Lone Jack Homes with FHA Financing

Lone Jack Homes with FHA Financing

Welcome to Lone Jack, Missouri – a charming city nestled in the heart of Jackson County. Known for its rich history and tight-knit community, Lone Jack offers a perfect blend of small-town charm and modern conveniences. With a population that values both tradition and progress, this vibrant city is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle while being just a short drive away from the hustle and bustle of Kansas City.

Lone Jack boasts a variety of outdoor recreational opportunities, including parks and walking trails that invite you to explore the natural beauty of the area. The city is home to several local businesses, delightful dining options, and community events that foster a sense of belonging. Education is a priority here, with highly-rated schools that cater to the needs of the local families.

For those considering homeownership in this picturesque locale, Lone Jack offers a range of housing options, including homes eligible for FHA financing. FHA loans are a fantastic opportunity for first-time buyers or those looking to invest in a home without the burden of a hefty down payment. With flexible credit requirements and competitive interest rates, these financing options make it easier than ever to secure your dream home in this welcoming community.

Whether you’re drawn to the tranquil lifestyle, the friendly neighbors, or the affordability of homes, Lone Jack is a place where you can truly put down roots. Come discover the warmth and charm of this hidden gem in Missouri, and let Lone Jack be the backdrop for your next chapter!

Newest Lone Jack Homes with FHA Financing

$469,999
3 Beds ⋅ 2 Baths
Sprawling 5-acre retreat in Lone Jack! Built in 2008, this 3-bed, 2-bath home features a functional layout and a garage addition (2015). Excellent expansion potential in the massive, unfinished concrete walk-out basement, beautifully framed by rock retaining walls. The scenic acreage features established fruit trees (including 8 mature pear trees and apricot). Huge bonus: a detached winery building with separate electrical service, offering endless possibilities as a workshop, studio, or home office.

13520 S Sam Moore Road, Lone Jack

Listing courtesy of Moxie Collums Collums of Real Broker, LLC.
$255,000
3 Beds ⋅ 3 Baths
Make this home live again! No step entry on this half an acre ranch home which allows for very easy access. All one level living with an upstairs laundry room and walk in shower in the main room. Large kitchen with refrigerator staying. Two bedrooms were combined to make a larger main bedroom. A circle gravel driveway with side yard access to the basement entry. Downstairs has a living space with a fireplace, full bathroom that needs a good cleaning and a nonconforming 3rd bedroom. Also plenty of storage space, including an outside entry shop area with electrical under the living room, and a large fully concrete tornado room. This is a one of a kind home. The inside does need its love in areas including the deck. It is not a tear off, just a few repairs. The chicken coop can stay with the home.

506 N Bynum Road, Lone Jack

Listing courtesy of Kevin Thellman of RE/MAX Elite, REALTORS.
$359,900
3 Beds ⋅ 3 Baths
Beautiful split-entry home located in the desirable Whispering Hills subdivision featuring 3 bedrooms and 3 full bathrooms. This open-concept home offers a spacious living room with impressive 12-foot ceilings, creating a bright and inviting atmosphere. The updated kitchen is a true standout with granite countertops, custom cabinetry, a large island, walk-in pantry, newer appliances, and a double oven perfect for entertaining and everyday living. The main level features new LVP flooring throughout, a convenient laundry area, and a beautiful primary suite with a tray ceiling, walk-in closet, and private bathroom complete with double vanity and granite countertops. The finished walk-out lower level provides additional living space with a large family room and full bathroom. Outside, enjoy the added curb appeal of craftsman-style garage doors and a welcoming exterior. This home combines modern updates, functional living space, and a great location in Lone Jack.

809 N Whispering Hills Drive, Lone Jack

Listing courtesy of Lauren Richardson of ReeceNichols - Lees Summit.
$434,900
4 Beds ⋅ 3.5 Baths
Need space your family can actually live in? This move-in-ready Lone Jack home offers nearly 2,800 square feet with four bedrooms, three-and-a-half bathrooms, multiple living areas, and a walk-in closet in every bedroom. The open kitchen flows easily into the main living area, making everyday life—and hosting—a breeze. Main-level laundry adds convenience, while the finished walk-out basement features brand-new carpet, a full bathroom, and flexible space for a rec room, home office, gym, guest suite, or playroom. With tons of storage and a convenient location near schools, parks, and everyday necessities, this home has the space and flexibility to fit your family now—and for years to come.

115 E Maple Street, Lone Jack

Listing courtesy of Lauren Garcia of Kansas City Real Estate, Inc..
$434,900
4 Beds ⋅ 3 Baths
This popular floor plan built by Walker Custom Homes has 12 foot vaulted ceilings, hardwood flooring and a tiled fireplace in the great room. The kitchen is complete with custom cabinets, granite counter tops, large island, a large walk-in pantry with a grocery pass through from the garage. Across the main level the master features vaulted ceilings and large ensuite bathroom. Inside bathroom there is walk-in closet, tiled shower, separate whirlpool tub, and a double vanity. The main level offers an additional bedroom and full bath. Walking down the stairs you enter a large living space perfect for entertaining. Basement space also offers a third full bath and two additional bedrooms. There is a large office space off the back of living space and additional large storage room. Basement level walks out to patio and back yard space.

204 E Woodland Avenue, Lone Jack

Listing courtesy of Nicole Shipley of ReeceNichols - Lees Summit.
$310,000
Situated just outside the Lone Jack city limits in unincorporated Jackson County and located within the highly sought-after Grain Valley School District, this fully surveyed 10-acre tract offers the perfect blend of peaceful country living and everyday convenience. With direct frontage on Colbern Road, you’ll enjoy quick access to shopping, dining, and major routes while still having the privacy and open space that’s getting harder to find. The property features gently rolling terrain, open pasture ground, mature tree lines surrounding the perimeter, and several beautiful potential build sites. With no restrictions and no timeline to build, you have the freedom to create exactly what you want, when you want. Whether you envision a custom home, barndominium, hobby farm, horse property, large shop building, hunting getaway, or recreational retreat, the possibilities here are wide open. Utilities are already positioned to make development even easier, with Evergy providing up to 1/4 mile of electric service to the build site at no cost from Colbern Road, and water available to be metered from Colbern Road as well. If you’ve been searching for space to spread out, room for animals, toys, outbuildings, or simply a scenic place to put down roots, this property delivers the flexibility and freedom that rural living is all about. Need even more room? The adjoining 10-acre tract to the west is also available, creating a rare opportunity to own a full 20 acres.

E Colbern Road, Lone Jack

Listing courtesy of Danielle Guzman of Real Broker, LLC-MO.
$310,000
Situated just outside of Lone Jack city limits in unincorporated Jackson County within the highly regarded Grain Valley school district. This beautiful fully surveyed 10-acre tract offers the rare opportunity to build your dream home with room to breathe. Located directly on Colbern Road, with quick routes to shopping, dining, and daily amenities while maintaining the quiet feel of country living The land features a gently rolling landscape with open pasture, natural mature tree lines around the perimeter, and multiple ideal build sites. No restrictions, build when you want. Perfect for a custom home, barndominium, hobby farm, horses, shop building, hunting or recreational retreat. Enjoy the freedom and flexibility of unincorporated county living with plenty of space to create the lifestyle you want. Evergy supplies 1/4 mile of electricity to the build site for free from Colbern rd. Water will be metered at Colbern Rd. Whether you’re looking for privacy, room for toys and outbuildings, or simply a scenic place to put down roots, this property checks all the boxes. Need more space? The adjacent 10 acres to the west is also available. Purchase both for a rare 20-acre opportunity.

34914 E Colbern Road, Lone Jack

Listing courtesy of Danielle Guzman of Real Broker, LLC-MO.
$320,000
3 Beds ⋅ 2 Baths
BACK ON MARKET AT NO FAULT TO SELLER! This is your second chance at a great home in an awesome neighborhood! Tucked away on a quiet cul-de-sac in the desirable Whispering Hills Estates, this beautifully maintained Lone Jack home offers the perfect blend of comfort, updates, and privacy. Featuring 3 bedrooms, 2 bathrooms, and over 1,700 finished square feet, this split-entry floorplan includes an open-concept main living area with a spacious kitchen island ideal for entertaining. Recent updates include newer flooring, windows, HVAC system, fence, and appliances, giving peace of mind and modern style throughout. The finished lower level provides additional living space perfect for a rec room, home office, or potential 4th bedroom. Step outside to a large patio with plenty of privacy, plus an outbuilding for extra storage or workshop space. Located just minutes from schools, highway access, and small-town charm, this move-in ready home has everything you’ve been looking for.

210 E Whispering Hills Boulevard, Lone Jack

Listing courtesy of Ali Parsons of Real Broker, LLC.
$625,000
4 Beds ⋅ 3.5 Baths
UPDATED PRICE!!!!! This incredible property sits on 5 Acres of serene beauty. This expansive home is extremely energy efficient and ready to weather these crazy spring storms. The atrium entry feels open and airy and provides an incredible view of the front landscape scene from the living room. It has a large open primary bedroom and one secondary bedroom on the ground floor. The large open loft on the second floor provides a great space between the two upstairs bedrooms and bathroom. There is a metal pole barn and two loafing sheds on the property for the horses. The house features a 3 car garage and the massive outbuilding with electricity and water provides plenty of space for your equipment, tools and multiple projects. If a beautiful home in a setting that rivals a nature preserve sounds incredible then this is the place for you. Schedule your tour today!

12204 S Bynum Road, Lone Jack

Listing courtesy of Timothy Krabiel of Keller Williams Southland.
$530,000
4 Beds ⋅ 3.5 Baths
WHY BUY NEW when this beauty has a finished basement, and window coverings, and at a way lower price than new? Located just 15 minutes to Lee's Summit, and 50 minutes to Whiteman Air Force Base, this location is a dream for anyone looking to not live in busy suburbia. Two-story home by Regency Homes that looks and feels like a model—barely lived in and impeccably maintained. The open-concept kitchen is designed for both everyday living and entertaining, featuring an oversized island, custom cabinetry, and elegant quartz countertops. The living room is anchored by a striking floor-to-ceiling tiled fireplace, creating a warm yet modern focal point. Luxury vinyl plank flooring flows throughout the main living areas, with plush carpeting in the bedrooms for comfort. The primary suite offers a true retreat, highlighted by a spa-inspired bath with an oversized tiled shower, a separate soaking tub, and high-end finishes throughout. The laundry is on the second floor making it convenient for everyone. The newly finished basement expands the living space significantly and is ideal for a family room, home gym, office, or guest area—ready to fit your lifestyle needs. Hang out on your covered deck, and look at the water. Bonus is the 3 car garage with massive driveway, and located in a cul-de-sac. She is a beauty! Just move in, and enjoy the incredible space.

308 E Oak Street, Lone Jack

Listing courtesy of Paula Voss of NextHome Gadwood Group.
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