Girard Homes with FHA Financing

Girard Homes with FHA Financing

Welcome to Girard, Kansas – a charming city nestled in the heart of Crawford County. With a rich history and a warm community spirit, Girard offers a blend of small-town charm and modern conveniences. Known for its friendly atmosphere, this vibrant city is perfect for families, retirees, and everyone in between. Surrounded by picturesque landscapes and lush greenery, Girard boasts a variety of local parks, recreational activities, and community events that foster a strong sense of belonging.

Girard is also home to a diverse range of housing options, making it an attractive destination for prospective homeowners. With the availability of FHA financing, purchasing a home in this delightful city has never been more accessible. FHA loans are designed to help first-time homebuyers and those with lower credit scores, providing a pathway to homeownership with lower down payment requirements and competitive interest rates. This means that whether you're looking for a charming bungalow, a spacious family home, or a cozy cottage, Girard has something to suit every taste and budget.

As you explore the real estate opportunities in Girard, you'll discover not just houses, but homes filled with character and potential. The supportive community, coupled with the easy access to essential amenities, schools, and healthcare facilities, makes Girard an ideal place to settle down. Embrace the opportunity to become part of this welcoming city and create lasting memories in your new home. Whether you're starting a new chapter or seeking a peaceful retreat, Girard, Kansas, is waiting for you!

Newest Girard Homes with FHA Financing

$85,000
2 Beds ⋅ 1 Baths
Welcome home to this quaint 2-bedroom, 1-bathroom home offering 870 sq. ft. of comfortable living space on a spacious double lot! The home features a nice open-concept kitchen and living room area, creating a welcoming space for everyday living and entertaining. A convenient breezeway connects the home to an oversized detached 2-car garage, offering plenty of room for vehicles, hobbies, and ample storage. The garage also features additional lean-to storage attached to the back. Outside, enjoy the spacious backyard with plenty of room for outdoor activities, gardening, or creating your own backyard oasis. This charming property offers plenty of space and potential—come take a look!

204 E Maple Street, Girard

Listing courtesy of Ashley Butcher of ReeceNichols Sunflower Realty Group.
$175,000
3 Beds ⋅ 2 Baths
Make your appointment to see this beautifully renovated home where modern style, thoughtful updates, and an extra city lot and tax rebate come together. Offering 1,534 square feet, 3 bedrooms, and 2 full baths, this property delivers the kind of easy, turn-key living that is hard to find—just steps from the school and only blocks from downtown. The heart of the home is the spacious living and dining area, creating an inviting space for everyday living and entertaining. The beautifully updated kitchen is both stylish and functional, featuring granite countertops, abundant cabinetry, and plenty of workspace for the home chef. The private primary suite offers a generous retreat with a large, beautifully appointed bathroom and an oversized walk-in closet. Two additional bedrooms share a stylish full bath, while a separate laundry room adds everyday convenience and functionality. Step outside and the property becomes even more impressive. The privacy-fenced backyard provides a wonderful space to relax, entertain, or enjoy the outdoors. A detached garage offers additional parking and storage, while the additional lot to the west is also included with the sale, bringing the total property to nearly half an acre within the city limits—a rare opportunity for this location. And there is an exceptional financial advantage: the property is part of a tax rebate program that continues through 2033. The seller received a $2,545 rebate in 2025. Buyers are encouraged to contact the Treasurer’s Office for complete details regarding the program. With fresh finishes, modern updates, generous living spaces, a substantial lot, and a location that puts schools and downtown within easy reach, this is more than a renovation—it’s a thoughtfully updated property ready for its next chapter. Nearly half an acre. Beautifully renovated. Conveniently located. And with a tax rebate extending through 2033, this one deserves a closer look.

404 & 406 W Buffalo Street, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.
$185,000
4 Beds ⋅ 2 Baths
When you think of the quintessential white-picket-fence home, this is the one that comes to mind! Beautifully refreshed and thoughtfully updated, this home sits on nearly half an acre in town and has had extensive updates. Featuring 4 bedrooms and 2 bathrooms, the home welcomes you with updates that include fresh interior and exterior paint, new flooring throughout, insulated windows, updated PEX plumbing, new electrical service, new gutters, and a brand-new roof. The foundation has also been tuckpointed, offering peace of mind alongside the home's undeniable charm. Step outside and the magic continues. An inviting front porch or the side porch, both set the stage for slow mornings and relaxing evenings, while the privacy-fenced backyard creates a true outdoor retreat. The beautifully landscaped grounds, featuring thousands of dollars in landscaping, provide a private and picturesque setting for entertaining, gardening, or simply enjoying your own backyard oasis. Warm, elegant, and move-in ready, this is more than a house—it’s the kind of home that instantly feels like it was meant to be yours.

109 N Western N/A, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.
$465,000
3 Beds ⋅ 2 Baths
Your dream home on 10 acres, just outside of town. This well built home features 9 inch thick walls, ten foot ceilings, a 4 foot tall crawlspace, open floor plan, instant water heater, beautiful Hickory hardwood floors, large bedrooms with walk-in closets, and led lighting. The 30 X 50 detached shop / Mancave features two overhead doors with quiet openers, wood heat, and a bathroom. The entire 10 acres are fenced.

455 S Highway 7 N/A, Girard

Listing courtesy of Chuck Parsons of Cobb Realty Inc.
$120,000
3 Beds ⋅ 1 Baths
VERY NICE PRICE IMPROVEMENT on this 3 bed ranch home situated on a quiet residential street in Girard, KS, offering the perfect blend of comfort, convenience, and small-town charm. Whether you're a first-time homebuyer, or searching for an investment opportunity, this property presents exceptional potential. The functional floor plan provides comfortable everyday living while offering flexibility to personalize and make the home your own. The kitchen is designed with ample cabinetry and workspace. Refrigerator, range and dishwasher are staying in "as is" condition. Outside, you will find a patio and a backyard that offers plenty of room for gardening, outdoor gatherings, pets, or simply relaxing and enjoying the peaceful surroundings. Additional detached garage offers space for more vehicles, storage or a shop with convenient rear alley access. New roof in 2025 and HVAC has new freon & motor. This home is being sold in it's present condition, with buyer inspections welcomed. Located just minutes from schools, parks, shopping, and local dining, this home combines neighborhood tranquility with easy access to local amenities. Why not take a look soon? ;-)

708 E Orange Street, Girard

Listing courtesy of Teresa Wallen of Jones Heritage, REALTORS.
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