64505 Homes with Cash Financing

Welcome to the vibrant community of zip code 64505, located in the heart of St. Joseph, Missouri. This charming area is known for its rich history, friendly neighborhoods, and a variety of amenities that cater to both families and individuals alike. With a blend of classic architecture and modern homes, 64505 offers a unique living experience that combines the warmth of small-town charm with the conveniences of urban life.

One of the standout features of this area is its accessibility to cash financing options, making homeownership more attainable for many prospective buyers. Whether you’re a first-time homeowner or looking to invest, the availability of cash financing can streamline your purchasing process, allowing you to secure your dream home with ease.

In 64505, you’ll find a diverse selection of homes that cater to various tastes and budgets. From cozy bungalows to spacious family homes, there’s something to suit everyone’s lifestyle. The community is dotted with parks, schools, and shopping centers, ensuring that all your daily needs are just a stone’s throw away.

Moreover, St. Joseph is rich in cultural heritage, with local museums, art galleries, and dining options that reflect the area’s unique character. The friendly atmosphere and strong sense of community make 64505 not just a place to live, but a place to call home.

If you’re considering a move to this delightful part of Missouri, explore the opportunities that await you in 64505 – where your dream home is just a cash financing option away!

Newest 64505 Homes with Cash Financing

$479,900

3 Beds ⋅ 3 Baths

Pride of ownership shines throughout this beautifully maintained, one-owner home! The spacious primary suite features a tray ceiling and private bath with a separate jetted tub and walk-in shower. The thoughtfully designed floor plan offers comfortable main-level living, while the finished basement provides additional living space with a generous recreation room perfect for entertaining, relaxing, or game nights. Outside, enjoy a well-kept lawn, covered rear patio, and attractive curb appeal in an established neighborhood. An added benefit of this location is the option for high school attendance in either Buchanan County or Andrew County, offering added flexibility for homeowners. This well-cared-for property is ready to welcome its second owner!

13944 Indian Ridge Road, St Joseph

Listing courtesy of Vickie Wheeler of Randolph Realty Group.

$165,000

2 Beds ⋅ 1 Baths

Welcome home to this well-cared-for 2-bedroom, 1-bath bungalow on the Northside of St. Joseph. With 988 finished square feet, the home offers a comfortable layout with an oversized living/dining room and a large laundry/mudroom. The home was completely updated prior to the current owners purchasing it and has continued to be well maintained. The kitchen offers plenty of cabinet space along with stainless steel appliances. Outside, you'll find a fenced backyard with a deck, two storage sheds, and off-street parking accessible from the alley. A covered front porch adds to the charm and gives you another place to enjoy the outdoors. With its updates, character, and easy-to-maintain size, this home is move-in ready and worth a look!

1007 Randolph Street, St Joseph

Listing courtesy of Julie Hesselmann of Realty ONE Group Cornerstone.

$80,000

2 Beds ⋅ 1 Baths

This beautiful bungalow that features a wonderful front porch and back deck offers level living with two bedrooms, fresh new paint and brand new carpet. Great layout with low maintenance living. Excellent detached garage for your convenience. New water heater and much more. Schedule your showing today. This home is ready for its next chapter!

3115 N 10th Street, St Joseph

Listing courtesy of Edney Banos of BHHS Stein & Summers Real Estate.

$499,900

3 Beds ⋅ 2.5 Baths

Timeless charm meets modern living at this beautifully renovated 2-story home nestled on 1.65 picturesque acres! Offering the perfect blend of country tranquility and city convenience, this meticulously maintained property captures gorgeous countryside views throughout all four seasons. Start your mornings enjoying glorious sunrises from the inviting covered porch while taking in the peaceful surroundings. Inside, the home has been thoughtfully renovated from top to bottom while preserving the character and craftsmanship that make it truly special. The open-concept kitchen and dining area provides a wonderful gathering space and features a beautifully renovated kitchen, while the updated bathrooms offer modern style and convenience. With 3 spacious bedrooms, 2.5 baths, and a dedicated office, there is plenty of room for both everyday living and entertaining. Throughout the home, timeless details beautifully complement the modern updates, including decorative leaded-glass windows, charming pocket doors, and the original fireplace—adding warmth, character, and a sense of history. Every detail has been carefully considered, and the home has been exceptionally maintained inside and out. For those needing extra space, this property delivers! Two separate detached 2-car garages provide an abundance of parking, workspace, storage, or room for hobbies and recreational vehicles. A spacious unfinished attic and stacked-stone basement provide even more storage options. Set on a beautiful 1.65-acre lot with breathtaking countryside views, this exceptional property offers the peaceful feel of country living without sacrificing the convenience of being close to St. Joseph amenities. A rare opportunity to own a home where timeless character, modern updates, abundant space, and beautiful surroundings come together.

5201 Cook Road, St Joseph

Listing courtesy of JAYME MARRIOTT of The St.Joe Real Estate Group,.

$375,000

3 Beds ⋅ 2.5 Baths

Welcome to this beautifully designed 3-bedroom, 2.5-bath home located in the sought-after Indian Ridge Subdivision. From the freshly painted exterior to the newly stained covered back deck, this home has been thoughtfully maintained and offers an inviting combination of comfort, space, and functionality. The covered deck overlooks a large, privacy-fenced backyard and neighborhood green space, providing a peaceful setting with no neighbors directly behind the home. Inside, you’ll find beautiful stainless steel appliances, a spacious walk-in pantry, an electric fireplace in the family room, and all three bedrooms conveniently located on the main level. The primary suite features a whirlpool tub and an oversized walk-in closet, while the finished basement provides additional living space and flexibility. An oversized garage and abundant storage throughout the home offer plenty of room for everything you need. Conveniently located near I-29, shopping, dining, and everyday amenities, while also being within the Avenue City/Savannah School District, this property checks all the boxes for comfort, location, and lifestyle. Schedule your showing today and see everything this beautiful home has to offer—you’ll love it inside and out!

19224 Tomahawk Lane, St Joseph

Listing courtesy of Carol Ammon of Show-me Real Estate.

$135,900

3 Beds ⋅ 1 Baths

VERY NICE RANCH 3 BED 1 BATH SOME NEWER WINDOWS PAINT FLOOR COVERINGS.. GREAT STARTER HOME. CENTRAL AIR AND HEAT. DETACHED 24/30 GARAGE OFF STREET PARKING

2600 N 2nd Street, St Joseph

Listing courtesy of Gregg Lowrance of UNITED COUNTRY PROPERTY SOLUTI.

$135,000

2 Beds ⋅ 1 Baths

1516 E Highland Avenue, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.

$650,000

This is the perfect opportunity to own a free standing commercial complex on 71 highway less than 1 mile from I-29 in Andrew County. The lot is just under 1 acre and the building has recently served as a lawn mower and equipment sales that also offered equipment repairs. The business has closed. The main level of this building has 4006.5 square feet. It includes the display room, office, kitchen, parts room and storage room. The lower level has a 2 bedroom apartment (now leased) and a garage with 910 square feet. In addition, there is a 30' x 50' metal building with 2 overhead doors and a conex with a lean-to. There is a large parking lot and access to the back of the property by a road on the side of the property

17567 US Highway 71 N/A, St Joseph

Listing courtesy of Mary Kay Lyle of Top Hand Property Services.

$529,900

JUST LISTED — EXCEPTIONAL COMMERCIAL OPPORTUNITY! This impressive commercial property in Country Club provides more than 5,000 square feet of space, outstanding visibility and an excellent location. With its generous size and versatile potential, this property has endless possibilities- whether it's a retail business, professional offices, showroom, or service-based operation- Bring your vision and transform this highly visible property into the space your business needs! Excellent location- Andrew County Outstanding visibility Over 5,000 square feet Versatile commercial possibilities Properties offering this much space, visibility, and potential are difficult to find at this price. Contact me today for additional details or to schedule a private showing!

6108 N Belt Highway, Country Club

Listing courtesy of Abby Dillon of The St.Joe Real Estate Group,.

$239,900

5 Beds ⋅ 2 Baths

Don't miss out on this completely rehabbed property by a Licensed Contractor. Nothing to do but move in! There are 5 bedrooms with one being extra large to divide if desired. Two full bathrooms, a formal dining room and a main floor laundry. The kitchen has beautiful cabinets, custom lighting and quartz countertops! There is a ton of natural light showing off the new paint, doors, and flooring throughout. The house has been completely rewired by a Licensed Electrician and a new 200 amp service installed. The double lot is completely fenced with custom gates and a Privacy wall to enjoy your large patio!

3320 Saint Joseph Avenue, St Joseph

Listing courtesy of Lisa WISDOM-STRAYER of RE/MAX PROFESSIONALS.

$360,000

3 Beds ⋅ 3 Baths

Welcome to 414 NE County Line Rd! This spacious ranch offers 3 bedrooms and 3 full bathrooms on the main level, including a primary suite with a jetted tub. The main living room features a cozy fireplace, and the washer and dryer are conveniently located on the main level. The finished lower level provides two additional rooms that could be used as non-conforming bedrooms, offices, a home gym, or additional living space. Step outside and enjoy 1.12 acres, a private backyard pool, and a back porch overlooking it all. The front yard features fenced-in turf, while the detached shop/garage offers 3 parking spaces and plenty of room for vehicles, hobbies, or storage. The roof was replaced approximately 2 years ago. With its spacious layout, flexible lower level, great outdoor living, and detached shop, this property offers a unique combination of space and amenities just minutes from St. Joseph.

414 NE County Line Road, St Joseph

Listing courtesy of RJC Team of Keller Williams KC North.

$159,900

3 Beds ⋅ 1 Baths

This charming 3-bedroom, 1-bath home has been thoughtfully updated throughout and is move-in ready. Recent improvements include 2 new window A/C units, a new air/heat mini-split system with remote, new lighted doorbell, new mini blinds, and new vinyl flooring in the kitchen, dining room, and bathroom. The interior features fresh paint throughout, and the carpets were professionally steam cleaned on 8/29/26. Exterior upgrades include new fencing on the side and front of the home and new porch railings. The property also offers a 2-car garage, two Ring cameras (front and back), and a patio deck table with six chairs. All appliances stay, including the washer, dryer, stove, and refrigerator. Additional items staying with the home: four bar stools and two fire extinguishers. Home is being sold as-is, and inspections are welcome.

1506 6th Avenue, St Joseph

Listing courtesy of Tammy RIVERA of BHHS Stein & Summers Real Estate.

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