Lawrence Homes with USDA Loan Financing

Welcome to Lawrence, Kansas—an enchanting city that beautifully blends rich history with vibrant modern living. Nestled in Douglas County, Lawrence is renowned for its picturesque landscapes, eclectic culture, and a strong sense of community. Home to the prestigious University of Kansas, this city thrives with youthful energy, art, and innovation, making it a perfect place for families, students, and professionals alike.

Lawrence boasts a charming downtown area filled with unique shops, local cafes, and a lively arts scene, all set against the backdrop of stunning historic architecture. Whether you’re exploring the scenic trails of the nearby Clinton Lake or enjoying a concert at the Lawrence Arts Center, there’s always something to experience in this dynamic city.

For those considering making Lawrence their home, the availability of USDA loan financing opens doors to affordable housing options. These loans are designed to support low to moderate-income families in rural and suburban areas, making it easier to purchase a home in this welcoming community. With no down payment required and competitive interest rates, USDA loans are a fantastic option for first-time homebuyers or those looking to settle down in a friendly neighborhood.

Discover the charm of Lawrence, where a diverse range of homes awaits you—each with its own unique character and warmth. From cozy bungalows to spacious family homes, there’s something for everyone. Experience the perfect blend of comfort and community in Lawrence, KS, and take the first step towards your dream home today!

Newest Lawrence Homes with USDA Loan Financing

$560,000

4 Beds ⋅ 2.5 Baths

Discover the perfect blend of modern luxury, spacious living, and versatile amenities in this stunning 2022-built two-story home situated on approximately 3 acres just outside the city! Offering 4 bedrooms, 3 bathrooms, attached 3-car garage, and impressive 30x40 detached shop, this property combines modern living w/ plenty of space for vehicles, hobbies, & outdoor enjoyment. The main level features an open & inviting floor plan w/ neutral finishes, abundant natural light, & durable LVP flooring throughout the main living area. The spacious living room offers a fireplace, ceiling fan & flows seamlessly into the dining area, where sliding patio door provides easy access to the covered patio. The kitchen features granite countertops, white cabinetry, stainless steel appliances, and breakfast bar, making it ideal for everyday living and entertaining. A half bath completes the main level. Upstairs, you'll find all 4 bedrooms, 2 full bathrooms, & the laundry closet for added convenience. The spacious layout provides plenty of room for family, guests, or home office. The attached 3-car garage offers plenty of room for vehicles & storage. One garage stall is prewired for an EV charger, and a dedicated storm shelter room provides additional peace of mind. The home also features a backup propane tank system for the heating & hot water systems, providing an additional level of preparedness in the event of a power outage. The detached 30x40 shop offers 18ft doors, 100 amp electrical panel, 6 inch thick concrete floor, and plumbing stubbed for future bathroom (Water & Septic). A 2-post car lift is also included as a negotiable item with the sale, providing an excellent opportunity for automotive enthusiasts or anyone needing additional workspace. With modern construction, generous acreage, abundant garage and shop space, and thoughtful features throughout, this property offers a rare combination of comfortable residential living and versatile workspace just outside the city.

1494 N 989 Road, Lawrence

Listing courtesy of Joe Jenkins of Platinum Realty LLC.

$540,000

4 Beds ⋅ 3.5 Baths

Full of charm, this beautifully updated home blends modern style with timeless character. From the moment you step inside, you'll appreciate the thoughtful upgrades throughout that give the home a fresh, like new feel. The spacious layout offers plenty of storage, including the unique laundry chute. Enjoy peaceful views of the wooded backyard, creating a private outdoor retreat. Conveniently located just blocks from Kansas University, shopping, dining, and everyday amenities, this home combines comfort & character. Don't miss your opportunity to make it yours! Seller Incentive of up to $2,500 for a new refrigerator.

2729 Stratford Road, Lawrence

Listing courtesy of Meagan Cox of Platinum Realty LLC.

$2,999,900

6 Beds ⋅ 6.5 Baths

Some homes have an address. Eagle’s Nest has a story. Perched across 22.5 private acres near Clinton Lake, this extraordinary Lawrence estate was born from a vision that began decades before its doors ever opened. In 1989, the future owner witnessed a remarkable moment at Clinton Lake: the discovery of a nesting pair of bald eagles, at a time when nesting eagles had been absent from Kansas for generations. Watching their story unfold, he made himself a promise—if he were ever fortunate enough to find a place here, he would call it Eagle’s Nest. Years later, that promise became reality. Purchased in 2002 and completed in 2004, Eagle’s Nest was personally designed and contracted by its owner, with cedar imported from Canada and a builder with Lindal-home experience brought from Michigan to help execute the vision. The result is more than 6,600 square feet of architecture created to belong to its surroundings—warm, dramatic and intentionally connected to the landscape beyond its walls. Beyond the private gated entrance, the estate unfolds across rolling acreage with remarkable privacy and views toward Clinton Lake. Inside, soaring spaces, expansive walls of glass and rich natural materials create a home that feels substantial without losing its warmth. Six bedrooms and 6.5 baths provide room to gather on a grand scale, while the home's relationship with the outdoors makes the changing Kansas seasons part of the experience. And Eagle’s Nest was built to be experienced. It has been the setting for quiet mornings overlooking the land, celebrations with family and friends, and even the owners’ daughter’s wedding—an entire milestone celebrated here at home. For more than two decades, one family has been the steward of this remarkable property. Now, Eagle’s Nest is ready for its next chapter. 22.5 acres. 6,600+ square feet. Six bedrooms. 6.5 baths. Private gated entrance. Clinton Lake. There are luxury homes you can recreate. Eagle’s Nest isn’t one of them.

521 N 1450th Road, Lawrence

Listing courtesy of Karim Majed of Keller Williams Realty Partners Inc..

$219,950

3 Beds ⋅ 2 Baths

COMPLETELY UPDATED 3+ BEDROOM RANCH WITH EVERYTHING NEW AND READY FOR YOU TO MOVE IN! This stunning home has been renovated from the basement to the roof, offering the peace of mind and style today's buyers are looking for. Updates include new luxury vinyl flooring throughout the main living areas, all new carpet, new windows and doors, a new roof and gutters, a beautifully redesigned kitchen with quartz countertops and all new appliances, and completely updated bathrooms. The functional layout includes 3+ bedrooms and 2 full baths, providing flexibility for a home office, guest room, or additional living space. Every detail has been thoughtfully updated, making this a truly move-in ready home. Located in a great area close to everything, this is an incredible opportunity to own a like-new home without the new construction price tag. Don't wait on this one!

516 N 7th Street, Lawrence

Listing courtesy of Dan Lynch of Lynch Real Estate.

$6,000,000

This 395.5-acre property offers rare contiguous acreage on all paved roads in Wakarusa Township, just a mile and a half from the K-10 bypass and only minutes from Lawrence, making it an excellent location for new home development. The property is made up of four individually surveyed tracts: 95.5 acres m/l on N 1100 Road, 76.2 acres m/l on N 1100 Road, 81.5 acres m/l on E 1200 Road, and 142.3 acres m/l on E 1200 Road. It sits in a prime area for outdoor recreation, with abundant wildlife (especially deer and turkey) and strong potential for future hunting leases. Five spring-fed ponds, mature hardwood timber, and a high bluff with sweeping views to the north and west overlooking Clinton Lake make this a standout setting for anyone who values both privacy and natural beauty. The land also offers approximately 160 acres of tillable ground, approximately 40 acres of pasture, and 200 acres of timber, along with fencing, cross-fencing, and two RWD #5 water meters to support a variety of agricultural uses. With its mix of productive ground, rich habitat, and exceptional access, this property blends recreation, versatility, and convenience in one close-to-town location

395.5 acres N 1100 Road, Lawrence

Listing courtesy of Randy Russell of Stephens Real Estate.

$684,900

4 Beds ⋅ 3.5 Baths

Thoughtfully designed contemporary home blends modern style, comfort, and efficiency. This two-story home perfectly bridges contemporary design with our beloved historic East Lawrence elements; the front is outlined by a revitalized brick sidewalk that sits under a well-established catalpa tree. Custom built newels and handrail on classic white oak stair treads greets you with elegance as you walk in. Seamless flow on main level brought together by 7-inch white oak floor, custom designed mantle encasing gas fireplace balances modern and traditional flair, dramatic vaulted ceiling in living room. Kitchen equipped with large kitchen island, walk-in pantry and gas range. Just off the main level a spacious patio extends your living space outdoors to nicely landscaped, tree shaded yard. Upstairs, laundry is conveniently located near two bedrooms that share full bathroom with separate vanity sinks. The primary suite is a true treat with coffered ceilings, spacious walk-in closet, and an extended double vanity with a fully tiled walk-in shower. Natural lighting sprinkled all though out, adds to the daylight basement equipped with a wet bar creating a secondary space for entertaining. This home was built for quality at every turn starting with superior 2x6 framing and blown-in insulation surround intentionally improving the laundry, bathrooms and overall energy efficiency. Experience the East Lawrence charm all while enjoying the luxury of a new home boasting 4 Bedrooms, 4 bath areas and an oversized attached 2 car batt insulated garage near downtown Lawrence.

1111 New Jersey Street, Lawrence

Listing courtesy of Anna Clemente of McGrew Real Estate Inc.

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Lawrence Homes with USDA Loan Financing

Newest Lawrence Homes with USDA Loan Financing

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