Gladstone Homes with FHA Financing

Welcome to Gladstone, Missouri, a charming city nestled in the heart of Clay County. Known for its friendly atmosphere and vibrant community, Gladstone offers a unique blend of suburban tranquility and urban convenience. With its tree-lined streets, well-maintained parks, and a rich array of local amenities, it’s no wonder that families and individuals alike are drawn to this delightful locale.

Gladstone boasts a variety of housing options, making it an ideal place for first-time homebuyers and those looking to settle down. One of the most appealing aspects of purchasing a home in this area is the availability of FHA financing. This government-backed loan program is designed to make homeownership more accessible, particularly for those with lower credit scores or limited savings. With FHA financing, buyers can secure a mortgage with a lower down payment, often as little as 3.5%, making it easier to step into the housing market.

In Gladstone, you’ll find a diverse selection of homes that qualify for FHA loans, from charming bungalows to modern townhouses. The community is also rich in recreational opportunities, featuring parks, walking trails, and a variety of local events that foster a strong sense of belonging. With excellent schools and a welcoming atmosphere, Gladstone is the perfect place to call home.

Whether you’re looking to invest in your first home or seeking a place to grow your family, Gladstone offers an inviting environment where dreams of homeownership can become a reality. Explore the possibilities today!

Newest Gladstone Homes with FHA Financing

$235,000

3 Beds ⋅ 1.5 Baths

Beautifully remodeled true ranch on nearly half an acre in Gladstone! This charming 3-bedroom, 1.5-bath home has undergone extensive renovations, offering the perfect blend of modern updates and classic character. Step inside to find gorgeous refinished hardwood floors, fresh neutral paint, updated lighting, and a spacious, thoughtfully redesigned kitchen featuring custom cabinetry, granite countertops, stainless steel appliances, and stylish tile backsplash. The primary bedroom features a decent sized walk-in closet with a custom organization system. Both bathrooms have been beautifully updated, including a newly added half bath. A dedicated laundry/mudroom adds everyday convenience. Major improvements completed in 2020: a new HVAC system with updated ductwork, TANKLESS water heater, updated PEX plumbing, upgraded insulation, and new interior and exterior doors. Additional updates include newer windows (2022) and fresh interior paint (2026). Even more peace of mind with approximately $20,000 in crawlspace improvements completed in 2026, including a new vapor barrier, interior drainage system, sump pump, and dehumidifier, along with a prepaid transferable 5-year annual inspection plan. Outside, enjoy the spacious, nearly half-acre lot with a large front deck, backyard fire pit, and plenty of room for outdoor entertaining. Extensively renovated, thoughtfully maintained, and move-in ready! Don't miss this rare opportunity to call this fully updated true ranch your home. Schedule your tour today!

604 NE 74th Terrace, Gladstone

Listing courtesy of Ray Homes KC Team of Compass Realty Group.

$295,000

3 Beds ⋅ 2 Baths

Welcome to this true ranch home offering comfortable main-level living with plenty of extra space to spread out! The main level features three bedrooms, two full bathrooms, and the convenience of main-level laundry. Fully remodeled with original hard wood floors. Downstairs, you’ll find even more flexibility with an oversized non-conforming bedroom that could also make a great home office, along with a separate game room or hangout space perfect for relaxing, hobbies, or entertaining. An additional unfinished basement area provides plenty of room for storage and keeping everything organized. Step outside to enjoy the very large backyard, offering lots of room for outdoor activities, gardening, pets, or simply relaxing in the fresh air. A lawn shed tucked into the corner of the yard provides handy extra storage for lawn equipment and outdoor essentials. With its easy main-level living, versatile lower-level spaces, and spacious backyard, this home offers comfort, functionality, and room to make it your own!

1210 NE Shady Lane Drive, Gladstone

Listing courtesy of Jennifer Hunt of Platinum Realty LLC.

$176,900

2 Beds ⋅ 1 Baths

A classic ranch design defines this single-family residence, offering a straightforward layout with one story of living space. Located in Kansas City, the property presents a practical environment with two bedrooms and one full bathroom across 775 square feet of living area. Inside, the home features ceiling fans to help maintain a comfortable atmosphere. The kitchen comes equipped with a refrigerator and a free-standing range/oven, making the space functional for daily meal preparation. Set on a lot measuring 0.24 acres (10,560 square feet), the outdoor area provides space for various activities and projects. This property offers a serene setting to establish a new routine in a established neighborhood. Schedule a time to visit this residence and explore the possibilities of making this Kansas City house your new home.

2409 NE Pursell Road, Gladstone

Listing courtesy of Lisa Anderson of Platinum Realty LLC.

$160,000

2 Beds ⋅ 2 Baths

Wonderful 2nd level condo with covered parking space right in front of the steps going to the front door! HUGE screened in porch also includes sliding glass doors and overlooks greenspace and trees...perfect for enjoying your morning coffee! Wood laminate flooring in living room, hallway, & bedrooms. Kitchen and baths have tile flooring. All fresh paint throughout! Stained cabinets, NEW REFRIGERATOR & MICROWAVE, solid surface countertops. Stack washer & dryer stay. Newer water heater. Primary bedroom has private bath with double vanity & large walk-in closet. Secondary bedroom has open walk-in closet that could be used as office space and also has access to hall bath. There's an extra storage closet in the porch area. HOA covers Master insurance, building maintenance, roof repair/replacement, lawn care/snow removal, trash, & Water! Great location! Close to shopping & dining and quick highway access! Be sure to check this one out! It's super nice & you'll love the convenience!

6966 N Olive Street, Gladstone

Listing courtesy of Cindy Onelio of RE/MAX Innovations.

$289,900

3 Beds ⋅ 2 Baths

Natural light, a spacious screened porch and a tree-shaded backyard highlight this split-entry home at 1700 NE 67th Pl. With an attached two-car garage, finished lower-level recreation space and numerous updates, this property offers inviting spaces for everyday living and entertaining. The bright living room features hardwood flooring and large front-facing windows. An adjoining dining area connects to the kitchen, where abundant cabinetry, a tile backsplash, stainless steel refrigerator and dishwasher, and a breakfast bar provide practical storage and workspace. Updated flooring in the dining area and bedrooms complement the hardwood living room. Enjoy morning coffee or relaxed evenings on the expansive screened porch, featuring a ceiling fan and views of the fenced backyard and mature trees. The primary bedroom includes a sliding glass door to a private, covered deck, while the additional bedrooms offer flexibility for sleeping space, a home office or hobbies. Downstairs, the finished recreation room features built-in shelving and space for games, media or a second gathering area. The attached two-car garage provides parking, storage and workbench space. Improvements include upstairs window replacements, dining room sliding door replacement and gutter guard installation in 2014; a porch addition in 2018; HVAC and water heater replacements in 2019; primary bedroom sliding door replacement in 2020; electrical upgrades and exterior house painting in 2022; and foundation repairs, garage and front porch coatings, and vinyl flooring installation in 2026. From the hardwood living room to the screened outdoor living space, this home brings together character, versatile living areas and a substantial history of updates.

1700 NE 67th Place, Gladstone

Listing courtesy of James Stewart of ReeceNichols - Lees Summit.

$249,999

3 Beds ⋅ 2 Baths

Charming 3 bedroom, 2 bath ranch in Gladstone with a spacious backyard in North Kansas City School District. The front living room has a leaded diamond-pane bay window, and there’s new flooring throughout. The kitchen features new countertops, white subway tile backsplash, a breakfast bar, matte black pull-down faucet and stainless appliances, including a new gas range. A step-down family room off the kitchen has a door to the backyard. Bedrooms offer built-in overhead storage above the closets. Both bathrooms are updated, one with a new vanity and matte black fixtures. Other features include a dedicated laundry room with hookups, fresh paint, new lighting and matte black hardware throughout. Outside, there’s a new front deck, a paver patio, and a detached 1-car garage. Move-in ready. Property appraised for $260,000; get your instant equity!

6912 N Harrison Street, Gladstone

Listing courtesy of Lucas Barbosa of OakBridge Real Estate, LLC.

$225,000

3 Beds ⋅ 2 Baths

Welcome to this charming 3-bedroom, 2-full-bath home offering comfortable living spaces, a spacious backyard, and plenty of potential to make it your own. The inviting exterior features a covered front entry and mature landscaping. Inside, you’ll find a bright and functional kitchen with an abundance of oak cabinetry, generous counter space, tile backsplash, newer-looking luxury vinyl plank flooring, and included appliances. The kitchen opens to a spacious dining area with plenty of natural light. The home offers three comfortable bedrooms, along with two full bathrooms. The main living area features large windows that bring in lots of natural light, while the bedrooms offer good closet and storage space. Step outside to enjoy the large backyard, complete with mature trees, a storage shed, and a deck—providing plenty of room for outdoor entertaining, gardening, pets, or relaxing. Conveniently located in Kansas City North with easy access to major highways, shopping, dining, parks, and everyday amenities, this home is a great opportunity for a homeowner or investor. ? Property Highlights: * 3 Bedrooms * 2 Full Bathrooms * Spacious kitchen with abundant cabinetry * LVP flooring in kitchen/dining area * Hardwood floors under carpet * Large windows with great natural light * Generous living room * Two full bathrooms * Large backyard * Deck for outdoor entertaining * Storage shed * Mature trees and landscaping * Convenient Kansas City North location A solid home with great space, a large yard, and plenty of opportunity—come see what 1401 NE 67th Terrace has to offer!

1401 NE 67th Terrace, Gladstone

Listing courtesy of Natasha Wiggins of KC3 Services LLC Property Management.

$295,000

3 Beds ⋅ 2 Baths

Picture perfect, true Ranch home in the heart of the Northland is ready for you to call "home"! As you step inside, you're immediately greeted by a spacious living room boasting hardwood floors and abundant natural light. The adjacent kitchen is a chef's delight, featuring modern appliances, ample counter space, and plenty of storage. A brick fireplace in the dining room creates a cozy ambiance. The primary suite is complete with a generously sized bedroom, walk-in closet, and en-suite bathroom for added convenience and luxury. Two additional bedrooms offer plenty of space for family, guests, or a home office, ensuring everyone has their own space and privacy. Just out back, discover your own private paradise with a cozy covered back deck and a great yard for entertaining, grilling or soaking in those peaceful, quiet moments. Conveniently located near major highways, shops and trails, this home offers easy access to everything you need while still providing a peaceful retreat from the hustle of city life. Don't miss your chance to make this charming ranch home your own! Schedule a showing TODAY! All listing data including but not limited to square footage, taxes and hoa info is to be verified by buyer/buyer's agent.

1606 NE 68TH Place, Gladstone

Listing courtesy of Logan Blackburn of Real Broker, LLC.

$390,000

4 Beds ⋅ 3 Baths

This well-maintained brick ranch in Gladstone's Carriage Hill neighborhood keeps its original character with thoughtful owner improvements, including new front and primary bedroom windows, refreshed the front patio and steps, front yard sprinklers and a chemical-free scale prevention system. You will appreciate light hardwood floors, wainscoting in the dining room, granite kitchen countertops and spacious bedrooms. Single-level living includes three bedrooms and two full baths, and the finished walkout basement adds a fourth bedroom, full bath and flex room. Fenced yard and composite deck.

3503 NE 62nd Terrace, Gladstone

Listing courtesy of Brindl Braswell of RE/MAX Revolution.

$274,900

3 Beds ⋅ 2 Baths

Move in ready, beautifully updated true ranch home with a full finished basement! 3 bedroom, 2 bath home Stunning hardwoods! All kitchen appliances stay PLUS washer and dryer AND pool table in basement! Lots of storage in this one as an additional bonus! Brand new roof! Windows were all replaced just 4 years ago Hot water heater is only 8 months old spacious fenced back yard with a large concrete patio Nothing to do here but pack your things and move right in!! Call TODAY to schedule your showing!!

6702 N Charlotte Street, Gladstone

Listing courtesy of Kris Smith of Keller Williams KC North.

$515,000

4 Beds ⋅ 3.5 Baths

Welcome home to this spacious 4-bedroom, 3.5-bath colonial nestled on a peaceful, treed lot in a quiet cul-de-sac. A large front porch offers a welcoming place to relax, while the expanded back deck provides a wonderful setting for enjoying the outdoors or gathering with friends and family. Inside, you’ll find beautiful hardwood floors, a generous kitchen with a large island, and a separate dining room that makes everyday meals and entertaining easy. The spacious primary suite offers a comfortable sitting room and an updated ensuite, creating a relaxing retreat at the end of the day. The finished walk-out basement adds even more flexible living space, featuring a full bathroom and a nonconforming bedroom or office. Step outside to enjoy the backyard and the privacy of the surrounding trees. Conveniently located in a quiet cul-de-sac with easy access to highways, shopping, and everyday amenities, this home offers a comfortable blend of space, privacy, and convenience.

7416 N Wabash Avenue, Gladstone

Listing courtesy of Terry Gall of Platinum Realty LLC.

$210,000

2 Beds ⋅ 1.5 Baths

Welcome home to this well-maintained 2 bedroom, 1.5 bath, two-story townhome tucked away on a quiet cul-de-sac! The main level features beautiful hardwood floors, newer interior paint, and an updated kitchen with stainless steel appliances, all of which stay with the home. Upstairs, you’ll find two comfortable bedrooms, including a spacious primary bedroom with two closets offering plenty of storage, along with an updated full bathroom, making this home truly move-in ready. The full basement is partially finished, providing valuable additional living space with plenty of possibilities. Use it as a nonconforming third bedroom, home office, rec room, workout space, or whatever best fits your needs, while still having room for storage. Step outside to your private deck with convenient access to the detached 2 car garage, a great feature that’s hard to find in a townhome! Additional updates and extras include new siding and insulation within the last two years, updated electrical box, whole house humidifier, whole home water purification system, Google Nest thermostat, and Ring Security System. With maintenance provided, thoughtful updates, flexible living space, great storage, private outdoor space, and a 2-car garage, this townhome offers comfortable, low-maintenance living with so much to offer!

6811 N Askew Circle, Gladstone

Listing courtesy of Courtney Alsup of ReeceNichols - Lees Summit.

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