Kearney Homes with FHA Financing

Kearney Homes with FHA Financing

Welcome to Kearney, Missouri – a charming city nestled in the heart of Clay County, just a stone's throw from the vibrant Kansas City metropolitan area. Known for its friendly community atmosphere and picturesque landscapes, Kearney is a wonderful place to call home. With its rich history, scenic parks, and a strong sense of community, Kearney offers residents a perfect blend of small-town charm and modern conveniences.

Kearney is a family-friendly city, boasting a variety of local amenities, including excellent schools, diverse dining options, and an array of shopping experiences. The city's parks and recreational facilities provide ample opportunities for outdoor activities, whether you enjoy hiking, picnicking, or simply soaking in the beauty of nature. The town is also steeped in history, being the birthplace of famed outlaw Jesse James, which adds a unique cultural touch to the community.

For prospective homeowners, Kearney presents an excellent opportunity, especially for those considering FHA financing options. With its affordable housing market, many homes in Kearney qualify for FHA loans, making it easier for first-time buyers and those with limited credit history to secure financing. FHA loans typically require lower down payments and more flexible credit requirements, allowing you to invest in your dream home without the stress of overwhelming financial obligations.

Whether you are looking for a cozy single-family home or a spacious property to accommodate your growing family, Kearney's real estate market has something for everyone. Explore the possibilities and discover why Kearney, Missouri, is the perfect place to plant your roots!

Newest Kearney Homes with FHA Financing

$769,000
5 Beds ⋅ 3.5 Baths
Welcome to 129th Street Estate in Kearney Missouri! Situated on a picturesque 3.12 acres flat treed lot/ this exceptional estate offers approximately 3,642 finished square feet, 5 bedrooms, 3.5 baths, and a floor plan designed for both everyday living and entertaining. The meticulously maintained interior showcases hardwood floors, soaring ceilings, and abundant natural light throughout. Recent improvements include a newer roof, siding gutters, and front of the house windows. The spacious eat-in kitchen is an entertainer’s delight with a huge central island. Off the kitchen a formal dining room allows additional functionality. The main level has a great office for remote workers or converts to another bedroom. A beautiful living room with fireplace, built-ins and vaulted ceiling along with an adjacent large sunroom and primary suite make up the main level. Access the finished basement from 2 locations, the kitchen or the garage (a nice feature)! The walkout lower level features a spacious family room, additional bedroom, full bath, and abundant storage. Outside, you’ll love the wide-open lot perfect for building your backyard dream -pool, pickleball, football field, there’s room for everything! The front porch offers a great view, a consistent breeze, beautiful surrounding landscape and many things from nature to enjoy. Additional features include an oversized 3-car-attached garage, and an additional 2-car garage/shop. This is a rare find and ready for you to make your own, come see it today!

19616 NE 129th Street, Kearney

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.
$345,000
3 Beds ⋅ 3 Baths
Space inside AND out in this 3-bedroom, 3-bath Kearney home! The bright main living area features a cozy fireplace and flows into an eat-in kitchen with abundant cabinetry, pantry storage and stainless-steel appliances. The primary suite offers two closets and a private bath with dual vanities, plus two additional bedrooms and a full bath on the main level. The finished walkout lower level gives you even more room to spread out with a spacious rec room and third full bath—ideal for entertaining, working from home, a gym or movie nights. Outside, enjoy both deck and patio space overlooking a large fenced backyard with mature trees. Add in main-level laundry, an attached 2-car garage and a great Brooke Haven location, and this one checks a whole lot of boxes.

1505 Clear Creek Drive, Kearney

Listing courtesy of Breeze Team of EXP Realty LLC.
$495,000
5 Beds ⋅ 3.5 Baths
Simply beautiful and wonderfully inviting 2 Story home in Oakwood Estates of Kearney is ready to welcome you home. Nestled on a spacious cul-de-sac lot, it offers the perfect blend of comfort, style, and room for everyone to spread out. From the moment you step inside, the soaring ceilings and open, light-filled main level create an impressive yet warm and welcoming feel. Beautiful hardwood floors flow throughout the main living areas, connecting the living room, hearth room, formal dining, and well-appointed chef’s kitchen. The gorgeous granite island provides plenty of gathering space and extra storage, complemented by a walk-in pantry and thoughtful details throughout, including a beautiful glass-block backsplash and wide trim package. Two stunning stacked stone fireplaces add warmth and character, while a convenient drop zone keeps everyday life organized. Upstairs, the spacious primary suite offers a generous closet and a relaxing bath with a jacuzzi tub and beautifully tiled shower. Laundry is conveniently located on the bedroom level. The finished basement expands your living space with plenty of room for movie nights, game days, recreation, or simply gathering with family and friends. A fifth bedroom and third full bath add even more flexibility. Beautifully designed, thoughtfully finished, and filled with spaces to gather, relax, and make memories, this is a home that truly has room for life.

400 Yolanda Circle, Kearney

Listing courtesy of Tonja Hulet of BHG Kansas City Homes.
$649,000
3 Beds ⋅ 2.5 Baths
Enjoy space, privacy and character with this ranch home situated on nearly 8 acres in Kearney! From the moment you arrive, the distinctive exterior welcomes you with double front doors, soaring windows and a charming entry surrounded by mature landscaping. Step inside to a bright, open living area featuring beautiful hardwood floors, vaulted ceilings and an eye-catching fireplace surrounded by windows that bring in abundant natural light. The unique entry adds even more architectural interest with dramatic ceilings and decorative stained glass. The spacious kitchen offers an abundance of cabinetry, generous counter space, a center island with seating and an adjoining dining area. Sliding doors lead directly to the deck, creating an easy transition to outdoor living and the peaceful, tree-filled surroundings. Hardwood flooring continues throughout much of the main level, while the primary suite includes a private bath with dual sinks and a jetted tub. Downstairs, the full basement provides an expansive finished living area with plenty of flexibility for recreation, entertaining, hobbies or additional gathering space. Outside is where this property really stands apart. Nearly 8 acres provide plenty of room to spread out and enjoy a more private setting, while the deck overlooks mature trees and greenery. A detached outbuilding offers even more possibilities for a workshop, hobbies, equipment or additional storage. An attached garage adds everyday convenience. With its acreage, spacious layout, full basement, hardwood floors, vaulted living spaces, outdoor living and versatile outbuilding, this property offers a unique opportunity to enjoy country-style space while still being within easy reach of Kearney. Looking for even more room? There is also the possibility to purchase the adjoining 6.71-acre parcel, offering an opportunity to expand the property and enjoy even more space and privacy.

24825 Countryview Drive, Kearney

Listing courtesy of Dave Campbell of Keller Williams KC North.
$299,000
Discover the possibilities with this beautiful 6.71-acre parcel in Kearney. Located in Country View Estates, this vacant residential property offers a spacious setting with plenty of room to bring your vision to life. The irregular-shaped lot provides a generous amount of space surrounded by a peaceful country atmosphere, offering an opportunity to create a private retreat, build your dream home or simply enjoy additional acreage. With approximately 6.71 acres, there is plenty of room to spread out and make the property your own. Enjoy the quiet surroundings and open space while still being within convenient reach of Kearney and nearby amenities. Whether you're looking for land to build on or acreage to complement the neighboring property, this parcel offers flexibility and potential in a scenic setting. Also available with the neighboring home and additional acreage, providing an opportunity to purchase both properties together for even more space and privacy.

24811 Countryview Drive, Kearney

Listing courtesy of Dave Campbell of Keller Williams KC North.
$360,000
3 Beds ⋅ 2.5 Baths
Updated, spacious and ready to go in Kearney! This 3-bedroom, 2.5-bath split-entry offers a vaulted living room with gas fireplace, an updated kitchen with white cabinetry, light countertops and stainless appliances, and convenient main-level laundry. The primary suite includes generous closet space and a private bath, while two additional bedrooms and a full bath complete the main level. Head downstairs to a finished family room and half bath offering plenty of flexibility for movie nights, a home office, gym or play space. Outside, a deck and patio overlook the mature-tree-lined backyard, and the attached 2-car garage provides additional storage and convenience. Located in the Kearney School District with easy access to schools, trails and major routes.

1100 Susan Street, Kearney

Listing courtesy of Breeze Team of EXP Realty LLC.
$325,000
3 Beds ⋅ 2 Baths
ONE-LEVEL LIVING IN KEARNEY! Located in the desirable Marimack Farms community and sought-after Kearney School District, this home offers a flexible 3-bedroom floor plan with one bedroom currently designed as an open den that could easily be converted back to a traditional third bedroom. The spacious primary suite features two closets, including a walk-in. Downstairs, the full unfinished walkout basement offers endless possibilities for additional living space, a rec room, home office, or storage. Step outside and enjoy a backyard that backs to mature trees, creating a peaceful and private setting. Tucked away on a quiet cul-de-sac yet conveniently close to shopping, dining, and everyday amenities, this home offers comfort, flexibility, and plenty of potential!

705 Pine Crest Avenue, Kearney

Listing courtesy of Kristi Soligo Fleshman of RE/MAX Revolution.
$480,000
3 Beds ⋅ 3.5 Baths
Tucked away on a quiet cul-de-sac and backing to a picturesque lake in the Twin Lakes subdivision, this 3-bedroom, 2 full and 2 half bath, two-story home offers incredible water views, mature trees, established gardens, and a registered Monarch Waystation—all just 30 minutes from downtown Kansas City. This home has been thoughtfully updated over the past five years with new hardwood floors on the main floor, refinished hardwood kitchen floors, new bedroom carpet, fresh interior paint throughout, and updates to the primary bathroom and main-level half bath along with new quartz countertops and tiled backsplash in the kitchen. In the kitchen you will also find a newer gas range, new microwave, along with a reverse osmosis system for drinking water. The main-level fireplace has a new insert and chimney liner, adding warmth and character to the living space. A walkout basement provides additional living space, a 1/2 bath, a bonus room, and storage space. Complete roof replacement in 2023. The home has triple pane thermal windows. A stake survey has been completed and is available for review. Step outside to enjoy the deck overlooking the lake, a charming rose garden, two additional fenced garden spaces, and a tranquil setting that feels miles away from the hustle and bustle. With peaceful lake views, abundant outdoor beauty, and convenient access to everything the Kansas City area has to offer, this property provides a rare opportunity to enjoy the best of both worlds.

13801 Marie Place, Kearney

Listing courtesy of Tammy De La Rosa of Realty ONE Group Esteem.
$530,000
5 Beds ⋅ 3 Baths
Beautifully appointed and only a few years old, this exceptional reverse 1.5-story home is located in the highly desirable Meadows at Greenfield, an attractive Kearney neighborhood known for its quality homes and setting. Offering approximately 2,700 square feet of finished living space, this 5-bedroom, 3-bath home combines modern design, quality finishes, and an incredibly functional floor plan. The main level welcomes you with an inviting open-concept design featuring a spacious great room with fireplace, soaring ceilings, abundant natural light, and a large functional kitchen with custom cabinetry, pantry, and generous workspace. The dining area provides a seamless connection between the kitchen and living spaces, creating an ideal setting for both everyday living and entertaining. The main-floor primary suite offers a private retreat with a generous bedroom and well-designed bath, while additional main-level bedrooms provide flexibility for family, guests, or office space. The finished walk-out lower level expands the living space with a large family room and additional bedrooms, offering plenty of room for entertaining, guests, recreation, or a second living area. The reverse 1.5-story design provides excellent separation between living spaces while maintaining an open, connected feel throughout the home. Enjoy outdoor living from the covered deck and patio overlooking the private cul-de-sac setting. The oversized 3-car garage provides excellent parking and storage, while the newer construction means you can enjoy modern systems, finishes, and design without the wait or uncertainty of building new. Located in the Kearney School District and close to local amenities, this meticulously designed home offers the combination of newer construction, upscale neighborhood appeal, spacious living, and thoughtful finishes that today's buyers are looking for. A truly special opportunity in The Meadows at Greenfield!

2209 Greenfield Court, Kearney

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.
$225,000
3 Beds ⋅ 2.5 Baths
Opportunity awaits with this spacious split-level home offering 1,244 square feet above grade plus additional finished living area in the lower level, bringing the total finished space to over 1,800 square feet. Situated on a desirable corner lot, the property features a functional layout, 2-car tuck-under garage, and a large covered rear deck overlooking the surrounding yard. The home has strong bones and plenty of potential, but is in need of updating, making it an excellent opportunity for an investor, fix-and-flip project, or buyer looking to build equity while creating a home tailored to their own vision. With generous living space, a convenient garage, and substantial outdoor entertaining area, there is a lot to work with here. Bring your ideas and transform this property into something special. Property is being sold as-is.

207 E 10th Street, Kearney

Listing courtesy of Harrison Hughes of Homebound Realty LLC.
$675,000
4 Beds ⋅ 2.5 Baths
This 4-bed home in Liberty North schools offers 3,523 sq ft of living space on 6.02 acres, a fully renovated interior with upgraded finishes, exceptional garage versatility, convenient highway access, and easy access to shops, restaurants, and everyday amenities. Priced at $675,000, it also offers potential for a future lot split, subject to approvals and buyer verification. • 4-bed Ranch home in Kearney on 6.02 acres • 4 bedrooms, 2 full baths, 1 half bath • 3,523 sq ft of living space • Fully renovated with upgraded finishes • Attached garage with tandem bay, accommodating up to 3 vehicles • Tandem utility garage in the basement • Detached 3-car garage • Flexible space for vehicles, hobbies, equipment, or workshop use • Convenient highway access • Close to shops, restaurants, and everyday amenities • Potential lot split for an additional residence, subject to zoning, approvals, utilities, and buyer verification The garage configuration is a standout feature. The attached garage provides everyday convenience plus tandem depth on one side, while the basement utility garage and detached 3-car garage create additional options for a car collection, projects, equipment, storage, or workshop space. The 6.02-acre setting provides room to spread out while still offering convenient access to major roadways, shopping, dining, and services. The acreage may also offer potential for an additional residence through a future lot split, subject to all applicable zoning, approvals, utility requirements, and independent buyer verification. Fully renovated with upgraded finishes, 12223 Hills Rd combines acreage, flexibility, garage space, and accessibility in Kearney.

12223 Hills Road, Kearney

Listing courtesy of HHKC TEAM of EXP Realty LLC.
$799,999
3 Beds ⋅ 3.5 Baths
Discover unmatched privacy and natural beauty on just under 10 secluded acres. A long, picturesque driveway leads you to this meticulously maintained three-bedroom, three-and-a-half-bath home, thoughtfully positioned near the back of the property for exceptional peace and privacy. Offering nearly 3,000 square feet of finished living space, the home welcomes you with soaring 12-foot ceilings, beautifully refinished hardwood floors, and dramatic floor-to-ceiling windows spanning the back of the home and filling the interior with natural light. Two fireplaces add warmth and character, including one inside the spacious primary suite. Each generously sized bedroom feels like a private retreat, complete with its own full bathroom. The home was completely remodeled down to the framing in 2009, including updated electrical wiring, with the renovation completed in 2010. Recent improvements include fresh interior and exterior paint, beautifully refinished hardwood floors, brand-new stainless steel appliances, automatic locking systems on both garage doors, and fresh mulch throughout the landscaped areas. The property features two septic systems, including a dedicated system serving one of the outbuildings, along with a well near the front of the property used for watering flowers and landscaping. Outside, the acreage is filled with an extraordinary variety of mature trees and plantings, including walnut, hickory, Osage orange, locust, crabapple, oak, peach, weeping oak, plum, and Bradford pear trees. Rose and wisteria bushes add seasonal beauty, while wild gooseberry, raspberry, and blackberry bushes enhance the property’s natural charm. Private, peaceful, and truly one of a kind, this remarkable property offers the space and seclusion of country living paired with a beautifully updated and exceptionally cared-for home.

16723 Endsley Road, Kearney

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
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