64503 Homes with Cash Financing

64503 Homes with Cash Financing

Welcome to the vibrant community of St. Joseph, Missouri, nestled in the heart of Buchanan County and home to the charming zip code 64503. This area is a delightful blend of historic charm and modern convenience, making it an ideal place for families, professionals, and retirees alike.

St. Joseph boasts a rich history, with its roots tracing back to the mid-1800s. Today, you can explore beautifully preserved architecture, enjoy local parks, and partake in a variety of cultural events that celebrate the city’s heritage. The community is known for its friendly atmosphere and strong sense of belonging, making it easy to feel right at home.

For prospective homeowners, the 64503 zip code offers a diverse range of housing options, from cozy bungalows to spacious family residences. One of the most appealing aspects of this area is the availability of homes that qualify for cash financing. This means you can secure your dream home without the complexities of traditional mortgage processes, making it an attractive option for both first-time buyers and seasoned investors.

The local real estate market is thriving, with competitive prices and a variety of amenities nearby, including shopping, dining, and recreational activities. Whether you’re looking for a serene suburban lifestyle or a bustling community with plenty of activities, St. Joseph has it all.

Explore the possibilities in 64503 today—your ideal home awaits in this welcoming Missouri gem!

Newest 64503 Homes with Cash Financing

$101,750
Bring your vision and unlock the potential of this full-remodel investment opportunity! Whether you choose to restore it as a duplex or reconfigure it into a triplex, the possibilities are yours to explore. This property is ready for an ambitious investor looking to build equity through renovation while creating a strong income-producing asset. With the flexibility to maximize rental potential, this project offers the chance to design units that meet today's rental demand and generate future cash flow. If you're searching for your next value-add investment and aren't afraid of a little sweat equity, this property is packed with opportunity. Let your imagination do the work and transform this blank canvas into a profitable addition to your portfolio. Home is being offered as part of a larger investment portfolio.

1117 S 12th Street, St Joseph

Listing courtesy of Joshua Johnson of BHHS Stein & Summers Real Estate.
$229,900
3 Beds ⋅ 1 Baths
This great family home has 3 bedrooms and a bonus 4th room downstairs that could be an office or non-conforming bedroom. The finished basement has a storage room, large laundry room, and a finished family room. Upgrades include a two year-old roof, a one year-old Central Air and new luxury vinyl plank flooring on the main. It features a patio for entertaining with a Pergola and swing to enjoy the large privacy fenced backyard.

3101 S 33rd Terrace, St Joseph

Listing courtesy of Lisa WISDOM-STRAYER of RE/MAX PROFESSIONALS.
$215,000
3 Beds ⋅ 2 Baths
Great ranch home offering easy one-level living! This well-maintained home features three bedrooms and two bathrooms, including a primary suite with its own private bath. Enjoy the convenience of main-floor laundry with a newer stackable washer and dryer. The spacious layout includes both a living room and a family room, along with a large kitchen offering abundant cabinet space for storage and meal preparation. The family room features vaulted ceilings and large windows that fill the space with natural light. Over the past few years, the home has seen several updates, including fresh interior paint, new light fixtures, and updated appliances. Outside, you'll find a one-car attached garage plus an oversized detached two-car garage, providing plenty of space for additional vehicles, a workshop, or extra storage. The fenced backyard offers a great space for pets, play, or entertaining. This move-in-ready home combines comfort, functionality, and plenty of storage, making it a wonderful place to call home.

2214 S 28th Street, St Joseph

Listing courtesy of Teresa Hayes of Twaddle Realty, Inc..
$479,000
Well-positioned 1.73± acre parcel zoned M-1, backing to I-29 with excellent visibility to interstate traffic. A great opportunity for owner-users or developers seeking a site with strong exposure. The property also features an existing billboard lease, offering extra income potential.

3702 S Leonard Road, St Joseph

Listing courtesy of Adam Stein of BHHS Stein & Summers Real Estate.
$47,950
5 Beds ⋅ 2.5 Baths
Investor opportunity with substantial square footage and a flexible layout. This 5-bedroom, 2-bath home includes a main-floor full bathroom, enclosed sunroom, attic space and a basement/cellar with a concrete floor. The property was previously tenant occupied and has significant damage requiring extensive renovation. The roof appears newer, the HVAC system was installed in 2006, and the property appears to have an updated electrical panel and some newer wiring. No water heater is present. Central air equipment remains at the property, but its operating condition is unknown. Property is vacant and being sold in its present condition. Buyers should review the Seller’s Disclosure and complete all desired inspections.

1317 Mitchell Avenue, St Joseph

Listing courtesy of Sharp Homes Team of Epique Realty.
$359,000
4 Beds ⋅ 3 Baths
If you've been searching for a home that feels brand new without the new construction price tag, this is it! Lovingly maintained by the same owners for the past 15 years, this home showcases true pride of ownership and meticulous care throughout. Nearly every inch of this beautiful home has been updated or improved. The owners have invested in a stunning kitchen remodel complete with granite countertops, expanded the home by adding a spacious dining area, installed new flooring and carpet throughout, updated the bathroom countertops, added custom window blinds, modern lighting fixtures, a new deck, patio, vinyl siding, and beautifully refreshed landscaping.From the moment you arrive, you'll notice the exceptional attention to detail and quality of the updates. This is truly a move-in-ready home where all the hard work has already been done. Simply unpack, settle in, and enjoy everything this beautiful home has to offer!

5602 Long View Drive, St Joseph

Listing courtesy of Tina Cotton of Keller Williams KC North.
$145,000
2 Beds ⋅ 1 Baths
Ranch home full of potential! Awaiting your vision, large rooms, good layout, schedule your showing today!

3305 S Leonard Road, St Joseph

Listing courtesy of Jennifer Pflugradt of Coldwell Banker General Property.
$199,900
3 Beds ⋅ 2.5 Baths
Fully remodeled! This fully remodeled 3-bedroom, 2 and 1/2 bath home is truly move-in ready. Featuring a new roof, insulation, HVAC, central air, water heater, electrical panel, plumbing, and a beautifully updated kitchen with new stove, microwave, and garbage disposal, this home offers peace of mind. Just move in and enjoy years of low-maintenance living without the worry of major renovations.

2302 S 15th Street, St Joseph

Listing courtesy of Elishia Carrillo of Realty ONE Group Cornerstone.
$125,000
4 Beds ⋅ 2 Baths
This home was fully upgraded 2 1/2 years ago with new flooring and paint, newer roof, soffit and facia, and a/c-the house was taken down to the studs and totally rebuilt. It is handicap accessible, first floor has 2 bedrooms, wheelchair accessible bathroom, living room, laundry room, large eat in kitchen, with stone countertops. Upstairs is 2 bedrooms-and a second full bathroom , the basement has a newer water heater and 200 amp panel, off street parking and one parking spot, big lot , metal shed, and deck. This has been a rental property for the last 2 1/2 years.

904 Vine Street, St Joseph

Listing courtesy of Kandi Harrison of Platinum Realty LLC.
$92,900
2 Beds ⋅ 1 Baths
Nestled in a quiet neighborhood, this cozy 2 bed, 1 bath home offers comfort and convenience at an affordable price. Step inside to find a bright living room filled with natural light, perfect for relaxing or entertaining. The efficient kitchen provides ample cabinet space and room for meal prep, while two spacious bedrooms offer comfortable retreats. The well-maintained bathroom is clean and functional, completing this move-in ready home. The home also features newer siding, HVAC replaced in 2023, and sewer line in 2025!

2316 S 10 Street, St Joseph

Listing courtesy of Michael Ashby of Coldwell Banker General Property.
$80,000
Attention builders/investors! Do not miss out sharing this unique property with your clients. The possibilities are endless! This unique piece is on a dead end and close to highway access, shopping and much more. It is a vacant land listing that is part of 3 parcels that could be purchased together or separate, together they are over 2 acres, this piece is #21 on the map and about one half an acre with zoning of R-2. With the zoning and city codes, (buyer would need to verify for certain) it could fit at least 2 duplex units.

#21 Bucher Drive, St Joseph

Listing courtesy of Stacy Simpson of Coldwell Banker General Property.
$35,000
Attention builders/investors! Do not miss out sharing this unique property with your clients. The possibilities are endless! This unique piece is on a dead end and close to highway access, shopping and much more. It is a vacant land listing that is part of 3 parcels that could be purchased together or separate, together they are over 2 acres, this piece is #22 on the map and about one half an acre with zoning of R-1A.

#22 Bucher Drive, St Joseph

Listing courtesy of Stacy Simpson of Coldwell Banker General Property.
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