64776 Homes with Conventional Financing

64776 Homes with Conventional Financing

Welcome to the charming community of Osceola, located in the heart of St. Clair County, Missouri, with the zip code 64776. This picturesque town is a hidden gem, offering a perfect blend of small-town charm and modern conveniences. Nestled along the banks of the serene Osage River, Osceola is known for its friendly atmosphere, rich history, and breathtaking natural surroundings.

Osceola boasts a variety of homes that cater to diverse lifestyles and preferences. Whether you’re seeking a cozy cottage, a spacious family home, or a charming farmhouse, you’ll find properties that can be financed with conventional loans, making homeownership more accessible than ever. The real estate market here is vibrant, with options that are not only affordable but also offer a great value for your investment.

Living in Osceola means enjoying a close-knit community where neighbors become friends. The town is rich in recreational opportunities, from fishing and boating on the Osage River to hiking the scenic trails nearby. Additionally, you’ll find local shops, dining options, and community events that foster a warm and welcoming environment.

Families will appreciate the quality schools and safe neighborhoods that Osceola provides, making it a fantastic place to raise children. With its picturesque landscapes and a strong sense of community, Osceola, MO 64776 is not just a place to live; it’s a place to call home. Explore the possibilities of finding your dream home in this delightful town, where conventional financing options make it easier for you to embark on your journey toward homeownership.

Newest 64776 Homes with Conventional Financing

$350,000
Three income-producing spaces, one landmark downtown location!! 290 Chestnut Street gives an investor a setup that would be difficult to recreate from scratch. Positioned on a prominent corner of the Osceola square, the property combines an established commercial space on the main level with two beautifully renovated loft apartments upstairs. La Casita Mexican Restaurant currently occupies the ground floor, while the upper level operates as The Chestnut on the Square, featuring one two-bedroom loft and one one-bedroom loft.Both apartments are being sold fully furnished and have established themselves as successful short-term rentals. The renovation upstairs was done right. Tall ceilings, large windows, open living spaces and clean modern finishes give both units a look and feel that stands well above the typical lodging option in the area. Guests can stay directly on the square while being just minutes fromTrumanLake and the confluence of the Sac and Osage river arms — an area well known for year-round fishing and especially popular during the spring spoonbill season. Hunting, boating and other outdoor recreation continue to bring visitors into the area throughout the year. From an investment standpoint, the appeal is straightforward: commercial rental income on the main floor, two furnished short-term rental units above it and an established operating history already in place. There is also a basement providing additional space below the main level.For someone looking to own an income-producing property in the Truman Lake market, this is a rare opportunity to acquire a downtown building where much of the difficult work has already been done. The business space is occupied, the lofts are finished and furnished, and the property is already generating revenue from multiple parts of the building. Detailed financial information and operating history will be made available to qualified buyers upon execution of a confidentiality agreement.

290 Chestnut Street, Osceola

Listing courtesy of Tyler Mahoney of Epique Realty.

$1,750,000
8 Beds 8.5 Baths
Welcome to Top of the World, a truly one-of-a-kind 52+ acre property overlooking the Osage River and the town of Osceola. With breathtaking views, multiple residences, an established event venue, ponds, outbuildings and abundant acreage, this unique property offers endless possibilities for a private estate, family compound, retreat, event destination or income-producing property. The estate features four separate living spaces. The main residence offers 3 bedrooms, 2 baths and an impressive Great Room designed for gathering and entertaining. A second home located just behind the main residence features 1 bedroom, 1 bath and the property's original ice house. Two additional cabins provide even more accommodations, including a 2-bedroom, 1-bath cabin built in 2017 and another 2-bedroom, 1-bath cabin overlooking the pond with a partially covered wraparound deck. At the heart of the property is a versatile event venue equipped with a full kitchen, laundry facilities, storage, separate men's and women's restrooms, dressing areas and expansive covered outdoor entertaining space. A large patio and deck overlook the stocked pond, creating an incredible setting for weddings, retreats, reunions, corporate gatherings and private events. The property itself is just as impressive. An artesian well continually supplies fresh water to the pond, while the combination of open acreage and wooded areas creates a beautiful and private setting. Multiple garages, barns and outbuildings provide ample room for equipment, storage, hobbies or future uses. Whether you're searching for a remarkable private estate, multi-generational property, event venue, retreat destination, short-term rental opportunity or a property where you can live, work and entertain all in one location, Top of the World offers a combination of improvements, acreage and views that is nearly impossible to duplicate.This isn't simply a home on acreage—it's an opportunity to create a destination.

2105 NE 315 Pvt Road, Osceola

Listing courtesy of Leah Beck of ReeceNichols - Lees Summit.

$800,000
Discover an exceptional opportunity to own 201± acres of premier recreational land bordering Corps of Engineers property along the shores of Harry S. Truman Lake. Properties of this size with direct Corps of Engineers frontage are exceptionally rare. Located just west of Hogles Creek, one of Truman Lake's most sought-after fishing areas, this remarkable property offers an outdoor lifestyle that is increasingly difficult to find. Conveniently situated just 15 minutes from Osceola and Clinton, approximately 30 minutes from Warsaw, and 1.5 hrs from Kansas City, you'll enjoy the perfect balance of seclusion and accessibility. The property is a true outdoor paradise with mature hardwood timber, scattered cedar thickets, open pasture, and secluded clearings. The diverse habitat provides excellent cover and natural food sources, creating outstanding deer and turkey hunting opportunities. Several open areas are ideal for food plots or enhancing wildlife habitat, while the mature timber offers beauty and long-term value. A peaceful pond provides another place to cast a line or simply relax and enjoy nature. Backing directly to thousands of acres of Corps of Engineers land, this property provides expanded access to public ground for hiking, hunting, wildlife viewing, and exploring while preserving the privacy of your own acreage. Whether you're looking to create a premier hunting retreat, establish a weekend getaway, build a secluded cabin, or invest in a rare piece of Missouri land, this property offers endless possibilities. One of the area's best fishing destinations lies just beyond your property line. Hogles Creek, immediately east of the property, is renowned for premier crappie fishing, productive coves, submerged timber, and abundant brush piles. Nearby boat ramps provide quick access to outstanding fishing, boating, and water recreation.

TBD Shockman Avenue, Osceola

Listing courtesy of Julie Newton of Elite Realty.

$599,000
Discover this exceptional 144± acre recreational and hunting property in St. Clair County, Missouri. Predominantly covered in mature hardwood timber, the property features a healthy mix of white oak, red oak, and hickory trees. Several secluded openings are already in place, offering ideal locations for food plots and wildlife management. A well-established network of two-track trails provides excellent access throughout the property, making it easy to navigate in a variety of hunting conditions and wind directions. The landscape offers numerous ridge tops, bedding areas, and natural pinch points that create outstanding opportunities for deer hunting. Adding to its appeal, the property borders large tracts of Corps of Engineers land that can only be accessed through this property or by boat, effectively expanding the amount of acreage available for recreation and hunting. One of the trails leads directly to a quiet cove on Truman Lake, providing convenient access to fishing and other outdoor activities. Portions of the timber may also offer future harvest potential, creating an opportunity for additional income through responsible timber management. The property includes a well-maintained trailer that would make an excellent hunting cabin, weekend retreat, or base camp for outdoor adventures. The trailer is equipped with both a water well, lagoon, and electricity, providing the comforts needed for extended stays. A small storage shed is also included, offering space for a lawn mower, ATV, hunting equipment, tree stands, or blinds. Whether you're looking for a turnkey hunting property or a peaceful getaway, the existing improvements add immediate functionality and value. Located along Truman Lake, this property offers easy access to several nearby boat ramps, making it convenient for boating, fishing, and water recreation. The property is approximately 10 miles from Osceola and 25 from Clinton.

5760 NE 871 Private Road Road, Osceola

Listing courtesy of Dylan Piccoli of United Country Buckhorn Land a.

$995,000
3 Beds 1 Baths
83+ Acres Overlooking the Sac River | Historic Cabin | Prime Recreational Retreat This is the kind of property people wait years to find. Spanning 83+ acres with sweeping views, along the half a mile plus of the Sac River, this tract offers a rare blend of history, privacy, and usability. The land lays beautifully with a mix of timber, open ground, and natural habitat—ideal for hunting, fishing, trail riding, or simply getting off the grid. There are a total of five ponds on the property. There are three large ponds that offer ample opportunity for fishing, two of which are spring fed with crystal clear water year round. The other two smaller ponds serve to provide water for the abundant wildlife. Much of the open ground is planted in native prairie grass. Close to a third of a mile of bluffs overlooking the river provide plenty of opportunities to build a new home or just enjoy the views. You'll often get to enjoy the sights and sounds of Bald Eagles soaring or fishing on the river and most every night the owls and whippoorwills will sing you to sleep.. and the stars!! Tucked into this landscape sits a charming cabin originally built in the 1800s. A cozy, rustic cabin where you can curl up next to the fire or sit out on the deck overlooking the river and the valley beyond. It’s the perfect basecamp for weekend escapes—or a full-time residence if you’re ready to trade noise for nature. The views are the real showstopper—elevated vantage points overlooking the river valley create a setting that feels expansive, peaceful, and completely yours. Whether you’re looking for a hunting/fishing property, recreational getaway, or a private homestead with history and soul, this one delivers. Highlights: 83+ acres overlooking the Sac River Over 1/2 mile plus of river frontage Charming historic cabin (1800s origin) Excellent hunting, fishing, and wildlife presence Scenic views and rolling terrain Ideal for recreation, weekend retreat, or full-time living

8780 SW 75 PVT Road, Osceola

Listing courtesy of Christopher Hooper of EXP Realty LLC.

$1,500,000
3 Beds 3.5 Baths
A true Triple Feature property including an amazing home, 222+/- acres of land and a guest house. Tucked away just outside Osceola, MO, this exceptional listing offers the rare combination of luxury living and privacy all on an expansive property. Situated on just over 222 acres, the land features a beautiful mix of mature woods, timber, ponds, open pasture and ample wildlife, including an abundance of deer and turkey. The main residence has an impressive nearly 6,000 sq ft of living space. Built in 2009 and designed for both comfort and function, this home offers 3 bedrooms and 3.5 bathrooms, including a main level master-suite with double walk-in closets. The gorgeous kitchen stands out, featuring high-end finishes and a huge walk-in pantry. Enjoy the views on the amazing screened-in porch and the expansive covered patio overlooking your piece of heaven. Additional features include a massive 3-car garage for your cars, side-by-sides and outdoor toys. And its temperature controlled too! For hunters or security needs the basement includes a secure 400 + sq ft safe room with a Smith Security Safes Inc’s vault door. A Generac whole-home generator, for peace of mind, is another perk. A fully functional guest house adds tremendous value, featuring its own kitchen, living room, bedroom loft and garage—perfect for guests, extended family, or rental potential. The Property has road frontage on three sides; access is excellent while still maintaining a secluded feel with the main residence sitting one half a mile off the highway. The timber offers unlimited opportunity for hunting and recreation. Mixed in is over 30 acres of easily accessible pastureland and/or hay fields, further enhancing this properties potential.

3815 476 Road, Osceola

Listing courtesy of Triple Key Team of RE/MAX State Line.

$1,750,000
Welcome to Top of the World, a truly one-of-a-kind 52+ acre property overlooking the Osage River and the town of Osceola. With breathtaking views, multiple residences, an established event venue, ponds, outbuildings and abundant acreage, this unique property offers endless possibilities for a private estate, family compound, retreat, event destination or income-producing property. The estate features four separate living spaces. The main residence offers 3 bedrooms, 2 baths and an impressive Great Room designed for gathering and entertaining. A second home located just behind the main residence features 1 bedroom, 1 bath and the property's original ice house. Two additional cabins provide even more accommodations, including a 2-bedroom, 1-bath cabin built in 2017 and another 2-bedroom, 1-bath cabin overlooking the pond with a partially covered wraparound deck. At the heart of the property is a versatile event venue equipped with a full kitchen, laundry facilities, storage, separate men's and women's restrooms, dressing areas and expansive covered outdoor entertaining space. A large patio and deck overlook the stocked pond, creating an incredible setting for weddings, retreats, reunions, corporate gatherings and private events. The property itself is just as impressive. An artesian well continually supplies fresh water to the pond, while the combination of open acreage and wooded areas creates a beautiful and private setting. Multiple garages, barns and outbuildings provide ample room for equipment, storage, hobbies or future uses. Whether you're searching for a remarkable private estate, multi-generational property, event venue, retreat destination, short-term rental opportunity or a property where you can live, work and entertain all in one location, Top of the World offers a combination of improvements, acreage and views that is nearly impossible to duplicate.This isn't simply a home on acreage—it's an opportunity to create a destination. SEE MLS 2640098

2105 NE 315 Pvt Road, Osceola

Listing courtesy of Leah Beck of ReeceNichols - Lees Summit.

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