64494 Homes with Conventional Financing

Welcome to Union Star, Missouri, a charming small town nestled in the heart of the Show-Me State, specifically within the 64494 zip code. This picturesque community is characterized by its friendly atmosphere, lush landscapes, and a close-knit environment that makes it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Union Star offers a delightful array of homes that cater to various tastes and budgets. Whether you’re searching for a quaint starter home or a more spacious residence, you’ll find options that suit your needs. One of the standout features of this area is the availability of homes that qualify for conventional financing, making homeownership more accessible for many buyers. This financing option is particularly appealing, as it often comes with competitive interest rates and flexible terms.

Living in Union Star means enjoying a peaceful lifestyle while still being just a short drive away from larger cities like St. Joseph and Kansas City, where you can indulge in a variety of dining, shopping, and entertainment options. The surrounding natural beauty offers numerous outdoor activities, from hiking and fishing to simply enjoying a leisurely stroll through the scenic countryside.

In addition to its beautiful homes and welcoming community, Union Star is also known for its excellent schools and community events, fostering a sense of belonging among residents. If you’re looking for a place that combines charm, affordability, and a strong sense of community, look no further than Union Star, MO 64494. Your dream home awaits!

Newest 64494 Homes with Conventional Financing

$249,000

3 Beds ⋅ 2 Baths

Efficient New Build in Union Star for a Great Price! Discover your dream home in this meticulously crafted, stunning, new build home that is complete and features a charming timber frame front porch accented with white board and batten vinyl siding creating a welcoming first impression. The open concept floor plan spans 1500 sq. ft. includes 3 bedrooms and 2 full baths, with a spacious primary suite complete with walk-in closet and luxurious bath with a walk-in shower and double vanity; the 2 additional bedrooms have easy access to the 2nd full bath. The heart of this home includes a kitchen with soft close cabinets with quartz counter tops and a large center island, recessed lighting, and luxurious vinyl plank flooring. This home was built to be energy efficient with a Ruud 92% high-efficiency propane furnace, 6 inches of blown insulation in the walls (R-21), 17 inches of blown insulation in the ceiling (R-49), and high R value windows throughout, plus a durable metal roof and low-maintenance slab foundation. The home also has a 10X17 ft. concrete patio to the back, mature trees, and an almost 1/2 acre level lot to provide plenty of space for outdoor activities making it the perfect place for your family to thrive. Don't miss out on this incredible opportunity--schedule your viewing today (a 16X20 ft. pole barn type garage is available to add to this property for $13,000.00, or your choice of size at a comparable rate.).

163 N Second Street, Union Star

Listing courtesy of Brenda Howard of UNITED COUNTRY PROPERTY SOLUTI.

$350,000

Bring your business vision to life with this 8,277± square foot commercial building situated on a large lot with ample parking and endless potential. The property includes a 40' x 60' shop with two overhead work doors, providing excellent space for storage, equipment, service operations, or expansion. With its generous square footage and versatile layout, this property is well suited for a wide variety of commercial uses. Whether you're looking to establish, relocate, or grow your business, you'll appreciate the flexibility and opportunity this property has to offer. Schedule your showing today and explore the possibilities!

545 Walnut Street, Union Star

Listing courtesy of Jennifer Pflugradt of Coldwell Banker General Property.

$1,399,000

4 Beds ⋅ 3 Baths

Welcome to your forever home! Setting on 66.3 acres on F Hwy south of Union Star, Mo, this stunning all brick ranch style home offers everything you could ask for in a country home! Enjoy scenic views as the sun rises and sets in this 4 bedroom, 3 full bath home with over 3900 square feet of finished living space. The home has 2710 finished square feet on the main level, 1195 finished square feet in the basement, and over 1200 square feet in the oversized 2 car garage. Other features include a breakfast nook, large kitchen with ample cabinet and counter space, a walk in pantry, formal dining room, a spacious living room with a beautiful fireplace, sunroom and an oversized master suite with a walk in closet and heated floors in the bathroom. The finished basement has a large living area w/ a fireplace, utility room, full bathroom and a bar. The 66.3 acres consists of mainly pasture and is designed for rotational grazing with 14 tire tank waterers in place. The 45x70 cattle barn is the perfect place to work cattle indoors, has two lean-to's for shelter and flows efficiently into multiple well placed pipe corral paddocks. If you raise horses or show cattle, the 50x60 horse barn has multiple stalls and an enclosed tack/feed room that is also attached to outdoor paddocks. The property also features a 50x80 5 bay outbuilding w/ a concrete floor and electricity perfect for equipment, personal storage or commercial space, as well as a 42x50 workshop that is finished with heating and cooling and a half bathroom. Additional amenities include a beautiful outdoor entertainment area with a gazebo and firepit, small orchard and a chicken coop! Whether your a horse enthusiast, livestock farmer or someone looking for a peaceful place to get out of the city, this country home has everything you need to live your dream!

2198 NW State Route F N/A, Union Star

Listing courtesy of BOBBY CARLSON of UNITED COUNTRY PROPERTY SOLUTI.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use