66049 Homes with FHA Financing

Welcome to Lawrence, Kansas, a charming city nestled in the heart of Douglas County, where the zip code 66049 offers a delightful blend of history, culture, and community. Known for its vibrant arts scene and diverse population, Lawrence is home to the prestigious University of Kansas, which adds a youthful energy to the area. Whether you’re a first-time homebuyer or looking to settle down in a welcoming neighborhood, the homes in this zip code are perfect for you.

One of the most appealing aspects of purchasing a home in 66049 is the availability of FHA financing options. The Federal Housing Administration (FHA) provides loans that are particularly beneficial for those who may not have a substantial down payment or a perfect credit score. This means that your dream home in Lawrence is more accessible than ever! With a variety of properties available, from charming historic houses to modern townhomes, you’re sure to find a residence that suits your lifestyle and budget.

Living in Lawrence means enjoying a vibrant community filled with local shops, delicious dining options, and beautiful parks. The city hosts numerous events throughout the year, fostering a strong sense of community and connection. With its rich cultural heritage and commitment to education, Lawrence is not just a place to live; it’s a place to thrive.

Explore the possibilities in zip code 66049 and discover your ideal home with the support of FHA financing. Your new chapter in Lawrence awaits!

Newest 66049 Homes with FHA Financing

$350,000

3 Beds ⋅ 2 Baths

Enjoy the ease of one-level living in this beautifully maintained 3-bedroom, 2-bath Ranch home! From the moment you step inside, you'll appreciate the spacious, open feel and thoughtful layout designed for both everyday comfort and entertaining. The kitchen features durable solid-surface countertops, stained cabinetry, and plenty of workspace for preparing meals. The vaulted living room creates an inviting atmosphere and flows seamlessly into a versatile sitting room—perfect for entertaining, a home office, reading nook, or hobby space. Gather around the fireplace in the dining room, adding warmth and charm to family meals and special occasions. The spacious primary suite offers a peaceful retreat with a large walk-in closet, dual vanities, and an oversized walk-in shower. Step outside and relax in your own private backyard oasis featuring a covered porch, an expansive stamped concrete patio, full privacy fencing, and an in-ground sprinkler system to keep the lawn and landscaping looking their best. Additional highlights include a complete roof and gutter replacement completed last year, attic storage for added convenience, and the meticulous care that is evident throughout the home. This move-in-ready ranch combines comfort, functionality, and low-maintenance living—don't miss your opportunity to make it your own!

3916 Stetson Drive, Lawrence

Listing courtesy of Vince Walk of RE/MAX Realty Suburban Inc.

$598,760

5 Beds ⋅ 4 Baths

Open and inviting, this delightful home in a convenient location welcomes you. With wonderful spaces inside and out, beautiful wood floors and a great floorplan, you can relax and entertain in style. Recently spruced up by Natural Breeze Remodeling in anticipation of coming to market, you can rest assured that the most common tasks for a new homeowner have been attended to. With its large, light filled living room, and its spacious deck, entertaining in style is a given. The Kitchen with it's central island has a flow that makes food prep a breeze, and there's enough space for visitors to gather. The Principal bedroom and another bedroom are on the main level, and the lower level offers plenty of additional space. Don't miss the Murphy bed! The large lot adjoins the Orchards Golf course, and in such a way that you won't have golf balls come through your windows. Be sure to visit this home today, and make it yours! Disclaimer: Sight unseen offers may be accepted by the Seller. The Showing Begin Date is subject to change.

1324 Lawrence Avenue, Lawrence

Listing courtesy of Thomas Howe of McGrew Real Estate Inc.

$329,000

3 Beds ⋅ 2 Baths

Tucked away at the top of a quiet cul-de-sac in Lawrence's highly sought-after Deerfield neighborhood, this thoughtfully updated home offers a rare combination of privacy, convenience, and architectural character. Surrounded by mature trees on a generous 0.30-acre lot, the property feels like a peaceful retreat while remaining just minutes from Lawrence Country Club, Genesis Health Clubs, Dillons, quick highway access, Deerfield Park, Deerfield Elementary, and less than 10 minutes from the University of Kansas. Five oversized sliding doors blur the line between indoors and out, filling the home with natural light while showcasing the treed surroundings. An elevated deck overlooks the private backyard, creating the perfect setting for relaxing or entertaining. Inside, the home has been thoughtfully updated with fresh paint, new flooring, updated lighting, hardware, and modern fixtures. The main level features luxury vinyl plank flooring, while the walk-out lower level offers new carpeting. The kitchen showcases granite countertops, a new sink, faucet, and updated finishes. Both bathrooms feature granite countertops, new sinks, faucets, and dual-flush toilets. The primary suite includes a walk-in closet, Jack-and-Jill bathroom, and private sliding door to the deck. The lower level offers a spacious family room, a full bathroom with a walk-in shower, and a large unfinished storage area with built-in shelving. Significant investments have also been made in the home's long-term integrity, including foundation work by Thrasher Foundation Repair using nine push piers, backed by a transferable 25-year warranty and Care Club plan. The driveway, sidewalk, and attached two-car garage floor have all been replaced with new concrete. If you've been searching for a beautifully updated home in one of Lawrence's most desirable neighborhoods—offering modern finishes, exceptional privacy, and a unique tree-lined setting—3229 Bighorn Court deserves a place at the top of your list.

3229 Big Horn Court, Lawrence

Listing courtesy of Rick Davis of Brickhaven.RealEstate, LLC.

$399,000

3 Beds ⋅ 2 Baths

Enjoy easy, zero-entry living in this well-cared-for ranch home in a convenient NW Lawrence location. Clean, move-in ready, and thoughtfully maintained, this home offers a comfortable layout with a spacious primary suite and a bright sunroom that feels like a natural extension of the main living space—perfect for relaxing, entertaining, or enjoying your morning coffee. Step outside to a fenced backyard with room to garden or grill. HVAC and roof are less than 5 years old. Located just minutes from Rock Chalk Park, shopping, restaurants, and everyday conveniences, this home combines comfort, functionality, and an excellent location.

5228 Campbell Place, Lawrence

Listing courtesy of Jill Ballew of Stephens Real Estate.

$420,000

3 Beds ⋅ 3.5 Baths

Stop scrolling because this is the one! Packed with character and nestled in one of Lawrence's most established neighborhoods, this beautiful home, situated on a large corner lot, is anything but ordinary. The heart of the home is a $35,000 kitchen remodel (2018) featuring custom cabinetry, abundant storage, and stylish finishes that make cooking feel a little less like a chore. Rich cherry hardwood floors flow throughout, while oversized windows, beautiful woodwork, and multiple living spaces create the perfect blend of warmth and functionality. The family room steals the show with rustic wood beams, a brick fireplace, and dramatic floor to ceiling windows overlooking the treed backyard. Enjoy the view from the newer main-level deck (2023)—made for morning coffee, backyard BBQs, or winding down under the trees. Downstairs, you'll find a finished, walkout basement with recreation room, 2nd fireplace, bonus room that would be great for a craft or workout space, plus a rare storm/wine cellar complete with built-in wine racks. Practical storage is great... but wine storage is even better! Outside, you’ll love the peaceful setting with a treed backyard leading to the creek below and the empty lot to the north provides a bonus view—currently being transformed into a peaceful garden oasis by the next-door neighbors. Timeless charm, quality craftsmanship, and thoughtful updates come together to create a home that's equal parts cozy, stylish, and unforgettable. Homes with this much personality don't hit the market often don't let this one get away!

316 Boulder Street, Lawrence

Listing courtesy of Brooke Reinertsen of Redfin Corporation.

$399,000

3 Beds ⋅ 2.5 Baths

Situated on a spacious corner lot in the desirable Alvamar neighborhood, this inviting 3-bedroom, 2.5-bath home offers the perfect blend of comfort, functionality, and charm. Vaulted ceilings and abundant natural light create an open, airy feel throughout the main living spaces, while the cozy fireplace provides the perfect gathering spot on cooler evenings. The thoughtfully designed floor plan includes the convenience of main-level laundry and flows seamlessly for both everyday living and entertaining. Downstairs, the finished basement offers additional living space ideal for a family room, home office, gym, or playroom. Outside, you'll appreciate the mature landscaping and generous yard, creating a private setting with plenty of room to relax or entertain. Conveniently located near parks, schools, shopping, and dining, this well-maintained home is ready to welcome its next owners.

1597 El Dorado Drive, Lawrence

Listing courtesy of Carson Levine of KW Integrity.

$252,000

3 Beds ⋅ 1.5 Baths

Move right into this West Lawrence townhome tucked away at the back of a quiet cul-de-sac. Backing to mature trees, the fenced backyard offers a private setting to enjoy from the deck or patio. Inside, you'll find a functional floor plan with all bedrooms conveniently located upstairs. The main floor is great for entertaining with a open living and dining space and a kitchen with granite countertops, stainless steel appliances, and additional bar seating. The walk-out basement is nearly finished, providing fantastic additional living space with flexibility for a family room, home office, workout area, or guest space. A pre-listing inspection has already been completed. Move-in ready and located close to schools, shopping, and restaurants, this home is ready for its next owner!

929 Christie Court, Lawrence

Listing courtesy of Steve LaRue of McGrew Real Estate Inc.

$389,900

3 Beds ⋅ 3 Baths

Opportunity is back! This home returns to the market after the previous buyer's plans changed. This well-maintained 4-bedroom, 3-bathranch offers comfortable one-level living with the added flexibility of a partially finished basement, all nestled in a desirable neighborhood. Thoughtful updates and smart long-term improvements throughout the years provide both functionality and peace of mind. An updated kitchen and newer hard surface flooring add just the right modern touch. From the garage, you have the convenience of entering directly into either the kitchen area or the bright sunroom filled with beautiful southern light. The spacious and wonderfully landscaped backyard is ideal for relaxing or entertaining, featuring an expansive deck and large storage shed/workshop with electricity. Additional storage space behind the garage adds even more convenience and practicality. Thoughtful preventative improvements continue outside with a comprehensive drainage system designed to enhance long-term performance and protection. Features include an interior sump pump, an additional exterior sump pump, and an integrated French drain system that efficiently directs water away from the home to the far end of the property. To further provide buyer confidence, the sellers are also including a home warranty along with previous inspection reports! Schedule your showing today!

3817 Stetson Drive, Lawrence

Listing courtesy of Bailey Stuart of McGrew Real Estate Inc.

$285,000

3 Beds ⋅ 2 Baths

Luxury Living in Lawrence at a fantastic price! This spacious 2-Story home was beautifully and carefully renovated in 2023. All the big-ticket items have been taken care of. New Roof (2023), New Windows (2023), 2 Fully Updated Bathrooms with luxurious showers, New Interior Paint (2023), New Doors (2023), New Flooring (2023), Granite Kitchen Countertops (2023), New Lighting, Appliances, and more! The main level features a large living room complete with beautiful wood flooring and a custom window bench, perfect for your morning coffee and your furry friend’s new favorite watching spot. The updated galley kitchen boasts granite countertops, stainless steel appliances, and plenty of storage space. The adjacent breakfast nook and custom bar top combine convenience with style. Outside, enjoy a lovely wood deck and pergola overlooking a large, flat backyard complete with firepit. A great spot for summer nights and lively conversations. Upstairs, 3 spacious bedrooms await, including a large primary suite complete with walk-in closet, and a 2nd full bathroom that has been renovated with flair. HVAC is newer, and the washer, dryer, and 2 refrigerators stay with the property. It doesn’t get any more move-in-ready than this! Book your private showing today!

213 Deerfield Lane, Lawrence

Listing courtesy of Bradley Zollars of ReeceNichols- Leawood Town Center.

$429,950

3 Beds ⋅ 2 Baths

Enjoy effortless, low-maintenance living in this brand-new zero-entry townhome, built for easy living! Designed with comfort and convenience in mind, this thoughtfully crafted home features an open floor plan with no stairs, making everyday living easy. Relax by the cozy fireplace or unwind on the covered back patio. The HOA takes care of lawn maintenance and snow removal, giving you more time to enjoy life. Additional highlights include a built-in storm shelter for added peace of mind. Ideally located on the west side of town, you'll be just minutes from Rock Chalk Park, shopping, dining, and everyday conveniences. Completion November 2026.

5918 Maggie Way, Lawrence

Listing courtesy of Joy Slavens of KW Integrity.

$429,950

3 Beds ⋅ 2 Baths

5916 Maggie Way, Lawrence

Listing courtesy of Joy Slavens of KW Integrity.

$3,150,000

6 Beds ⋅ 6.5 Baths

Welcome to Eagles Nest, a truly extraordinary estate offering a view of Clinton Lake like no other. Tucked behind a private entry gate and surrounded by breathtaking natural beauty, this remarkable property delivers the perfect blend of privacy, space, and scenic lake living. Set on 3.6 acres of residential land plus an additional 19 acres of agricultural property, the estate offers nearly 7,200 square feet of meticulously maintained living space—including 4,592 sq. ft. above grade and 2,600 sq. ft. in the fully finished walkout lower level. Thoughtfully designed with exceptional attention to detail, the home features 6 spacious bedrooms and 6 full bathrooms, along with premium features such as automatic window shades in the main living area, Pella sliding glass doors, and Andersen windows throughout. Several rooms capture stunning panoramic views of Clinton Lake, filling the home with natural light and creating a peaceful connection to the surrounding landscape. The walkout lower level is beautifully finished with two bedrooms and two full bathrooms, each with egress windows, and is pre-plumbed for a kitchen, presenting an excellent opportunity for multi-generational living or guest quarters. Outdoor living is just as impressive. Relax in the private hot tub, explore the expansive acreage, or enjoy the serenity of the property’s rare lake access and unmatched vantage point overlooking Clinton Lake. Adding exceptional functionality to the estate is the large Morton building, ideal for storing boats, recreational equipment, vehicles, or creating the ultimate workshop or hobby space. Lovingly maintained and masterfully designed, Eagles Nest is more than a home—it’s a private sanctuary where lake views, acreage, and luxury living come together in one of the most unique offerings near Lawrence. Opportunities like this are exceptionally rare.

521 N 1450th Road, Lawrence

Listing courtesy of Ray Homes KC Team of Compass Realty Group.

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