66713 Homes with USDA Loan Financing

Welcome to Baxter Springs, Kansas, a charming city nestled in the heart of Cherokee County, with the zip code 66713. Known for its rich history and warm community spirit, Baxter Springs offers a welcoming environment for families, retirees, and anyone looking to enjoy the beauty of small-town living.

One of the standout features of this area is its eligibility for USDA loan financing, making homeownership more accessible than ever. With USDA loans designed to support rural development, potential buyers can take advantage of low-interest rates and minimal down payment requirements. This means you can find your dream home in Baxter Springs without the financial burden often associated with traditional mortgages.

The real estate market in Baxter Springs is diverse, featuring everything from charming historic homes to modern builds. Whether you're seeking a cozy bungalow, a spacious family home, or a serene property with sprawling land, there’s something for everyone. The picturesque landscapes and friendly neighborhoods create a perfect backdrop for a fulfilling lifestyle.

In addition to its appealing housing options, Baxter Springs boasts a variety of local amenities, including parks, shops, and restaurants that reflect the community's vibrant character. The area is also conveniently located near larger cities, providing easy access to additional services and entertainment.

If you're looking for a place that combines affordability, charm, and a strong sense of community, Baxter Springs, KS 66713 is the perfect destination to call home. Explore your options today and discover the possibilities that await you in this delightful town!

Newest 66713 Homes with USDA Loan Financing

$150,000

3 Beds ⋅ 1.5 Baths

Welcome home to this charming 3-bedroom, 1.5-bath home nestled on a cul-de-sac! This well-maintained property features a spacious 2-car garage and a large fenced backyard for all your activities. Inside, you'll love the generous eat-in kitchen with durable ceramic tile flooring. The kitchen appliances — including the refrigerator — are only one year old and will remain with the home, making your move even easier. A new water heater adds peace of mind, while the solar panels could help improve energy efficiency and lower utility costs. Don't miss your opportunity to own this move-in-ready home in a great location!

2223 Garfield Avenue, Baxter Springs

Listing courtesy of Sally Davis of Sally Davis Real Estate LLC.

$144,000

3 Beds ⋅ 1.5 Baths

Pull up to 528 E 15th, and the flag out front is the last ordinary thing you'll see. Step inside, and this bungalow shows its hand fast: an enclosed porch with a stained-glass door insert, a brick chimney accent anchoring the living room, and a kitchen that skipped the usual gray-on-gray for periwinkle cabinets and butcher block counters. Three bedrooms, one and a half baths, and a partially finished basement that gives you real flex space -- office, playroom, workout room, take your pick. Then there's what's out back. Not just a garage, a 1-car detached garage plus a separate insulated workshop building with its own roll-up door, wired and ready to go. Car guy, hobbyist, small business, or just more storage than you knew what to do with -- this lot has room that most listings in town don't even pretend to offer. It's a house with a point of view, sitting on a lot with real utility behind it. Come see the kitchen first, then walk out back and see why this one's different. Call or text to get on the showing schedule.

528 E 15th Street, Baxter Springs

Listing courtesy of Ronald Landrum of Keller Williams Realty Elevate.

$449,900

4 Beds ⋅ 3.5 Baths

Welcome to country living with room to spread out! This well-maintained brick home offers 4 bedrooms, 3.5 bathrooms, a spacious second living room, all situated on approximately 4 acres in the country. A circular driveway welcomes you home, while the beautifully maintained grounds provide the perfect blend of privacy, comfort, and outdoor living. Designed for entertaining and everyday enjoyment, the backyard features a fenced-in, in-ground swimming pool, a hot tub, a spacious patio, a composite deck, and mature shade trees, creating your own private retreat. Inside, you'll appreciate the spacious layout with two living areas, giving everyone room to relax or gather around that impressive fireplace. The private primary suite offers a peaceful escape with an adjoining sitting/dressing room, perfect for a reading nook, home office, exercise space, and more. The home also features the convenience of two laundry rooms, and the kitchen appliances will remain, making your move even easier. The property includes a 2-car attached garage with a storm shelter, plus a detached 2-car garage that has been turned into a home office, offering endless possibilities for remote work, hobbies, a workshop, a pool house, or additional storage. Some of the extra perks in the yard include 1200 sq ft of composite decking, a chicken coop, a storage shed, a pergola, and a greenhouse, making this property ideal for gardening, small-scale hobby farming, or simply enjoying country life. Whether you're relaxing by the pool or in the hot tub, entertaining friends, or taking in the peaceful surroundings, this exceptional property offers the space, amenities, and flexibility you've been searching for.

1426 E State Line Road, Baxter Springs

Listing courtesy of Katie Thomas of Sally Davis Real Estate LLC.

$142,000

3 Beds ⋅ 1.5 Baths

Nestled in a peaceful neighborhood, this well-maintained 3 bedroom, 1.5 bath home combines comfort, convenience, and affordability. Fresh paint and updated flooring create a bright, welcoming interior, while the main-level primary bedroom adds everyday ease. Outside, you'll find an oversized yard with mature trees and a large back deck perfect for entertaining. A drive-through driveway with alley access offers plenty of parking options. With efficient living space, low utility bills, and low-maintenance ownership, this home is ready for its next chapter. Don't miss a chance to see all this home has to offer and schedule a private tour today!

335 E 9th Street, Baxter Springs

Listing courtesy of Don Fifer of The Essential Real Estate.

$132,500

4 Beds ⋅ 1 Baths

This is a great house that is over 100 years old and it still has some character and charm; with a lot of space. There are 4 bedrooms and there is a bonus room that could be used as a closet, playroom, nursery etc. The half bath is not completed. The house sits on almost 1/2 an acre with a 2 car detached garage. The house is in a very convenient location. There are some items still getting completed before close. Wood floors in the majority of the house. Lots of options for this property. The lead has had lead remediated; papers are being sent to seller.

246 E 14th Street, Baxter Springs

Listing courtesy of Becky McDaniel of REALPRO.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use