Mercer Homes with VA Loan Financing

Welcome to Mercer, Missouri, a charming small town nestled in the heart of Mercer County. Known for its warm community spirit and picturesque landscapes, Mercer offers a serene environment that perfectly balances rural charm with modern conveniences. With a population that prides itself on neighborly connections, this delightful town is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

The town is surrounded by lush greenery and beautiful farmland, providing ample opportunities for outdoor activities, from hiking and fishing to simply enjoying a peaceful afternoon in nature. Mercer's rich history is reflected in its well-preserved architecture and friendly local businesses, making it a great place to explore and enjoy a slower pace of life.

For those considering making Mercer their home, you’ll be pleased to know that the area is welcoming to veterans and active-duty military members, with homes available for VA loan financing. This financing option makes homeownership more accessible, allowing you to invest in your dream home without the burden of a hefty down payment. Whether you’re looking for a cozy cottage or a spacious family home, Mercer has a variety of properties to suit your needs.

With its strong sense of community, beautiful surroundings, and supportive resources for veterans, Mercer, Missouri, is more than just a place to live; it’s a place to call home. Come and discover the charm of Mercer—where your future awaits!

Newest Mercer Homes with VA Loan Financing

$299,000

4 Beds ⋅ 2 Baths

Enjoy breathtaking country views from this spacious home situated on 3 acres in the North Mercer School District. Looking for more land? An additional 33 acres are available, offering excellent hunting opportunities, stocked ponds for fishing, and pasture for livestock or horses. This well-maintained home offers 4 bedrooms and 2 full bathrooms, with 2 bedrooms and 1 bath on the main level and 2 additional bedrooms and 1 bath in the finished walkout basement. The main level features both a large living room and an oversized family room, providing plenty of space for entertaining or relaxing. Step outside onto the expansive deck and take in the peaceful countryside. The convenient main-level laundry room adds everyday functionality, while the spacious eat-in kitchen offers abundant solid wood cabinetry and plenty of room for family meals. Downstairs, the finished walkout basement includes a large recreation room with sliding glass doors leading to a generous concrete patio, creating additional indoor and outdoor living space. You'll also find an unfinished storage room that's perfect for a pantry, workshop, or storm shelter. Priced at $299,000, this country property offers space, versatility, and the opportunity to expand with additional acreage. Don't miss your chance to make it yours!

17316 Flagpole Road, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

$2,350,000

4 Beds ⋅ 3 Baths

Welcome to Mineral Springs Arena Equestrian Ranch, a premier horse property offering approximately 40 acres ± of exceptional equestrian facilities paired with a beautifully appointed 4,560 sq ft home designed for comfort, entertaining, and country living at its finest. The spacious home features 4 bedrooms, 3 bathrooms, a formal living room, cozy family room with wood-burning fireplace, and a well equipped bar complete with kegerator and mini fridge. The finished basement offers additional living space with a family room, office, dedicated weight room, heated tiled floors, and a safe/storm room for added peace of mind. Enjoy quiet mornings on the covered front porch or entertain guests on the expansive deck and patio area with space ready for an above ground pool. The property also includes an attached 30x40 2 car garage and an additional detached 24x32 garage for ample parking and storage. Built with the serious equestrian in mind, the ranch features an impressive approximately 180’ x 280’ indoor riding arena complete with over 30 stalls/pens, large tack room, wash rack, and a state of the art Priefert 6 horse walker. Additional improvements include a stall/stallion barn, expansive 40’ x 80’ hay barn, multiple outdoor horse pens and turnouts, extensive dog kennels, stud horse pens, chicken pens, and a separate building featuring wash rack facilities and an apartment ideal for staff or guests. Outdoor amenities include a large outdoor roping arena perfect for team roping, practice sessions, competitions, clinics, or events. Whether you are training, boarding, entertaining, or simply enjoying the peaceful rural setting, this one of a kind property offers the infrastructure, functionality, and lifestyle every equestrian dreams of. A rare opportunity to own a fully equipped equestrian ranch with room to live, work, ride, and grow all in one incredible package.

11265 Biplane Avenue, Mercer

Listing courtesy of Asheley Sisk of RE/MAX Heritage.

$350,000

2 Beds ⋅ 1.5 Baths

NEWER HOME + ACREAGE + SHOP IN NORTH MISSOURI! If you’ve been searching for a newer home with acreage, this one checks all the boxes! Built less than 2 years ago, this custom home sits on 3.85 acres and includes a brand-new 30x60 outbuilding with plenty of room for equipment, hobbies, storage, or a workshop. Step inside to an inviting open-concept layout featuring beautiful custom kitchen cabinetry that immediately catches your eye. The kitchen flows seamlessly into the dining and living areas, creating a spacious and comfortable gathering space. Just off the living room is a bonus office that could easily serve as a 3rd bedroom if needed. The detached garage also includes a separate room currently used for baking and cooking prep, offering extra flexibility and functionality. The home features 1.5 baths, including a custom shower with dual shower heads for a luxurious touch. New construction homes on small acreage tracts are hard to find in North Missouri — and you couldn’t build this property today for the asking price!

14454 Coral Avenue, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use