Mercer Homes with USDA Loan Financing

Welcome to Mercer, Missouri – a hidden gem nestled in the heart of rural America. This charming city, located in Mercer County, offers a serene escape from the hustle and bustle of urban life. With its friendly community, picturesque landscapes, and rich agricultural heritage, Mercer is the perfect place to call home.

As you stroll through the tree-lined streets, you’ll be greeted by the warm smiles of neighbors and the inviting atmosphere that makes this town special. Mercer boasts a variety of local amenities, including parks, shops, and dining options, ensuring that residents have everything they need within arm’s reach. The area is also known for its excellent school system, making it an ideal choice for families seeking a nurturing environment for their children.

One of the standout features of Mercer is the availability of homes eligible for USDA loan financing. This program is designed to help low to moderate-income families achieve their dream of homeownership in rural areas. With zero down payment options and competitive interest rates, buying a home in Mercer has never been more accessible. Whether you’re looking for a cozy cottage or a spacious family home, the real estate market here offers a range of properties to suit your needs.

In Mercer, you’ll find not just a place to live, but a community to thrive in. Experience the charm of small-town living, coupled with the opportunity to secure your dream home through USDA financing. Discover Mercer today – where your future awaits!

Newest Mercer Homes with USDA Loan Financing

$299,000

4 Beds ⋅ 2 Baths

Enjoy breathtaking country views from this spacious home situated on 3 acres in the North Mercer School District. Looking for more land? An additional 33 acres are available, offering excellent hunting opportunities, stocked ponds for fishing, and pasture for livestock or horses. This well-maintained home offers 4 bedrooms and 2 full bathrooms, with 2 bedrooms and 1 bath on the main level and 2 additional bedrooms and 1 bath in the finished walkout basement. The main level features both a large living room and an oversized family room, providing plenty of space for entertaining or relaxing. Step outside onto the expansive deck and take in the peaceful countryside. The convenient main-level laundry room adds everyday functionality, while the spacious eat-in kitchen offers abundant solid wood cabinetry and plenty of room for family meals. Downstairs, the finished walkout basement includes a large recreation room with sliding glass doors leading to a generous concrete patio, creating additional indoor and outdoor living space. You'll also find an unfinished storage room that's perfect for a pantry, workshop, or storm shelter. Priced at $299,000, this country property offers space, versatility, and the opportunity to expand with additional acreage. Don't miss your chance to make it yours!

17316 Flagpole Road, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

$350,000

2 Beds ⋅ 1.5 Baths

NEWER HOME + ACREAGE + SHOP IN NORTH MISSOURI! If you’ve been searching for a newer home with acreage, this one checks all the boxes! Built less than 2 years ago, this custom home sits on 3.85 acres and includes a brand-new 30x60 outbuilding with plenty of room for equipment, hobbies, storage, or a workshop. Step inside to an inviting open-concept layout featuring beautiful custom kitchen cabinetry that immediately catches your eye. The kitchen flows seamlessly into the dining and living areas, creating a spacious and comfortable gathering space. Just off the living room is a bonus office that could easily serve as a 3rd bedroom if needed. The detached garage also includes a separate room currently used for baking and cooking prep, offering extra flexibility and functionality. The home features 1.5 baths, including a custom shower with dual shower heads for a luxurious touch. New construction homes on small acreage tracts are hard to find in North Missouri — and you couldn’t build this property today for the asking price!

14454 Coral Avenue, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

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