Mercer Homes with FHA Financing

Mercer Homes with FHA Financing

Welcome to Mercer, Missouri – a hidden gem nestled in the heart of the Midwest! This charming city, located in Mercer County, offers a delightful blend of small-town warmth and community spirit, making it an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle. With its picturesque landscapes and friendly atmosphere, Mercer is a place where neighbors become friends, and memories are made.

Mercer boasts a rich history and a vibrant local culture, with a variety of community events and activities that bring residents together. From seasonal festivals to farmers' markets, there's always something happening in this close-knit community. Outdoor enthusiasts will appreciate the nearby parks and recreational areas, perfect for picnics, hiking, and enjoying the natural beauty that Missouri has to offer.

For those considering a move to Mercer, the real estate market is welcoming and diverse. One of the standout features of homes in this area is the availability of FHA financing, making homeownership more accessible for many buyers. FHA loans are designed to help individuals and families secure affordable financing options, and in Mercer, you'll find a range of homes that qualify. From cozy cottages to spacious family homes, you can find a property that suits your needs and budget.

Whether you're looking for a starter home or a place to settle down, Mercer, MO, offers a unique opportunity to invest in a community that feels like home. Explore our listings today and discover the charm and warmth of Mercer – where your dream home awaits!

Newest Mercer Homes with FHA Financing

$139,000
3 Beds ⋅ 1 Baths
Nice ranch home located at the end of a dead-end street on the edge of Mercer, offering peaceful country views while still being close to town conveniences and the local park. This 1,038-square-foot home features 3 bedrooms and 1 bathroom on the main level. One of the bedrooms includes a convenient washer and dryer hookup, making main-floor laundry easily accessible. The kitchen and dining area are connected, with the dining room opening into the living room to create a comfortable, open feel. Just off the dining room is a large deck overlooking an open area with no neighboring homes. Enjoy your morning coffee on the deck and take in the peaceful view—you may forget you're even in town! The partially finished basement offers plenty of additional space, with one room currently used as a recreation room, another for storage, and a third as a workshop. Outside, you'll find a detached 2-car garage with an RV hookup beside it, along with two small storage buildings in the backyard. Priced at just $139,000, this home offers affordable living with the space, views, and convenience you've been looking for. Don't miss your opportunity to make it yours!

22829 Sommerset Place, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.
$299,000
4 Beds ⋅ 2 Baths
Enjoy breathtaking country views from this spacious home situated on 3 acres in the North Mercer School District. Looking for more land? An additional 33 acres are available, offering excellent hunting opportunities, stocked ponds for fishing, and pasture for livestock or horses. This well-maintained home offers 4 bedrooms and 2 full bathrooms, with 2 bedrooms and 1 bath on the main level and 2 additional bedrooms and 1 bath in the finished walkout basement. The main level features both a large living room and an oversized family room, providing plenty of space for entertaining or relaxing. Step outside onto the expansive deck and take in the peaceful countryside. The convenient main-level laundry room adds everyday functionality, while the spacious eat-in kitchen offers abundant solid wood cabinetry and plenty of room for family meals. Downstairs, the finished walkout basement includes a large recreation room with sliding glass doors leading to a generous concrete patio, creating additional indoor and outdoor living space. You'll also find an unfinished storage room that's perfect for a pantry, workshop, or storm shelter. Priced at $299,000, this country property offers space, versatility, and the opportunity to expand with additional acreage. Don't miss your chance to make it yours!

17316 Flagpole Road, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.
$2,350,000
4 Beds ⋅ 3 Baths
Welcome to Mineral Springs Arena Equestrian Ranch, a premier horse property offering approximately 40 acres ± of exceptional equestrian facilities paired with a beautifully appointed 4,560 sq ft home designed for comfort, entertaining, and country living at its finest. The spacious home features 4 bedrooms, 3 bathrooms, a formal living room, cozy family room with wood-burning fireplace, and a well equipped bar complete with kegerator and mini fridge. The finished basement offers additional living space with a family room, office, dedicated weight room, heated tiled floors, and a safe/storm room for added peace of mind. Enjoy quiet mornings on the covered front porch or entertain guests on the expansive deck and patio area with space ready for an above ground pool. The property also includes an attached 30x40 2 car garage and an additional detached 24x32 garage for ample parking and storage. Built with the serious equestrian in mind, the ranch features an impressive approximately 180’ x 280’ indoor riding arena complete with over 30 stalls/pens, large tack room, wash rack, and a state of the art Priefert 6 horse walker. Additional improvements include a stall/stallion barn, expansive 40’ x 80’ hay barn, multiple outdoor horse pens and turnouts, extensive dog kennels, stud horse pens, chicken pens, and a separate building featuring wash rack facilities and an apartment ideal for staff or guests. Outdoor amenities include a large outdoor roping arena perfect for team roping, practice sessions, competitions, clinics, or events. Whether you are training, boarding, entertaining, or simply enjoying the peaceful rural setting, this one of a kind property offers the infrastructure, functionality, and lifestyle every equestrian dreams of. A rare opportunity to own a fully equipped equestrian ranch with room to live, work, ride, and grow all in one incredible package.

11265 Biplane Avenue, Mercer

Listing courtesy of Asheley Sisk of RE/MAX Heritage.
$325,000
2 Beds ⋅ 1.5 Baths
NEWER HOME + ACREAGE + SHOP IN NORTH MISSOURI! If you’ve been searching for a newer home with acreage, this one checks all the boxes! Built less than 2 years ago, this custom home sits on 3.85 acres and includes a brand-new 30x60 outbuilding with plenty of room for equipment, hobbies, storage, or a workshop. Step inside to an inviting open-concept layout featuring beautiful custom kitchen cabinetry that immediately catches your eye. The kitchen flows seamlessly into the dining and living areas, creating a spacious and comfortable gathering space. Just off the living room is a bonus office that could easily serve as a 3rd bedroom if needed. The detached garage also includes a separate room currently used for baking and cooking prep, offering extra flexibility and functionality. The home features 1.5 baths, including a custom shower with dual shower heads for a luxurious touch. New construction homes on small acreage tracts are hard to find in North Missouri — and you couldn’t build this property today for the asking price!

14454 Coral Avenue, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.
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