66002 Homes with Private Financing Available

Welcome to Atchison, Kansas, a charming city nestled in the heart of Atchison County, where the zip code 66002 serves as a gateway to a vibrant community rich in history and opportunity. Known for its picturesque landscapes and friendly atmosphere, Atchison offers a unique blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and everyone in between.

The city is steeped in history, with notable landmarks such as the Amelia Earhart Birthplace Museum and the historic downtown district, which features beautifully preserved architecture and a variety of local shops and dining options. Outdoor enthusiasts will appreciate the scenic views along the Missouri River and the numerous parks that provide ample space for recreation and relaxation.

For those looking to plant roots in this lovely community, there are a variety of homes available, including options with private financing. This means that whether you’re a first-time homebuyer or seeking an investment opportunity, you can find a property that fits your needs without the traditional hurdles of conventional financing. Private financing provides flexibility and a more personalized approach, making homeownership more accessible in this welcoming community.

With a strong sense of community, excellent schools, and a range of recreational activities, Atchison, KS 66002 is not just a place to live—it's a place to thrive. Discover your new home in Atchison and enjoy all the benefits this delightful city has to offer!

Newest 66002 Homes with Private Financing Available

$49,900

3 Beds ⋅ 2 Baths

Large stately home with 3 bedrooms, 2 bathrooms, large room sizes, hardwood floors, large corner lot, 2 detached garages, and priced to sale.

515 T Street, Atchison

Listing courtesy of Billie Bartley of Bartley Realty LLC..

$515,000

4 Beds ⋅ 4.5 Baths

Exceptional space, versatility, and standout features come together in this turn-key, one-of-a-kind Atchison home. Offering the perfect blend of small-town charm and regional convenience, this property is ideal for anyone looking to trade city traffic and inflated prices for space, quiet, and incredible value. Completed in late 2021 with only one owner, this move-in ready home features newer construction quality with all systems under 5 years old, including a tankless water heater upgrade & installed radon mitigation system. Additional upgrades include a finished walkout basement, expanded deck, concrete patio addition, extensive landscaping, detached workshop, and custom laundry room. Designed for everyday living and entertaining, the home features a spacious great room, functional loft flex space, and an open layout with upgraded kitchen countertops, and generous prep space. The main garage even features a built-in small dog washing station. The finished lower level adds a private guest suite complete with its own kitchen, bathroom, and laundry—ideal for multi-generational living or short-term rental potential. Highlights include a custom game/movie room and a finished safe room/storm shelter. Relax in your backyard oasis with your new spa! Outdoor living shines on the spacious corner lot, featuring mature trees, an expanded deck, and a concrete patio spanning the full length of the home. Five covered parking spaces include a 2-car attached garage, detached workshop/garage with a half bath, and covered carport. Plus, exceptional attic storage with multiple access points & standing-height space! Conveniently located minutes from Benedictine College, with Fort Leavenworth and KCI Airport approximately 30 minutes away. Residents may benefit from Atchison’s tax rebate program through 2036 (buyer to verify details). SELLER CONCESSIONS OFFERED FOR INTEREST RATE BUYDOWN. Schedule your private showing today! Select exterior images reflect seasonal/twilight enhancements.

715 S 4th Street, Atchison

Listing courtesy of Hailey Sandoval of KW One Legacy Partners, LLC.

$170,000

2 Beds ⋅ 2 Baths

* Seller is very motivated to sell, will offer bigger price reduction if both 10945 US Highway 59 and 10955 US Highway 59 go under contract together. One-of-a-Kind Highway-Frontage Property — Live, Work, or Both Under B-2 Zoning... Rarely does a property offer this level of versatility. Situated on a 0.23-acre lot with direct frontage on US Highway 59, this 1960-built property is currently configured as a comfortable 2-bedroom, 2-bathroom ranch home — but its B-2 Business District zoning and commercial-grade infrastructure. Originally a restaurant, professionally converted to a single-family residence in 2001, the property is now a blank canvas equally suited for residential living, a business venture, or a hybrid of both. The Main Residence (1,344 sq ft) The single-story ranch home features a clean, light grey exterior, attached two-car garage and a covered front porch — a welcoming, low-maintenance layout. Inside, you'll find two bedrooms and two full bathrooms, with large multi-pane windows that bring in abundant natural light. The home has been well maintained and offers comfortable living as-is, with the added benefit of knowing the entire property can evolve with your vision. The Commercial Legacy — A Story of Adaptive Reuse This is where the property truly shines. The B-2 Business District zoning opens the door to nearly any commercial use, and the existing infrastructure makes the transition seamless: This is more than a home — it's an opportunity. Whether you're an entrepreneur looking for a move-in-ready commercial space, an investor seeking a high-visibility highway property, or a homeowner who wants the freedom to run a business from your own land, 10945 US Highway 59 delivers. Come see it and bring your vision... **This property is prefered to be sold as Package of Properties - See MLS# 2633666 for the other listing... Seller would still consider offers on the properties individually if the right offer was made...

10945 US Highway 59 Highway, Atchison

Listing courtesy of Chase Van Noy of KW KANSAS CITY METRO.

$270,000

* Seller is very motivated to sell, will offer bigger price reduction if both 10945 US Highway 59 and 10955 US Highway 59 go under contract together. Prime Highway-Frontage Commercial Property — Endless Possibilities Under B-2. Rare opportunity to own a versatile commercial building with exceptional visibility directly on US Highway 59. This mid-century modern service station offers a distinctive architectural presence with its iconic blue-and-white V-shaped canopy, red brick base, and clean white stucco façade. The property has proven its adaptability over the years, having successfully operated as a gas station, automotive repair shop, and floral shop. With B-2 General Business zoning, the possibilities are wide open: automotive service, gas station, retail, cold storage distribution, specialty shop, fast food restaurant, floral, office contractor headquarters, or a creative mixed-use concept. Building Features: - Two oversized garage/service bays with white-and-blue panel doors, ideal for automotive, equipment repair, or workshop use. - Walk-in cooler / cold storage room with insulated panel walls, overhead lighting perfect for floral, food storage, beverage distribution, or temperature-sensitive inventory. - Connected back-of-house storage area providing additional workspace or inventory room. - Iconic drive-through canopy with striking V-shaped geometric design — offers covered pull-through access and unbeatable curb appeal. - Large glass storefront windows providing natural light and excellent retail visibility. * The two vacant lots between 10945 and 10955 will be annexed to 10955 US Highway 59 property... For a total of 1.41 acres for 10955 US Highway 59 property only... ** Seller would prefer to sell as package of properties, as is... ***See MLS# 2633659 for other property that is currently used as residential but zoned B-2... ****Seller would consider offers on the properties individually if the offer made sense...

10955 US Highway 59 Highway, Atchison

Listing courtesy of Chase Van Noy of KW KANSAS CITY METRO.

$170,000

* Seller is very motivated to sell, will offer bigger price reduction if both 10945 US Highway 59 and 10955 US Highway 59 go under contract together. One-of-a-Kind Highway-Frontage Property — Live, Work, or Both Under B-2 Zoning... Rarely does a property offer this level of versatility. Situated on a 0.23-acre lot with direct frontage on US Highway 59, this 1960-built property is currently configured as a comfortable 2-bedroom, 2-bathroom ranch home — but its B-2 Business District zoning and commercial-grade infrastructure. Originally a restaurant, professionally converted to a single-family residence in 2001, the property is now a blank canvas equally suited for residential living, a business venture, or a hybrid of both. The Main Residence (1,344 sq ft) The single-story ranch home features a clean, light grey exterior with a dark pitched roof, attached two-car garage and a covered front porch — a welcoming, low-maintenance layout. Inside, you'll find two bedrooms and two full bathrooms, with large multi-pane windows that bring in abundant natural light. The home has been well maintained and offers comfortable living as-is, with the added benefit of knowing the entire property can evolve with your vision. The Commercial Legacy — A Story of Adaptive Reuse. The B-2 Business District zoning opens the door to nearly any commercial use, and the existing infrastructure makes the transition seamless: This is more than a home — it's an opportunity. Whether you're an entrepreneur looking for a move-in-ready commercial space, an investor seeking a high-visibility highway property, or a homeowner who wants the freedom to run a business from your own land, 10945 US Highway 59 delivers. Come see it and bring your vision... **This property is prefered to be sold as Package of Properties - See MLS# 2633666 for the other listing... Seller would still consider offers on the properties individually if the right offer was made...

10945 US Highway 59 Highway, Atchison

Listing courtesy of Chase Van Noy of KW KANSAS CITY METRO.

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