexibility, and affordability. Step inside to discover a bright open-concept layout highlighted by an impressive open stairwell, generous living spaces, and abundant natural light. The versatile floor plan provides multiple options to fit your lifestyle, including the ability to utilize the current dining room as an additional living space, sitting room, home office, playroom, or flex area while maintaining ample room for dining and entertaining. The kitchen serves as the heart of the home, featuring a large island, abundant cabinetry, and seamless flow into the main living areas—perfect for hosting gatherings or enjoying everyday life. The finished walk-out lower level offers even more living space, ideal for a recreation room, media room, fitness area, guest retreat, or multi-generational living setup. Major improvements have already been completed, including newer windows, a newer furnace and water heater (approximately 1.5 years old), newer stove and vent fan, new sump pump, a radon mitigation system, and a brand-new stucco exterior, providing peace of mind for years to come. Step outside to the oversized covered deck overlooking the expansive backyard, creating the perfect setting for outdoor entertaining, family gatherings, or relaxing evenings. Conveniently located near Blue Hills Country Club, this move-in-ready home offers the rare combination of space, flexibility, and modern updates. With over 3,200 square feet of living space, a large lot, low taxes, a walk-out basement, and a floor plan that can easily adapt to your needs, this home is an exceptional opportunity you won't want to miss.

1011 Tam Oshanter Drive, Kansas City

Listing courtesy of Andre Vargas of Realty of America.

$409,900

3 Beds ⋅ 3 Baths

You know that feeling when you walk into a home and it instantly feels warm, cozy, and welcoming? This is that home. Vaulted ceilings with stunning wood beams and a cozy fireplace create the perfect living space, opening seamlessly to the kitchen for easy entertaining. A vintage wet bar just off the living room adds charm and makes hosting guests a breeze. Downstairs you'll find another living space with a fireplace + two non-conforming bedrooms, including one with its own attached bathroom. Enjoy the outdoors with a large backyard and an oversized deck with stairs leading down to the yard. Thoughtful updates and beautiful details throughout make this home one you won’t want to miss. Located in the established Woodbridge neighborhood, this home offers convenient access to shopping, dining, and major highways while still providing a quiet neighborhood setting.

12737 Cherry Street, Kansas City

Listing courtesy of Madison Moss (Harpst) of RE/MAX Innovations.

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