Lone Jack Homes with FHA Financing

Lone Jack Homes with FHA Financing

Welcome to Lone Jack, Missouri – a charming city nestled in the heart of Jackson County. Known for its rich history and tight-knit community, Lone Jack offers a perfect blend of small-town charm and modern conveniences. With a population that values both tradition and progress, this vibrant city is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle while being just a short drive away from the hustle and bustle of Kansas City.

Lone Jack boasts a variety of outdoor recreational opportunities, including parks and walking trails that invite you to explore the natural beauty of the area. The city is home to several local businesses, delightful dining options, and community events that foster a sense of belonging. Education is a priority here, with highly-rated schools that cater to the needs of the local families.

For those considering homeownership in this picturesque locale, Lone Jack offers a range of housing options, including homes eligible for FHA financing. FHA loans are a fantastic opportunity for first-time buyers or those looking to invest in a home without the burden of a hefty down payment. With flexible credit requirements and competitive interest rates, these financing options make it easier than ever to secure your dream home in this welcoming community.

Whether you’re drawn to the tranquil lifestyle, the friendly neighbors, or the affordability of homes, Lone Jack is a place where you can truly put down roots. Come discover the warmth and charm of this hidden gem in Missouri, and let Lone Jack be the backdrop for your next chapter!

Newest Lone Jack Homes with FHA Financing

207 Peach Tree Avenue, Lone Jack
$440,000
3 Beds ⋅ 3 Baths
You can tell when a house has been truly cared for, and this is one of those homes. Exceptionally well-maintained and move-in ready, this spacious Lone Jack home has been thoughtfully cared for by the same owners for approximately 16 years. The open main level is bright and welcoming, with vaulted ceilings and hardwood floors connecting the kitchen, dining and living spaces. The kitchen features updated quartz countertops, a stainless steel sink with industrial-style faucet, generous cabinetry and breakfast bar seating. The spacious primary suite includes a tray ceiling, large walk-in closet, double vanity, separate shower and jetted tub. A second bedroom and laundry are also conveniently located on the main level. Downstairs, the finished walkout lower level is almost a home unto itself. Updated LVP flooring runs through a huge family and recreation area with wet bar, third bedroom and full bath, plus plenty of additional space for games, exercise, hobbies or whatever fits your life. The size and layout offer tremendous flexibility now and into the future. Outside may be the surprise. A large deck overlooks a beautiful backyard with mature trees, open green space and the pond beyond, with a patio below for even more outdoor living space. Add a three-car garage, sprinkler system, newer water heater and radon mitigation system, and this is a home that’s ready for its next owners to simply move in and enjoy.

207 Peach Tree Avenue, Lone Jack

Listing courtesy of Karen Baum of Weichert, Realtors Welch & Co..

865 NW 1901st Road, Lone Jack
$599,900
3 Beds ⋅ 3.5 Baths
**BEAUTIFUL TREE-LINED DRIVEWAY • 3 ACRES • 13' X 36' OUTBUILDING • NEARLY 3,000 SQ FT!** Welcome to your own peaceful retreat in Lone Jack! From the moment you turn onto the beautiful tree-lined driveway, you'll appreciate the inviting setting, privacy and space this incredible property offers! Situated on approximately 3 acres, this spacious 1.5-story home features 3 bedrooms, 3.5 bathrooms, nearly 3,000 sq ft of finished living space and a 2-car garage! PLUS, there's a fantastic 13' x 36' OUTBUILDING offering an additional 468 sq ft of space for storage, hobbies, equipment, projects or all those extras you've been looking for! Inside, you'll find generous living areas, a main-floor primary bedroom and a finished walkout lower level complete with an additional non-conforming room, perfect for a home office, guest space, exercise room or hobby room. The sellers have made numerous improvements, including a NEW ROOF IN 2020, water heater in 2021, updated HVAC/heat pump system, newer flooring and baseboards throughout much of the home, fresh interior paint, updated lighting, painted cabinetry and woodwork, bathroom updates, newer kitchen sink, faucet and disposal, plus GE Profile range and microwave! Additional improvements include garage doors/components, front door and locks, exterior lighting, landscaping and grading. Step outside and enjoy the wonderful acreage setting with an above-ground pool featuring a newer liner, plenty of room for outdoor entertaining, gardening and recreation, and that impressive 13' x 36' outbuilding! Whether you enjoy peaceful country surroundings, need extra storage or simply want room to spread out, this property offers so many possibilities! Enjoy the beauty of country living while remaining within reach of Lee's Summit and the Kansas City metro. **THE TREE-LINED DRIVEWAY, ACREAGE, OUTBUILDING AND SPACIOUS HOME MAKE THIS PROPERTY ONE YOU WON'T WANT TO MISS!** Schedule your private showing today!

865 NW 1901st Road, Lone Jack

Listing courtesy of Dianna Minor of Mother & Son Realty Group.

308 E Oak Street, Lone Jack
$525,000
4 Beds ⋅ 3.5 Baths
A floor-to-ceiling tiled fireplace anchors the living room of this distinguished two-story residence, presenting a warm and refined focal point. Crafted by Regency Homes, the property features a three-car garage, an expansive driveway, and a premier position within a cul-de-sac. This exceptional estate offers the added sophistication of custom window coverings alongside a covered deck designed for contemplating the serene water views. An elegant kitchen serves as the culinary heart of the home, appointed with an oversized island, custom cabinetry, quartz countertops, a pantry, and a suite of appliances including a dishwasher, disposal, hood/fan, and electric range/oven. Premium luxury vinyl plank flooring flows seamlessly through the principal living spaces, which are further enhanced by a smart thermostat and a vaulted ceiling. The primary suite is a private sanctuary, featuring a spacious walk-in closet and a bath configured with an oversized tiled shower and a separate soaking tub. For utmost convenience, the dedicated laundry room is positioned on the second floor adjacent to the bedrooms, which are enveloped in plush carpeting. The newly finished basement offers a sophisticated extension of the living space, perfectly suited for a media room, home gymnasium, executive office, or guest quarters. Situated a convenient fifteen minutes from Lee's Summit and fifty minutes from Whiteman Air Force Base, this residence offers an unparalleled lifestyle. We invite you to experience this move-in-ready masterpiece.

308 E Oak Street, Lone Jack

Listing courtesy of Paula Voss of NextHome Gadwood Group.

201 E Whispering Hills Boulevard, Lone Jack
$355,000
3 Beds ⋅ 2.5 Baths
Welcome Home! This well-maintained, move-in-ready ranch/reverse 1.5 story home offers the perfect blend of small-town charm, privacy, and convenience to city amenities. Located on a quiet dead-end street with minimal traffic, this home is within walking distance of the elementary school and backs to a privately owned farm, providing a peaceful and picturesque setting. The main level features a spacious primary bedroom complete with an en suite bathroom and walk-in closet. Enjoy cozy evenings by the gas fireplace and the convenience of a refrigerator that stays with the home. The finished, walk-out lower level offers two additional bedrooms (with walk in closets), a full bathroom and flexible living space, with floor to ceiling windows, perfect for family, guests, or a home office. Outside, you’ll love the large, fenced backyard—ideal for entertaining, pets, gardening, or simply enjoying the privacy and open views. This home has been lovingly cared for and is ready for its new owners! Additional highlights include: Ranch/reverse 1.5 story design Finished walk-out basement Main-level primary suite Two bedrooms downstairs Cozy gas fireplace Refrigerator included Large, fenced backyard Backs to privately owned farmland Quiet dead-end street Walking distance to elementary school Small-town atmosphere with convenient access to city amenities Pre-listing full home inspection completed (report available upon request). PROFESSIONAL PHOTOS COMING THIS WEEK! Schedule your showing today and discover all this wonderful home has to offer!

201 E Whispering Hills Boulevard, Lone Jack

Listing courtesy of Marlene Haley of Platinum Realty LLC.

215 E Whispering Hills Boulevard, Lone Jack
$439,900
4 Beds ⋅ 3.5 Baths
Enjoy the best of indoor-outdoor living in this spacious Lone Jack home backing to green space, complete with a finished walkout basement, composite deck, and fully fenced backyard. Set on a quiet cul-de-sac in Whispering Hills Estates, this 4-bedroom, 3.5-bath two-story offers approximately 3,235 finished square feet and a flexible layout for everyday living, entertaining, and working from home. The main level features a formal dining room, spacious living room with fireplace, and a bright kitchen and dining area. The kitchen includes white cabinetry, granite countertops, stainless steel appliances, pantry storage, subway tile backsplash, and a large island with seating. Step outside from the dining area to the upgraded composite deck—an ideal spot to enjoy the peaceful tree-lined views. Upstairs, the primary suite provides a comfortable retreat, while three additional bedrooms and bedroom-level laundry add everyday convenience. The finished walkout lower level expands the home’s living and entertaining options, with direct access to the extended patio and backyard play area. Additional features include a covered front porch, two-car front-entry garage, wood and luxury vinyl plank flooring, thermal windows, central air, and a fenced yard with metal and wood fencing. Located in the Lone Jack School District with convenient Highway 50 access, this home offers the setting, space, and functionality buyers are looking for.

215 E Whispering Hills Boulevard, Lone Jack

Listing courtesy of Andrew Hicklin of ReeceNichols-KCN.

E Colbern Road, Lone Jack
$310,000
Situated just outside the Lone Jack city limits in unincorporated Jackson County and located within the highly sought-after Grain Valley School District, this fully surveyed 10-acre tract offers the perfect blend of peaceful country living and everyday convenience. With direct frontage on Colbern Road, you’ll enjoy quick access to shopping, dining, and major routes while still having the privacy and open space that’s getting harder to find. The property features gently rolling terrain, open pasture ground, mature tree lines surrounding the perimeter, and several beautiful potential build sites. With no restrictions and no timeline to build, you have the freedom to create exactly what you want, when you want. Whether you envision a custom home, barndominium, hobby farm, horse property, large shop building, hunting getaway, or recreational retreat, the possibilities here are wide open. Utilities are already positioned to make development even easier, with Evergy providing up to 1/4 mile of electric service to the build site at no cost from Colbern Road, and water available to be metered from Colbern Road as well. If you’ve been searching for space to spread out, room for animals, toys, outbuildings, or simply a scenic place to put down roots, this property delivers the flexibility and freedom that rural living is all about. Need even more room? The adjoining 10-acre tract to the west is also available, creating a rare opportunity to own a full 20 acres.

E Colbern Road, Lone Jack

Listing courtesy of Danielle Guzman of Real Broker, LLC-MO.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

How much is your home worth?

Get instant property value now!