Excelsior Springs Homes under $200,000

Welcome to Excelsior Springs, Missouri—a charming city nestled in the heart of Clay County, known for its rich history, vibrant community, and stunning natural beauty. Just a short drive from Kansas City, Excelsior Springs offers a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and anyone looking to enjoy a slower pace of life.

One of the most appealing aspects of Excelsior Springs is its affordability. For those seeking a place to call home without breaking the bank, there are a variety of homes available for under $200,000. These properties range from cozy bungalows to spacious family homes, each exuding character and warmth. Whether you're a first-time homebuyer or looking to downsize, you’ll find a welcoming community that offers a variety of options to fit your needs.

In addition to its affordable housing, Excelsior Springs is renowned for its natural mineral springs, which have attracted visitors for over a century. The city's historic downtown area is lined with charming shops, delightful cafes, and a variety of local events that foster a sense of community. Enjoy leisurely strolls through beautiful parks, or take advantage of the many recreational activities available, including hiking, fishing, and golfing.

With its friendly atmosphere, rich history, and affordable housing market, Excelsior Springs is not just a place to live—it's a place to thrive. Come explore the possibilities and discover why so many are choosing to make this wonderful city their home!

Newest Excelsior Springs Homes under $200,000

$185,000

2 Beds ⋅ 1 Baths

The classic design of a one-story single-family home establishes a warm and inviting presence at 547 Orchard Pl, situated on a cul-de-sac. Fresh exterior paint, a new roof, a new sidewalk, and a new concrete porch enhance the exterior, while new windows have been installed throughout the residence. This property offers 826 square feet of living area on a 0.43-acre lot. Inside, the serene living space features two bedrooms, one full bathroom, new flooring, and fresh paint. Comfort is maintained year-round with a new HVAC system. The interior is updated with new fixtures and lighting throughout, and the full bathroom features a new bath vanity. The kitchen is equipped with an electric range/oven and updated with new cabinets, an island, new sink, and new counters. This space is designed for daily cooking and gathering. Outdoor living is centered around a large yard of 18,730 square feet, which features a freshly seeded front yard, offering a setting for recreation in the tranquil Excelsior Springs community. Schedule a private tour today to experience this updated property in person.

547 Orchard Place, Excelsior Springs

Listing courtesy of Melinda Humphrey of RE/MAX Area Real Estate.

$170,000

2 Beds ⋅ 1 Baths

Grab this well-maintained bungalow for yourself or pick up a ready rental opportunity. This home is nestled in the hills of Forest Park situated above The Elms District and is cozy inside and out. This square footage holds a lot of enjoyment - an inviting covered front porch with sun-shiny yellow front door; beautiful classic wood trim, arched entry dining area and beautifully updated kitchen and bathroom on the interior; and a relaxing screened patio leading into a huge back yard. There is off street parking for two cars and a one-car garage with opener and keyless entry. Near all the downtown shops and eateries. There are a lot of good reasons to check this one out.

124 S Myrtle Street, Excelsior Springs

Listing courtesy of Lisa Spencer of Worth Clark Realty.

$59,000

4 Beds ⋅ 1.5 Baths

Ignore list price – Sells in online auction. Investment Opportunity! This brick 4 bedroom, 1.5 bath home would make a perfect starter, rental or flip! The home has solid bones, sells as-is and features 2643 sq. ft of finished living area on the main level. The home offers a living room with laminate flooring, a kitchen with ceramic tile floor, a dining room with wood floor and built-in china cabinet, a family room with ceiling fan, wood floor and fireplace, an updated half bath with wood floor, pedestal lavatory and toilet, a first floor laundry room with sink, 4 bedrooms (some non-conforming), an additional bedroom/bonus room, an updated full bath with ceramic tiled walk-in shower, tile floor, updated vanity and lighting, and to finish out the main level, a large L-shaped back porch. The concrete basement offers an original partial basement, a poured concrete walk-out sub-basement and a large storage area with built-in shelving like for canning. The home is situated on a treed .18 acre lot that backs to woods an open acreage and is located at 102 Collette St. in Excelsior Springs, MO. The home sells at auction to the highest bidder. Don’t miss this opportunity. Bid Your Price!

102 Collette Street, Excelsior Springs

Listing courtesy of Jeff Cates of Cates Auction & Realty Co Inc.

$199,900

2 Beds ⋅ 1 Baths

Tucked away on a large, fully fenced lot, this cozy cottage is full of charm and personality! Located on the west side of town in a quiet setting, this home offers a wonderful sense of privacy while still being conveniently located. The inviting living room features a fireplace, and the updated kitchen shows really well. The main level also offers full bath, one bedroom along with a convenient laundry/mudroom. Upstairs, you’ll find a spacious loft area plus an additional bedroom, creating incredible flexibility for a private primary suite, kids’ bedroom and playroom, home office, or guest space. Outside, enjoy the newer deck, fire pit, and plenty of room to relax, entertain, garden, or let the pets play. With its tucked-away setting, generous lot, and versatile living spaces, this home has a warm, comfortable feel from the moment you arrive.

20 Schwartz Avenue, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.

$200,000

3 Beds ⋅ 2 Baths

Welcome Home! Move-In Ready & Full of Possibilities! Looking for a home where your family can settle in and make lasting memories? This move-in-ready 3-bedroom, 2-bath home checks all the boxes! The flexible lower level adds even more living space, with a room that could easily serve as a 4th bedroom, guest suite, home office, playroom, or mother-in-law quarters, complete with a full bath. Step outside and enjoy the nice-sized, level backyard backing to trees—a wonderful space for kids to play, family gatherings, summer barbecues, gardening, or simply relaxing while enjoying the peaceful setting. And here’s a bonus you’ll love: solar panels help keep utility bills very low, giving you more room in the budget for the things that matter most. With its flexible layout, peaceful backyard, energy-saving features, and move-in-ready condition, this home offers comfort and value. Whether you're a first-time buyer or looking for a home with extra space and flexibility, this one is ready to welcome you home!

127 Collette Street, Excelsior Springs

Listing courtesy of Kim Offenbacker of Realty Executives.

701 Old Orchard Avenue, Excelsior Springs

$170,000

Turnkey income property, ready to add to your portfolio today. This duplex offers two nearly identical units, each with 2 bedrooms, 1 bathroom, and its own dedicated laundry. Basement access for storage — a feature tenants value and one that helps minimize turnover. Both units are currently occupied with active leases in place, delivering immediate cash flow from day one with no vacancy gap to manage. Built in 1920 on a 0.19-acre lot, this is a low-maintenance hold in a steady Excelsior Springs rental market. Whether you're expanding an existing portfolio or looking for a straightforward first multi-family acquisition, this property offers dependable income with minimal landlord lift. Financials and lease details available to qualified buyers.

701 Old Orchard Avenue, Excelsior Springs

Listing courtesy of Cora Boothe of Beacon Realty, LLC.

$199,900

A smart buy-and-hold in the heart of Excelsior Springs, this four-plex offers dependable cash flow and low turnover, supported by three long-term residents who take pride in their homes. The fourth unit is vacant, freshly updated, and move-in ready - ideal for a house-hacker looking to live affordably while building equity, or for an investor wanting immediate new tenancy. Each unit features a clean one-bedroom layout with durable flooring, efficient kitchens, and bright natural light, making ongoing maintenance simple and cost-effective. Located near Excelsior Springs' historic downtown district - with charming shops, cafes, parks, and local employers - the property sits in a market known for consistent rental demand and a relaxed small-town feel with convenient access to the KC metro. Separate electric meters for each unit and common water, sewer, and gas. Large 2 car garage on the big lot ready for finish for additional rents or owner storage. A strong blend of stability, affordability, and upside whether you're expanding a portfolio or stepping into multifamily ownership for the first time.

115 Saratoga Avenue, Excelsior Springs

Listing courtesy of Micah Thomas of Standard Real Estate.

$199,500

3 Beds ⋅ 1 Baths

Major updates make this beautifully renovated three-bedroom, one-bath true ranch a must-see! Enjoy peace of mind with a brand-new roof and gutters, all-new windows, a new exterior air-conditioning unit, and a new water heater. Tucked away on a quiet street in charming Excelsior Springs, this move-in-ready home has been thoughtfully updated throughout. Inside, you?ll find fresh paint, new trim, and all-new interior and exterior doors. The completely remodeled kitchen features new cabinets, countertops, backsplash, sink, and garbage disposal, while the updated bathroom offers modern finishes and style. The spacious living room and kitchen provide an inviting layout for both everyday living and entertaining. New flooring and carpeting flow throughout the home, and brand-new front and rear decks create the perfect spaces to relax and enjoy the outdoors. Don?t miss the opportunity to own this tastefully updated ranch home in a peaceful setting with so many costly improvements already completed.

103 Berton Road, Excelsior Springs

Listing courtesy of Linda Terrell Mazan of BHG Kansas City Homes.

$145,000

4 Beds ⋅ 1 Baths

Lots of house for the money! 4 bedrooms with two on the main level and two bedrooms and small loft area on the upper floor. Newer carpet and paint, equipped kitchen, enclosed back porch, covered front porch, off street parking in the back, large main floor laundry area and spacious full bath. Big formal dining room and living room make for good entertaining.

528 Park Avenue, Excelsior Springs

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.

$115,000

1 Beds ⋅ 1 Baths

For the single person or couple that would rather own a home rather than pay rent. Small and easy to care for with a back yard that has a great spot for a garden. Storage shed, off street parking, walk in tiled shower, equipped kitchen, full unfinished walkout basement. new mini split system A/C, furnace, water heater, refrigerator and updated electrical system and good location

902 Williams Street, Excelsior Springs

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.

$149,500

1 Beds ⋅ 1 Baths

MAJOR PRICE REDUCTION — NOW $149,500! SELLERS ARE MOTIVATED AND READY TO GET THIS HOME SOLD! If you've been watching this one, now is the time to take another look. This completely renovated Excelsior Springs home offers nearly $50,000 in renovations and upgrades and sits on THREE LOTS, all just a short walk from the heart of historic downtown! Step inside to a warm, inviting home filled with character and charm. Updates include new flooring throughout, fresh interior paint, custom live-edge wood accents, all-new lighting, new closets in the primary bedroom and a new front door. The kitchen has been completely remodeled with new cabinetry, countertops, sink, disposal and appliances. The spacious bathroom was also transformed with a new shower, vanity, toilet and convenient washer/dryer station. The improvements go far beyond cosmetic updates. A major investment includes all-new plumbing from the house to the city main, adding even more value and peace of mind. Outside is where this property really stands apart. THREE LOTS provide plenty of outdoor space, along with a newer privacy fence, mature trees, fire pit area and room for gardening, entertaining, pets or simply enjoying your own private retreat. Offering 1 bedroom, 1 bathroom and just under 1,000 sq ft, this move-in-ready home could be a great fit for a first-time buyer, someone looking to downsize or an investor. And the location? Just minutes from historic downtown Excelsior Springs with its boutiques, restaurants, breweries, coffee shops and community events. NOW JUST $149,500! The sellers are motivated, the price has been reduced, and they are ready to get this home SOLD. Bring us an offer!

607 N Main Street, Excelsior Springs

Listing courtesy of Abby Powers of The Real Estate Store LLC.

$180,000

3 Beds ⋅ 2 Baths

1920 charm meets 2026 style in the heart of Excelsior Springs' historic Saratoga Addition, and this fully updated bungalow is ready to steal your heart. Imagine stepping onto gleaming hardwood floors with not a single inch of carpet in sight, then wandering into a fresh kitchen with new stainless steel appliances and crisp new cabinets, where quick weeknight dinners and weekend gatherings both feel easy. With 3 bedrooms, 2 sleek redesigned baths, and 1,380 square feet of room to spread out, this home has personality in every corner, from the preserved historic windows that honor its past to the energy-efficient thermal pane replacements and central air that keep you comfortable all year long. Outside, the low-maintenance 4,792 square foot lot, carport, and off-street parking are rare finds in a historic district, and the best part is what's just beyond your front door: downtown dining, local shops, and community events are all within walking distance, so your next coffee, dinner out, or festival is only a stroll away. Move-in ready, full of character, and set in a community where neighbors actually know your name, this is small-town living at its best. Homes like this don't last, so schedule your private showing today and come see why Saratoga Addition is the address everyone wants.

426 Benton Avenue, Excelsior Springs

Listing courtesy of Martin Taggart of LPT Realty LLC.

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