66064 Homes with USDA Loan Financing

66064 Homes with USDA Loan Financing

Welcome to Osawatomie, Kansas, a charming city nestled in the heart of Miami County, with the zip code 66064. Known for its rich history and welcoming community, Osawatomie offers a perfect blend of small-town charm and modern conveniences. With its picturesque landscapes and friendly neighbors, it’s no wonder that families and individuals alike are drawn to this vibrant area.

One of the most appealing aspects of living in Osawatomie is the availability of homes that qualify for USDA loan financing. This program is designed to make homeownership accessible to those in rural areas, and Osawatomie fits the bill perfectly. With USDA loans, you can enjoy the benefits of zero down payment options, making it easier than ever to step into your dream home. Whether you’re a first-time buyer or looking to relocate, Osawatomie’s affordable housing market and supportive community will make your transition seamless.

Osawatomie boasts a variety of homes, from charming historic residences to modern builds, catering to diverse tastes and preferences. The city is also home to parks, recreational facilities, and a strong sense of community, making it an ideal place to raise a family or enjoy a peaceful retirement.

Explore the possibilities that await you in Osawatomie, where your dream home is just a USDA loan away. Experience the warmth of a tight-knit community and the beauty of Kansas living—your new adventure starts here!

Newest 66064 Homes with USDA Loan Financing

412 14th Street, Osawatomie
$159,950
2 Beds ⋅ 1 Baths
Affordable one-level home with a new roof and features 2 bedrooms, 1 bathroom, a detached garage, and an additional outbuilding that previously included living quarters. The covered front porch welcomes you inside to a spacious living room with refinished hardwood flooring and a charming kitchen with new LVP flooring - all appliances included. Central heating and air conditioning. Conveniently located near schools, John Brown Park, the public swimming pool, ball fields, and the YMCA.

412 14th Street, Osawatomie

Listing courtesy of Peggy Reed of Crown Realty.
716 Chestnut Avenue, Osawatomie
$279,000
3 Beds ⋅ 2 Baths
100% COMPLETED AND MOVE-IN READY! Skip the build timeline and step right into this fully finished, turn-key new construction home. Featuring a highly sought-after split-bedroom floor plan and main-level living, all three bedrooms are thoughtfully positioned on one side of the home. This layout opens up the entire opposite side for a seamless flow between the kitchen, dining, and main living areas, perfect for modern open concept living. The heart of the home is an inviting chef's kitchen, featuring a generous center island, abundant cabinetry, and an expanded walk-in pantry offering incredible storage space. Tucked away for maximum privacy, the primary suite boasts a luxurious en-suite bathroom and an oversized walk-in closet. Two additional spacious bedrooms provide exceptional comfort and great closet space. Enjoy welcoming curb appeal and true outdoor living from the spacious covered front porch, or relax outdoors on the covered back patio. The 2-car attached garage opens into a smartly designed mud room drop zone and main-floor laundry room to keep daily life organized. Built with energy-efficient systems, low-maintenance materials, and lasting quality throughout. Don't wait months to build—this beautiful, completed home is ready for you today!

716 Chestnut Avenue, Osawatomie

Listing courtesy of Jessica Neighbors of Neighbors Real Estate LLC.
905 Main Street, Osawatomie
$214,900
4 Beds ⋅ 2 Baths
Charming Craftsman-style home featuring 4 bedrooms, 2 full baths, and an oversized 2-car garage in a convenient location. Recent updates include brand-new exterior siding and gutters, a new roof, and a newer HVAC system. Enjoy comfortable, one-level living spaces and a versatile bonus room ideal for a home office, sunroom, playroom, or sitting area. The beautiful original woodwork and built-ins offer additional charm and uniqueness. The full unfinished basement offers abundant storage and future potential, with a sump pump installed and the west foundation wall professionally braced. Alley access provides convenient off-street parking and direct garage entry. Relax on the inviting front porch or side deck.

905 Main Street, Osawatomie

Listing courtesy of Sheila Shaw of KW Diamond Partners.
1116 4th Street, Osawatomie
$164,000
2 Beds ⋅ 1 Baths
Extensively Remodeled in 2024 – Move-In Ready in Osawatomie! Welcome to 1116 4th St, a 2-bedroom, 1-bath, 1920s bungalow, that was given a complete remodel in 2024! Now blending original charm with major modern updates, all completed at once and ready for you to enjoy! The 2024 remodel for the interior included; new HVAC, plumbing, electrical, windows, drywall and paint throughout, plus new kitchen cabinets, stainless steel appliances, and a fully renovated bathroom with new tub/shower, vanity, and fixtures. Outside, the updates continued with a new roof, gutters, and paint, giving the home great curb appeal. Parking is a standout feature here: this property includes a carport plus a 2-car pass-through garage with both alley and front access, and equipped with electricity. Offering unique flexibility for all of your hobbyist visions! Set on a 6,600 sq ft lot, this 927 sq ft home offers a rare combination of nearly all major systems and finishes updated in the same year, offered at an accessible price point!

1116 4th Street, Osawatomie

Listing courtesy of Amber Brown of KW Diamond Partners.
209 Brown Avenue, Osawatomie
$199,900
3 Beds ⋅ 2 Baths
Fully renovated house, down to the studs and floor joists! Almost everything NEW in this functionally updated 3 bed, 2 bath home, including new windows, roof, HVAC, flooring, kitchen cabinets, countertops, and SS appliances, all new bathrooms including primary bedroom en suite. Large living and dining area allows for flexible arrangement of furniture placement! Enclosed front and back porches. Detached garage gives options for where to place your shop! Fenced yard! Seller will provide a 1 year home warranty. Ask us about a seller credit for closing costs or rate buy down!

209 Brown Avenue, Osawatomie

Listing courtesy of Joe Ientile of KW Diamond Partners.
726 Pacific Avenue, Osawatomie
$189,000
2 Beds ⋅ 2 Baths
Take a look at this charming, beautifully remodeled small-town home! Recent updates include a new roof, flooring, cabinetry, granite countertops, backsplash, and HVAC system. The home also features a spacious pantry, large utility room, and generously sized bedrooms. With so many updates already completed, this move-in-ready home is a must-see!

726 Pacific Avenue, Osawatomie

Listing courtesy of Crystal Metcalfe of United Real Estate Kansas City.
1129 Parker Avenue, Osawatomie
$249,900
4 Beds ⋅ 3 Baths
Welcome home to this beautifully updated 4-bedroom, 3-bathroom bungalow offering comfortable one-level living and plenty of space to make your own. This charming home blends classic character with modern updates, featuring an inviting open-concept layout, beautiful lighting, custom cabinetry, and spacious bedrooms with walk-in closets. The main-level laundry adds everyday convenience, while the patio and covered porch provide great spaces to relax or entertain. A storage shed offers additional space for tools, hobbies, or outdoor equipment. Situated on a 7,000-square-foot lot in the heart of Osawatomie, this home offers a wonderful combination of charm, functionality, and value. Don't miss your opportunity to make this move-in-ready home your own!

1129 Parker Avenue, Osawatomie

Listing courtesy of Kendal Guzman of KW Diamond Partners.
Osawatomie Road, Osawatomie
$676,000
Located just south of Osawatomie, this 104-acre property offers the perfect combination of recreation, farming, and future homesite potential. Situated on the corner of Osawatomie Rd. & 383rd, the property has been exceptionally well-maintained and is easy to navigate throughout. Whether you are looking for a peaceful country build site, hunting retreat, or productive ground for cattle, this property offers endless possibilities. The property features a nice mix of open ground and timber that provide excellent cover for wildlife and natural privacy, is fully fenced & cross-fenced into multiple pastures. 3 small ponds adds both charm and functionality for livestock and wildlife alike. With excellent access, beautiful rolling countryside, and multiple potential uses, this tract is ready for whatever vision you have in mind - from building your dream home to running cattle or creating your own hunting getaway. Properties with this kind of versatility and upkeep are hard to find. The property is currently part of a larger 114-acre tract with home & outbuildings and will be divided upon an accepted contract. The home & 10 acres are available separately under MLS #2634886. Buyers have the option to purchase both parcels together. Acreage, boundaries and legal descriptions to be determined by survey. Buyer to verify all information.

Osawatomie Road, Osawatomie

Listing courtesy of Dennis Wendt of Pool Realty, Inc.
302 Pacific Avenue, Osawatomie
$144,000
3 Beds ⋅ 1 Baths
Come check out this beautiful home in a great location! This home offers 3 Bedrooms, 1 Bathroom, and a large Kitchen / Dining / Living area. This home features a brand new roof as well! Kitchen has had recent upgrades and offers lots of space! (Appliances Stay) There are gorgeous, original hardwoods throughout the home living areas! The dining and living area are large with lots of options for staging furniture. The living room currently features a pellet stove. Nice, designated area for laundry and right inside the backdoor, is a designed 'mudroom'! The front of the home offers a gorgeous porch, great for outdoor furniture! The backyard offers a large storage shed and a HUGE concrete patio, great for get-togethers or BBQ's! This home is located a short 30-minute commute to Olathe and is very close to 169 hwy! Schedule your showing today!!!

302 Pacific Avenue, Osawatomie

Listing courtesy of Tyler Wright of Clinch Realty LLC.
32113 W 359th Street, Osawatomie
$430,000
3 Beds ⋅ 2 Baths
Sellers have loved the flowers and sitting looking out across the pond on this acreage, from custom built home with 2x6 framing...even the utilities will make you smile. There are so many beautiful flowers/plantings you may have to google to find the names of them all! A beautiful fireplace is the focal point in the great room and bathrooms are completely remodeled and updated. The HUGE kitchen and pantry has more cabinets/shelves than most people could fill!!! There is an extra room off kitchen that can be used for another bedroom or whatever hobby excites you! Two car garage with third door opening to woodshop or motorcyle/mower parking; PLUS covered additional parking in front of garage provide lots of protection for vehicles or parties outside. IMPORTANT, if storms concern you with a crawl space, the closet of this additional room was original build as a STORM SHELTER/safe room. Gravel road on the side is a short distance to paved road. So much privacy and peace here!!!! NEW grade IV shingle going on this week!!

32113 W 359th Street, Osawatomie

Listing courtesy of Linda Hueffmeier of Compass Realty Group.
39135 Plum Creek Road, Osawatomie
$335,000
3 Beds ⋅ 2.5 Baths
PRICE IMPROVEMENT! Welcome to this beautifully remodeled home offering the space, updates, and flexibility you've been looking for! Situated on approximately half an acre, this 2,495 sq. ft. home offers 3 bedrooms, 2.5 bathrooms, a finished basement, a spacious sunroom, and a detached 2-car garage. Step inside to a thoughtfully renovated interior featuring a large, stunning kitchen with custom cabinetry, quartz countertops, and an oversized butler's pantry—perfect for both everyday living and entertaining. The main living spaces offer plenty of room to spread out, while the sunroom provides an inviting additional space to enjoy year-round. The finished basement adds valuable living space and flexibility for a family room, recreation area, office, gym, or additional sleeping space. An additional nonconforming bedroom provides even more possibilities. Major updates include new HVAC, plumbing, sewer lines, and water heater, giving you the peace of mind that comes with many of the big-ticket improvements already being completed. Outside, you'll appreciate the generous lot and detached 2-car garage, providing additional parking, storage, and workspace that can be hard to find at this price point. If you're looking for a move-in-ready home with a large lot, extensive updates, beautiful finishes, and plenty of space, this one deserves a look. Schedule your private showing today!

39135 Plum Creek Road, Osawatomie

Listing courtesy of Jayda White of United Real Estate Kansas City.
517 Brown Circle Drive, Osawatomie
$200,000
4 Beds ⋅ 2 Baths
Calling all investors! HUGE PRICE REDUCTION! Priced $70k below county appraisal - this mid-century style home, featuring a spacious main floor that was recently renovated, including neutral colors, LVP flooring, kitchen cabinets, and fixtures; located in a tranquil neighborhood, on a large lot; Split level layout with 3 beds and 1 bath upstairs, 1 bed and 1 bath downstairs, 2 car garage. Hail damaged front vinyl siding, windows, and roof are in progress of being replaced. HUD short sale approval required; Please allow for an extended closing date.

517 Brown Circle Drive, Osawatomie

Listing courtesy of Joe Ientile of KW Diamond Partners.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use