Holden Homes with USDA Loan Financing

Welcome to Holden, a charming city located in Johnson County, Missouri. Known for its friendly community and small-town atmosphere, Holden offers a peaceful and welcoming environment for residents of all ages.

With its convenient location in the heart of Missouri, Holden provides easy access to major cities like Kansas City while maintaining a relaxed pace of life. The city boasts a variety of amenities, including local shops, restaurants, parks, and community events, ensuring that there is always something to see and do.

If you're considering purchasing a home in Holden, you'll be pleased to know that USDA loan financing is available for eligible properties in the area. This government-backed loan option offers low interest rates and flexible credit requirements, making it an attractive choice for first-time homebuyers and those looking to invest in rural communities like Holden.

Whether you're searching for a cozy bungalow, a spacious family home, or a peaceful retreat in the countryside, Holden has a range of real estate options to suit your needs. Let us help you find the perfect home in this idyllic city where small-town charm meets modern convenience.

Newest Holden Homes with USDA Loan Financing

$424,900

3 Beds ⋅ 2 Baths

Welcome home to this well-maintained 3-bedroom, 2-bath property on 9.43 acres with convenient chip-and-seal road frontage. Built in 2001, this home offers modern living with numerous updates and plenty of room to enjoy the outdoors. The property features a 3-car garage, including a garage located in the basement with a convenient walkout, providing excellent storage, workshop, or recreational space. Enjoy relaxing or entertaining on the covered back porch and the new deck completed in October 2025. Numerous major improvements provide peace of mind, including a metal roof 6 years old, HVAC system installed in June 2020, updated sewer system 2 years ago, a water line to the road 2 years old, and an interior water line 3 years old. The water heater is only 4 months old, while the water softener system is 3 years old. The home also features reverse osmosis for quality drinking water. Inside, the home has been updated throughout, with a stove and microwave that are less than 2 years old. The combination of modern updates, functional garage space, and acreage makes this property a great opportunity for those looking for privacy, room to roam, and a home that is ready to enjoy! Nature lovers will appreciate the abundance of deer and wildlife throughout the property. With 9.43 acres, outdoor space, a covered porch, and easy access from the chip-and-seal road, this property offers a wonderful blend of comfort, convenience, and country living.

1082 NW 150th Road, Holden

Listing courtesy of Sierra Jackson of Homes by Darcy LLC.

$410,000

3 Beds ⋅ 2 Baths

Looking for country living without giving up convenience? This charming 3-bedroom, 2-bath TRUE RANCH offers the space, privacy, and peaceful setting you've been looking for—all while providing easy access to 50 Highway. Situated on 3 acres in a secluded neighborhood, this property also offers a rare opportunity to expand: the seller owns the adjoining 3-acre parcel, which is available for purchase separately with mls #2640385, giving the next owner the potential for a total of 6 acres! Step inside to a bright, open-concept floor plan filled with natural light from large picture windows. Recent updates include new LVP flooring and a beautifully renovated kitchen featuring new granite countertops, stainless steel appliances, abundant cabinet and counter space, updated lighting, and a newly converted gas range. One of the best features of this home is the ease of true main-level living. The oversized primary bedroom provides plenty of room to unwind and includes a versatile bonus nook—perfect for additional closet space, a cozy reading area, a morning coffee spot, home office, or whatever fits your lifestyle. If you've been searching for acreage, privacy, and an updated ranch without feeling completely removed from the city, this is one you'll want to see in person. And don't forget—the adjoining 3 acres are available too! Schedule your private tour today!

529 NW 1421st Road, Holden

Listing courtesy of Ariel Kuchmeister of LPT Realty LLC.

$515,000

3 Beds ⋅ 3 Baths

Welcome to this BETTER THAN NEW custom-built home, completed in 2024 and situated on 5.5 beautiful acres of open and wooded land! Enjoy peaceful country living with convenient access to 58 and 50 Highways for an easy commute to Lee’s Summit or Warrensburg. Inside, the bright open-concept floor plan features 9-foot ceilings, custom window coverings, and an inviting gas fireplace. The eat-in kitchen is designed for both everyday living and entertaining with a large center island with seating for two, granite countertops, stainless steel appliances, soft-close cabinetry, floating shelves, a NEW walk-through pantry, and a coffee or cocktail nook! The main level offers two generously sized bedrooms, including a spacious primary suite with a double vanity, custom tiled niche shelving, a walk-in shower, and a large walk-in closet. The finished basement offers a spacious recreation room, third bedroom with an egress window and walk-in closet, and a third full bathroom. An impressive 21' x 45' unfinished area provides exceptional additional storage space and includes a four-sided concrete storm shelter for added peace of mind. Other notable features include a 96% efficient furnace and tankless water heater. Outside, relax on the back deck overlooking the acreage, wooded views, and frequent wildlife. With newer construction, acreage, a finished basement, modern finishes, and plenty of storage, this beautiful Holden country home offers the perfect combination of modern comfort, privacy, and room to breathe. Don’t miss your opportunity to make this gorgeous country property your own private retreat!

281 SW 131st Highway, Holden

Listing courtesy of Heather Thurston of ReeceNichols - Lees Summit.

$234,900

3 Beds ⋅ 3 Baths

This charming 3-bedroom, 3-bathroom raised ranch home that is located close to the schools and in a great neighborhood is calling your name. This home really does check all the boxes. Nice well-maintained home, big fenced in back yard, spacious rooms, two separate driveways, beautiful landscaping and tons of storage. There is gorgeous tile work in both upstairs bathrooms. Big fireplace in the living room area. The house really does have so much to offer and it is priced to sell. Do not miss out on taking a look. This one will not last long!!!

204 W 16th Street, Holden

Listing courtesy of Amy Anderson of Homes by Darcy LLC.

$435,000

3 Beds ⋅ 2 Baths

CUSTOMIZE YOUR DREAM HOME New Construction on 2.44 Acres on the highway! Welcome to this beautiful newly built 3-bedroom, 2-bathroom home, offering the perfect blend of modern style, comfortable living, and plenty of land. Situated on 2.44 acres along the highway, this property provides excellent visibility and easy access while giving you room to spread out and enjoy the outdoors. Conveniently located just 5 minutes from the town of Holden and less than a 10 minute drive to 50 highway for an easy commute! While still under construction this is the perfect opportunity for you to customize your dream home with help from the builder! Make this home truly your own! Buyers will have the opportunity to work with the builder to select many of the home's finishing touches, including flooring, cabinetry, tile, hardware, colors, and more. Choose the details that fit your personal style and create a home that feels like yours from the very beginning. Inside, you'll find a bright, open-concept layout designed for everyday living and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating a welcoming central gathering area. The home features three comfortable bedrooms, including a private primary suite, along with two well-appointed bathrooms. Outside, the expansive 2.44-acre property offers endless possibilities—whether you envision a large yard, garden, workshop, additional parking, or simply plenty of space to enjoy. The attractive new construction, clean landscaping, and inviting front entry give the home great curb appeal. New construction + 3 bedrooms + 2 bathrooms + 2.44 acres + convenient highway frontage = a property with room to live, grow, and make it your own. Come take a look and see everything this home has to offer! This house is currently projected to be finished by the end of fall!

74 SW 131 Highway, Holden

Listing courtesy of Krista Mclennan of Elite Realty.

$399,950

4 Beds ⋅ 3 Baths

Tired of hearing traffic noise and sirens while having your outdoor barbecue? Want rural living without driving a dusty country road every day? Then this home is for you. Nestled on 3.465 acres, 5 miles Southeast of Holden, this property is on paved County/State Rd O and offers the perfect blend of rural living and convenient location: 16 miles from Warrensburg (home of UCM); 35 miles from Clinton &Truman Lake; 4 miles from the Medford Trailhead on the Rock Island/Katy Trail; and 36 miles from Lees Summit. The outside has been newly painted, new porch posts, new guttering, regraded yard for drainage, new garage floor, new back porch deck, new electric breaker boxes, new sidewalk and new upsized propane line. 125-year-old Burr Oak trees shade the front yard. The beautiful ground features sharing a one acre+ spring-fed pond that originally supplied drinking water to the home. The ranch style house with 2 car garage has 4+ bedrooms, 3 bathrooms, dining room, living room and kitchen/hearth room with wood burning fireplace on the main level. The hearth room opens out to a steel framed deck - perfect for watching the deer and wild turkeys that roam the back yard. The walk-out basement has a finished living area with a wood burning fireplace and cast-iron stove, a full bath plus the fourth bedroom and an extra room with a large walk-in closet. The basement has a walk out and the third car garage with workshop. The property is needing YOU to add your touch to the inside! If you're looking for a peaceful home that is conveniently located, don't miss your chance to make this your private haven.There is the option of purchasing an additional 5 acres to the north of the property for 110K.

561 SW County Road O N/A, Holden

Listing courtesy of Eddie Davis of Orenda Real Estate Services.

$660,000

4 Beds ⋅ 3.5 Baths

Dreaming of owning a country retreat? Your search ends here! This stunning two-story home is perfectly situated on a little under 8 picturesque acres with great country views, offering the ideal combination of luxury, comfort and peaceful country living. From the moment you arrive, you will be captivated by the gorgeous wraparound porch-the perfect place to enjoy your morning coffee, watch amazing sunsets, or simply take in the beautiful scenery. Step inside to discover the spacious, thoughtfully designed floor plan featuring 4 generous bedrooms and 3.5 bathrooms. The heart of the home is the large, beautiful kitchen, complete with an abundance of cabinets, lots of countertop space and plenty of room for cooking and entertaining. With a charming breakfast nook and a formal dining room, you will always have plenty of space for meals. There is a cozy living room with a fireplace and an additional sitting room. Full unfinished basement provides not only tons of storage but also endless opportunities to finish. There is already a finished full bathroom down there. Outside, you will find your own private oasis with an above ground pool with a wraparound deck. A detached two-car shop provides ample space for extra cars, mowers, toys etc. Located in a highly desirable area on a blacktop road is even more of a bonus. This one-of-a-kind property is packed with charm, space, and endless possibilities. Don't miss out.... go check it out today!!

455 SW 1351st Road, Holden

Listing courtesy of Amy Anderson of Homes by Darcy LLC.

$384,900

3 Beds ⋅ 2 Baths

This floor plan in the photo is of a similar home by the same builder that was recently finished and sold. Builder is open to altering this plan or to utilize buyer's own plan. This home will be started soon on spacious 3+ acre lot located at the North side of US Hwy 50 just east of Pittsville. Granite countertops, spacious rooms and very open central area.

Lot 9 N/A, Holden

Listing courtesy of JIM TIVIS of SHOW-ME REALTY.

$384,900

3 Beds ⋅ 2 Baths

This photo is an artist's rendition of what could be yours and this floor plan in the photos is of a similar home by the same builder that was recently finished and sold. Builder is open to altering this plan or to utilize buyer's own plan. This home will be started soon on spacious 3+ acre lot located on the North side of US Hwy 50 just east of Pittsville. Granite countertops, spacious rooms and very open central area.

Lot 5 Street, Holden

Listing courtesy of JIM TIVIS of SHOW-ME REALTY.

$425,000

4 Beds ⋅ 3 Baths

Very well maintained ranch home with walkout basement on 5 acres. Quiet country living with plenty of room your own private garden, Mulberry, Apple and Peach trees already established. Small pasture for animals. Enjoy your coffee watching the sunrise from the deck located on the east side of the house. Patio in front of walkout basement. 2 car detached garage and newer pool. 4 Bedroom home with 3 bath, possible non-conforming 5th bedroom on lower level.

510 SW 801st Road, Holden

Listing courtesy of Mike Watterson of Watterson Realty & Auction.

$899,000

4 Beds ⋅ 3.5 Baths

Discover the perfect blend of recreation, privacy, and country living on this incredible 34-acre secluded property, beautifully tucked away. This versatile acreage features a 40x60 shop with concrete floors, a 50x80x16 barn with stalls, a sorting pen, fenced pastures, lean-to-sheds, and a custom chicken coop already in place for easy homesteading. The property is rich with mature timber, offering excellent wildlife habitat and ideal conditions for deer and recreational hunting. Enjoy established trails winding throughout the land, complete with a scenic creek and pond, all adding to the beauty and functionality of the property. Located just a short distance from the Katy Trail, this property offers even more opportunities for outdoor recreation. The home offers 4 bedrooms and 3.5 bathrooms with approximately 3,300 square feet of living space, featuring an open floor plan, vaulted ceilings, and spectacular views in every direction. The spacious master bedroom includes a walk-in closet and an oversized stone walk-in shower, while an additional main level en suite bedroom features its own walk-in closet and stone walk-in shower. A bonus room upstairs could easily serve as a fifth bedroom or flex space. The basement has been framed in and features polished concrete floors, offering a great opportunity to finish to your needs. This home is also equipped with a geothermal HVAC system to help maintain energy efficiency. Enjoy sweet tea and quiet country nights on the covered front porch, or spend evenings grilling with family or friends on the back deck while taking in the peaceful surroundings. Whether you’re looking for a hobby farm, hunting retreat, or private country escape, this property truly offers it all.

811 SW 1171st Road, Holden

Listing courtesy of Tamara Thieman of Platinum Realty LLC.

$454,900

2 Beds ⋅ 1.5 Baths

Welcome to peaceful country living with this well-maintained 2 bedroom, 1.5 bath earth contact home on 20 acres. This property offers the perfect blend of comfort, and outdoor space with numerous updates throughout. Inside, you’ll find updated flooring completed in 2022, with new flooring added in the bedrooms and bathroom in 2026, along with new trim throughout the entire home. The full bathroom has been completely updated, giving the home a fresh and modern feel. Enjoy relaxing mornings or evenings on the covered front porch watching the sunset. Exterior paint was completed in 2021. Outside, this property is set up for both recreation and livestock with two ponds. One newly completed just 3 months ago and the back pond stocked for fishing enjoyment. Additional improvements include a 20x20 shop and a 30x35 concrete pad completed in 2023, a lean-to, and an approximately 30x80 shop featuring concrete floors and electric. The property also includes a dry lot corral and pipe fencing, making it ideal for horses or livestock. Whether you’re looking for a hobby farm, or a peaceful rural homestead, this property offers endless possibilities!

1679 SW 800 Road, Holden

Listing courtesy of Sierra Jackson of Homes by Darcy LLC.

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