66067 Homes with FHA Financing

Welcome to the charming community of Ottawa, Kansas, nestled in the heart of Franklin County, with the zip code 66067. This picturesque city boasts a rich history, vibrant culture, and a welcoming atmosphere that makes it an ideal place to call home. Ottawa is known for its friendly neighborhoods, excellent schools, and a variety of local amenities, making it perfect for families, young professionals, and retirees alike.

One of the standout features of homes in this area is the availability of FHA financing, which opens the door to homeownership for many prospective buyers. With FHA loans, you can take advantage of lower down payment requirements and more flexible credit score guidelines, making it easier to secure your dream home in Ottawa. Whether you’re looking for a cozy bungalow, a spacious family home, or a modern townhouse, the diverse housing options in the 66067 zip code cater to a variety of tastes and budgets.

Ottawa also offers an array of parks, recreational facilities, and community events that foster a strong sense of belonging among residents. From vibrant farmers' markets to charming local shops and eateries, there’s always something to explore. With its close-knit community and beautiful surroundings, Ottawa is not just a place to live; it's a place to thrive.

If you’re considering making a move, the homes in Ottawa, KS, especially those eligible for FHA financing, provide an excellent opportunity to invest in a community that truly feels like home. Come discover the delightful lifestyle that awaits you in the 66067 zip code!

Newest 66067 Homes with FHA Financing

$825,000

6 Beds ⋅ 3.5 Baths

If “custom” is on your wish list, this one delivers beautifully. This stunning story-and-a-half home showcases rich, handcrafted walnut cabinetry, doors, and a grand curved staircase that makes a statement the moment you walk in. Custom leaded glass details add character and warmth throughout, creating a home that feels both elevated and inviting. With over 4,000 square feet, there’s room for everything…hosting, relaxing, working, or spreading out. The layout offers 6 bedrooms and 4 baths. A large sunroom on the back invites you to slow down and take in the views, while the newly updated interior means you can move right in and enjoy. The full unfinished basement is ready for your hobbies, storage, or future expansion. Outside, the setting is just as impressive…approximately 20 acres with a pond, an abundance of mature trees for privacy, and three large outbuildings for equipment, projects, or extra storage. An additional 20 could be considered. All of this, tucked just under a mile from pavement with easy highway access for commuting. Space, craftsmanship, and privacy…this one checks boxes you didn’t even know you had.

3049 Kingman Road, Ottawa

Listing courtesy of Denise Bridwell of KW Diamond Partners.

$1,400,000

5 Beds ⋅ 4.5 Baths

Travel up the tree-lined asphalt driveway to this beautiful home featuring a large covered front porch. Open the door to a grand entrance, open floor plan with nothing but quality construction. Gleaming hardwood floors through most of the home. Formal dining and a large eat-in kitchen with expansive cabinets. Main floor laundry room with wash sink and cabinets. Enjoy the large Primary ensuite. Primary bath features tile floors, double vanity, separate tub and shower and two large walk-in closets. Secondary room and full bath finish out the main level. The second level offers two nice size rooms with walk-in closets, full bath and a loft that overlooks the family room below. On the opposite side of the home there is a second upper level with a large rec room/hang out space. The walk-out basement offers a second full eat-in kitchen, bedroom and full bath with second family room and still lots of storage space with secondary stairs to the large three car garage. There is a Large screened-in patio that overlooks the 7.73 acres +/- with a 60' X 48' outbuilding with Concrete floors and lots of shop lights and outlets, two 10' overhead doors and two sliding doors that are 12' high - bring the RV and drive straight through! So much to see and enjoy! Blacktop all the way home. Tree-lined asphalt driveway. CLOSE to EVERYTHING! Five MINUTES to I-35. Minutes to Ottawa Words cannot tell it all - I'm tired just talking about it! Come see it for yourself!! Approximately 5 Acres of CRP land. Square footage per appraiser and room sizes are approximate - all should be verified by buyer and/or buyers agent THIS PROPERTY IS BEING SPLIT FROM A LARGER PARCEL. LEGAL DESCRIPTION AND FINAL PLAT FROM FRANKLIN COUNTY ARE IN PROCESS. TAXES REFLECT THE HOME ON THE ENTIRE ACREAGE AND WILL BE DETERMINED WHEN FINALIZED.

3790 K 68 Highway, Ottawa

Listing courtesy of Lisa Huppe of ReeceNichols- Leawood Town Center.

$342,500

3 Beds ⋅ 2 Baths

Welcome home to this charming 4-bedroom, 2-bath bungalow situated on nearly an acre! Featuring spacious bedrooms, a welcoming layout, and a nice kitchen with plenty of room for everyday living and entertaining. Recent updates add to the home’s appeal while maintaining its comfortable bungalow character. Enjoy the added space and privacy of the generously sized lot, offering plenty of room to relax, garden, play, or simply enjoy the outdoors. A great opportunity for anyone looking for a home with space, updates, and room to make it their own! 32x26 detached shop is insulated and also plenty of power!!

328 S Ash Street, Ottawa

Listing courtesy of Brandi Abram of Real Broker, LLC.

$199,000

3 Beds ⋅ 2 Baths

This 3-bedroom, 2-bath all-electric home is only 4 years old and located in a newer neighborhood. The open floor plan features a spacious living, dining and kitchen area with vinyl plank flooring, granite countertops and stainless steel appliances. The layout offers comfortable everyday living with a modern, low-maintenance feel. A great option for first-time home buyers or anyone ready to make the move from renting to owning. Start building equity and enjoy having a place to call your own!

1720 Elderberry Lane, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.

$150,000

3 Beds ⋅ 1 Baths

Charming and ready to welcome you home. This cute 3-bedroom, 1 bathroom bungalow in offers a blend of comfort and character. With a practical layout, large dining area and inviting spaces, it's a great opportunity for a first-time home buyer, someone looking to downsize, or anyone wanting a home with plenty of potential. The 3 bedrooms provide flexibility for family, guests, home office or whatever life calls for. The kitchen, dining and living spaces offer a comfortable place to gather, relax & make memories. Outside, there is room to enjoy your morning coffee, let the kiddos or pets play in the huge back yard, or simply soak up the small-town lifestyle. Centrally located, you'll be close to schools, parks, local shops, golf course, restaurants & everything else this community has to offer. If you've been waiting for a great opportunity, this one is worth a look.

731 S Locust Street, Ottawa

Listing courtesy of Nycole Clark of Real Broker, LLC.

$494,990

4 Beds ⋅ 3.5 Baths

Some properties make you choose between space and convenience. This one doesn't. Sitting on over 2 acres just outside Ottawa, this 3,400 sq ft home gives you the privacy and elbow room of acreage living without the tradeoff of a long drive for groceries or errands, with grocery stores less than 5 minutes away and just a 3 minute drive to get to I-35 Inside, you've got 4 bedrooms and 3.5 baths spread across a layout built for actual living, not just showing well. The finished basement adds serious flex space: think second living room, home gym, media setup, or a hangout spot for kids and guests that doesn't eat into your main floor. The 2-car garage is in pristine condition and keeps things practical day to day. At $500,000, you're getting acreage, size, and a finished lower level in a market where most listings force you to pick one or two of those. Meadow Lake Estates is the perfect neighborhood where you have your own space to actually use your property while still having all the conveniences of a town. If you've been looking for something with room to breathe that doesn't strand you thirty minutes from town, this is worth a look. Book a showing today.

2 Fairview Drive, Ottawa

Listing courtesy of Jesse Wharton of Prestige Real Estate.

$239,950

3 Beds ⋅ 2 Baths

1032 N Sycamore Street, Ottawa

Listing courtesy of Steve Pittman of Freestate Realty, LLC.

$334,900

3 Beds ⋅ 2 Baths

A real opportunity to live in this community-as these homes don't come up for sale that often. One level living at it's best. Well maintained, sits on a quiet cul-de-sac (no drive thru traffic) with all homes showing true pride of ownership. 3 bdrm., 2 bath ranch with a spacious 2 car garage. Home has an open concept, neutral colors ready for your decor. Kitchen has stainless steel appliances. Amazing bonus: A wonderful screened in porch to enjoy your mornings and evenings. Have your coffee, read a good book. Entertain out there! The minimal HOA of $100 per month includes lawn mowing, trimming and snow removal.

1722 S Willow Street, Ottawa

Listing courtesy of Mary Ann Pearson of KW Diamond Partners.

$249,900

3 Beds ⋅ 2 Baths

Charming New Construction – Perfect for First-Time Buyers! Step into homeownership with this beautifully designed 3-bedroom, 2-bath new construction home! Thoughtfully crafted for comfort and convenience, this home features durable vinyl plank flooring throughout the main living areas and soft carpet in the bedrooms for a cozy touch. The open-concept layout offers a bright and airy feel, perfect for entertaining or relaxing. The modern kitchen comes fully equipped with a stove, microwave, and dishwasher, so you can move right in with ease. The spacious primary suite provides a private bath and a generous closet, while the additional bedrooms offer flexibility for guests, a home office, or a growing family. Step outside to enjoy your patio, perfect for morning coffee or evening relaxation. Plus, with a 10-YEAR TAX REBATE, this home is not only stylish and comfortable but also a fantastic financial opportunity. Don’t wait—schedule your showing today and make this home yours!

121 S Cedar Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.

$159,900

2 Beds ⋅ 1 Baths

Welcome to this charming two-bedroom, one-bathroom home set on a corner lot just a few blocks from Ottawa University. The tree-lined neighborhood offers a picturesque setting where you can start each day with coffee on the generously sized front porch. Inside, the spacious living room provides comfortable room to relax or gather, while the kitchen features plenty of cabinet space and includes all appliances—ready for everyday living or weekend cooking. A standout feature is the convenient two-car garage, offering secure parking and valuable extra storage for tools, seasonal items, or outdoor gear. Recent improvements include a new AC unit installed in February 2024 and a new sewer line completed in January 2023, giving the home solid, updated infrastructure. This location places you in the heart of Ottawa’s rich history and vibrant community. Boasts the striking Franklin County Courthouse designed by noted local architect George P. Washburn. Downtown’s historic Main Street features Plaza 1907, recognized as the oldest continuously operating movie theater in the world, along with the Old Depot Museum. Ottawa is also the only Kansas community where the Prairie Spirit Trail and the long Flint Hills Trail State Park meet, unlocking more than 170 miles of scenic paths for walking, biking, and outdoor adventure. Life here is filled with community events and local traditions: the long-running Franklin County Fair & Rodeo, the popular Ol’ Marais River Run Car Show, weekly farmers markets, Third Thursday downtown gatherings, July 4th fireworks and City Band concerts at Forest Park, Ladies Night Out, the Airport Fun-Day Fly-In, Chautauqua celebrations, holiday parades, and the mayor’s tree lighting. Whether you’re catching a film at Plaza 1907, exploring the trails, or enjoying a university game, this home offers an easy, connected lifestyle in a welcoming Kansas town. Schedule your showing and experience the charm for yourself.

748 S Poplar Street, Ottawa

Listing courtesy of Joe Kosko of Easy Realty LLC.

$475,000

3 Beds ⋅ 3 Baths

Welcome to this exceptional zero-step ranch, perfectly positioned on nearly 1.5 acres at the end of a cul-de-sac, offering a private, country-like setting while remaining conveniently located in the heart of Ottawa. From the moment you arrive, the quality and attention to detail are undeniable. Step inside to soaring vaulted ceilings, elegant wainscoting throughout the main floor, and beautiful hardwood floors. The impressive formal dining room makes an unforgettable statement, while the living room features floor-to-ceiling windows, high-end plantation shutters, and a stunning gas fireplace with an incredible mantle. The custom kitchen is designed with both beauty and functionality in mind, offering abundant cabinetry with custom pullout drawers throughout the cabinets for convenient and efficient storage, along with an eat-in dining area, breakfast bar, and thoughtful high-end finishes. The main-floor laundry room is equally impressive, featuring custom cabinetry with pullout storage as well. The luxurious Primary suite features coffered ceilings, private access to the backyard patio, two large walk-in closets, and an exceptional en suite bathroom with soaring ceilings and a jetted tub. A second bedroom with vaulted ceilings and a full bathroom complete the main floor. A unique spiral staircase leads to the lower level, featuring a versatile rec room or office, a third bedroom with an egress window, and an additional full bathroom. Outside, enjoy a true backyard oasis with mature landscaping, a covered patio, additional uncovered entertaining spaces, and plenty of room to relax or host guests. The nearly 1.5-acre lot also includes a spacious fenced area, backyard shed, and an oversized attached three-car garage. Beautifully designed, impeccably maintained, and filled with high-end details, this stunning home offers a rare combination of luxury, privacy, and convenience.

615 W Willow Lane, Ottawa

Listing courtesy of Sherrill Shepard of BHG Wostal Realty.

$279,950

3 Beds ⋅ 2 Baths

Searching for a perfect family home at a great price? HERE IT IS! This ranch style home sits on a big beautiful corner lot and offers so many updates. Three bedrooms and two bathrooms, plus the laundry room, are on the main level. Open concept living/dining/kitchen area makes this home perfect for family time or entertaining guests. An All-Seasons room is perfect for relaxing or playing games - leads out to a beautiful patio seating area and large backyard that has a new wooden privacy fence. Plenty of space for little ones or pets to play. Swingset and trampoline are negotiable. All kitchen appliances stay with the home. Primary bedroom is large with great walk-in closet; other bedrooms are generously sized as well. Plus a partially finished basement with potential to finish out more to add another family room/bedroom, etc. Backyard has a garden shed and current owners have built on a duck enclosure which will stay and be perfect for all types of new pets. Sellers have updated the layout, flooring, new paint and added so many extra touches to make this home absolutely stunning! Schedule your showing today!

622 E 10th Street, Ottawa

Listing courtesy of Michele Sherpy of Prestige Real Estate.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use