Olathe Homes with FHA Financing

Olathe Homes with FHA Financing

Welcome to Olathe, Kansas – a vibrant city that beautifully blends suburban charm with urban conveniences. Nestled in Johnson County, Olathe is known for its friendly atmosphere, excellent schools, and a plethora of recreational opportunities. With a rich history dating back to the mid-1800s, Olathe has evolved into a thriving community that appeals to families, young professionals, and retirees alike.

As you explore the diverse neighborhoods of Olathe, you’ll discover an array of homes that cater to different lifestyles and budgets. One of the most attractive financing options available for homebuyers in this area is FHA financing. This government-backed mortgage program is designed to make homeownership more accessible, especially for first-time buyers. With lower down payment requirements and flexible credit score criteria, FHA loans are a fantastic way to get your foot in the door of the Olathe real estate market.

Imagine settling into a cozy home surrounded by lush parks, top-rated schools, and a welcoming community. Olathe offers a variety of housing styles, from charming bungalows to modern townhomes, all ready to be transformed into your dream sanctuary. With FHA financing, you can find a home that not only fits your budget but also reflects your personal style.

Whether you’re drawn to the bustling local shops, the serene walking trails, or the exciting cultural events, Olathe is a place where you can create lasting memories. Discover your new home in Olathe today, and embrace all that this wonderful city has to offer!

Newest Olathe Homes with FHA Financing

$500,000
5 Beds ⋅ 3.5 Baths
Space & Grace abound in this updated 2-story home. 5 bedrooms, 3.5 baths, a finished lower level, hardwood flooring on the entire first floor, completely remodeled kitchen with custom white cabinetry, quartz countertops, and a center island with tons of storage. A cook's dream kitchen with upgraded LG Cafe appliances and a double pantry with pull-out and soft-close drawers. Upstairs you'll find a large primary bedroom and an updated primary bathroom with a large walk-in shower, double vanities, and a huge walk-in closet. The laundry is conveniently located on the bedroom level, making doing the laundry a breeze. Downstairs you'll find a second living area, a 5th bedroom, and a full bath! Perfect for the out-of-town guests, or families needing that extra space and separation. Outside, you'll find low-maintenance hardy board siding, a brand new driveway with a bonus 3rd car pad (perfect for an RV or winter boat storage), and newer HVAC & water heater. Hosting large groups is no problem, as there is a spacious deck, patio with pergola, fire pit for the s'mores, and a basketball court, and the trampoline stays! Located on a private cul-de-sac, flat oversized yard. Kids can walk to elementary and middle schools; Olathe South High is in close proximity. Other features include: Iron spindles, refinished hardwood floors, tile in baths, and a sprinkler system. This home has been very well cared for and is move-in ready!

14060 S Blackfoot Court, Olathe

Listing courtesy of Lisa Y Moore of Compass Realty Group.
$452,950
4 Beds ⋅ 3 Baths
**Move-In Ready Maintenance-Provided Ranch Villa** Enjoy effortless, maintenance-free living in this beautifully designed ranch villa featuring **4 bedrooms, 3 bathrooms**, and approximately **2,750 square feet** of finished living space. The open-concept floor plan is highlighted by **10-foot ceilings**, creating a bright and spacious feel throughout the main level. The stylish kitchen features **stainless steel appliances**, ample cabinetry, and is perfect for both everyday living and entertaining. A finished lower level provides additional living space ideal for guests, hobbies, or family gatherings. The **$300 monthly HOA** offers exceptional value by covering **homeowners insurance, lawn care, snow removal, exterior maintenance, and future roof replacement**, allowing you to enjoy a truly carefree lifestyle. Nestled in the desirable **Prairie Farms Villas** community, you'll appreciate the convenience of nearby shopping, dining, healthcare, and major highways. Plus, you'll be just **minutes from Olathe Lake**, where you can enjoy walking trails, boating, fishing, kayaking, and other outdoor recreation.

155 S Diane Drive, Olathe

Listing courtesy of Marti Prieb Lilja of Keller Williams Realty Partners Inc..
$330,000
3 Beds ⋅ 2 Baths
Move-in ready and beautifully updated! This spacious 3-bedroom, 2-bath home features a NEW ROOF, NEW HVAC system, newer carpet, and stylish updates throughout. The vaulted living room offers a cozy fireplace and abundant natural light, while the kitchen features stainless steel appliances, ample cabinetry, a corner sink overlooking the backyard, and an open eat-in area that flows into the lower-level recreation room. Upstairs you'll find the private owner's suite with a walk-in closet and built-in shelving. The finished lower level includes a third bedroom, full bath, laundry with luxury vinyl plank flooring, and additional living space perfect for guests, an office, or entertaining. Enjoy the fully fenced backyard with a large deck, storage shed, and plenty of room to relax or play. A two-car garage completes this exceptional home. Major improvements have already been done—just move in and enjoy!

13134 S Raintree Drive, Olathe

Listing courtesy of The Collective Team of Compass Realty Group.
$800,000
4 Beds ⋅ 3.5 Baths
Built in 2022 by Rodrock Homes, this sought-after Irving 2-story with a walkout lot offers a blend of style, function, and modern design. Featuring a two-story entry, formal dining room, main-level office, and an open-concept living space, this home is designed for both everyday living and entertaining. The spacious kitchen boasts a large center island, walk-in pantry, upgraded stainless steel appliances, and seamless flow into the great room. Outdoor living shines with three distinct entertaining spaces: a covered back patio, a walkout lower-level patio with a beautiful wood pergola, and a firepit gathering area, all within the fully fenced backyard. Upstairs, you'll find four bedrooms, three full baths, and a convenient second-floor laundry room. Located in the highly acclaimed Blue Valley School District, you'll enjoy access to top-rated schools along with nearby parks, shopping, dining, and everyday conveniences.

14476 S Haskins Street, Olathe

Listing courtesy of Cyndi Reid of ReeceNichols- Leawood Town Center.
$519,900
4 Beds ⋅ 4.5 Baths
Welcome to this Beautifully Maintained 1.5 Story Home in sought after Copper Creek, where Quality, Space & Peace of Mind Come Together! Major Improvements have already been made including, NEW Roof, NEW Exterior Paint, One Year Young AC & NEW Windows! Big Ticket Items are DONE, allowing you to Move In with Confidence! The Spacious, Thoughtfully Designed Floor Plan Features 4 Bedrooms, Three with Walk-In Closets, Plus a Mini-Primary Ensuite Upstairs in Addition to the Primary Suite on Main Level!! Generous Room Sizes and abundant Closet Space provide comfort and Functionality Throughout! The Finished Lower Level expands your Living Space with TWO Non-Conforming Bedrooms, FULL Bath, Media/Game Room & Wet Bar... PLUS Cedar Closet & Abundant Storage! This Home Checks ALL the Boxes and The Location Can't be beat with Shopping, Dining & Grocery Options Super Close!

14530 S Greenwood Street, Olathe

Listing courtesy of Amy Larson of Compass Realty Group.
$370,000
4 Beds ⋅ 2 Baths
Photos uploaded soon!! Welcome Home! This 4-bedroom, 2 bath side/side split sits on a large cul-de-sac corner lot. The main level consists of a beautiful living room, dining room, kitchen, and family room. New LVP flooring graces the entire main level. The kitchen boasts new quartz countertops, mosaic tile backsplash, new sink, pantry and double oven! A large picture window brings a lot of natural light into the living room. The spacious dining room has a vaulted ceiling. A gas log fireplace is featured in the family room. Stairs and hallway on the second level also have new LVP flooring. Two bedrooms on the second level feature window seats and ceiling fans. A large dormer bedroom contains a large closet. The primary bedroom contains a walk-in closet and ceiling fan. A new toilet and LVP flooring update the primary bathroom. The entire home has fresh paint throughout. There is a new deck off of the kitchen leading to a patio area. The large back yard is fenced by a beautiful vinyl fence and also contains a shed. The driveway and porch have recently been mud jacked. Basement area is approx 21x22 waiting on your finishes! Newer roof, HVAC, and HWH leave nothing to do but move in! Information deemed reliable but not guaranteed; Buyer assumes all responsibility for property due diligence. Taxes and Sq. Ft are estimated. Buyer or Buyer Agent to confirm.

400 S NORMANDY Drive, Olathe

Listing courtesy of Jennifer Turner of Platinum Realty LLC.
$319,000
3 Beds ⋅ 2 Baths
Welcome home to this well-maintained 3-bedroom, 2-bath home located in a convenient Olathe location! Step inside to a bright and inviting living room featuring vaulted ceilings, a cozy fireplace, and an open flow into the dining area and kitchen. The kitchen offers stainless steel appliances, ample cabinet space, and is perfect for everyday living or entertaining. The upper level features a spacious primary bedroom with a walk-in closet, dedicated vanity area, and direct access to the shared full bathroom. A second bedroom completes the upper level. Downstairs, you'll find a versatile rec room that's perfect for a second living area, media room, playroom, home gym, or office, along with a third bedroom and a second full bathroom, ideal for guests or added privacy. Step outside to enjoy the spacious, fenced backyard with a patio that's perfect for grilling, relaxing, entertaining friends, or letting kids and pets play. Shed provides plenty of additional storage space for toys, tools, or lawn equipment. Conveniently located near shopping, dining, parks, and easy highway access, this home is ready for its next owner!

1126 E Charlotte Town Road, Olathe

Listing courtesy of Nelson Home Group of Keller Williams KC North.
$725,000
4 Beds ⋅ 4.5 Baths
Thoughtfully updated and meticulously maintained, this exceptional two story in Highlands of Kensington and award winning Blue Valley School District, offers the perfect blend of timeless design, functional living spaces, and extensive recent improvements. Major updates include a new HVAC, roof, gutters, garage doors, and deck stain (2026), exterior paint (2024), new fence and professional landscaping (2023), along with basement and interior trim paint (2021), allowing you to simply move in and enjoy. The main level is designed to bring everyone together, featuring rich hardwood floors throughout, a private office with French doors, formal living and dining room, and an inviting hearth room that flows seamlessly into the beautifully appointed kitchen. White cabinetry, granite countertops, stainless steel appliances, under-cabinet lighting, a hidden walk-in pantry, generous eat-in dining space, and a convenient drop zone near the garage create a kitchen that is as practical as it is beautiful. Upstairs, the spacious primary suite is a true retreat with a cozy sitting area, dual vanities, and a large walk-in closet. A private guest suite with its own walk-in closet provides comfort, while two additional oversized bedrooms are connected by a Jack-and-Jill bath. The walkout lower level is filled with incredible natural light and was designed for entertaining, offering a full bar, media room, exercise room, full bath, and flexible space for hobbies or play. Step outside to the paver patio overlooking a beautifully landscaped yard that creates a private outdoor oasis. Just a short walk from the neighborhood pool and surrounded by this desirable community, this is a home where every detail has been thoughtfully considered and every major project has already been completed.

14585 S Cody Street, Olathe

Listing courtesy of Sarah Harnett of West Village Realty.
$545,000
5 Beds ⋅ 3.5 Baths
Welcome home to this 5 Bedroom, 3.5 Bath home with a finished lower level in sought-after Stonebridge Meadows! NEW Roof, NEW Furnace, NEW Air Conditioner and NEW Interior Paint! Wonderful Rodrock-built 2-story home features an open floorplan, hardwood floors, large kitchen, 4 bedrooms upstairs along with convenient bedroom-level laundry, a finished basement with a 5th bedroom and Full Bathroom and a 3-car garage with epoxy floors. Enjoy your outdoor living with a covered patio, large backyard and fenced yard! This popular Stonebridge community has fantastic amenities including FOUR pools, clubhouse, fitness center, pickle ball courts, sand volleyball, walking trails and parks! Close to schools, shopping and dining! Quick close available! Nothing to do but move in!

16584 S Lind Road, Olathe

Listing courtesy of Trish Pfanstiel of ReeceNichols -Johnson County W.
$596,210
4 Beds ⋅ 3.5 Baths
Introducing The Destin 2-Story Model Home by Rodrock Homes—a thoughtfully designed home that combines modern style, functionality, and an unbeatable value. With a price point that makes elevated two-story living more accessible than ever, this home delivers space, flow, and comfort without compromise. The main level is bright and open, seamlessly connecting the great room, dining area, and gourmet-style kitchen with walk-in pantry—perfect for weekday dinners or weekend entertaining. Step outside to the covered patio to enjoy an effortless indoor-outdoor lifestyle. Upstairs, the primary suite offers a private retreat, complemented by three additional bedrooms and a convenient laundry room, creating a layout that works perfectly for a variety of lifestyle choices. Blending smart design, friendly spaces, and a highly desirable price point, The Destin offers exceptional value in a modern, price conscious offering. Taxes are estimated. This home is a model home, not for sale. Price includes the lot, base price and community requirements. Does not include upgrades you see in the model.

15586 W 168th Terrace, Olathe

Listing courtesy of Suzanne Vaughan of Rodrock & Associates Realtors.
$550,000
4 Beds ⋅ 2.5 Baths
Experience refined living in this beautifully crafted 1.5-story residence, thoughtfully designed with timeless elegance and today's most desirable features. The luxurious main-level owner's suite offers a private retreat, while a versatile secondary bedroom provides the perfect space for a sophisticated home office, private study, or welcoming guest suite. At the heart of the home, the expansive open-concept kitchen seamlessly connects to the dining area and great room, creating an inviting atmosphere for both intimate gatherings and effortless entertaining. A spacious laundry room on the main level adds everyday convenience without compromising style. The unfinished lower level presents an exceptional opportunity to create the custom space you've always envisioned—whether it's a home theater, fitness studio, wine cellar, or additional living area. Upstairs, a generous loft offers the ideal setting for a media lounge, game room, or quiet retreat. Two spacious secondary bedrooms, each featuring oversized walk-in closets, share a well-appointed full bath, providing comfort and privacy for family or guests. Designed with flexibility, sophistication, and room to grow, this exceptional home delivers the perfect balance of luxury, comfort, and everyday functionality.

21871 W 116th Place, Olathe

Listing courtesy of Annie Kennedy of Realty Executives.
$530,000
3 Beds ⋅ 3 Baths
Don't miss this free-standing maintenance provided villa in the highly desirable neighborhood "The Villas at St. Andrews" located in an ideal location (143rd & Quivira) featuring a move-in ready ranch floor plan in a low-traffic culdesac! ~ 2 bedrooms on the main level including the primary bedroom w/ walk-in closet, 3rd full bedroom & 3rd full bath located in the finished basement. Stunning kitchen w/ shiny hardwoods & vaulted ceilings on the main level, cozy gas fireplace & sunny breakfast room overlooking the private/quiet backyard. Relax & enjoy your morning coffee on the 3-season screened deck! NEW HVAC installed 4 years ago, NEW dishwasher & NEW refrigerator, Full finished basement w/ tv room/rec room & still plenty of storage. Concrete tile roof + snow removal & lawn care included in your HOA monthly fees. Move right in, it's ready to roll!

11730 W 144th Terrace, Olathe

Listing courtesy of Brett Budke of ReeceNichols -Johnson County W.
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