64735 Homes with USDA Loan Financing

Welcome to the charming community of Clinton, Missouri, nestled in the heart of Henry County and boasting the zip code 64735. Known for its friendly atmosphere and picturesque landscapes, Clinton offers a unique blend of small-town charm and modern conveniences. With its rich history, vibrant local culture, and abundance of outdoor activities, it’s no wonder that families and individuals alike are drawn to this delightful area.

Clinton is home to a variety of housing options, making it an ideal place for first-time homebuyers and those looking to settle down. One of the standout features of this area is the availability of USDA loan financing for eligible homes. This program is designed to make homeownership more accessible, particularly in rural and suburban areas like Clinton. With no down payment required and competitive interest rates, USDA loans provide a fantastic opportunity for buyers to invest in their dream home without the financial burden of a hefty down payment.

The community is surrounded by beautiful parks, lakes, and recreational areas, perfect for outdoor enthusiasts and families looking to enjoy a weekend picnic or a day of fishing. The local schools are known for their commitment to education, and the town’s close-knit community fosters a welcoming environment for newcomers.

Whether you’re searching for a cozy cottage or a spacious family home, the 64735 zip code offers a variety of options backed by USDA financing, making it easier than ever to call Clinton your home. Come explore all that this vibrant town has to offer!

Newest 64735 Homes with USDA Loan Financing

$189,900

3 Beds ⋅ 2 Baths

This beautifully maintained 3-bedroom, 2-bath Arts & Crafts home offers timeless character, thoughtful updates, and the convenience of true main-level living. The spacious main-floor primary suite features a private en-suite bath, while the home also includes a large walk-in storage closet on the main level, providing exceptional storage. Rich in original character, this home showcases beautiful hardwood floors, soaring high ceilings, stunning leaded glass windows, original built-ins, and abundant natural light. The kitchen offers ample cabinetry with convenient roll-out shelving and comes complete with appliances, while the adjoining mudroom provides a practical everyday entry. Relax on the inviting covered front porch or entertain family and friends on the backyard patio overlooking the large, privacy-fenced backyard—ideal for children, pets, gardening, or outdoor gatherings. Need storage or room to grow? The full concrete basement with an exterior entrance provides outstanding storage and room for future expansion, a workshop, or hobby space. The oversized detached two-car garage features an extended workshop/gardening room that's perfect for projects or additional storage. Above the garage is floored attic storage, while the home's unfinished attic offers the perfect opportunity to create a charming children's play area. Recent updates, including a newer roof, fresh paint, and updated flooring, provide peace of mind while preserving the home's historic charm. Conveniently located just minutes from Clinton's Historic Downtown Square, schools, shopping, and dining, this exceptional property offers historic character, abundant storage, and versatile spaces designed for today's lifestyle. 805 S. 2nd Street is a rare opportunity to own a classic home ready for its next chapter.

805 S 2nd Street, Clinton

Listing courtesy of Erin Nystrom of Keller Williams KC North.

$649,000

4 Beds ⋅ 4.5 Baths

Just yards from Truman Lake, this one-of-a-kind custom-built cedar home offers the perfect combination of luxury, recreation, and peaceful country living. Situated on approximately 7.3 acres with a creek winding through the property, you'll enjoy abundant wildlife, incredible views, and the privacy you've been searching for. Designed for true main-level living, the home features over 4,000 square feet with 4 bedrooms, 4.5 bathrooms, beautiful hardwood floors, custom cabinetry, and stunning stone fireplaces on both the main level and the finished walkout basement. Many custom unique features to appreciate such as the jack and jill bathroom. The lower level lives like a second home, complete with a spacious family room, wet bar with kegerator, sauna, second primary suite, and an office that serves perfectly as a non-conforming fifth bedroom—ideal for guests or multi-generational living. Built with exceptional character and thoughtful details throughout, you'll appreciate the expansive deck spanning the entire length of the home, a sunroom off the great room and dining area, built-in audio equipment with outdoor speakers, and E2-tinted windows that maximize the breathtaking views while helping reduce summer heat. Recent updates provide even more value, including a **new roof** and a **solar panel system** for improved energy efficiency and long-term savings. Additional features include two 50-gallon water heaters, dual HVAC systems, and a 36' x 30' detached garage with plenty of room for vehicles, boats, ATVs, and all your lake toys. Quick! Take a Look and Make this House your New Home! Buyers are encouraged to verify all measurements and claims. Seller requests preapproval or proof of funds before showing this lovingly constructed home.

110 SE 1804P Lane, Clinton

Listing courtesy of Kerrie Shumate of Midwest Realty & Auction.

$220,000

3 Beds ⋅ 2 Baths

Welcome home to this well-maintained 3-bedroom, 2-bath split-foyer home offering a functional layout, tasteful updates, and a fantastic location close to shopping, schools, dining, and other amenities. The open-concept main level seamlessly connects the spacious living room, dining area, and kitchen, creating the perfect space for everyday living and entertaining. A large picture window fills the living room with natural light, while beautiful hardwood floors add warmth and character throughout the main level. The kitchen features attractive oak cabinetry, granite countertops, a center island with abundant storage, and plenty of workspace for the home chef. The generously sized primary bedroom offers a comfortable retreat, while the lower level provides even more living space with a second family room, full bathroom, convenient laundry closet, and mudroom just off the attached garage. The single-car garage includes built-in storage shelving and a newer garage door. Outside, you'll love the oversized lot with a fenced backyard, mature trees, a brand-new deck perfect for relaxing or entertaining, and a storage shed for all your lawn and garden tools. Recent updates include HVAC, interior paint, some flooring, and numerous additional improvements, making this home move-in ready. Situated in an established neighborhood, this property offers the space, comfort, and convenience you've been looking for. Schedule your showing today! Agent Owned.

1205 S 9th Street, Clinton

Listing courtesy of Nicci Ragsdale of Re/Max of Sedalia.

$329,999

3 Beds ⋅ 2 Baths

Step into the perfect blend of timeless character and modern convenience in this beautifully restored 1880 home. Completely renovated from top to bottom, nearly every major component is new while preserving the craftsmanship and charm that make historic homes so special. Enjoy the wrap around porch and the short walk to the historic downtown square Major updates include a new roof and gutters, energy-efficient windows, all-new plumbing, electrical, HVAC system, drywall, insulation, bathrooms, SmartSide siding, interior and exterior paint, Trex deck ,stylish lighting, and new kitchen cabinetry. Every detail has been thoughtfully updated to provide peace of mind for years to come. A home warranty provided by the seller also ensures peace of mind. Original features have been carefully preserved, including the beautifully refinished hardwood floors, grand staircase, built-in hutch, and classic exterior columns, creating a warm and inviting atmosphere filled with authentic character. This is a rare opportunity to own a meticulously restored historic home that offers the beauty and craftsmanship of the past with the comfort, efficiency, and reliability of a brand-new home. Seller is offering a home warranty to ensure peace of mind. Truly a one-of-a-kind gem, ready to be enjoyed for the next many years.

611 S Main Street, Clinton

Listing courtesy of Andrew Bosma of EXP Realty LLC.

$240,000

4 Beds ⋅ 2 Baths

Welcome home to this beautifully updated property that showcases the pride of ownership and attention to detail that has gone into preparing it for the market. Recent improvements include fresh paint, refinished hardwood floors, a newer roof, a new HVAC system including both the furnace and air conditioner, updated gutters, and a newly constructed rear deck, creating both comfort and functionality throughout. One of the standout features is the spacious primary suite located on the main level. This addition offers a walk-in closet and a private bathroom complete with a tub/shower combo, providing a comfortable and private retreat within the home. Laundry hookups have been thoughtfully planned for both the garage and the primary closet, giving future owners flexibility and convenience. Step outside and enjoy the thoughtfully landscaped backyard featuring raised garden beds, a storage shed, and the new deck—an inviting space for entertaining, gathering with friends, or simply enjoying a quiet evening outdoors. The outdoor living area complements the home's many updates and creates additional space to enjoy throughout the year. From the refinished hardwood floors to the extensive improvements inside and out, this home has been thoughtfully updated and is ready for its next chapter. Schedule your showing today and see all this property has to offer. Sqft is considered estimated and obtained from floorplan, buyer and buyer agent to verify.

1605 E Franklin Street, Clinton

Listing courtesy of Daniel Ashley of RE/MAX Heritage.

$388,888

4 Beds ⋅ 3 Baths

Major components updated! New Anderson Windows! New Dual-Zoned HVAC system. New flooring throughout! The list of upgrades is extensive. All major items have been lovingly and thoughtfully done. Home is refreshed and revitilized and ready for new owners to love. Imagine having coffee on the patio as the sunrises. Home features FOUR bedrooms and THREE bathrooms. So much space is available. Separate dining or office area on the main floor. Upper level has 2 larger bedrooms and a bath. Lower level is finished with a bedroom, a bath, and a lovely entertaining area. All this and the home is so light, bright and airy! Quick! Take a Look! And Make This Huse Your New Home! Buyers are encouraged to verify all measurements and claims.

1032 Trevino Drive, Clinton

Listing courtesy of Kerrie Shumate of Midwest Realty & Auction.

$258,900

3 Beds ⋅ 1.5 Baths

Welcome home to this beautifully maintained brick ranch offering 3 bedrooms, 2 full bathrooms, and a peaceful edge-of-town setting. Enjoy the wooded views across the street for a country-like feel while still enjoying the convenience of town. Pride in ownership shines throughout this longtime owner-occupied home nestled in on a corner lot with mature trees. Inside, you’ll find a spacious living room featuring a cozy fireplace, updated bathrooms, and a lovely sunroom perfect for relaxing year-round. The primary bedroom offers two closets, while the large utility room and abundant storage throughout provide exceptional functionality. Additional updates include quality vinyl windows, and a hot water heat/boiler system that is about 2 years old. Outdoor amenities include a patio area complete with a natural gas grill, a mature pecan tree, and a storage shed for all your extras. The heated garage also features a workshop area, ideal for hobbies or projects. This well-cared-for home combines comfort, space, and a serene setting all in one package. You better act quickly on this one!

711 W Montgomery Street, Clinton

Listing courtesy of Emily Burke of Golden Valley Realty Group.

$225,000

3 Beds ⋅ 2 Baths

Refreshed, revitalized, and ready for new owners! Welcome to 210 Swisher Dr., a well-maintained home that offers peace of mind with major updates already completed. Move-in ready truly fits this property, as it has been thoughtfully prepared for its next chapter. Enjoy the confidence of a newer roof installed in 2019, brand new HVAC, new water heater, and new gutters—delivering comfort, efficiency, and value from day one. The home sits on a nice-sized lot, providing plenty of outdoor space for relaxing, entertaining, or creating your own backyard retreat. With the big-ticket items already taken care of, this is an easy choice for buyers looking for a home that’s been cared for and is ready to go. Just move in and make it your own! Buyers are encouraged to verify all measurements and claims. Note - This home is NOT in a flood plain as the seller has a LOMA

210 E Swisher Drive, Clinton

Listing courtesy of Kerrie Shumate of Midwest Realty & Auction.

$320,000

3 Beds ⋅ 2 Baths

This spacious ranch home, set on nearly an acre (.91 acres), offers the perfect blend of comfort, functionality, and room to grow. Situated outside city limits on a flat, expansive lot, there’s plenty of space for your projects, recreational vehicles, and outdoor enjoyment. The main level features a classic and inviting 3-bedroom, 2-bath layout that’s move-in ready. Downstairs, the finished basement provides incredible flexibility, currently set up as a recreation area and two additional bedrooms, with ample storage and endless potential to customize to your needs. The home has a newer roof, Smart 80 Gal hot water heater, and an automatic sump pump with battery back-up. Car enthusiasts and those needing extra space will love the attached parking for 2 vehicles, along with an detached 2-car garage for even more storage or workspace. Right beside the detached garage is an extra large concrete RV parking spot with an outlet you plug in your RV. Step outside to enjoy the covered deck overlooking the wide-open backyard—perfect for relaxing evenings and taking in beautiful sunsets. Additional outdoor features include an enclosed patio and a charming gazebo, creating ideal spaces for entertaining or unwinding. This property truly has it all—space, versatility, and the freedom to make it your own.

129 NW 251st Road, Clinton

Listing courtesy of Corey Wells of Golden Valley Realty Group.

$394,900

4 Beds ⋅ 3 Baths

Nestled in the heart of the desirable Meadow Lake Country Club, this exquisite 4-bedroom, 3-bathroom home offers a perfect blend of luxury and comfort. Boasting numerous updates, this property ensures worry-free living with a brand NEW Roof and Downspouts and updated windows and HVAC system. The inviting living room features a charming fireplace, creating a warm and cozy ambiance for gatherings. Step into the sunroom, a tranquil space filled with natural light, perfect for relaxation or hobbies. The finished basement adds significant value, featuring a spacious family room that provides ample space for entertainment and recreation. This home is a rare find, combining prime location with modern amenities! Enjoy the summer weather poolside at the Country Club just a short walk down the road and enjoy a tasty dinner at the restaurant!

1804 S Nicklaus Drive, Clinton

Listing courtesy of Kimberly Davis of Anstine Realty & Auction, LLC.

$500,000

5 Beds ⋅ 4.5 Baths

STUNNING! Set on 13 breathtaking acres, this Reverse 1.5 Story home offers acreage living and close to city. This property has rolling hills, mature trees, and peaceful water views in every direction. From the moment you pull in, you feel it… this isn’t just land—it’s your own private retreat. Inside, the home is designed for true main-floor living, featuring a spacious primary suite with 2 large walk-in closets and huge primary bath and laundry on the main level, making everyday life both convenient and comfortable. Vaulted ceilings and natural light create an open, inviting feel, while the country kitchen becomes the heart of the home—perfect for gathering, cooking, and connecting. With 5 bedrooms total, or one of those bedrooms is in a 2nd living area, apartment that sets this property apart from anything else you may find. The fully independent apartment has its own private entrance opens the door to: Multi-generational living, Guest space, possible rental income opportunity or Private office or studio. The property also features: A stocked fishing pond with Bass, Blue Gill, Catfish and Carp as well as a boathouse/Tack room and dock. Rolling hills and wooded acreage and trails for privacy and recreation. Fenced areas ready for farm animals. A fenced backyard ideal for pets or play and an above-ground pool for summer relaxation. You will find Mulberry, Pear, Cherry Plum and Peach trees. Whether you’re looking to start a hobby farm, create a private getaway, or simply enjoy wide-open space with unmatched versatility—this property delivers. This isn’t just a home. It’s land, lifestyle, and opportunity—all in one. Whole Home Soft Water System installed 3 years ago.

456 NW 151 st Road, Clinton

Listing courtesy of Brad Korn of EXP Realty LLC.

$81,340

Dreaming of acreage without leaving town? This 16.6 acre property is located at the edge of Clinton, Missouri and offers ample space with everyday conveniences just minutes away. Land parcels this size in town are rare. Reach out today to schedule a showing.

W Kithcart Road, Clinton

Listing courtesy of Amanda Huenefeldt of Baird Realty Group.

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