Kearney Homes with FHA Financing

Kearney Homes with FHA Financing

Welcome to Kearney, Missouri – a charming city nestled in the heart of Clay County, just a stone's throw from the vibrant Kansas City metropolitan area. Known for its friendly community atmosphere and picturesque landscapes, Kearney is a wonderful place to call home. With its rich history, scenic parks, and a strong sense of community, Kearney offers residents a perfect blend of small-town charm and modern conveniences.

Kearney is a family-friendly city, boasting a variety of local amenities, including excellent schools, diverse dining options, and an array of shopping experiences. The city's parks and recreational facilities provide ample opportunities for outdoor activities, whether you enjoy hiking, picnicking, or simply soaking in the beauty of nature. The town is also steeped in history, being the birthplace of famed outlaw Jesse James, which adds a unique cultural touch to the community.

For prospective homeowners, Kearney presents an excellent opportunity, especially for those considering FHA financing options. With its affordable housing market, many homes in Kearney qualify for FHA loans, making it easier for first-time buyers and those with limited credit history to secure financing. FHA loans typically require lower down payments and more flexible credit requirements, allowing you to invest in your dream home without the stress of overwhelming financial obligations.

Whether you are looking for a cozy single-family home or a spacious property to accommodate your growing family, Kearney's real estate market has something for everyone. Explore the possibilities and discover why Kearney, Missouri, is the perfect place to plant your roots!

Newest Kearney Homes with FHA Financing

$575,000
3 Beds ⋅ 3 Baths
New construction + maintenance-provided living! The Gentry plan combines modern style, thoughtful design, and plenty of space to spread out. The open main level features beautiful hardwood floors, a welcoming great room with see through fireplace to deck and a spacious kitchen with quartz countertops, an large island, abundant cabinetry, and pantry. Large windows fill the home with natural light and lead to a covered composite deck with fireplace for easy outdoor living. The primary suite offers a relaxing retreat with dual vanities, a tiled walk-in shower, and a generous walk-in closet. The finished lower level adds even more living space with additional bedrooms and baths, plus a large recreation area with walkout access and plenty of greenspace between homes. Stylish finishes, great storage, and a versatile floor plan make the Gentry a home designed for both everyday living and entertaining.

13620 Timothy Circle, Kearney

Listing courtesy of The Small Team of ReeceNichols-KCN.
$525,000
3 Beds ⋅ 3 Baths
Bright, open and beautifully finished! This spacious villa features soaring ceilings, hardwood floors, abundant natural light and a beautiful stone fireplace. The open kitchen offers quartz countertops, a large contrasting island and plenty of cabinetry. Enjoy a spacious primary suite with dual vanities, tiled shower, walk-in closet and convenient access to the laundry room. The finished lower level adds even more living space, plus an additional bedroom and bath. Outside, relax on the covered deck or patio overlooking greenspace. Plenty of space, thoughtful details and a layout designed for everyday living and entertaining! Easy living in this maintenance-provided villa—just $150/month!

13614 Timothy Circle, Kearney

Listing courtesy of The Small Team of ReeceNichols-KCN.
$370,000
4 Beds ⋅ 2.5 Baths
Welcome to this spacious 4-bedroom, 2.5-bath home with plenty of room to spread out! The oversized kitchen offers tons of space along with a pantry and access to the laundry area. With two separate family rooms, there’s plenty of room for entertaining, relaxing, or creating a space that works for your family. Outside, you’ll find a large backyard and deck perfect for enjoying the outdoors. The oversized garage provides extra room for storage, and the home is conveniently located near schools with easy highway access.

1108 E 18th Street, Kearney

Listing courtesy of Emily Riekenberg of RE/MAX Heritage.
$345,000
3 Beds ⋅ 3 Baths
Need a little more room without giving up the backyard? This Kearney home delivers with 3 bedrooms, 3 full baths, a finished lower level and a large bonus room that could easily serve as a 4th bedroom. The main level features a spacious living room with vaulted ceilings and a fireplace, an open kitchen and dining area, convenient main-level laundry and three bedrooms, including the primary suite with a private bath and walk-in closet.Downstairs, the finished lower level gives you options. The oversized finished room could be used as a 4th bedroom, guest space, home office, workout room or second living area, and there is a full bath nearby. The covered deck may end up being your favorite spot. It overlooks the fenced backyard and adjoining greenspace, giving you a great place to relax, entertain or enjoy a little extra breathing room. Add in the attached 2-car garage and a convenient Kearney location near schools, shopping and highway access, and this home offers a lot of flexibility both inside and out.

908 N Birch Street, Kearney

Listing courtesy of Sharp Homes Team of Epique Realty.
$385,000
2 Beds ⋅ 2 Baths
This piece of Liberty and Kearney history begins showing on Sept 10th. This generational land is now availiable. This quaint, well-maintained home sits on 3.3 acres near the amenities of Liberty. The land includes a barn, 14'x30' lofted shed with thermal windows and wired for electricity, a playhouse and a former chicken coup. This homestead brings a main level with 2 nicely-sized bedrooms, full bath, large living room, kitchen and mudroom. The lower level offers 2 additional non-conforming rooms, full bath and laundry. The home features improvements including newer roof, gutters and siding, and 2 decks. The property is fully fenced and perfect for a few horses, cows, or goats. Kearney address, Liberty Schools.

11713 HILLS Lane, Kearney

Listing courtesy of Rothermel Group of Keller Williams KC North.
$380,000
3 Beds ⋅ 2.5 Baths
Pride of ownership shines in every corner of this meticulously maintained home. Situated on a spacious corner lot, this property is the definition of "turn-key." From the 2 year old roof to the newer HVAC and massive 75-gallon water heater, the heavy lifting has already been done for you. Inside, this atrium splits offers plenty of open space and a sun-filled eat-in kitchen featuring a new dishwasher and disposal. Step outside with a stunning new 11x12 deck—complete with a dedicated custom cubby for your grill or griddle—overlooking a large, newly fenced backyard. It is the perfect setup for summer BBQs and quiet mornings alike. With durable steel siding and a prime location, this home is ready for its next chapter. Seller has had a pre-sale whole house inspection completed and is available for review when home is toured.

1104 Regency Drive, Kearney

Listing courtesy of David Williams of Platinum Realty LLC.
$399,999
3 Beds ⋅ 3 Baths
Back on the market, no fault of seller. Privacy, space, and style, this is the one buyers have been waiting for! Nestled on one of Shadowbrook's premier lots, this beautifully maintained reverse 1.5-story ranch backs to open green space with no rear neighbors, offering the rare combination of peaceful views and one of the largest fenced backyards in the neighborhood. Fresh interior paint and recently painted exterior areas give the home a crisp, move-in-ready feel from the moment you arrive. Step inside to a bright, open floor plan featuring soaring vaulted ceilings, rich hardwood floors, designer lighting, and a warm gas fireplace that anchors the spacious great room. The kitchen is both beautiful and functional with granite countertops, white cabinetry, stainless steel appliances, a walk-in pantry, and a large island that's perfect for gathering with family and friends. The main-level primary suite offers a relaxing retreat with a walk-in closet and private bath, while a second bedroom, full bath, and convenient laundry complete the main level. Downstairs, you'll discover an expansive finished lower level with a huge family room, third bedroom, full bath, generous storage, and unfinished space with room to grow, offering endless possibilities and uses. Outside, the expanded patio overlooks the oversized, fully fenced backyard, creating the perfect setting for entertaining, pets, play, or simply enjoying the privacy. The spacious yard offers room for a future pool or outdoor living area, making it as functional as it is beautiful. Additional highlights include a 3-car garage, in-ground sprinkler system, neighborhood swimming pool, and an unbeatable location in the highly sought-after Kearney School District. Move-in ready, meticulously maintained, and offering the privacy, flexibility, and backyard buyers dream about, this is a rare opportunity you won't want to miss.

1309 Regency Drive, Kearney

Listing courtesy of Glen Purnell of EXP Realty LLC.
$610,000
3 Beds ⋅ 3 Baths
Nestled on just over 3 private, tree-lined acres in the heart of Kearney, this 1½-story home offers an extraordinary blend of natural beauty, thoughtful updates, and room to truly live. With over 3,000 square feet of finished living space, plus an unfinished basement ready to grow with you, this property is a rare find. Step inside and be greeted by a warm, interior highlighted by the family room with wood beams and fireplace. The beautifully updated kitchen is a chef's delight, thoughtfully designed with modern finishes while honoring the home's inviting aesthetic. A spacious sunroom with an adjoining deck overlooks the serene, tree-lined backyard, the perfect spot for morning coffee, evening entertaining, or simply soaking in the natural privacy that makes this property truly special. The main floor primary suite with stunning wood floors offers, single-level living. The second floor provides two additional spacious bedrooms with new carpet and paint, and a full bath. Bring you special touches to provide a few little updates and this home will be your amazing retreat. Outside, the Morton-built outbuilding is built to last and perfectly suited for a shop, extra garage, storage, or hobby space. Properties this private, spacious, and move-in ready don't last.

17601 River Drive, Kearney

Listing courtesy of Tricia Ruck of Realty ONE Group Esteem.
$535,000
4 Beds ⋅ 3 Baths
Why wait to build when you can own a home that's only two years old, loaded with upgrades, & for less than the cost of new construction! Meticulously maintained and truly move in ready, this free standing villa delivers effortless maintenance free living without sacrificing space, style, or functionality. Designed for both everyday living and entertaining, the stunning kitchen features 42 inch cabinets, quartz countertops with a matching quartz backsplash, stainless steel appliances, walk in pantry, and an oversized island with additional seating and storage. The open concept layout flows into the dining area and expansive living room, where walls of windows flood the home with natural light before opening to an oversized covered patio—the perfect place to enjoy your morning coffee. Just beyond, self watering raised garden beds offer a rare opportunity to enjoy gardening without the extra work. The thoughtfully designed floor plan provides exceptional space throughout. Every bedroom offers a generous walk in closet, while the primary suite boasts an incredibly oversized walk in closet. The finished lower level expands your living space with a sprawling recreation room, built in bar, a private fourth bedroom ideal for guests, and abundant storage. Even the oversized garage goes above and beyond, featuring epoxy-coated floors, heating and cooling, and plumbing already in place for a utility sink—making it as functional as it is impressive. Life here is about more than just the home. The HOA takes care of lawn maintenance, snow removal, sprinkler system service, and provides access to scenic walking trails and a beautiful infinity-edge community pool, allowing you to spend more time enjoying your home and less time maintaining it. Offering the perfect combination of luxury, convenience, and exceptional value, this better-than-new villa is an opportunity you won't want to miss.

11229 Brome Drive, Kearney

Listing courtesy of A.J. Graham of ReeceNichols - Country Club Plaza.
$629,900
4 Beds ⋅ 3.5 Baths
Welcome home to this beautiful two-story home situated on a 1.17-acre corner lot in a quiet, established neighborhood. A covered front porch adds welcoming curb appeal & provides the perfect spot to enjoy the peaceful surroundings. Offering 4 bedrooms, 3 full baths + 1 half bath, over 2,300 SF of living space & a finished walkout lower level, this home offers comfortable everyday living, entertaining space & room to grow. The main level features an open-concept floor plan with kitchen, dining & living spaces that flow together. The kitchen offers generous cabinetry, a center island & plenty of workspace for everyday meals or entertaining. The living area features a fireplace, creating a warm & inviting gathering space. Just off the kitchen is a covered deck overlooking the trees, perfect for morning coffee, outdoor dining or relaxing at the end of the day. A convenient mud area off the garage provides an everyday drop zone before entering the kitchen. Upstairs you'll find 4 bedrooms, including a spacious primary suite with two walk-in closets. The finished walkout lower level provides additional living & entertaining space complete with a bar & mini refrigerator and direct access to the backyard. There's still plenty of unfinished storage, plus the lower level is stubbed for an additional bathroom with room to add another bedroom, home office, exercise room or other finished space. The 1.17-acre corner lot & tree-lined backdrop provide plenty of outdoor space without feeling crowded by neighboring homes. Located on a quiet cul-de-sac street, this property combines the space & privacy of a larger lot with the benefits of neighborhood living.

13522 Oakridge Drive, Kearney

Listing courtesy of Sheryl Giambalvo of Star Commercial Realty, LLC.
$694,000
4 Beds ⋅ 3.5 Baths
Welcome to The Hawthorn II, a beautifully designed 1.5-story home that is on a water featured pond lot. It's offering 4 bedrooms, 3.5 baths, and a private main-level owner’s suite. A versatile front flex room provides the perfect space for a home office, formal dining room, or cozy den. The spacious great room features a fireplace and oversized windows that fill the home with natural light while flowing seamlessly into the kitchen and dining area. Designed for both everyday living and entertaining, the kitchen showcases hardwood floors, custom cabinetry, quartz countertops, a large center island, and walk-in pantry. A generously sized mudroom and laundry area add convenience and plenty of additional storage. The main-level owner’s suite is a relaxing retreat featuring a spa-inspired bath with dual vanities, an oversized tiled shower, and a spacious walk-in closet. Upstairs you’ll find three additional bedrooms, two full baths, and a large loft/family room—ideal for a second living area, playroom, media room, or study space. Enjoy the peace sitting on your patio or walk the cities 4 mile walking trail that surrounds the commnity. This home is built with engineered I-joist floor systems for added strength and stability, along with fully sheathed OSB exterior walls (double-wall construction) that create a stronger, more rigid structure and provide solid backing for the home’s weather barrier, window flashing, and exterior siding. Every Hearthside home also includes a video-recorded sewer scope, third-party duct cleaning, ring doorbell, electric car charger in the garage and a third-party inspection process to help ensure quality and peace of mind. Hearthside Homes has been building in the Kansas City area since 1987 and is known for quality construction and a streamlined building experience. Hearthside includes an exceptional warranty package: 1 year of workmanship and materials, 2 years of mechanical systems protection, and a 10-year major structural warranty.

2363 Foxtail Drive, Kearney

Listing courtesy of Linda Clemons of RE/MAX Innovations.
$599,900
4 Beds ⋅ 3 Baths
Welcome to this stunning reverse 1.5-story plan built by NTJ Homes, where thoughtful design, quality finishes, and peaceful surroundings come together to create the perfect place to call home. Better than new, this home already includes custom window treatments and an aluminum fence, saving the new owners thousands of dollars while providing immediate comfort, privacy, and style. Perfectly positioned to capture beautiful prairie views and tranquil greenspace, you'll love starting your mornings on the covered deck while enjoying the peaceful backyard. The heart of the home is the beautifully appointed kitchen, designed for both everyday living and effortless entertaining. Featuring an oversized island, upgraded appliances, abundant cabinetry, and a spacious walk-in pantry, this kitchen is as functional as it is beautiful. The open-concept floor plan flows seamlessly into the main living area, creating an inviting space filled with natural light that's perfect for gathering with family and friends. Retreat to the luxurious primary suite, where elegant finishes, a spa-inspired bath, and a peaceful atmosphere provide the perfect escape at the end of the day. The finished walkout lower level expands your living space with a generous family room that's ideal for movie nights, game days, or entertaining guests. Two additional spacious bedrooms and a full bath provide comfort and privacy for family or visitors, while the oversized storage room offers plenty of space for seasonal décor, hobbies, or future organization. Located in the highly sought-after Kearney School District, this community offers outstanding amenities including a community swimming pool, scenic walking trails, and inviting green spaces. Convenient highway access makes commuting quick and effortless while still allowing you to enjoy the charm of Kearney. Modern design, premium upgrades, exceptional community amenities, and a location that truly has it all, this home is ready to welcome you.

2211 Foxtail Drive, Kearney

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.
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