Atchison Homes with Conventional Financing

Welcome to Atchison, a charming city located in Atchison County, Kansas. Known for its rich history and beautiful architecture, Atchison offers a unique blend of small-town charm and modern amenities.

If you are considering buying a home in Atchison, you'll be pleased to know that homes with conventional financing are readily available in this area. Whether you're looking for a cozy bungalow or a spacious family home, Atchison has a diverse range of properties to choose from.

With its tree-lined streets and friendly community atmosphere, Atchison is a wonderful place to call home. Enjoy strolling through the historic downtown area, visiting local shops and restaurants, or exploring the scenic beauty of the nearby Missouri River.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Atchison has something for everyone. Let us help you find the perfect home in this picturesque city in the heart of Kansas. Contact us today to start your real estate journey in Atchison!

Newest Atchison Homes with Conventional Financing

$75,000

Build your dream home on this beautiful 2-acre lot in the desirable September Hills neighborhood of Atchison! Enjoy the space and privacy of a larger lot while still being conveniently located. A wonderful opportunity to create the home you’ve been waiting for.

000 Deer Run Road, Atchison

Listing courtesy of Louise Regenstein of Gateway Real Estate & Auction.

$550,000

4 Beds ⋅ 2.5 Baths

Country Living at it's best with 2.89 acres. Property has 4 bedrooms, 2.5 baths with a total of 2920 square feet. Home has many upgrades and a 2025 addition that includes New HVAC system, tankless water heater, a primary suite with bathroom and huge closet with built-in safe, laundry room, additional full bathroom and garage with utility room. Original home has 3 bedrooms, new and improved kitchen, half bath and a living room with fireplace that has a connecting deck to enjoy the privacy. An in-ground pool with attached gazebo. Numerous outbuildings, 3 car garage, renovated building (24x36) fully finished with HVAC, septic system and a full bath. Great for Mother-in-law quarters or housing a guest. Located just south of Atchison in county on rural water. This is a must see opportunity. Don't miss this one.

19164 258 Road, Atchison

Listing courtesy of Bob Hanf of Pia Friend Realty.

$49,900

3 Beds ⋅ 2 Baths

Large stately home with 3 bedrooms, 2 bathrooms, large room sizes, hardwood floors, large corner lot, 2 detached garages, and priced to sale.

515 T Street, Atchison

Listing courtesy of Billie Bartley of Bartley Realty LLC..

$135,000

Discover an excellent opportunity to own a versatile commercial property in downtown Atchison. This solid brick building offers a welcoming reception area, clerical workspace, showroom, multiple private exam rooms, and a half bath. Originally constructed as a two-story building, the property currently functions as a single-level space. The roof and heating and cooling systems have substantial useful life remaining. The hot water heater was replaced in November 2023. A paved rear alley provides convenient access to off-street parking.

727 Commercial Street, Atchison

Listing courtesy of Sharon Locke of Colonial Realty Inc.

$386,000

4 Beds ⋅ 3 Baths

Welcome to this beautiful walkout ranch, tucked away on a cul-de-sac! The main level features three bedrooms, two full bathrooms, convenient main-level laundry, a spacious walk-in closet, and an attached two-car garage. Downstairs, you’ll find an oversized fourth bedroom, another full bathroom, a huge recreation/living area, and plenty of storage space. With generous square footage, a newer roof, a large backyard, and appliances that stay, this home has so much to offer!

1706 Bluebird Court, Atchison

Listing courtesy of Aubri Blaize Blaize of Keller Williams KC North.

$260,000

4 Beds ⋅ 2 Baths

Check out this unique and beautifully updated split-entry home featuring 4 bedrooms, 2 full bathrooms, and a 2-car garage! The lower level has been completely updated and offers a spacious second primary suite with a private bathroom and walk-in closet, or it could easily be used as an additional living or recreation space. This home has been meticulously maintained and cared for, with new flooring, updated bathrooms, and a clean, move-in-ready feel throughout. Outside, you’ll find a generously sized backyard with plenty of room to enjoy. The garage also features an electric vehicle charging plug-in for added convenience. With its versatile layout, thoughtful updates, and well-maintained condition, this home is one you’ll definitely want to see!

1120 Hickory Street, Atchison

Listing courtesy of Aubri Blaize Blaize of Keller Williams KC North.

$159,900

3 Beds ⋅ 1 Baths

There’s something special about a home that gives you room to live comfortably today while still offering possibilities for tomorrow. This charming raised ranch in Atchison, Kansas 66002 does exactly that. Step inside and you’ll find a warm, welcoming home featuring three bedrooms and one bathroom, with the third bedroom currently converted into a convenient main-level laundry room. Keep it as-is and enjoy the ease of having laundry close by, or transition the space back into a bedroom and put the laundry back downstairs - the choice is yours. And there may be a little hidden character waiting to be uncovered! According to the seller, hardwood floors are underneath the carpet in the living room and main bedroom, giving the next owner another opportunity to bring out some of the home's original charm. Outside is where this property really starts to shine. Sitting on approximately 0.4 acres in town, there’s plenty of room for backyard get-togethers, gardening, pets, a play area, or simply enjoying some extra breathing room. Two sheds provide additional storage and workshop possibilities, while the attached one-car garage adds everyday convenience. All of this comes with the charm of living in historic Atchison, a community known for its beautiful architecture, Missouri River history, local shops and restaurants, and hometown feel. This is a home with character, space, storage, and plenty of potential for its next owner. Come take a look and start imagining what you could make of it!

1119 Mound Street, Atchison

Listing courtesy of Todd Bieber of BG & Associates LLC.

$515,000

4 Beds ⋅ 4.5 Baths

Exceptional space, versatility, and standout features come together in this turn-key, one-of-a-kind Atchison home. Offering the perfect blend of small-town charm and regional convenience, this property is ideal for anyone looking to trade city traffic and inflated prices for space, quiet, and incredible value. Completed in late 2021 with only one owner, this move-in ready home features newer construction quality with all systems under 5 years old, including a tankless water heater upgrade & installed radon mitigation system. Additional upgrades include a finished walkout basement, expanded deck, concrete patio addition, extensive landscaping, detached workshop, and custom laundry room. Designed for everyday living and entertaining, the home features a spacious great room, functional loft flex space, and an open layout with upgraded kitchen countertops, and generous prep space. The main garage even features a built-in small dog washing station. The finished lower level adds a private guest suite complete with its own kitchen, bathroom, and laundry—ideal for multi-generational living or short-term rental potential. Highlights include a custom game/movie room and a finished safe room/storm shelter. Relax in your backyard oasis with your new spa! Outdoor living shines on the spacious corner lot, featuring mature trees, an expanded deck, and a concrete patio spanning the full length of the home. Five covered parking spaces include a 2-car attached garage, detached workshop/garage with a half bath, and covered carport. Plus, exceptional attic storage with multiple access points & standing-height space! Conveniently located minutes from Benedictine College, with Fort Leavenworth and KCI Airport approximately 30 minutes away. Residents may benefit from Atchison’s tax rebate program through 2036 (buyer to verify details). SELLER CONCESSIONS OFFERED FOR INTEREST RATE BUYDOWN. Schedule your private showing today! Select exterior images reflect seasonal/twilight enhancements.

715 S 4th Street, Atchison

Listing courtesy of Hailey Sandoval of KW One Legacy Partners, LLC.

$399,999

7 Beds ⋅ 4 Baths

BRAND-NEW 7-BEDROOM, 4-BATHROOM HOME IN THE HEART OF ATCHISON! Welcome to an incredible opportunity in Atchison’s up-and-coming Ravens Hills subdivision! This brand-new 7-bedroom, 4-bathroom home offers an exceptional combination of modern living, location, and investment potential. Situated just a short walk from Benedictine College and conveniently close to the Riverfront park, this property is ideally positioned to attract students, families, and long-term tenants. The spacious layout provides tremendous flexibility for investors, with the potential to operate as a high-demand rental property or configure the home for separate upstairs and downstairs living, offering an attractive duplex-style opportunity. With seven bedrooms and four full bathrooms, there is plenty of space to maximize rental income while providing comfortable accommodations. Located in a growing area of Atchison, this property offers the opportunity to get in on the ground floor of an exciting neighborhood. With future development, including a medical school planned for the area, the potential for continued demand makes this one worth a serious look. Whether you’re looking to build your rental portfolio, create a student housing investment, or simply own a brand-new property with flexible living options, this is an opportunity you don’t want to miss!

605 Washington Street, Atchison

Listing courtesy of Taylor Williams of Platinum Realty LLC.

$150,000

4 Beds ⋅ 2 Baths

Welcome to 1314 Atchison St, a property full of opportunity in the heart of Atchison, Kansas. Whether you're looking for a place to call home, an investment property, or a project to customize to your liking, this property offers plenty of possibilities. The home features a functional layout and a convenient location close to the amenities, shops, restaurants, and services Atchison has to offer. With some updates and personal touches, this property could truly shine. Don't miss the chance to take a closer look and explore the potential this property has to offer. Schedule your private showing today!

1314 Atchison Street, Atchison

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.

$130,000

6 Beds ⋅ 2 Baths

Rare six-bedroom home in Atchison! Five bedrooms are located upstairs, one with Jack-and-Jill access to the upstairs full bath and its own small adjoining sitting room (not counted in the bedroom total) that would make an excellent walk-in closet, nursery, or study. The sixth bedroom is on the main floor across the hall from the second full bath, with its own closet and window; it works equally well as an office or den, and the laundry hookups are located there. The main floor offers a large living room, a separate dining room, and an eat-in nook off the kitchen. The unfinished stone basement has been put to good use: the current owner built a custom bar area at one end, and the front portion is set up as a workshop. Covered carport and covered porch. Bring your contractor and your imagination. Six bedrooms is hard to find, making this a strong fit for an investor, a handyman-buyer, or a large family willing to update over time. Sold as-is. Buyer and buyer's agent to verify all information, including square footage, room counts, and school assignments.

109 N 10th Street, Atchison

Listing courtesy of Rick Davis of Brickhaven.RealEstate, LLC.

Ignore the list price, the list price is NOT indicative of the Seller's final reserve amount. This tract of land consists of 68.31 acres m/l. Terms: 10% non-refundable down the day of the auction and sign a contract of sale. With no contingences on financing. Balance will be due at closing on or before Nov. 17th, 2026, possession will be given at time of closing. The property will be offered "As Is". The final bid will be subject to Seller's approval. Auction will be held Oct. 17th, 2026.

US Hwy 73 Highway, Atchison

Listing courtesy of Robert Chew of Gateway Real Estate & Auction.

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