Girard Homes with Conventional Financing

Girard Homes with Conventional Financing

Welcome to Girard, Kansas – a hidden gem nestled in the heart of Crawford County! This charming city boasts a rich history, a warm community spirit, and a vibrant atmosphere that makes it an ideal place to call home. With a population of just over 2,600 residents, Girard offers a small-town feel while still providing easy access to larger urban amenities in nearby cities.

One of the standout features of Girard is its picturesque landscape, characterized by beautiful parks, tree-lined streets, and friendly neighborhoods. The city is known for its strong sense of community, where neighbors become friends and local events bring everyone together. Whether you’re enjoying a leisurely stroll through the historic downtown area or participating in seasonal festivities, Girard is a place where memories are made.

For those looking to settle down in Girard, the housing market offers a variety of options, including homes eligible for conventional financing. This means that prospective buyers can take advantage of traditional mortgage options, making homeownership more accessible. From charming bungalows to spacious family homes, there’s something for everyone in this inviting community.

In addition to its appealing homes, Girard is home to excellent schools, recreational facilities, and local shops that cater to all your needs. With a strong sense of pride and belonging, Girard is not just a place to live – it’s a place to thrive. Come explore the possibilities and discover why so many are choosing to make Girard their forever home!

Newest Girard Homes with Conventional Financing

$479,000
3 Beds ⋅ 2 Baths
Your dream home on 10 acres, just outside of town. This well built home features 9 inch thick walls, ten foot ceilings, a 4 foot tall crawlspace, open floor plan, instant water heater, beautiful Hickory hardwood floors, large bedrooms with walk-in closets, and led lighting. The 30 X 50 detached shop / Mancave features two overhead doors with quiet openers, wood heat, and a bathroom. The entire 10 acres are fenced.

455 S Highway 7 N/A, Girard

Listing courtesy of Chuck Parsons of Cobb Realty Inc.
$135,000
3 Beds ⋅ 1 Baths
Situated on a quiet residential street, this 3 bed ranch home offers the perfect blend of comfort, convenience, and small-town charm. Whether you're a first-time homebuyer, or searching for an investment opportunity, this property presents exceptional potential. The functional floor plan provides comfortable everyday living while offering flexibility to personalize and make the home your own. The kitchen is designed with ample cabinetry and workspace. Refrigerator, range and dishwasher are staying in "as is" condition. Outside, you will find a patio and a backyard that offers plenty of room for gardening, outdoor gatherings, pets, or simply relaxing and enjoying the peaceful surroundings. Additional detached garage offers space for more vehicles, storage or a shop with convenient rear alley access. New roof in 2025 and HVAC has new freon & motor. This home is being sold in it's present condition, with buyer inspections being welcomed. Located just minutes from schools, parks, shopping, and local dining, this home combines neighborhood tranquility with easy access to local amenities. Why not take a look ;-)

708 E Orange Street, Girard

Listing courtesy of Teresa Wallen of Jones Heritage, REALTORS.
$119,000
Excellent opportunity to own a well-established commercial property in a high-visibility location with prime highway frontage in Girard, Kansas. This approximately 1,990-square-foot building was previously operated as a restaurant and is well-suited for a restaurant, café, retail space, office, or a variety of other commercial ventures. The property offers excellent exposure to passing traffic and features a drive-thru service window, parking for more than 25 vehicles, existing exterior signage, and handicap accessibility. Inside, you'll find a commercial kitchen with equipment and coolers, along with tables and chairs in the dining area, allowing many of the essentials to remain in place for the next owner. Additional features include two restrooms, an office and storage areas, two central heating and air units, and a flexible floor plan designed to accommodate a variety of business needs. Situated on nearly one-half acre, this property provides ample space and outstanding visibility in a high-traffic location. Whether you're expanding an existing business or launching a new venture, this commercial property offers the location, infrastructure, and versatility to help bring your vision to life.

205 W Saint John Street, Girard

Listing courtesy of Sally Davis of Sally Davis Real Estate LLC.
$499,000
4 Beds ⋅ 4.5 Baths
This gorgeous three-to-four-bedroom home is setting on a beautiful lot in a semi-secluded neighborhood. From the light fixtures to the Arkansas rock patio, it is all quality workmanship. Nice open floor plan for the kitchen with huge island with bar stools, two dining areas and two sitting areas. The master suite is on one side of the home, and the other three bedrooms are on the other end. One room is being used as an office with beautiful built-ins. The whole upstairs is made for entertaining. Pool table that stays with the property, built in bar with four bar stools and a home theater area. The shuffle board table does not stay. All kitchen appliances stay. There are two hot water heaters with continuous hot water system. The home has two full bathrooms and three half bathrooms, one of which is upstairs.

2 Timbercreek Road, Girard

Listing courtesy of Robert Cobb of Cobb Realty Inc.
$250,000
Opportunity awaits in this recently renovated commercial property offering over 9,000 square feet of versatile space in a fantastic location. This property is well-equipped with a commercial kitchen, ample parking, and flexible space that can accommodate a variety of business ventures. Whether you're looking to expand an existing operation or launch the business you've always dreamed of, this turnkey property provides the space, functionality, and visibility to help make it happen. Move right in and start bringing your vision to life. Don't miss this exceptional opportunity!

218 S Summit Street, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.
$51,900
3 Beds ⋅ 2 Baths
This charming 3-bedroom, 2-bathroom two-story home in Girard, Kansas offers a fantastic opportunity for investors or buyers looking to add value. With a spacious layout and solid structure, this property is full of potential. The home features generous living areas, a functional floor plan, and ample natural light throughout. Its two-story design provides separation between living and sleeping spaces, making it ideal for families or tenants. With the right updates and personal touches, this property could be transformed into a highly desirable residence. Situated in a quiet community, the home benefits from small-town charm while still offering convenient access to local amenities and schools. Whether you're looking to expand your investment portfolio or take on your next project, this property presents a promising opportunity with strong upside potential.

230 E Prairie Avenue, Girard

Listing courtesy of Paiten Griffith of Venture Group Real Estate.
$595,000
3 Beds ⋅ 1.5 Baths
Follow paved roads to this peaceful country homestead & farm near Girard, KS. Over 13 acres with expansive out buildings/shops, piped fencing and room to spread out and enjoy the beauty of nature and abundant wildlife! The 3 bedroom/1.5 bath home boasts an open concept living/dining and kitchen area. A separate spacious family room features beautiful window light and leads to a lower level bedroom that also serves as a safe-room/storm shelter below ground level. Primary bedroom features a huge walk-in closet while bathroom provides a spacious walk-in style shower. The living and dining room areas open to a huge covered deck area that provides a scenic view to enjoy! A ramp wraps around to front of home for ease of entrance & exit to deck area. Steps from the home sits a 120 x 50 ft shop with concrete floors, heat & air, electricity, restroom and multiple overhead doors. For livestock or utility storage, there is also a 40 x 60 building and cattle shed and waterers, plus pipe-fenced pasture! This exclusive location provides privacy and practicality, and allows for profitability, as well! Set your private tour right away!

286 S 160th Street, Girard

Listing courtesy of Teresa Wallen of Jones Heritage, REALTORS.
$720,000
3 Beds ⋅ 2.5 Baths
Welcome to this well-maintained, all-brick home custom-built in 2014, situated on approximately 4.3± acres in a peaceful rural setting along Highway 47. This 3-bedroom, 2-bath home offers a functional layout, quality finishes, and energy-efficient features throughout. The open-concept living area features 12-foot ceilings, creating a spacious feel, and flows into the eat-in kitchen equipped with stainless steel appliances and granite countertops. A hidden walk-in pantry provides additional storage and also serves as a storm shelter. An all-season room with stove heat offers additional living space and flexibility year-round. The home is equipped with an energy-efficient geothermal ground source heating and cooling system for consistent comfort. The primary suite includes tray ceilings, crown molding, and a large 10-by-14 walk-in closet. The en-suite bathroom features dual sinks, heated floors, a soaking tub, and a walk-in shower. Flooring throughout the home consists of a combination of carpet and tile, offering both comfort and durability. Additional features include two water heaters with a circulation pump, a security system, and a newer roof. The property offers excellent parking and workspace options with an oversized 2-car attached garage and a 50’ x 50’ shop. The shop includes four overhead doors, heating, and a half bath, making it ideal for storage, hobbies, or business use. This property combines efficient construction, practical amenities, and usable acreage in a convenient location with paved access.

644 W 47 Highway, Girard

Listing courtesy of John Towner of Cobb Realty Inc.
$30,000
Located in a highly visible area on the East Side of the downtown Square, this property is the perfect opportunity to either start up your own business or lease the two rentable updated commercial spaces that exist. In addition, this property also offers the opportunity for someone interested in renovation to the upstairs apartment area for additional rental income. Grant opportunities exist to help revitalize the downtown area.

104 S Ozark Street, Girard

Listing courtesy of Craig Siebert of Lehman Realty.
$10,000
NEW PRICE is MIGHTY NICE! Corner city lot 50 x 200 in Girard, KS. Buildable with variance guidelines already approved and available. Utilities accessible that ran to a previous home, which was removed at corner of Ricky Bennett and S Osage. Chain link fencing to alley at east portion of over 10,000 sq ft lot. Great location close to town activities & amenities!

600 S Osage Street, Girard

Listing courtesy of Teresa Wallen of Jones Heritage, REALTORS.
$35,000
Here is your opportunity to own a building on the square! Building has 2 vacant spaces, each roughly 400 sq ft that were once used as a hair salon and 3rd space that is currently being rented. So many possibilities.

112 E Forest Street, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.
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