Kearney Homes with FHA Financing

Kearney Homes with FHA Financing

Welcome to Kearney, Missouri – a charming city nestled in the heart of Clay County, just a stone's throw from the vibrant Kansas City metropolitan area. Known for its friendly community atmosphere and picturesque landscapes, Kearney is a wonderful place to call home. With its rich history, scenic parks, and a strong sense of community, Kearney offers residents a perfect blend of small-town charm and modern conveniences.

Kearney is a family-friendly city, boasting a variety of local amenities, including excellent schools, diverse dining options, and an array of shopping experiences. The city's parks and recreational facilities provide ample opportunities for outdoor activities, whether you enjoy hiking, picnicking, or simply soaking in the beauty of nature. The town is also steeped in history, being the birthplace of famed outlaw Jesse James, which adds a unique cultural touch to the community.

For prospective homeowners, Kearney presents an excellent opportunity, especially for those considering FHA financing options. With its affordable housing market, many homes in Kearney qualify for FHA loans, making it easier for first-time buyers and those with limited credit history to secure financing. FHA loans typically require lower down payments and more flexible credit requirements, allowing you to invest in your dream home without the stress of overwhelming financial obligations.

Whether you are looking for a cozy single-family home or a spacious property to accommodate your growing family, Kearney's real estate market has something for everyone. Explore the possibilities and discover why Kearney, Missouri, is the perfect place to plant your roots!

Newest Kearney Homes with FHA Financing

$535,000
4 Beds ⋅ 2.5 Baths
New carpet on stairs to be installed prior to closing.

2122 Crooked Creek Drive, Kearney

Listing courtesy of Sheryl Giambalvo of Star Commercial Realty, LLC.
$230,000
3 Beds ⋅ 2.5 Baths
Don't miss this fantastic duplex in the highly desirable Kearney, MO community! This unit features 3 bedrooms, 2.5 bathrooms, and a spacious, functional floor plan. The garage has been converted into additional living space, providing flexibility for a family room, home office, playroom, or workout area. New flooring throughout gives the home a fresh, updated feel. Enjoy a fully fenced backyard with a storage shed that backs to a peaceful wooded area, offering added privacy and a beautiful view. Conveniently located near schools, parks, shopping, dining, and easy highway access, this property is ideal for investors looking to add to their portfolio or owner-occupants seeking rental income. Don't miss this great opportunity to own a versatile, move-in-ready duplex in one of the Northland's most sought-after communities!

1302 Laurel Street, Kearney

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.
$650,000
6 Beds ⋅ 4.5 Baths
Incredible home with so many amenities! As you enter into this spacious entry you are greeted with vaulted ceilings and so much space! If you aren't needing a formal dining room, it could serve as an office, play room, library or whatever your heart desires. The living room calls you to gather around the fireplace as you enjoy family time together. The kitchen features an abundance of cabinets to store all your chefs tools. The dining area off the kitchen, walks out to the deck allowing you to share a meal inside or out depending on the weather. Master bedroom is located on the main floor with a huge en suite and walk in closet. Main floor laundry makes it a true one level living. Let the children fight over the oversized bedrooms upstairs with 2 more bathrooms and huge closets! The lower level is a work of art in itself. A whole separate living space with 2 more bedrooms, complete kitchen with pantry, open floor plan and a bathroom to die for! The luxurious bathroom has a soaker tub and walk in shower to allow you to experience a day at the spa all while staying home. With it's own full kitchen and walk out patio, it is perfect for an older teen/college student or parents that need extra support but still like their independence. A fenced yard that is open to green space gives you the illusion of lots of land without all the work. Your 3 car garage can accommodate all the toys you would ever want. Come see this unique home today!

2108 Prairie Creek Drive, Kearney

Listing courtesy of Kathie Ousley of Worth Clark Realty.
$315,000
3 Beds ⋅ 2 Baths
Welcome home to the perfect blend of style, space and everyday functionality! This beautifully maintained home offers an open-concept design with soaring vaulted ceilings, a cozy fireplace and a spacious kitchen featuring an island, pantry and stainless steel appliances that all stay! Gorgeous tile flooring with the warm look of hardwood flows through the main living areas, while brand new luxury vinyl plank flooring adds a fresh, modern touch to every bedroom. The updated bathrooms add the perfect touch of style to the home. The finished lower level family room and walkout basement provide flexible living space for relaxing, entertaining or hosting guests. Step outside to enjoy the fenced backyard, complete with mature shade trees, a patio, and storage shed. Attractive new rock landscaping gives this home standout curb appeal! The side-entry garage adds even more charm to the exterior, making this home as impressive outside as it is inside. Don't miss your opportunity to make this move-in ready home yours!

112 E Frank Street, Kearney

Listing courtesy of Explore Home Group of Keller Williams KC North.
$389,900
3 Beds ⋅ 2.5 Baths
SELLER OFFERING $4000 in concessions to use towards closing costs, rate buy down or improvements with accepted offer! Welcome home! This one truly has it all, inside and out. From the moment you walk in, you’ll love the inviting entryway with its beautiful wood banister and rich hardwood floors that flow throughout much of the main level. The spacious living room features a cozy fireplace, ceiling fan, and TV cutout, creating the perfect place to relax or gather with family and friends. The kitchen is sure to impress with stainless steel appliances, abundant cabinetry, modern lighting, extra shelving, and plenty of storage. You’ll also appreciate the convenience of a main-level laundry room and a versatile storage closet that can easily double as a pantry or coat closet. Down the hall, you’ll find three comfortable bedrooms, including a spacious primary suite with vaulted ceilings, a walk-in closet, double vanities, updated lighting and fixtures, and a beautifully designed walk-in shower with built-in shelving and a bench. The lower level offers even more living space with a large family room, half bath, garage access, and walkout to the backyard. The oversized garage includes tons of storage, shelving, cabinets, hooks, and a utility sink. Pet owners will love the built-in indoor dog area with direct access to the fenced backyard. Step outside and you’ll discover what truly makes this home special. The covered, two-tier deck with a ceiling fan overlooks a backyard oasis complete with stone walkways, a cozy fire pit, and peaceful views of a scenic creek. Cross the charming footbridge, relax on the swing, or enjoy the tree lookout-this backyard feels like your own private retreat. This is more than just a house, it’s a place you’ll love coming home to.

915 W 7th Avenue, Kearney

Listing courtesy of Heather Baer of Real Broker, LLC.
$619,900
4 Beds ⋅ 3 Baths
Welcome home to this stunning reverse 1.5-story plan built by NTJ Homes, where thoughtful design, quality finishes, and peaceful surroundings come together to create the perfect place to call home. Better than new, this home already includes custom window treatments and an aluminum fence, saving the new owners thousands of dollars while providing immediate comfort, privacy, and style. Perfectly positioned to capture beautiful prairie views and tranquil greenspace, you'll love starting your mornings on the covered deck while enjoying the peaceful backyard. The heart of the home is the beautifully appointed kitchen, designed for both everyday living and effortless entertaining. Featuring an oversized island, upgraded appliances, abundant cabinetry, and a spacious walk-in pantry, this kitchen is as functional as it is beautiful. The open-concept floor plan flows seamlessly into the main living area, creating an inviting space filled with natural light that's perfect for gathering with family and friends. Retreat to the luxurious primary suite, where elegant finishes, a spa-inspired bath, and a peaceful atmosphere provide the perfect escape at the end of the day. The finished walkout lower level expands your living space with a generous family room that's ideal for movie nights, game days, or entertaining guests. Two additional spacious bedrooms and a full bath provide comfort and privacy for family or visitors, while the oversized storage room offers plenty of space for seasonal décor, hobbies, or future organization. Located in the highly sought-after Kearney School District, this community offers outstanding amenities including a community swimming pool, scenic walking trails, and inviting green spaces. Convenient highway access makes commuting quick and effortless while still allowing you to enjoy the charm of Kearney. Modern design, premium upgrades, exceptional community amenities, and a location that truly has it all, this home is ready to welcome you.

2211 Foxtail Drive, Kearney

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.
$449,900
4 Beds ⋅ 3 Baths
Welcome to this stunning, MOVE-IN READY (aka no waiting for construction to end!) home in the highly sought-after Noah’s Landing subdivision! Built just two years ago, this beautifully maintained “Brooke” floor plan by Robertson Construction offers 4 bedrooms, 3 full bathrooms, and an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, a pantry, real hardwood floors, and a sunny breakfast area that flows seamlessly into the living room with a gas fireplace. A formal dining room provides the perfect space for hosting family and friends, while the conveniently located laundry room sits just off the kitchen. The private primary suite offers a spacious walk-in closet and en-suite bath. The finished lower level expands your living space with a generous rec room, fourth bedroom, and third full bathroom—ideal for guests or home office! Step outside to enjoy the partially fenced backyard and spacious covered back deck balcony with newly added stairs for easy access to the yard below! Located in the award-winning Kearney School District and just minutes from shopping, dining, parks, and outdoor recreation, this beautiful home offers modern comfort in an unbeatable location. Don’t miss your opportunity to make this beautiful home yours! Schedule your private showing today!

610 E 11th Street, Kearney

Listing courtesy of Kelsey Drochelman of White Magnolia Real Estate.
$609,900
4 Beds ⋅ 3.5 Baths
Another stunning 2 Story plan, the Mel built by IHB Homes LLC. This 4 bedroom 3.1 baths are nestled on the comfort of the second floor, the main has a lovely grand entry that invites you tothe open floor plan. The great room offers a fireplace with built in cabinets and shelves. The eating nook is spacious along with the island. Ample cabinet space along with a walk in pantry. entertain in the dining area or use it as an office. The half bath is off the garage area along with a built in desk and drop zone. Photo's will be loaded as construction progresses. Walk to the community pool or join the 4 mile city walking trail.

2334 Foxtail Drive, Kearney

Listing courtesy of Linda Clemons of RE/MAX Innovations.
$1,050,000
3 Beds ⋅ 3.5 Baths
Welcome to your private retreat at 16413 Nation Rd! Nestled on a sprawling 19.77-acre lot, this custom-built home offers the perfect blend of peaceful country living and thoughtful design. Located within the highly sought-after Kearney School District, this property provides ample space for outdoor activities, hobbies, or simply enjoying the serenity of nature. Estate is tucked away from streets and sits on top of the hill for privacy. House is equipped with Geothermal that makes house extremely efficient and utilities affordable. Inside, the home was meticulously designed with true accessibility in mind. It features extra-wide hallways and a fully handicap-accessible layout throughout the entire house, ensuring comfortable, barrier-free living for everyone. Whether you are looking for a forever home that accommodates all mobility needs or you simply crave a spacious, effortlessly flowing floor plan, this property delivers. Don't miss the chance to own a uniquely designed, turnkey home with incredible acreage just minutes from town. Schedule your private showing today!

16413 Nation Road, Kearney

Listing courtesy of Mike Gunselman of Keller Williams KC North.
$499,900
4 Beds ⋅ 3 Baths
QUICK CLOSE! COMPLETED AND MOVE IN READY! The gorgeous "FAITH" by Robertson Construction! This spacious Reverse-1.5 Story offers 4 bedrooms, 3 baths with a Finished Walkout Basement backing to Greenspace. An Open Main Level features Real Hardwood Floors, a Private Master Suite and Master Bath with a separate tub and shower, Laundry Room with sink, Bedroom 2 which could make a great home office or guest room, Custom Built Cabinets, Upgraded Quartz Countertop and Backsplash, Stainless Appliances, Soft Close Cabinet Doors and a Large Walk-in Pantry that you will absolutely love! Covered Deck. Patio at Walkout Basement. The Finished Lower Level Walkout has 2 more Bedrooms, Full Bath, Rec Room, Huge storage room AND Bonus Storage area. Stone accents on the Exterior. Located in the highly-rated Kearney School District. NEW PHOTOS COMING SOON****Some Photos are of the actual home, some are of a previously built home along with the matterport video****

623 E 13th Street, Kearney

Listing courtesy of Christine Lies of ReeceNichols-KCN.
$725,000
4 Beds ⋅ 3 Baths
Situated on 8.85 acres in Kearney, this 4 Bedroom, 3 Bathroom home offers the space, flexibility, & outbuilding buyers are searching for. Great Room welcomes you with vaulted ceiling, skylights, masonry fireplace with Heatilator, Luxury Vinyl Plank Flooring, & abundant natural light. Multiple living areas, generous room sizes, & thoughtful updates create a home equally suited for everyday living, entertaining, hobbies, or recreation. Eat-In Kitchen overlooks the Great Room & features stainless steel appliances, double oven, pantry storage, Luxury Vinyl Plank Flooring, & walkout access to the Deck overlooking the property. Primary Suite includes trayed ceiling, updated Bathroom with skylight, jetted tub, tiled shower, dual sinks, & Walk-In Closet. Two additional Upper Level Bedrooms are complemented by an updated Hall Bathroom featuring vessel sink, tiled shower, hexagon tile flooring, & built-in storage. Unique Bonus Area offers a built-in bed, desk, shelving, & drawers creating flexible space for office, study, recreation, or overnight guests. Finished Walkout Lower Level expands the living space with Family Room, 4th Bedroom, Full Bathroom, Mudroom, Laundry Room, & abundant storage. French doors provide access to the Patio while additional unfinished space houses mechanical systems, central vacuum, water softener, & storage shelving. Attached Garage includes additional workshop or bonus garage space. Outside, the acreage setting features a pond, fenced sections, wooded areas, open ground, garden space, Covered Front Porch, Deck, Patio, & gravel driveway. The 57' x 52' Outbuilding offers 20' ceilings, electricity, front & rear access, concrete & dirt flooring, providing exceptional space for equipment, livestock, hobbies, storage, or business use. Located in the Kearney School District, this property combines acreage, functionality, & versatility in one unique offering.

19207 NE 128th Street, Kearney

Listing courtesy of Brenda Shores of Real Broker, LLC.
$709,999
4 Beds ⋅ 3 Baths
Check out this stunning "Estelle" 2-story plan designed by Herman Design+Build, located on a half acre lot in the highly sought-after Kearney School District! Designed with both everyday living and entertaining in mind, the main level is an entertainer’s dream featuring an open-concept kitchen, dining, and living space. The kitchen showcases custom cabinetry, granite countertops, a large center island, and plenty of workspace for gathering with family and friends. A dedicated office on the main level provides the perfect space for working from home or managing daily tasks. Upstairs, all four bedrooms are thoughtfully located together, providing privacy and convenience. The spacious primary suite offers a large walk-in closet and a spa-like bath complete with double vanities, a separate shower, and a relaxing soaking tub. Built as a high-performance home, this thoughtfully designed residence features premium construction upgrades including 2x6 exterior walls, BIBS insulation, Andersen 100 Series windows, engineered web floor trusses, dual HVAC systems, and two water heaters for enhanced comfort, efficiency, and long-term durability. An oversized 3-car garage provides plenty of room for vehicles, storage, and hobbies. The unfinished basement offers the perfect blank canvas to finish and customize to fit your needs—whether you envision additional living space, a home gym, theater room, or extra bedrooms. *Photos are of a previously completed home and are provided for illustrative purposes only. Actual finishes, features, colors, materials, and selections may vary. The home currently under construction may not include all features, upgrades, or design elements shown in the photos. Buyers and buyer's agent to verify all specifications, finishes, and included features with the builder.

1006 Meadowbrook Drive, Kearney

Listing courtesy of Nelson Home Group of Keller Williams KC North.
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