64494 Homes with FHA Financing

Welcome to Union Star, Missouri, a charming small town nestled in the heart of the Midwest with the zip code 64494. Known for its friendly community and picturesque landscapes, Union Star offers a serene lifestyle that combines rural charm with modern conveniences. With its welcoming atmosphere and close-knit community, it’s no wonder that families and individuals are drawn to this hidden gem.

One of the standout features of Union Star is its accessibility to affordable housing options. Many homes in this area qualify for FHA financing, making it easier for first-time homebuyers and those looking to invest in real estate. The FHA loan program is designed to promote homeownership by providing lower down payment options and more flexible credit requirements. This means that you can find your dream home in Union Star without the financial burden that often accompanies homebuying.

The homes in this area reflect the character of Union Star, ranging from charming historic properties to modern builds that cater to a variety of lifestyles. Whether you’re looking for a cozy cottage or a spacious family home, the real estate market here is diverse and inviting.

In addition to its appealing housing options, Union Star boasts a strong sense of community, with local events, parks, and recreational activities that bring residents together. If you’re searching for a place that offers both tranquility and a vibrant community spirit, look no further than Union Star, MO, 64494. Your dream home awaits!

Newest 64494 Homes with FHA Financing

$249,000

3 Beds ⋅ 2 Baths

Efficient New Build in Union Star for a Great Price! Discover your dream home in this meticulously crafted, stunning, new build home that is complete and features a charming timber frame front porch accented with white board and batten vinyl siding creating a welcoming first impression. The open concept floor plan spans 1500 sq. ft. includes 3 bedrooms and 2 full baths, with a spacious primary suite complete with walk-in closet and luxurious bath with a walk-in shower and double vanity; the 2 additional bedrooms have easy access to the 2nd full bath. The heart of this home includes a kitchen with soft close cabinets with quartz counter tops and a large center island, recessed lighting, and luxurious vinyl plank flooring. This home was built to be energy efficient with a Ruud 92% high-efficiency propane furnace, 6 inches of blown insulation in the walls (R-21), 17 inches of blown insulation in the ceiling (R-49), and high R value windows throughout, plus a durable metal roof and low-maintenance slab foundation. The home also has a 10X17 ft. concrete patio to the back, mature trees, and an almost 1/2 acre level lot to provide plenty of space for outdoor activities making it the perfect place for your family to thrive. Don't miss out on this incredible opportunity--schedule your viewing today (a 16X20 ft. pole barn type garage is available to add to this property for $13,000.00, or your choice of size at a comparable rate.).

163 N Second Street, Union Star

Listing courtesy of Brenda Howard of UNITED COUNTRY PROPERTY SOLUTI.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use