Garden City Homes with Conventional Financing

Garden City Homes with Conventional Financing

Welcome to Garden City, Missouri – a hidden gem nestled in Cass County that beautifully balances small-town charm with modern conveniences. With its friendly atmosphere and vibrant community spirit, Garden City is an ideal place for families, retirees, and everyone in between.

Garden City boasts a rich history that dates back to the mid-1800s, and today, it offers a delightful mix of scenic landscapes and well-preserved historical sites. Residents enjoy a close-knit community where neighbors become friends, and local events bring everyone together. The town is surrounded by picturesque parks and green spaces, perfect for outdoor enthusiasts and families looking to spend quality time together.

When it comes to housing, Garden City offers a variety of options that cater to diverse lifestyles. The market features charming single-family homes, spacious townhouses, and cozy bungalows, many of which are eligible for conventional financing. This means that prospective buyers can explore a range of financing options, making homeownership more accessible than ever. With competitive prices and an array of choices, Garden City is an attractive destination for first-time homebuyers and seasoned investors alike.

In addition to its appealing real estate options, Garden City is conveniently located near major highways, providing easy access to nearby cities and attractions. Whether you’re commuting for work or exploring the vibrant culture of the surrounding areas, you’ll find that Garden City is perfectly situated to meet your needs.

Discover the warmth and welcoming spirit of Garden City, where your dream home awaits amidst friendly neighbors and a thriving community!

Newest Garden City Homes with Conventional Financing

$219,900
3 Beds ⋅ 1 Baths
Charming 3-Bedroom Home in a Peaceful Small-Town Setting Welcome home to this inviting 3-bedroom, 1-bath residence offering comfort, functionality, and the charm of small-town living. With a 1-car attached garage and a full basement. Inside, you'll find a practical floor plan with comfortable living areas and three bedrooms. Step outside to enjoy the fully fenced backyard, perfect for pets, play, gardening, or entertaining family and friends. A convenient storage shed offers additional space for lawn equipment, tools, and seasonal items. If you're looking for a home that combines everyday convenience with the slower pace and friendly atmosphere of a small town, this property is one you won't want to miss. Schedule your showing today and discover all it has to offer!

305 Fir Street, Garden City

Listing courtesy of David Vogt of David L. Abbott Realty.
$249,000
3 Beds ⋅ 1 Baths
Location, Location, Location! This ranch home sits on top a hill on just under 2 acres. Includes a 20x30 shop and barn. Its ready for your interior touches to make it yours. large bedrooms, lots of living space with an open living area for a home of this age. Bay windows in livingroom and original unique front door make it so appealing. Beautiful huge mature trees make for a shaded, private home. Lots of space for kids, gardening or whatever you desire! All information deemed accurate; but to be verified by buyer/agent.

103 8th Street, Garden City

Listing courtesy of Cathy Laizure of Integrity 1st Real Estate Solutions.
$158,000
2 Beds ⋅ 1 Baths
Welcome to this charming 2-bedroom home in Garden City! Built in 1920, this home offers character, comfort, and many important updates that make it move-in ready. Inside, you'll find a bright, inviting living space with nice-sized bedrooms, fresh interior paint, updated light fixtures, new bathroom fixtures, and a large walk-in closet in the primary bedroom. Step outside from the primary bedroom onto your own private porch—the perfect place to enjoy your morning coffee. Out back, you'll love the spacious patio, offering a great spot to relax or entertain. Major improvements include repaired floor joists, new tongue-and-groove subflooring where needed, new concrete support piers, and partial new footings. The cellar has been updated with a new 6-inch concrete floor, sump pump, and new lighting. Additional improvements include new attic insulation, updated electrical outlets and switches where needed, and grading with a drain system to help keep water away from the home. Relax on the welcoming covered front porch beneath the shade of mature trees while enjoying the charm of small-town living. Whether you're looking for your first home, a place to downsize, or an investment property, this home offers comfort, value, and peace of mind with so many major updates already completed. Come take a look—you'll appreciate everything this home has to offer!

201 Spruce Street, Garden City

Listing courtesy of Rhonda Woolsey of Crown Realty.
$275,000
Where History, Romance & Opportunity Meet… Welcome to one of the area’s most enchanting event venues. Originally built in 1889, this beautifully restored historic chapel offers the rare opportunity to own a timeless piece of history while stepping into one of today’s fastest-growing event trends: micro weddings. Couples are moving away from large, expensive celebrations in favor of intimate, meaningful weddings, making venues like this more desirable than ever. With its original character beautifully preserved, this charming chapel creates the perfect backdrop for unforgettable “I do’s.” Inside, soaring wood ceilings, stunning Gothic-style windows, original hardwood floors, elegant white pews, and the original church bells that still ring create an atmosphere filled with warmth, history, and romance. The chapel comfortably seats just under 100 guests, offering flexibility for both intimate ceremonies and larger celebrations. Situated on 1.5 picturesque acres, the opportunities extend far beyond the chapel walls. Exchange vows beneath the shade of mature trees, host outdoor receptions under string lights, add a reception tent, food trucks, lawn games, or create beautiful gardens and dedicated photo areas. Whether you’re envisioning elegant outdoor weddings, bridal showers, rehearsal dinners, corporate events, or special celebrations, the possibilities are truly endless. The adjoining reception and gathering space provides added convenience for guests and opens the door for year-round events, making this an exceptional investment for entrepreneurs looking to own a one-of-a-kind venue. Historic charm. Modern amenities. Endless possibilities. Whether you’re dreaming of operating a boutique wedding venue, expanding your event business, or preserving a remarkable piece of local history, this extraordinary property is ready for its next chapter. The next love story could begin here… and so could yours

1911 SE State Route 2 N/A, Garden City

Listing courtesy of Jessica Kurzweil of ReeceNichols - Lees Summit.
$225,000
3 Beds ⋅ 1 Baths
Welcome to 112 Sharon Lane in Garden City! This 3-bedroom, 1-bath home features low-maintenance vinyl siding, large decks, a spacious privacy-fenced backyard, a 2-car garage, and plenty of parking. Located on a quiet street in a great neighborhood, this home offers comfortable living with plenty of outdoor space to enjoy. Schedule your showing today!

112 Sharon Lane, Garden City

Listing courtesy of Marc Walton of David L. Abbott Realty.
$276,000
This exceptional 24± acre tract presents a rare opportunity to own commercially zoned land with highway visibility and strong development potential in the growing Garden City, Missouri area. Located near Highway 7 with access to I-49, the property benefits from excellent exposure and high recreational traffic traveling to nearby lakes and outdoor destinations, making it an ideal location for future business or investment use. Currently in agricultural production, the land features highly productive soil with approximately 18 inches of topsoil believed to exist across much of the property, supporting both continued farming and long-term value appreciation. MoDOT-approved commercial access is already in place, offering a major advantage for future development plans. Water and electric utilities are available nearby, while the gently rolling terrain provides attractive topography, natural drainage, and usability for construction or site planning. This versatile property is well suited for RV and boat storage, contractor operations, equipment storage, mini-warehouse development, commercial expansion, or investment holding. Commercial acreage with highway frontage, approved access, and agricultural productivity is becoming increasingly difficult to find in Cass County and the surrounding region. Whether you are an investor, developer, or business owner searching for room to grow, this property offers outstanding flexibility, visibility, and long-term upside.

S Little Road, Garden City

Listing courtesy of Jonathan Eckers of BeOutdoors Real Estate LLC.
$180,000
3 Beds ⋅ 2 Baths
Bring your vision to this 10.08-acre property with room to create the lifestyle you've been dreaming about. Whether you're looking for space for animals, gardening, recreation, or a future homesite, this property offers plenty of possibilities. The existing mobile home is in need of repair, making this a great opportunity to renovate or start fresh with your own plans. The property features a private well, with rural water available across the road if desired. Additional improvements include a 9x16 shed, chicken coop, open grass acreage, and approximately 5 acres currently leased for cash crop production (crop reserved by the current tenant through harvest). A dry pond offers the opportunity for future restoration. Survey markers identify the property boundaries. Select farm equipment is available for purchase separately. If you've been looking for affordable acreage with endless potential, schedule your showing today!

29009 E 315th Street, Garden City

Listing courtesy of Jimmie Hughes of ReeceNichols - Lees Summit.
$449,900
3 Beds ⋅ 1.5 Baths
Welcome home to this charming brick-front 3-bedroom, 1.5bath home on 5 acres with outstanding curb appeal offering comfort, character and thoughtful updates throughout. The cozy living room features wood burning fireplace, creating the perfect gathering space. Recent improvements include new roof & septic tank. New flooring, fixtures & fresh interior paint give the home a clean updated feel. Additional highlights include beautiful wood flooring in the dining room, energy-efficient geothermal heating and cooling for year round comfort. Mudroom of kitchen + flex space in garage. Outside you'll find everything you need to embrace the country lifestyle including red barn with fenced pen area, 6 stall horse and machine outbldg, fenced pasture area + outdoor water access.

33701 E 275th Street, Garden City

Listing courtesy of Cheryl Bush of Crown Realty.
$235,000
4 Beds ⋅ 3 Baths
Affordable small town living in quiet Garden City! Perfect for the growing family and still close enough to commute to the city. 4bd, 3 bath offers so much space! Two bedrooms have their own private bath. Vaulted ceilings, skylights and natural light make this home feel open and bright. Kitchen has island, eat in area and two side entries, one offers a cute mud room area. Bonus room between kitchen and living area could be formal dining, office, so many options. Spacious corner lot with lots of parking, shed for storage plus portable garage can stay. Sellers have poured lots of love into this house with new flooring and updating in kitchen, and so many finishing touches that really make this home stand out. Refrigerator and portable dishwasher can stay if buyer would like. Covered porch with ceiling fan to enjoy those warm days outdoors. Level and cleared spot for above ground pool. Peace of mind with seller provided home warranty. Turn key and ready! Ask about zero down options and special financing available for this home!

104 S 4th Street, Garden City

Listing courtesy of Lisa Hight of Pride of America Realty.
$385,000
3 Beds ⋅ 2.5 Baths
Contract flipped, no fault of Seller or inspections. Come and relax at this Country Retreat! Harrisonville Schools, 5 acres m/l, fenced and gated entrances, mature trees, asphalt road, chicken coop, stocked pond, 24x30 outbuilding with power, garage door and concrete floors. Main level primary suite with large closet. Covered Deck and large patio. Lower level is partially finished for office/rec room. Lots of spaces to love here...Preview Today!!!

30309 E 283RD Street, Garden City

Listing courtesy of Nichole Marshall of ReeceNichols Smith Realty.
$114,900
3 Beds ⋅ 1 Baths
Welcome home to this charming 1,371-square-foot property located at 406 Main St in the heart of Garden City, MO. Featuring a comfortable and practical layout, this home offers 3 bedrooms, 1 bathroom, and spacious living areas perfect for everyday living and entertaining. Conveniently situated near local amenities, it provides a wonderful opportunity for anyone looking to settle into a welcoming neighborhood. Schedule your tour today to explore everything this lovely home and vibrant community have to offer!

406 Main Street, Garden City

Listing courtesy of Adam Massey of Greater Kansas City Realty.
$530,000
3 Beds ⋅ 3.5 Baths
Beautiful Home in the Country yet close to all services. 2,000 SQ FT Attached workshop which could be finished to your desire giving you a total of about 5,000 Finished Square Ft of living space! Newer Shingles, Siding and 450 SQ Ft Composite Deck and newer windows! Separately updated, air-conditioned building in your backyard! Wooded areas AND Spectrum Fiber Internet access. Wildlife, Trees and Trails. Fenced with a good amount of grass for livestock. Seller has cattle and will need up to 90 days to remove them after closing. About 25 minutes South of Lee's Summit, MO.

25919 S Old Drum Road, Garden City

Listing courtesy of DON HILLSMAN of SHOW-ME REALTY.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use