66049 Homes with FHA Financing

Welcome to Lawrence, Kansas, a charming city nestled in the heart of Douglas County, where the zip code 66049 offers a delightful blend of history, culture, and community. Known for its vibrant arts scene and diverse population, Lawrence is home to the prestigious University of Kansas, which adds a youthful energy to the area. Whether you’re a first-time homebuyer or looking to settle down in a welcoming neighborhood, the homes in this zip code are perfect for you.

One of the most appealing aspects of purchasing a home in 66049 is the availability of FHA financing options. The Federal Housing Administration (FHA) provides loans that are particularly beneficial for those who may not have a substantial down payment or a perfect credit score. This means that your dream home in Lawrence is more accessible than ever! With a variety of properties available, from charming historic houses to modern townhomes, you’re sure to find a residence that suits your lifestyle and budget.

Living in Lawrence means enjoying a vibrant community filled with local shops, delicious dining options, and beautiful parks. The city hosts numerous events throughout the year, fostering a strong sense of community and connection. With its rich cultural heritage and commitment to education, Lawrence is not just a place to live; it’s a place to thrive.

Explore the possibilities in zip code 66049 and discover your ideal home with the support of FHA financing. Your new chapter in Lawrence awaits!

Newest 66049 Homes with FHA Financing

$365,000

2 Beds ⋅ 2 Baths

One-level living, a low-maintenance lifestyle, and a location you’ll love—this West Lawrence home has it all! Featuring 2 bedrooms, 2 bathrooms, and 1,484 square feet, this home offers a bright, welcoming layout with abundant natural light, generous space for hosting, and all the warmth and comfort you want for everyday living. Beautifully maintained and thoughtfully updated, this move-in-ready home features new appliances, fresh paint, new carpet, new sink faucets, new toilets, a new showerhead, and a new walk-in shower insert in the primary bathroom. With so many updates already completed, you can simply move in, get comfortable, and start enjoying your new home! Located in a quiet HOA neighborhood, this home allows you to spend less time on upkeep and more time enjoying where you live. The HOA takes care of exterior painting, lawn care, and snow removal—helping you feel truly taken care of year-round. You’ll love being just minutes from Rock Chalk Park, LMH West, local parks, and some of West Lawrence’s favorite shopping and dining. Plus, quick access to K-10 and I-70 makes commuting to Kansas City or Topeka a breeze. Spacious, comfortable, beautifully updated, and designed for easy living—this West Lawrence opportunity is one you won’t want to miss. Schedule your private showing today!

5933 Longleaf Circle, Lawrence

Listing courtesy of Amanda Barclay of Crystal Clear Realty.

$599,900

3 Beds ⋅ 3 Baths

The Aspen floor plan offers an open, inviting layout designed for gathering and everyday living. At the center of the home, the spacious kitchen provides plenty of room for cooking, conversation, and time together. The primary suite features a tiled walk-in shower and generous double vanity, while a second main-level bedroom offers flexibility as a guest room or home office. Just off the living area, a covered deck extends the living space outdoors. The finished basement includes a spacious third bedroom with a large walk-in closet, a family room, wet bar, nonconforming bedroom, and additional storage. A tandem four-car garage provides abundant room for vehicles, hobbies, and equipment.

406 Stoneridge Drive, Lawrence

Listing courtesy of Cheri Drake of McGrew Real Estate Inc.

$280,000

3 Beds ⋅ 2.5 Baths

Move in ready home on cul-de-sac lot close to city park. Good sized bedrooms with 2 full baths. Deep garage with opener. Solar panels for low electric bills.

3619 Lakecrest Court, Lawrence

Listing courtesy of Andrew DeWitt of ReeceNichols Preferred Realty.

$320,000

3 Beds ⋅ 2.5 Baths

Step into this well-maintained gem of Lawrence in the Free State school district. With ample amount of space in your walk-in closet, and the perfectly manicured lawn you'll find that this house punches above its weight class when it comes to luxury feel. The oversized two car garage will leave you with plenty of storage space. The fully fenced yard provides plenty of privacy and quiet. Some small, personal touches will make this house your dream home in no time at all! Just a short drive to downtown Lawrence or I-70 gives plenty of options for entertainment and dining. A short commute either direction lands you in Topeka or Kansas City without having to fight city traffic.

604 Stowe Court, Lawrence

Listing courtesy of Wyatt Roe of Platinum Realty LLC.

$425,000

3 Beds ⋅ 2.5 Baths

Beautiful tri-level home featuring 3 bedrooms plus a non-conforming 4th bedroom, a spacious recreation room, and inviting living spaces throughout. Step outside to a magical backyard with a true fairy-garden feel-lush, private, and perfect for relaxing or entertaining. A unique blend of charm, comfort, and verstility.

3000 University Drive, Lawrence

Listing courtesy of Judy Brynds of McGrew Real Estate Inc.

$410,000

4 Beds ⋅ 3 Baths

Beautiful 4-bedroom home located in northwest Lawrence! The main level features an open living room with vaulted ceilings that leads out to the back deck, overlooking the spacious backyard. You’ll also find an updated kitchen and three bedrooms, including a primary suite with a walk-in closet and large primary bathroom. The lower level offers a spacious family room with direct access to the patio, along with a dedicated office space, a fourth bedroom, and a full bathroom.

3401 Tillerman Drive, Lawrence

Listing courtesy of Jen Young of NextHome Gadwood Group.

$259,900

3 Beds ⋅ 2 Baths

Welcome to this inviting townhome, where comfortable living meets ultimate convenience. The heart of the home features a warm and welcoming layout centered around a living room with a cozy fireplace, beautifully paired with updated finishes that make the space feel fresh and ready to enjoy. With three spacious bedrooms and two full bathrooms, the thoughtfully designed floor plan provides plenty of room for everyone. Downstairs, the finished lower level serves as a wonderful bedroom complete with a laundry area and direct access to the attached two-car garage. Outside, your back deck overlooks a great backyard surrounded by mature trees, creating a peaceful personal retreat. Best of all, you can truly relax and enjoy your weekends because the HOA takes care of lawn care and snow removal for you. Home is currently vacant; photos show owner-occupied setup. HOA Note: In addition to standard dues, the HOA administers a variable sprinkler system assessment, which is reconciled annually in December based on individual water usage

1409 Lawrence Avenue Unit #C, Lawrence

Listing courtesy of Sara Schrock of Lucerna Real Estate, LLC.

$679,900

5 Beds ⋅ 3 Baths

A one-of-a-kind 1954 home on a rare double lot in central Lawrence. Originally owned by Mel and Betty Fisher of Round Corner Drug Store, the home has changed hands only once. Its current owners purchased it in 1999 and have lovingly cared for its distinctive character ever since. Expansive windows fill the main living spaces with natural light, while wide hallways, generously sized bedrooms, and built-ins throughout create an open and functional layout. The hardwood floors were done by Artisan Flooring approximately five years ago, bringing renewed warmth to the main level. The kitchen remains true to the home’s midcentury roots with its original boomerang laminate countertops. Original fireplaces, vintage details, preserved basement flooring, and the primary suite’s classic pink bathroom contribute authenticity and charm that are increasingly difficult to find. Thoughtfully remodeled hall bathroom space features imported porcelain tile from Virginia Tile. Updates made over the years include redwood siding, Andersen windows in the living and dining rooms, and a Pella sliding door. The 27-foot-deep garage provides space for larger vehicles, hobbies, or a workshop, while a full attic with a finished floor offers abundant additional storage. The walkout basement expands the home’s possibilities with a full second kitchen and multiple conforming and non-conforming spaces that could accommodate guests, multigenerational living, recreation, work, or creative pursuits. Outside, the established garden has been intentionally cultivated to support birds and pollinators while creating a naturally vibrant landscape. The expansive double lot offers an unusual sense of space in a convenient location near the University of Kansas, downtown Lawrence, parks, dining, and everyday amenities. A distinctive midcentury property offering preserved character, substantial space, and a remarkable Lawrence story ready to carry forward.

2400 Orchard Lane, Lawrence

Listing courtesy of Cheri Drake of McGrew Real Estate Inc.

$325,000

3 Beds ⋅ 2.5 Baths

This move-in ready multi-level home is being sold fully furnished and ready for you to enjoy! Stylish design with wood floors, solid surface counter tops and stainless steel appliances! New roof and HVAC in 2021! The back patio is perfect for outdoor entertaining. This home has a partially finished attached Accessory Dwelling Unit (ADU) with a separate entrance off the back, perfect for multi-generational living or additional rental income!

1103 Kasold Drive, Lawrence

Listing courtesy of Steve LaRue of McGrew Real Estate Inc.

$270,000

2 Beds ⋅ 2.5 Baths

WELCOME HOME TO EASY, LOW-MAINTENANCE LIVING! Move-in ready and freshly refreshed with new luxury vinyl flooring on the main level and fresh paint throughout! Light and bright, the open main level is designed for comfortable everyday living and effortless entertaining. The inviting family room features a cozy fireplace and walks out to a covered deck—perfect for morning coffee or relaxing evenings outdoors. Kitchen offers crisp white cabinetry, granite countertops, stainless steel appliances and a convenient breakfast bar, flowing seamlessly into the dining area. A stylish half bath completes the main level. Upstairs, discover two spacious bedrooms, each with its own private en-suite bath. The primary suite features a walk-in closet, while bedroom-level laundry adds everyday convenience. Rare parking flexibility includes an enclosed two-car garage, driveway parking for two additional vehicles and access to 22 extra guest parking spaces! Enjoy truly carefree living with HOA coverage including the roof maintenance, snow removal and professional management. Conveniently located with quick access to I-70 and just minutes from shopping, dining and grocery options. Fresh, functional and ready for you—this is Lawrence living made easy! WELCOME HOME!

5245 Overland Drive Unit #B25, Lawrence

Listing courtesy of Bryan Huff of Keller Williams Realty Partners Inc..

$468,400

5 Beds ⋅ 3.5 Baths

Find yourself living in the desirable Deerfield area, in this lovely traditional home, well cared for and modernized. Entertain in style in the nicely appointed spaces, whether it's the formal living room, the comfortable hearth room or the 3 season sunroom. This fine property affords plenty of room for everyone, including a separate guest quarters in the finished basement. Conveniently located, yet quiet and private, be sure to check it out today! Disclaimer: Sight unseen offers may be accepted by the Seller. The Showing Begin Date is subject to change.

3200 Longhorn Drive, Lawrence

Listing courtesy of Thomas Howe of McGrew Real Estate Inc.

$450,000

4 Beds ⋅ 3.5 Baths

Well-maintained two-story home in the desirable Park West neighborhood of West Lawrence. The main level features a main level office, formal dining room and a spacious lwindow lined iving room with a cozy fireplace. The kitchen offers a charming breakfast area. The welcoming primary suite features a private bath and generous walk-in closet. Convenient 2nd level laundry & one in basement too. The finished lower level offers a full bath, recreation room & plenty of space for relaxing movie nights. With its functional floor plan, abundant natural light, and flexible living spaces, this Park West home is ready to welcome its next owner! Conveniently located near 6th & Wakarusa, just minutes from Rock Chalk Park, with quick access to shopping, dining, parks, and major commuting routes. This home offers comfortable living, functionality and an excellent location.

5217 Carson Drive, Lawrence

Listing courtesy of Donna Sulek of Keller Williams Realty Partners Inc..

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