Olathe Homes with FHA Financing

Welcome to Olathe, Kansas – a vibrant city that beautifully blends suburban charm with urban conveniences. Nestled in Johnson County, Olathe is known for its friendly atmosphere, excellent schools, and a plethora of recreational opportunities. With a rich history dating back to the mid-1800s, Olathe has evolved into a thriving community that appeals to families, young professionals, and retirees alike.

As you explore the diverse neighborhoods of Olathe, you’ll discover an array of homes that cater to different lifestyles and budgets. One of the most attractive financing options available for homebuyers in this area is FHA financing. This government-backed mortgage program is designed to make homeownership more accessible, especially for first-time buyers. With lower down payment requirements and flexible credit score criteria, FHA loans are a fantastic way to get your foot in the door of the Olathe real estate market.

Imagine settling into a cozy home surrounded by lush parks, top-rated schools, and a welcoming community. Olathe offers a variety of housing styles, from charming bungalows to modern townhomes, all ready to be transformed into your dream sanctuary. With FHA financing, you can find a home that not only fits your budget but also reflects your personal style.

Whether you’re drawn to the bustling local shops, the serene walking trails, or the exciting cultural events, Olathe is a place where you can create lasting memories. Discover your new home in Olathe today, and embrace all that this wonderful city has to offer!

Newest Olathe Homes with FHA Financing

$439,000

3 Beds ⋅ 2.5 Baths

Main Floor MBR Brownstone Townhomes don't come on the market often but this one is a 1.5 Story and available now! Welcome to East Olathes sought after community at Arbor Creek! Charming walkable neighborhood with restaurants, etc. nearby. Liv Rm w/ hearth fireplace & mantel, heavy trim package throughout home and double stack bay windows, Formal Din Rm or open flex room, Kitchen with high ceilings and peninsula bar & breakfast room and all kit appliances stay, Laundry Rm on 1st floor, MBR features tub & shower bath + walkin closet! Bedrm's 2 & 3 are located on the second floor. Wide 2 car rear entry garage, adorable private atrium outdoor patio off kitchen perfect for the grill! 1st floor features newer plank wood laminate flooring + hardwoods, carpet on stairs and upper level bedrooms. Full basement for storage or finish for additional sq footage! Occupancy close/possession quick/flexable. Sellers providing AB MAY 1 year warranty on Property for new owners. These highly desirable main floor master bedroom units rarely become available on the market so see/show this one today! HOA maintenance provided community with swimming pool.

16067 S BROOKFIELD Street, Olathe

Listing courtesy of Bill Gerue of Realty Executives.

$500,000

4 Beds ⋅ 2.5 Baths

Professional photos being done soon! This is more than a cosmetic remodel. This home has been extensively renovated from top to bottom, including the major systems and big-ticket improvements buyers often face after purchasing a home. With a brand-new roof, HVAC system, updated finishes, brand new appliances, and numerous additional improvements throughout, the expensive work has already been done. The result is a beautiful, truly move-in-ready home where the next owner can settle in and enjoy rather than immediately budgeting for renovations and major replacements. The main level welcomes you with a comfortable front sitting room/parlor and a bright eat-in kitchen featuring new stainless-steel appliances, granite countertops, new lighting, and updated finishes. A flexible dining room/office, half bath, and convenient main-floor laundry provide plenty of options for everyday living. Upstairs are four bedrooms with generous closet space. The spacious primary suite features an elegant inset ceiling, two walk-in closets, and a large private ensuite with dual vanities, a jetted soaking tub, and separate shower. Located in the desirable Heatherstone neighborhood, this home offers more than four walls. Residents enjoy a community pool, playground, attractive surroundings, and year-round neighborhood activities that help create a genuine sense of community. You can remodel a house. You cant remodel its location or manufacture a great neighborhood. This home offers both extensive improvements inside and an established community outside. For buyers comparing this home with properties that may initially appear similar, its worth considering not only the purchase price, but also the cost of replacing an aging roof, HVAC system, appliances, mechanical components, and updating kitchens, bathrooms, flooring, lighting, and finishes. Here, the work has already been done!

12001 S Rene Street, Olathe

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.

$420,000

3 Beds ⋅ 2 Baths

Location, location, location! This charming and welcoming home, in the highly desired Arbor Woods neighborhood, is the one you have been waiting for. Step inside to find an inviting living room featuring vaulted ceilings—the perfect space for gathering or watching the big game. The spacious, eat-in kitchen boasts custom cabinetry, a walk-in pantry, and direct access to the back deck for seamless indoor-outdoor hosting. On the upper level, the primary suite serves as a private retreat complete with a double-bowl vanity and a generous walk-in closet. Two additional bedrooms and a well-appointed full bath finish out the upper level. Downstairs, the finished basement features a versatile rec room, perfect for a home gym, playroom, or media space. Outside, you will love the spacious, fully fenced backyard, offering plenty of room to entertain on the deck or simply relax and enjoy the outdoors. You will love the oversized garage (20' wide by 28' long!) with plenty of space to tinker, store items, or use as a workshop. Bonus storage crawl space adjacent to the rec room in the basement. So much to do in the area....walk to popular paved Cedar Niles trails less than a mile away. Drive less than 3 miles and explore all that Lake Olathe has to offer (splash pad, playground, disc golf, and all the lake activities you can imagine). There is so much to love about this home! Come out an take a look today!

23545 W 126TH Terrace, Olathe

Listing courtesy of Randi Platko of Prime Development Land Co LLC.

$632,900

4 Beds ⋅ 3 Baths

The Hampshire by SAB Homes, under way at Heritage Ranch Lot 38. This home is under construction. Est. Completion Jan 2027. This reverse floor plan features main floor living, with the primary ensuite located off the kitchen and living room. An additional mainfloor bedroom and full bathroom located off the front entry. Two bedrooms and a full bathroom on the lower level, as well as a recreation room featuring a wet bar. On a daylight lot with a covered rear deck. All in the coveted Heritage Ranch, A Lambie-Rieke Community, with Amenities Galore such as state-of-the-art pool, clubhouse, trails, pickleball. play area, half-court basketball, ponds and so much more coming soon! This community provides a wonderful lifestyle and right next to the 1,238 Acre Heritage Park with Dog Park, Sports Parks, Golf, Lake, Trails and so much more! Contact Onsite Agents for Estimated Completion of homes on site, and design selections. Our Welcome Center Office is located at 15412 W. 161st Terrace, Olathe. Lot 64 in Heritage Ranch. Renderings &/or images may show features that are subject to change. Sq Ft & Taxes are estimated. Home is under construction. Welcome Home to Heritage Ranch - one of the last NEW Home Communities in Johnson County!

15382 162nd Street, Olathe

Listing courtesy of Kimberly Maxon of Weichert, Realtors Welch & Co..

$335,000

4 Beds ⋅ 2.5 Baths

Welcome home to this beautifully updated 4-bedroom, 2.5-bath side-to-side split nestled in an amazing cul-de-sac location within award-winning Olathe Schools! Offering an abundance of living space and thoughtful updates throughout, this home is designed for comfortable everyday living and effortless entertaining. The main level features a spacious great room plus a formal dining room or casual eating area. The bright white kitchen showcases freshly painted cabinets and newer stainless-steel appliances, with the refrigerator and washer/dryer included! Upstairs, you'll find three generously sized bedrooms, while the 4th bedroom - the private primary suite occupies the third level and offers an updated primary bath complete with a beautiful tiled shower. The second-level full bath has also received tasteful updates. The lower-level family room is the perfect cozy retreat, featuring a gas fireplace, brand-new carpet, wet bar, built-ins, and a convenient half bath. Step outside to a large patio and privacy-fenced backyard, perfect for relaxing or entertaining. The newer deck is another favorite gathering spot and features a hot tub that stays with the home! The finished basement adds even more versatility with an office that could serve as a non-conforming 5th bedroom, a large pantry/storage area, and a dedicated laundry room. Additional major updates include newer windows, HVAC, hot water heater, doors, and an updated roof. With multiple living areas, spacious bedrooms, abundant storage, fantastic outdoor spaces, and an impressive list of updates, this home truly has it all. Conveniently located near parks, shopping, dining, and major highways, this is a wonderful opportunity to enjoy comfort, convenience, and highly sought-after Olathe schools!

16503 W 142nd Circle, Olathe

Listing courtesy of Alison Zimmerlin of ReeceNichols - Leawood.

$384,900

4 Beds ⋅ 2.5 Baths

Welcome home to this beautifully updated, move-in-ready property in Olathe! Freshly painted inside and out, this home features high-end finishes and big-ticket mechanical upgrades throughout. Step inside to brand-new carpet and durable Pergo luxury vinyl plank flooring that flows seamlessly through the open living areas. The bright, eat-in kitchen and dining space is perfect for daily living and entertaining, complete with sleek granite countertops and ample cabinet space. The spacious primary suite serves as a true retreat, offering a generous walk-in closet and a private ensuite bath equipped with a double vanity. Downstairs, the sub-basement features an included sump pump and provides exceptional extra storage space to keep everything organized. Outside features are just as impressive, highlighted by a deep garage with plenty of room for vehicles and extra workspace. With a brand-new AC and furnace already in place, you can enjoy complete peace of mind for years to come. Schedule your tour today!

21380 W 181st Terrace, Olathe

Listing courtesy of Tyson Lininger of Platinum Realty LLC.

$310,000

3 Beds ⋅ 2 Baths

This charming Olathe home is full of character, warmth, and inviting spaces throughout! Beautiful hardwood floors and an abundance of natural light create a bright and welcoming feel, with generous living spaces and comfortable bedrooms offering plenty of room to settle in. Outside, the large covered front porch adds to the home’s charm, while the back deck and patio open to a spacious fenced backyard surrounded by mature trees. With its classic character, great outdoor spaces, and welcoming feel, this is a home you’ll love making your own!

325 S Cherry Street, Olathe

Listing courtesy of Hern Group of Keller Williams Platinum Prtnr.

$539,000

4 Beds ⋅ 3 Baths

Award-winning Gabriel Homes Richmond villa featuring true main-level living in the highly desirable Foxfield Villas maintenance-provided community. This lightly lived-in 4-bedroom, 3-bath home offers 2,571 square feet and combines thoughtful upgrades with exceptional convenience. The open kitchen features an upgraded cooktop with built-in oven, a powerful 900 CFM vented range hood, abundant workspace, and seamless flow to the dining and great room areas. The spacious primary suite includes upgraded custom closet storage with pull-down organizers and built-in drawers. [Gabriel Ho...Floorplan / PDF] Recent updates include a new water heater and sump pump (2025), fresh interior paint, professionally cleaned carpets, and meticulous maintenance throughout. Pet-free and smoke-free ownership contribute to the home's clean, move-in-ready condition. Located just minutes from K-7, I-35, and I-435, the home provides outstanding access to shopping, dining, healthcare, and everyday conveniences. Hy-Vee, Walmart Supercenter, Aldi, restaurants, and services are all within a short drive, while a gas station is approximately one minute away. Nestled within a larger master-planned neighborhood, residents enjoy miles of walking trails, open green spaces, a resort-style lap pool, volleyball courts, playgrounds, and year-round community activities. The maintenance-provided HOA covers lawn care, snow removal, and biannual landscape maintenance, creating a low-maintenance lifestyle. HOA dues are $220 per month, plus a $500 annual master HOA fee supporting neighborhood amenities, trails, and pool maintenance. A rare opportunity to enjoy comfortable, lock-and-leave living in one of western Olathe's most desirable villa communities.

11656 Deer Run Street, Olathe

Listing courtesy of Eddie Davis of Orenda Real Estate Services.

$321,900

3 Beds ⋅ 2 Baths

This quaint, beautifully updated Cape Cod in Olathe offers 1,424 square feet of finished living space and numerous improvements throughout. The updated kitchen is a highlight of the home, featuring granite countertops, a center island, stainless steel appliances, tile backsplash, abundant cabinetry and generous workspace. The main level offers a modern, open floor plan that connects the kitchen, dining and living areas, creating a bright and inviting space perfect for entertaining. Recessed and pendant lighting add to the contemporary feel. Fresh interior paint throughout, new carpet and new luxury vinyl plank flooring give the home a clean, move-in-ready feel. Both bathrooms feature attractive ceramic-tile showers, including a spacious walk-in shower. New blinds throughout and thermal windows add to the home's comfort and finished appearance, and the air-conditioning system is approximately 6 years old. The spacious upper level offers excellent flexibility with abundant natural light and room for a variety of uses. Outside, attractive front landscaping enhances the home's wonderful curb appeal, while the large fenced backyard with mature trees provides plenty of room to enjoy the outdoors. A large deck extends the living space outside and offers an ideal setting for relaxing, entertaining, or enjoying the tree-lined yard. A great combination of Cape Cod character, modern updates, comfortable living space, and outdoor space in a convenient Olathe location.

725 N Willie Street, Olathe

Listing courtesy of Scott Boling of Coldwell Banker American Home.

$475,000

3 Beds ⋅ 3.5 Baths

NICE 2 STORY IN HERITAGE PARK ESTATES! NEW ROOF AND EXTERIOR PAINT! Cul-De-Sac lot and Blue Valley School District! Front porch and grand entryway welcomes you inside. Living room has a fireplace and upgraded flooring. Kitchen features tall cabinets, stainless appliances, subway tile backsplash and pantry. Textured ceilings throughout. Large master bedroom with a HUGE walk in closet! Finished basement has NEW carpet with two egress windows and full bath, could also be used as a nonconforming fourth bedroom. Incredible screened covered DECK with ceiling fan, great for entertaining! Large 3 car garage with high ceilings, epoxied floor and large doors for big vehicles. Seller is also providing a 1 year home warranty. Pride of ownership shows!

15453 S Dice Lane, Olathe

Listing courtesy of Wes Shields of Platinum Realty LLC.

$390,000

3 Beds ⋅ 2.5 Baths

Welcome to this Fabulous Home!! A 2-story home with a Finished Basement, Fenced Yard & Cul-de-sac… ONE Year Old-Water Heater, Air Conditioner & Furnace. Radon Mitigation System in place & Newer Sump Pump. So MUCH NEW at the Home… New Stainless-Steel Stove & Microwave, Fresh Paint for the Family Room, Kitchen, Entry, Upstairs Hallway, Bedrooms & All Baths and Basement. New Flooring in Primary & Hall Baths, New Patterned Stair Carpet at the entry, plus New Carpet for Basement. Recently updated Primary Shower with Onyx walls & New Shower Doors. Assorted New Lighting including Bathroom Lighting & Exterior Lighting. New White Six Panel Interior Doors add a crisp detail to the Home. Roof is 7 Years! Fenced & Treed backyard complete with a Shed. Enjoy your future evenings enjoying the sizeable deck with Family and Friends. Home offers easy care Vinyl Siding, buried down spouts & a New Back Storm Door. Stainless Steel Refrigerator and Front Load Washing Machine w/ Drawer stay w/ the Home...Hurry! If you have looked at too many split level homes and need a bath on the main level this is the Style of Home for YOU! This home will go Quickly!!

1042 E Millview Circle, Olathe

Listing courtesy of Cheryl Fromong of Keller Williams Realty Partners Inc..

$1,037,850

5 Beds ⋅ 5.5 Baths

LUXURY 1.5-STORY HOME | 5 BEDROOMS | 5.5 BATHS | 3-CAR GARAGE! Introducing SAB Homes new floor plan, the Mila on lot 109! Thoughtfully designed, this impressive 1.5-story home offers 3,388 sq. ft. of finished living space. The spacious design features 5 bedrooms, 5.5 bathrooms, and a 3-car garage with a deep third bay, ideal for longer vehicles, additional storage or recreational toys. The main level offers an open, inviting layout with plenty of room for everyday living and entertainment, while the upper level provides additional bedrooms and flexible living space. Enjoy outdoor living from your private covered patio, perfect for relaxing or hosting guests. Optional basement finish with full 9' foundation includes added windows and wells, plus a full-bath rough-in, providing excellent potential for future lower-level finishing and additional living space. Construction is currently at the drywall stage, with cabinet and trim installation to follow. Anticipated completion is late December, subject to construction progress. Heritage Ranch, a Lambie-Rieke community is one of the latest new-home communities in Johnson County! Designed for an exceptional lifestyle, Heritage Ranch offers an impressive lineup of amenities including a state-of-the-art pool, clubhouse, walking trails, pickleball courts, play area, half-court basketball, ponds, and more planned for the future. Ideally located adjacent to the 1,238-acre Heritage Park, residents have easy access to a dog park, sports fields, golf, lake, trails, and an abundance of outdoor recreation. Home is currently under construction. Contact the onsite agents for estimated completion timing and available design selections. The Sales Office is OPEN 7 DAYS A WEEK and is located at 100.

15909 S Twilight Lane, Olathe

Listing courtesy of Heather Leiker of Weichert, Realtors Welch & Co..

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