Olathe Homes with FHA Financing

Welcome to Olathe, Kansas – a vibrant city that beautifully blends suburban charm with urban conveniences. Nestled in Johnson County, Olathe is known for its friendly atmosphere, excellent schools, and a plethora of recreational opportunities. With a rich history dating back to the mid-1800s, Olathe has evolved into a thriving community that appeals to families, young professionals, and retirees alike.

As you explore the diverse neighborhoods of Olathe, you’ll discover an array of homes that cater to different lifestyles and budgets. One of the most attractive financing options available for homebuyers in this area is FHA financing. This government-backed mortgage program is designed to make homeownership more accessible, especially for first-time buyers. With lower down payment requirements and flexible credit score criteria, FHA loans are a fantastic way to get your foot in the door of the Olathe real estate market.

Imagine settling into a cozy home surrounded by lush parks, top-rated schools, and a welcoming community. Olathe offers a variety of housing styles, from charming bungalows to modern townhomes, all ready to be transformed into your dream sanctuary. With FHA financing, you can find a home that not only fits your budget but also reflects your personal style.

Whether you’re drawn to the bustling local shops, the serene walking trails, or the exciting cultural events, Olathe is a place where you can create lasting memories. Discover your new home in Olathe today, and embrace all that this wonderful city has to offer!

Newest Olathe Homes with FHA Financing

$741,661

4 Beds ⋅ 3 Baths

Stonebridge Villas, Rodrock Development's newest maintenance provided community, presents The Jackson by Rodrock Homes. This brand new MODEL HOME, FULLY FURNISHED, has 4 bedrooms 3 baths, Reverse 1.5 story home sits on a WALK OUT lot! Features a covered deck, hardwood floors, granite counter tops, large walk in pantry, vaulted ceiling, sprinkler system, and so much more! Prairie Creek Elementary 0.6 mi. Heritage Park 1.2 mi. Hy-Vee Grocery (151st St) 2.0 mi. Stonebridge Clubhouse & Pools within community. I-35 access 3 mi. 169 hwy 2 mi. Bluehawk Shopping 5 mi and Arbor Creek Shopping 2 mi.

16968 S Cheshire Street, Olathe

Listing courtesy of Ed Stephenson of Rodrock & Associates Realtors.

$285,000

4 Beds ⋅ 3 Baths

Welcome home to this spacious 4-bedroom, 3-bath front-to-back split in Olathe's desirable Nelson Square subdivision! Step inside to a bright great room featuring vaulted ceilings and a cozy fireplace, creating a warm and inviting space to gather. Upstairs, the kitchen offers an eat-in breakfast area along with a formal dining room that's perfect for hosting family dinners and holiday celebrations. Sliding glass doors lead to the backyard, making indoor and outdoor entertaining a breeze. Down the hall, you'll find the private primary suite, two additional bedrooms, and a full hall bath. The finished daylight lower level expands your living space with a large family room that's ideal for movie nights, game days, or simply relaxing, plus a fourth bedroom and full bath—perfect for guests, teens, or a home office. Step outside to the spacious deck overlooking a generous backyard with plenty of room for pets, a playset, gardening, or entertaining. A new furnace installed in 2026 adds peace of mind, while the private front drive provides a quiet place for kids to ride bikes and play. Conveniently located near schools, shopping, dining, parks, and everyday amenities, this wonderful home offers the space, comfort, and location you've been looking for. Don't miss your opportunity to make it yours!

110 E Nelson Circle, Olathe

Listing courtesy of Chris Austin of KW KANSAS CITY METRO.

$535,000

4 Beds ⋅ 3.5 Baths

Move in ready and start living your best life. Absolutely gorgeous home in Heather Ridge that backs to greenspace. The kitchen is amazing AND the walk in pantry is MORE AMAZING. Stainless steel appliances and granite counters with a huge kitchen island. The wood floors are beautiful and throughout the main level. The formal dining room could be office space, if needed. The massive primary suite with huge walk in closet adjoins the laundry room. Three spacious bedrooms and two full baths complete the upstairs. The garage has an epoxy finish and extra storage space in the bump out. The full unfinished basement is stubbed for a bath and ready for you to finish. A radon mitigation system has been installed. The front porch is inviting with the manicured landscaping surrounding it and the covered back deck is perfect for sitting outside to enjoy the weather. Don't miss this beauty.

16580 S Sunset Street, Olathe

Listing courtesy of Kris Johnson of Keller Williams Legacy Partner.

$360,000

3 Beds ⋅ 2 Baths

Welcome to this charming and well-maintained 3-bedroom, 2-bath split-entry home in the heart of Olathe, offering the perfect blend of comfort, functionality, and outdoor beauty. Step inside to a bright living room that flows seamlessly into the open-concept eat-in kitchen, creating an inviting space for everyday living and entertaining. The kitchen opens directly to a freshly stained deck overlooking a beautifully landscaped, fully fenced backyard filled with mature trees and a variety of colorful plants—an ideal setting for relaxing, gardening, or hosting family and friends. The thoughtfully designed layout features spacious bedrooms and a finished daylight lower level complete with a wet bar and full bathroom, providing the perfect flex space for a recreation room, home office, or guest suite. A two-car garage adds convenience and ample storage. Nestled in Olathe neighborhood with easy access to parks, shopping, dining, and top-rated schools, this home is move-in ready and offers everything you need to create lasting memories. Don't miss the opportunity to make this beautiful property your next home!

15821 W 152ND Terrace, Olathe

Listing courtesy of Yudaimys Arriola of Keller Williams Realty Partners Inc..

$561,500

3 Beds ⋅ 3 Baths

The "Woodbury" Reverse Villa - Maintenence Provided is here by SAB Homes! This Luxurious home has an incredible contemporary elevation. This reverse 1.5 story home features an exquisite primary suite, an additional main floor bedroom that could double as an office, a mudroom off of the garage/entry way, large kitchen open to the living room and dining room with ample natural light, and a covered patio on the main level. In the Lower Level you will find an additional bedroom and bathroom off of the lower level recreation room. Level Lot. All in the coveted Heritage Ranch, A Lambie-Rieke Community, with Amenities Galore such as state-of-the-art pool, clubhouse, trails, pickleball, putting green, play area, half-court basketball, ponds and so much more coming soon! This community provides a wonderful lifestyle and right next to the 1,200+ Acre Heritage Park with Dog Park, Sports Parks, Golf, Lake, Trails and so much more! Contact Onsite Agents for Estimated Completion of homes on site, and design selections. Sq Ft & Taxes are estimated. Welcome Home to Heritage Ranch - one of the last NEW Home Communities in Johnson County across from Heritage Park! Home is under construction. Estimated Completion DEC 2026! LOT 99.

15446 W 161st Street, Olathe

Listing courtesy of Chavon Swartz of Weichert, Realtors Welch & Co..

$325,000

3 Beds ⋅ 2 Baths

**COME SEE!!** This Charming 3-bedroom, 2-bathroom Residence Offers the Perfect blend of Comfort and Convenience. Custom Cabinets and a GAS Stove! Step outside to Discover your own PRIVATE OASIS featuring a Beautiful Backyard complete with Mature Trees and a HUGE Deck, Perfect for Entertaining or Relaxing. You'll also LOVE the Additional Storage Space provided by the AWESOME Shed. Located just minutes from the Highway and Local Shopping, this MOVE-IN-READY Home truly has it ALL!

1113 S Valley Road, Olathe

Listing courtesy of Sharon Larkin of Keller Williams Legacy Partner.

$510,000

3 Beds ⋅ 3 Baths

Meticulously maintained reverse 1.5-story home offering comfortable main-level living and the convenience of maintenance provided lawn care and snow removal. Gleaming hardwood floors welcome you at the entry and continue through the kitchen and great room, creating a warm and inviting atmosphere. The fully equipped kitchen features abundant cabinetry, a center island with seating and opens seamlessly to the spacious great room highlighted by a corner fireplace. Step outside to the east-facing deck overlooking greenspace--the perfect spot to enjoy your morning coffee or relax at the end of the day. The main level includes two bedrooms and two full baths, highlighted by a spacious primary suite with a large walk-in closet and direct access to the laundry room. The laundry room also connects to the mudroom, adding everyday convenience. The daylight lower level provides additional living space with a large finished recreation room, third bedroom with daylight window, full bath, and plenty of storage. New carpet in the bedrooms and lower level beautifully complements the rich hardwood floors throughout the main living areas. Move in ready and impeccably cared for, this home offers the perfect blend of comfort, style and low-maintenance living. Conveniently located near highways, shopping, restaurants, schools, parks, and exercise path. You'll enjoy easy access to everything you need.

11525 S LAKECREST Drive, Olathe

Listing courtesy of Charlie Potchad of ReeceNichols -Johnson County W.

$500,000

4 Beds ⋅ 3.5 Baths

Welcome to this lovingly cared-for, one-owner gem with beautifully landscaped yard, on a cul-de-sac lot in the award-winning Olathe school district! Step inside to find fresh interior paint in neutral tones, rich wood floors, and expansive windows that flood the home with natural light. The main level offers a seamless flow, featuring a cozy great room with a handsome fireplace and custom built-ins, an elegant formal dining room built for entertaining, and a convenient main-level laundry room. At the heart of the home is a dream kitchen equipped with a massive island, abundant cabinetry with creative smart storage, and a cozy breakfast nook. Upstairs, you’ll find four spacious bedrooms and three remodeled full baths, highlighted by a serene primary suite complete with built-ins, double vanities, a jetted tub, a large walk-in shower, an oversized double walk-in closet, and even a hidden ironing board for extra convenience. For the hobbyist or car enthusiast, the oversized three-car garage comes finished with a dedicated work and storage bench. Outside, your private backyard oasis offers endless space to relax or play, while the expansive unfinished lower level provides unbeatable storage today and infinite potential to finish out tomorrow! Close to shopping, restaurants, schools, and parks - this is a must see! Taxes and SqFt per county record. Room sizes approx. No preferences or limitations or discrimination because of any of the protected classes under Fair Housing.

14425 S Blackfeather Street, Olathe

Listing courtesy of Hendrix Group of Real Broker, LLC.

$599,900

4 Beds ⋅ 3.5 Baths

Opportunity awaits in Cedar Creek—The Crossings! Get in to your dream neighborhood for under $600,000 and make this already gorgeous two-story home your own! Perfectly nestled on a quiet cul-de-sac, this home backs to walking trails and green space, offering added privacy and a peaceful setting. Step inside and you're greeted by the wide staircases and abundant natural light, complementing the home's cool, neutral tones throughout. Designed for both entertaining and everyday living, the open main level seamlessly connects the great room, kitchen, and breakfast area, while the formal dining room provides the perfect setting for holidays and special occasions. The spacious kitchen features a large walk-in pantry, abundant prep space, and easy access to the covered deck—an ideal spot to enjoy your morning coffee or unwind at the end of the day. A convenient laundry and mudroom area just inside the three-car garage adds thoughtful functionality. Upstairs, the expansive primary suite offers a true retreat with a private sitting area and an oversized walk-in closet.The generously sized secondary bedrooms include two that share a Jack-and-Jill bathroom and one with a private en-suite bathroom. Step outside to a backyard that offers a surprising sense of privacy, creating the perfect backdrop for outdoor gatherings or peaceful evenings. Enjoy the unmatched Cedar Creek lifestyle with access to a 65-acre lake, three neighborhood pools, pickleball and tennis courts, walking trails, and countless other recreational amenities. You'll also appreciate the close proximity to Cedar Creek Elementary, making everyday routines even more convenient. Move in before the school year begins!

24451 W 111TH Place, Olathe

Listing courtesy of Malina Group of Keller Williams Realty Partners Inc..

$565,000

4 Beds ⋅ 4.5 Baths

From the moment you arrive you’ll appreciate the exceptional curb appeal and thoughtful design that continues throughout the home. Inside you’ll find spacious living areas and an inviting layout that is equally suited for everyday living and entertaining. Open kitchen has walk-in pantry, center island and breakfast area. The second floor offers 4 spacious bedrooms that include the primary suite with coffered ceiling, en-suite featuring a huge custom walk-in shower with dual shower heads and separate jetted tub, dual vanities and enormous walk-in closet. The 2nd bedroom has a vaulted ceiling with en-suite bath, 3rd bedroom with Hollywood bath access, and 4th bedroom with vaulted ceiling. Finished walk-out basement features a wet bar, family room and 4th full bath. Fenced yard features a freshly refinished deck and covered patio perfect for relaxing evenings and hosting get togethers. Perfectly situated in a prime Olathe location, you’ll enjoy convenient access to award winning schools, shopping, dining, parks, and major highways while still feeling tucked away in a beautiful neighborhood with an amazing pool. Be sure to see this one now!

2297 W Cothrell Street, Olathe

Listing courtesy of Sydney West of Real Broker, LLC.

$735,000

4 Beds ⋅ 4.5 Baths

Welcome to 14672 S Garnett Street, a 4-bedroom, 3 full and 2 half-bath home in the Blue Valley School District. Recent improvements include a new roof, a low-maintenance composite deck, and a new concrete patio that extends your outdoor living space. The primary suite features two walk-in closets and an en-suite bath. The finished lower level includes a fully equipped second kitchen, ideal for multi-generational living, extended guest stays, or entertaining. Two HVAC systems provide zoned climate control, and two water heaters support the demands of a busy household. With four bedrooms, three full baths, and two half baths, there's room for family and guests alike. A 3-car garage adds convenience, and the Highlands of Kensington community offers walking trails, a community pool, and common green spaces. Schedule your private showing today.

14672 Garnett Street, Olathe

Listing courtesy of Rahul Dedhia of Keller Williams Realty Partners Inc..

$465,000

5 Beds ⋅ 3.5 Baths

Welcome to this beautifully updated two-story home on a quiet cul-de-sac in desirable Bridlewood Downs! Offering 5 bedrooms, 3.1 baths, fresh interior paint, and engineered hardwood flooring, this move-in-ready home combines style, space, and functionality. The entry foyer opens to a light-filled living room with a bay window, fireplace, and custom built-ins. The formal dining room features a tray ceiling and detailed millwork, perfect for entertaining. The spacious eat-in kitchen boasts abundant cabinetry, a center island with cooktop, walk-in pantry, and brand-new stainless steel stove, oven, microwave, and dishwasher. An updated powder room completes the main level. Upstairs, the spacious primary suite offers a tray ceiling, luxury vinyl plank flooring, a large walk-in closet, and private en-suite bath. Three additional bedrooms, including one with a vaulted ceiling, share a full hall bath. Convenient second-floor laundry includes a brand-new washing machine. The finished lower level adds a fifth bedroom, full bath, new egress window, and versatile living space ideal for a rec room, media room, home office, gym, or playroom. Enjoy the fenced backyard on a generous 0.33-acre lot with plenty of room for entertaining, pets, or gardening. Additional updates include a newer roof (2017), furnace (2019), carpet (2019), radon mitigation system, and new kitchen appliances. Neighborhood amenities include a community pool, walking trails, and easy access to top-rated schools, parks, shopping, dining, and major highways. Don't miss this exceptional opportunity to own a beautifully maintained home in one of the area's most sought-after neighborhoods!

2617 W Whitney Street, Olathe

Listing courtesy of Ray Homes KC Team of Compass Realty Group.

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