Girard Homes with FHA Financing

Welcome to Girard, Kansas – a charming city nestled in the heart of Crawford County. With a rich history and a warm community spirit, Girard offers a blend of small-town charm and modern conveniences. Known for its friendly atmosphere, this vibrant city is perfect for families, retirees, and everyone in between. Surrounded by picturesque landscapes and lush greenery, Girard boasts a variety of local parks, recreational activities, and community events that foster a strong sense of belonging.

Girard is also home to a diverse range of housing options, making it an attractive destination for prospective homeowners. With the availability of FHA financing, purchasing a home in this delightful city has never been more accessible. FHA loans are designed to help first-time homebuyers and those with lower credit scores, providing a pathway to homeownership with lower down payment requirements and competitive interest rates. This means that whether you're looking for a charming bungalow, a spacious family home, or a cozy cottage, Girard has something to suit every taste and budget.

As you explore the real estate opportunities in Girard, you'll discover not just houses, but homes filled with character and potential. The supportive community, coupled with the easy access to essential amenities, schools, and healthcare facilities, makes Girard an ideal place to settle down. Embrace the opportunity to become part of this welcoming city and create lasting memories in your new home. Whether you're starting a new chapter or seeking a peaceful retreat, Girard, Kansas, is waiting for you!

Newest Girard Homes with FHA Financing

$479,000

3 Beds ⋅ 2 Baths

Your dream home on 10 acres, just outside of town. This well built home features 9 inch thick walls, ten foot ceilings, a 4 foot tall crawlspace, open floor plan, instant water heater, beautiful Hickory hardwood floors, large bedrooms with walk-in closets, and led lighting. The 30 X 50 detached shop / Mancave features two overhead doors with quiet openers, wood heat, and a bathroom. The entire 10 acres are fenced.

455 S Highway 7 N/A, Girard

Listing courtesy of Chuck Parsons of Cobb Realty Inc.

$135,000

3 Beds ⋅ 1 Baths

Situated on a quiet residential street, this 3 bed ranch home offers the perfect blend of comfort, convenience, and small-town charm. Whether you're a first-time homebuyer, or searching for an investment opportunity, this property presents exceptional potential. The functional floor plan provides comfortable everyday living while offering flexibility to personalize and make the home your own. The kitchen is designed with ample cabinetry and workspace. Refrigerator, range and dishwasher are staying in "as is" condition. Outside, you will find a patio and a backyard that offers plenty of room for gardening, outdoor gatherings, pets, or simply relaxing and enjoying the peaceful surroundings. Additional detached garage offers space for more vehicles, storage or a shop with convenient rear alley access. New roof in 2025 and HVAC has new freon & motor. This home is being sold in it's present condition, with buyer inspections being welcomed. Located just minutes from schools, parks, shopping, and local dining, this home combines neighborhood tranquility with easy access to local amenities. Why not take a look ;-)

708 E Orange Street, Girard

Listing courtesy of Teresa Wallen of Jones Heritage, REALTORS.

$51,900

3 Beds ⋅ 2 Baths

This charming 3-bedroom, 2-bathroom two-story home in Girard, Kansas offers a fantastic opportunity for investors or buyers looking to add value. With a spacious layout and solid structure, this property is full of potential. The home features generous living areas, a functional floor plan, and ample natural light throughout. Its two-story design provides separation between living and sleeping spaces, making it ideal for families or tenants. With the right updates and personal touches, this property could be transformed into a highly desirable residence. Situated in a quiet community, the home benefits from small-town charm while still offering convenient access to local amenities and schools. Whether you're looking to expand your investment portfolio or take on your next project, this property presents a promising opportunity with strong upside potential.

230 E Prairie Avenue, Girard

Listing courtesy of Paiten Griffith of Venture Group Real Estate.

$595,000

3 Beds ⋅ 1.5 Baths

Follow paved roads to this peaceful country homestead & farm near Girard, KS. Over 13 acres with expansive out buildings/shops, piped fencing and room to spread out and enjoy the beauty of nature and abundant wildlife! The 3 bedroom/1.5 bath home boasts an open concept living/dining and kitchen area. A separate spacious family room features beautiful window light and leads to a lower level bedroom that also serves as a safe-room/storm shelter below ground level. Primary bedroom features a huge walk-in closet while bathroom provides a spacious walk-in style shower. The living and dining room areas open to a huge covered deck area that provides a scenic view to enjoy! A ramp wraps around to front of home for ease of entrance & exit to deck area. Steps from the home sits a 120 x 50 ft shop with concrete floors, heat & air, electricity, restroom and multiple overhead doors. For livestock or utility storage, there is also a 40 x 60 building and cattle shed and waterers, plus pipe-fenced pasture! This exclusive location provides privacy and practicality, and allows for profitability, as well! Set your private tour right away!

286 S 160th Street, Girard

Listing courtesy of Teresa Wallen of Jones Heritage, REALTORS.

$720,000

3 Beds ⋅ 2.5 Baths

Welcome to this well-maintained, all-brick home custom-built in 2014, situated on approximately 4.3± acres in a peaceful rural setting along Highway 47. This 3-bedroom, 2-bath home offers a functional layout, quality finishes, and energy-efficient features throughout. The open-concept living area features 12-foot ceilings, creating a spacious feel, and flows into the eat-in kitchen equipped with stainless steel appliances and granite countertops. A hidden walk-in pantry provides additional storage and also serves as a storm shelter. An all-season room with stove heat offers additional living space and flexibility year-round. The home is equipped with an energy-efficient geothermal ground source heating and cooling system for consistent comfort. The primary suite includes tray ceilings, crown molding, and a large 10-by-14 walk-in closet. The en-suite bathroom features dual sinks, heated floors, a soaking tub, and a walk-in shower. Flooring throughout the home consists of a combination of carpet and tile, offering both comfort and durability. Additional features include two water heaters with a circulation pump, a security system, and a newer roof. The property offers excellent parking and workspace options with an oversized 2-car attached garage and a 50’ x 50’ shop. The shop includes four overhead doors, heating, and a half bath, making it ideal for storage, hobbies, or business use. This property combines efficient construction, practical amenities, and usable acreage in a convenient location with paved access.

644 W 47 Highway, Girard

Listing courtesy of John Towner of Cobb Realty Inc.

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