Lawrence Homes with USDA Loan Financing

Welcome to Lawrence, Kansas—an enchanting city that beautifully blends rich history with vibrant modern living. Nestled in Douglas County, Lawrence is renowned for its picturesque landscapes, eclectic culture, and a strong sense of community. Home to the prestigious University of Kansas, this city thrives with youthful energy, art, and innovation, making it a perfect place for families, students, and professionals alike.

Lawrence boasts a charming downtown area filled with unique shops, local cafes, and a lively arts scene, all set against the backdrop of stunning historic architecture. Whether you’re exploring the scenic trails of the nearby Clinton Lake or enjoying a concert at the Lawrence Arts Center, there’s always something to experience in this dynamic city.

For those considering making Lawrence their home, the availability of USDA loan financing opens doors to affordable housing options. These loans are designed to support low to moderate-income families in rural and suburban areas, making it easier to purchase a home in this welcoming community. With no down payment required and competitive interest rates, USDA loans are a fantastic option for first-time homebuyers or those looking to settle down in a friendly neighborhood.

Discover the charm of Lawrence, where a diverse range of homes awaits you—each with its own unique character and warmth. From cozy bungalows to spacious family homes, there’s something for everyone. Experience the perfect blend of comfort and community in Lawrence, KS, and take the first step towards your dream home today!

Newest Lawrence Homes with USDA Loan Financing

$369,900

5 Beds ⋅ 2.5 Baths

Located in a quiet and desirable neighborhood, 805 N Field Stone offers an excellent combination of space, comfort, and functionality with over 2,000 square feet of living area. With five bedrooms, multiple living spaces, a finished basement, fenced backyard, deck, and attached two-car garage, this is an opportunity you won’t want to miss!

805 N Fieldstone Drive, Lawrence

Listing courtesy of SBD Team of SBD Housing Solutions LLC.

$329,000

3 Beds ⋅ 2 Baths

Tucked away at the top of a quiet cul-de-sac in Lawrence's highly sought-after Deerfield neighborhood, this thoughtfully updated home offers a rare combination of privacy, convenience, and architectural character. Surrounded by mature trees on a generous 0.30-acre lot, the property feels like a peaceful retreat while remaining just minutes from Lawrence Country Club, Genesis Health Clubs, Dillons, quick highway access, Deerfield Park, Deerfield Elementary, and less than 10 minutes from the University of Kansas. Five oversized sliding doors blur the line between indoors and out, filling the home with natural light while showcasing the treed surroundings. An elevated deck overlooks the private backyard, creating the perfect setting for relaxing or entertaining. Inside, the home has been thoughtfully updated with fresh paint, new flooring, updated lighting, hardware, and modern fixtures. The main level features luxury vinyl plank flooring, while the walk-out lower level offers new carpeting. The kitchen showcases granite countertops, a new sink, faucet, and updated finishes. Both bathrooms feature granite countertops, new sinks, faucets, and dual-flush toilets. The primary suite includes a walk-in closet, Jack-and-Jill bathroom, and private sliding door to the deck. The lower level offers a spacious family room, a full bathroom with a walk-in shower, and a large unfinished storage area with built-in shelving. Significant investments have also been made in the home's long-term integrity, including foundation work by Thrasher Foundation Repair using nine push piers, backed by a transferable 25-year warranty and Care Club plan. The driveway, sidewalk, and attached two-car garage floor have all been replaced with new concrete. If you've been searching for a beautifully updated home in one of Lawrence's most desirable neighborhoods—offering modern finishes, exceptional privacy, and a unique tree-lined setting—3229 Bighorn Court deserves a place at the top of your list.

3229 Big Horn Court, Lawrence

Listing courtesy of Rick Davis of Brickhaven.RealEstate, LLC.

$599,950

3 Beds ⋅ 3 Baths

Escape to your own private retreat! Nestled on 13.5 mostly wooded acres, this beautifully maintained ranch home offers the perfect blend of comfort, privacy, and outdoor adventure. Wildlife enthusiasts will love watching deer, turkeys, birds, and other native wildlife right from the deck or while exploring the property. A creek winds through the acreage, and for the outdoor sportsman, the owner has already built a platform for a hunting blind along with a dedicated shooting area complete with a backstop. Inside, you’ll find 3 bedrooms and 3 full bathrooms, with the primary suite and second bedroom conveniently located on the main level. The open-concept kitchen flows seamlessly to the back deck, creating the perfect space to relax and take in the peaceful surroundings. The daylight walkout basement features the third bedroom, third full bath, and a spacious family room with a cozy wood-burning stove to help offset heating costs. This property is loaded with valuable extras, including paid-off solar panels, lagoon, both well and rural water, a 40’ x 27’ barn/garage with electricity that’s ideal for equipment, vehicles, or recreational toys, and a large garden complete with its own water spigot. Located with a Lawrence address in the Tonganoxie School District, this one-of-a-kind property offers the serenity of country living with the easy access to the highway, Lawrence, Topeka and KC. Don’t miss your chance to own this incredible slice of Kansas countryside!

24451 Chieftain Road, Lawrence

Listing courtesy of Sarah Laundy of The Moreno Group.

$285,000

3 Beds ⋅ 2 Baths

Luxury Living in Lawrence at a fantastic price! This spacious 2-Story home was beautifully and carefully renovated in 2023. All the big-ticket items have been taken care of. New Roof (2023), New Windows (2023), 2 Fully Updated Bathrooms with luxurious showers, New Interior Paint (2023), New Doors (2023), New Flooring (2023), Granite Kitchen Countertops (2023), New Lighting, Appliances, and more! The main level features a large living room complete with beautiful wood flooring and a custom window bench, perfect for your morning coffee and your furry friend’s new favorite watching spot. The updated galley kitchen boasts granite countertops, stainless steel appliances, and plenty of storage space. The adjacent breakfast nook and custom bar top combine convenience with style. Outside, enjoy a lovely wood deck and pergola overlooking a large, flat backyard complete with firepit. A great spot for summer nights and lively conversations. Upstairs, 3 spacious bedrooms await, including a large primary suite complete with walk-in closet, and a 2nd full bathroom that has been renovated with flair. HVAC is newer, and the washer, dryer, and 2 refrigerators stay with the property. It doesn’t get any more move-in-ready than this! Book your private showing today!

213 Deerfield Lane, Lawrence

Listing courtesy of Bradley Zollars of ReeceNichols- Leawood Town Center.

$399,000

4 Beds ⋅ 3 Baths

Stunning Remodeled Home in Prime Location Near Mass Street and KU Campus Discover your dream home at 927 W 20th Street, perfectly situated just moments away from the vibrant Mass Street, the prestigious University of Kansas campus, and the iconic Allen Fieldhouse. This beautifully remodeled residence has been completely gutted and updated, offering modern living in a desirable location. Step inside to find newer floors that flow seamlessly throughout the open layout, showcasing a stylish and functional design. The home boasts a brand-new roof, updated electrical systems, and a state-of-the-art HVAC unit, ensuring comfort and peace of mind for years to come. The gourmet kitchen features high-end Subzero appliances, perfect for culinary enthusiasts. With a full living space in the basement equipped with another complete kitchen, this home offers versatility for guests, entertainment, or extra living space. Almost everything you can think of has been meticulously done in this home, making it truly move-in ready. Don't miss this rare opportunity to own a fully updated home in one of Lawrence’s most sought-after neighborhoods. Schedule your private showing today!

927 W 20th Terrace, Lawrence

Listing courtesy of Tarnu Mulbah of Compass Realty Group.

$239,950

3 Beds ⋅ 2 Baths

COMPLETELY UPDATED 3+ BEDROOM RANCH WITH EVERYTHING NEW AND READY FOR YOU TO MOVE IN! This stunning home has been renovated from the basement to the roof, offering the peace of mind and style today's buyers are looking for. Updates include new luxury vinyl flooring throughout the main living areas, all new carpet, new windows and doors, a new roof and gutters, a beautifully redesigned kitchen with quartz countertops and all new appliances, and completely updated bathrooms. The functional layout includes 3+ bedrooms and 2 full baths, providing flexibility for a home office, guest room, or additional living space. Every detail has been thoughtfully updated, making this a truly move-in ready home. Located in a great area close to everything, this is an incredible opportunity to own a like-new home without the new construction price tag. Don't wait on this one!

516 N 7th Street, Lawrence

Listing courtesy of Dan Lynch of Lynch Real Estate.

$6,000,000

This 395.5-acre property offers rare contiguous acreage on all paved roads in Wakarusa Township, just a mile and a half from the K-10 bypass and only minutes from Lawrence, making it an excellent location for new home development. The property is made up of four individually surveyed tracts: 95.5 acres m/l on N 1100 Road, 76.2 acres m/l on N 1100 Road, 81.5 acres m/l on E 1200 Road, and 142.3 acres m/l on E 1200 Road. It sits in a prime area for outdoor recreation, with abundant wildlife (especially deer and turkey) and strong potential for future hunting leases. Five spring-fed ponds, mature hardwood timber, and a high bluff with sweeping views to the north and west overlooking Clinton Lake make this a standout setting for anyone who values both privacy and natural beauty. The land also offers approximately 160 acres of tillable ground, approximately 40 acres of pasture, and 200 acres of timber, along with fencing, cross-fencing, and two RWD #5 water meters to support a variety of agricultural uses. With its mix of productive ground, rich habitat, and exceptional access, this property blends recreation, versatility, and convenience in one close-to-town location

395.5 acres N 1100 Road, Lawrence

Listing courtesy of Randy Russell of Stephens Real Estate.

$684,900

4 Beds ⋅ 3.5 Baths

Thoughtfully designed contemporary home blends modern style, comfort, and efficiency. This two-story home perfectly bridges contemporary design with our beloved historic East Lawrence elements; the front is outlined by a revitalized brick sidewalk that sits under a well-established catalpa tree. Custom built newels and handrail on classic white oak stair treads greets you with elegance as you walk in. Seamless flow on main level brought together by 7-inch white oak floor, custom designed mantle encasing gas fireplace balances modern and traditional flair, dramatic vaulted ceiling in living room. Kitchen equipped with large kitchen island, walk-in pantry and gas range. Just off the main level a spacious patio extends your living space outdoors to nicely landscaped, tree shaded yard. Upstairs, laundry is conveniently located near two bedrooms that share full bathroom with separate vanity sinks. The primary suite is a true treat with coffered ceilings, spacious walk-in closet, and an extended double vanity with a fully tiled walk-in shower. Natural lighting sprinkled all though out, adds to the daylight basement equipped with a wet bar creating a secondary space for entertaining. This home was built for quality at every turn starting with superior 2x6 framing and blown-in insulation surround intentionally improving the laundry, bathrooms and overall energy efficiency. Experience the East Lawrence charm all while enjoying the luxury of a new home boasting 4 Bedrooms, 4 bath areas and an oversized attached 2 car batt insulated garage near downtown Lawrence.

1111 New Jersey Street, Lawrence

Listing courtesy of Anna Clemente of McGrew Real Estate Inc.

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