Atchison Homes with Private Financing Available

Welcome to Atchison, Kansas – a charming city steeped in history and known for its welcoming community spirit. Nestled along the Missouri River, Atchison boasts a rich heritage that dates back to the 1850s. This picturesque town is not only a hub for cultural experiences but also a place where you can truly feel at home. With its tree-lined streets, historic architecture, and vibrant local shops, Atchison offers a unique blend of small-town charm and modern conveniences.

Atchison is renowned for its strong sense of community, making it an ideal place for families, retirees, and everyone in between. The city is home to several parks, recreational facilities, and excellent schools, ensuring that residents enjoy a high quality of life. Annual events, such as the Atchison County Fair and the Riverfront Arts Festival, bring neighbors together and celebrate the city's rich traditions.

For those considering making Atchison their home, you'll be pleased to know that there are homes available with private financing options. This means you can explore a range of beautiful properties without the traditional hurdles of conventional financing. Whether you’re looking for a cozy bungalow, a spacious family home, or a charming historic residence, Atchison has something for everyone.

Discover the delightful lifestyle that awaits you in Atchison, where community, history, and opportunity come together in perfect harmony. Your dream home is just a visit away!

Newest Atchison Homes with Private Financing Available

$175,000

2 Beds ⋅ 2 Baths

One-of-a-Kind Highway-Frontage Property — Live, Work, or Both Under B-2 Zoning... Rarely does a property offer this level of versatility. Situated on a 0.23-acre lot with direct frontage on US Highway 59, this 1960-built property is currently configured as a comfortable 2-bedroom, 2-bathroom ranch home — but its B-2 Business District zoning and commercial-grade infrastructure tell a much bigger story. Originally a restaurant, professionally converted to a single-family residence in 2001, the property is now a blank canvas equally suited for residential living, a business venture, or a hybrid of both. The Main Residence (1,344 sq ft) The single-story ranch home features a clean, light grey exterior, attached two-car garage and a covered front porch — a welcoming, low-maintenance layout. Inside, you'll find two bedrooms and two full bathrooms, with large multi-pane windows that bring in abundant natural light. The home has been well maintained and offers comfortable living as-is, with the added benefit of knowing the entire property can evolve with your vision. The Commercial Legacy — A Story of Adaptive Reuse This is where the property truly shines. The B-2 Business District zoning opens the door to nearly any commercial use, and the existing infrastructure makes the transition seamless: This is more than a home — it's an opportunity. Whether you're an entrepreneur looking for a move-in-ready commercial space, an investor seeking a high-visibility highway property, or a homeowner who wants the freedom to run a business from your own land, 10945 US Highway 59 delivers. Come see it and bring your vision... **This property is prefered to be sold as Package of Properties - See MLS# 2633666 for the other listing... Seller would still consider offers on the properties individually if the right offer was made...

10945 US Highway 59 Highway, Atchison

Listing courtesy of Chase Van Noy of KW KANSAS CITY METRO.

$275,000

Prime Highway-Frontage Commercial Property — Endless Possibilities Under B-2. Rare opportunity to own a versatile commercial building with exceptional visibility directly on US Highway 59. This mid-century modern service station offers a distinctive architectural presence with its iconic blue-and-white V-shaped canopy, red brick base, and clean white stucco façade — a recognizable landmark ready for its next chapter. The property has proven its adaptability over the years, having successfully operated as a gas station, automotive repair shop, and floral shop. With B-2 General Business zoning, the possibilities are wide open: automotive service, gas station, retail, cold storage distribution, specialty shop, fast food restaurant, floral, office contractor headquarters, or a creative mixed-use concept. Building Features: - Two oversized garage/service bays with white-and-blue panel doors, ideal for automotive, equipment repair, or workshop use. - Operational hydraulic vehicle lifts — ready for automotive or mechanical use. - Walk-in cooler / cold storage room with insulated panel walls, overhead lighting perfect for floral, food storage, beverage distribution, or temperature-sensitive inventory. - Connected back-of-house storage area providing additional workspace or inventory room. - Iconic drive-through canopy with striking V-shaped geometric design — offers covered pull-through access and unbeatable curb appeal. - Large glass storefront windows providing natural light and excellent retail visibility. * The two vacant lots between 10945 and 10955 will be annexed to 10955 US Highway 59 property... For a total of 1.41 acres for 10955 US Highway 59 property only... ** Seller would prefer to sell as package of properties, as is... ***See MLS# 2633659 for other property that is currently used as residential but zoned B-2... ****Seller would consider offers on the properties individually if the offer made sense...

10955 US Highway 59 Highway, Atchison

Listing courtesy of Chase Van Noy of KW KANSAS CITY METRO.

$175,000

One-of-a-Kind Highway-Frontage Property — Live, Work, or Both Under B-2 Zoning... Rarely does a property offer this level of versatility. Situated on a 0.23-acre lot with direct frontage on US Highway 59, this 1960-built property is currently configured as a comfortable 2-bedroom, 2-bathroom ranch home — but its B-2 Business District zoning and commercial-grade infrastructure tell a much bigger story. Originally a restaurant, professionally converted to a single-family residence in 2001, the property is now a blank canvas equally suited for residential living, a business venture, or a hybrid of both. The Main Residence (1,344 sq ft) The single-story ranch home features a clean, light grey exterior with a dark pitched roof, attached two-car garage and a covered front porch — a welcoming, low-maintenance layout. Inside, you'll find two bedrooms and two full bathrooms, with large multi-pane windows that bring in abundant natural light. The home has been well maintained and offers comfortable living as-is, with the added benefit of knowing the entire property can evolve with your vision. The Commercial Legacy — A Story of Adaptive Reuse This is where the property truly shines. The B-2 Business District zoning opens the door to nearly any commercial use, and the existing infrastructure makes the transition seamless: This is more than a home — it's an opportunity. Whether you're an entrepreneur looking for a move-in-ready commercial space, an investor seeking a high-visibility highway property, or a homeowner who wants the freedom to run a business from your own land, 10945 US Highway 59 delivers. Come see it and bring your vision... **This property is prefered to be sold as Package of Properties - See MLS# 2633666 for the other listing... Seller would still consider offers on the properties individually if the right offer was made...

10945 US Highway 59 Highway, Atchison

Listing courtesy of Chase Van Noy of KW KANSAS CITY METRO.

$99,000

2 Beds ⋅ 1.5 Baths

This Manufactured home is located on the edge of town. Property has 2 bedrooms, 2 baths and open concept living. Great yard and a 30 x 13 attached garage. Priced to sell.

8288 Lee Road, Atchison

Listing courtesy of Bob Hanf of Pia Friend Realty.

$575,000

4 Beds ⋅ 3.5 Baths

Seller is offering $5,000 credit toward fireplace and master shower finish. Set on nearly three acres with bluffs behind and no neighboring homes to the east, this property offers the kind of privacy and usable land that is increasingly hard to find. Located outside city limits, it provides the freedom to add outbuildings, expand, or simply enjoy the space without restriction. The home combines the original character of 1,472 sq ft of finished space with a well-planned 1,448 sq ft addition completed in 2025, offering a total of four bedrooms and two and a half bathrooms. The newer portion features 10-foot ceilings, durable LVP flooring, epoxy-finished bathroom and garage floors, a spacious primary suite with private bath and built-in safe, an additional full bathroom, laundry room, and a 16’ x 22’ garage. Major improvements completed during the addition include new metal siding, a metal roof, a new HVAC system, and a tankless water heater. The original section of the home retains its charm with two bedrooms and a half bath upstairs, a main-level kitchen, an additional bedroom, and a comfortable living room with a propane fireplace. Two porches and a southeast-facing wood deck provide easy places to enjoy the surrounding land. Outdoor features are a true highlight, with an in-ground pool, concrete decking, and a 13’ x 16’ gazebo designed for outdoor cooking and gathering. Multiple outbuildings add exceptional versatility, including a 24’ x 36’ shop with three overhead doors and power, a fully finished 24’ x 36’ building with heating, cooling, a full bathroom, and its own septic system, a 28’ x 16’ building with garage door and storage, and an additional 8’ x 12’ shed. A historic grain bin remains, adding authentic rural character to the property. Located just south of Atchison and minutes north of Leavenworth, this acreage offers privacy, modern updates, and room to grow—well suited for those looking for space, function, and freedom.

19164 258th Road, Atchison

Listing courtesy of Justas Norvilas of EXP Realty LLC.

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