Ottawa Homes with Cash Financing

Welcome to Ottawa, a charming city located in Franklin County, Kansas. Known for its friendly community and small-town atmosphere, Ottawa offers a peaceful and serene setting for residents to call home.

With a rich history dating back to the 19th century, Ottawa boasts beautiful historic architecture, tree-lined streets, and a vibrant downtown area filled with shops, restaurants, and cultural attractions. Residents can enjoy a variety of outdoor activities in the city's parks, trails, and recreational areas.

For those looking to purchase a home in Ottawa, cash financing is a viable option. Homes with cash financing provide buyers with the opportunity for a quick and seamless transaction, allowing them to secure their dream home without the need for a mortgage. This can be particularly advantageous for buyers looking to move quickly or for those who may not qualify for traditional financing options.

Whether you're drawn to Ottawa for its historic charm, tight-knit community, or picturesque surroundings, this city offers a quality of life that is truly unmatched. Explore the real estate opportunities in Ottawa today and discover the perfect place to call home.

Newest Ottawa Homes with Cash Financing

$150,000

3 Beds ⋅ 1 Baths

Charming and ready to welcome you home. This cute 3-bedroom, 1 bathroom bungalow in offers a blend of comfort and character. With a practical layout, large dining area and inviting spaces, it's a great opportunity for a first-time home buyer, someone looking to downsize, or anyone wanting a home with plenty of potential. The 3 bedrooms provide flexibility for family, guests, home office or whatever life calls for. The kitchen, dining and living spaces offer a comfortable place to gather, relax & make memories. Outside, there is room to enjoy your morning coffee, let the kiddos or pets play in the huge back yard, or simply soak up the small-town lifestyle. Centrally located, you'll be close to schools, parks, local shops, golf course, restaurants & everything else this community has to offer. If you've been waiting for a great opportunity, this one is worth a look.

731 S Locust Street, Ottawa

Listing courtesy of Nycole Clark of Real Broker, LLC.

$499,990

4 Beds ⋅ 3.5 Baths

Some properties make you choose between space and convenience. This one doesn't. Sitting on over 2 acres just outside Ottawa, this 3,400 sq ft home gives you the privacy and elbow room of acreage living without the tradeoff of a long drive for groceries or errands, with grocery stores less than 5 minutes away and just a 3 minute drive to get to I-35 Inside, you've got 4 bedrooms and 3.5 baths spread across a layout built for actual living, not just showing well. The finished basement adds serious flex space: think second living room, home gym, media setup, or a hangout spot for kids and guests that doesn't eat into your main floor. The 2-car garage is in pristine condition and keeps things practical day to day. At $500,000, you're getting acreage, size, and a finished lower level in a market where most listings force you to pick one or two of those. Meadow Lake Estates is the perfect neighborhood where you have your own space to actually use your property while still having all the conveniences of a town. If you've been looking for something with room to breathe that doesn't strand you thirty minutes from town, this is worth a look. Book a showing today.

2 Fairview Drive, Ottawa

Listing courtesy of Jesse Wharton of Prestige Real Estate.

$245,000

3 Beds ⋅ 2 Baths

1032 N Sycamore Street, Ottawa

Listing courtesy of Steve Pittman of Freestate Realty, LLC.

$334,900

3 Beds ⋅ 2 Baths

A real opportunity to live in this community-as these homes don't come up for sale that often. One level living at it's best. Well maintained, sits on a quiet cul-de-sac (no drive thru traffic) with all homes showing true pride of ownership. 3 bdrm., 2 bath ranch with a spacious 2 car garage. Home has an open concept, neutral colors ready for your decor. Kitchen has stainless steel appliances. Amazing bonus: A wonderful screened in porch to enjoy your mornings and evenings. Have your coffee, read a good book. Entertain out there! The minimal HOA of $100 per month includes lawn mowing, trimming and snow removal.

1722 S Willow Street, Ottawa

Listing courtesy of Mary Ann Pearson of KW Diamond Partners.

$249,900

3 Beds ⋅ 2 Baths

Charming New Construction – Perfect for First-Time Buyers! Step into homeownership with this beautifully designed 3-bedroom, 2-bath new construction home! Thoughtfully crafted for comfort and convenience, this home features durable vinyl plank flooring throughout the main living areas and soft carpet in the bedrooms for a cozy touch. The open-concept layout offers a bright and airy feel, perfect for entertaining or relaxing. The modern kitchen comes fully equipped with a stove, microwave, and dishwasher, so you can move right in with ease. The spacious primary suite provides a private bath and a generous closet, while the additional bedrooms offer flexibility for guests, a home office, or a growing family. Step outside to enjoy your patio, perfect for morning coffee or evening relaxation. Plus, with a 10-YEAR TAX REBATE, this home is not only stylish and comfortable but also a fantastic financial opportunity. Don’t wait—schedule your showing today and make this home yours!

121 S Cedar Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.

$279,000

3 Beds ⋅ 2 Baths

Make new memories in this classic, sought-after ranch-style home that perfectly blends timeless 1960s character with thoughtful updates. Step inside to an inviting open-concept living area featuring an original brick fireplace, new flooring, fresh paint, and updated main bath. The sellers have done a wonderful job incorporating modern touches while preserving the home’s original charm. The main level offers three bedrooms, including a primary bedroom with private access to the shared hall bath and its own sink/vanity area. Downstairs, you'll find a spacious second family room, a second full bath, and a non-conforming fourth bedroom, providing plenty of flexible living space. Additional highlights include an oversized two-car garage, a 12x13 screened-in porch, a newer concrete driveway pad, and a newer front deck. The county records reflect the home as a four-bedroom; however, the basement bedroom does not have an egress window and is considered non-conforming. Square footage is approximate. Yard digitally edited in front photos due to trailer blocking the view of the house.

1417 S Ash Street, Ottawa

Listing courtesy of Jessica Christopher of Platinum Realty LLC.

$175,000

2 Beds ⋅ 1 Baths

Welcome to this charming two-bedroom, one-bathroom home set on a corner lot just a few blocks from Ottawa University. The tree-lined neighborhood offers a picturesque setting where you can start each day with coffee on the generously sized front porch. Inside, the spacious living room provides comfortable room to relax or gather, while the kitchen features plenty of cabinet space and includes all appliances—ready for everyday living or weekend cooking. A standout feature is the convenient two-car garage, offering secure parking and valuable extra storage for tools, seasonal items, or outdoor gear. Recent improvements include a new AC unit installed in February 2024 and a new sewer line completed in January 2023, giving the home solid, updated infrastructure. This location places you in the heart of Ottawa’s rich history and vibrant community. Boasts the striking Franklin County Courthouse designed by noted local architect George P. Washburn. Downtown’s historic Main Street features Plaza 1907, recognized as the oldest continuously operating movie theater in the world, along with the Old Depot Museum. Ottawa is also the only Kansas community where the Prairie Spirit Trail and the long Flint Hills Trail State Park meet, unlocking more than 170 miles of scenic paths for walking, biking, and outdoor adventure. Life here is filled with community events and local traditions: the long-running Franklin County Fair & Rodeo, the popular Ol’ Marais River Run Car Show, weekly farmers markets, Third Thursday downtown gatherings, July 4th fireworks and City Band concerts at Forest Park, Ladies Night Out, the Airport Fun-Day Fly-In, Chautauqua celebrations, holiday parades, and the mayor’s tree lighting. Whether you’re catching a film at Plaza 1907, exploring the trails, or enjoying a university game, this home offers an easy, connected lifestyle in a welcoming Kansas town. Schedule your showing and experience the charm for yourself.

748 S Poplar Street, Ottawa

Listing courtesy of Joe Kosko of Easy Realty LLC.

$475,000

3 Beds ⋅ 3 Baths

Welcome to this exceptional zero-step ranch, perfectly positioned on nearly 1.5 acres at the end of a cul-de-sac, offering a private, country-like setting while remaining conveniently located in the heart of Ottawa. From the moment you arrive, the quality and attention to detail are undeniable. Step inside to soaring vaulted ceilings, elegant wainscoting throughout the main floor, and beautiful hardwood floors. The impressive formal dining room makes an unforgettable statement, while the living room features floor-to-ceiling windows, high-end plantation shutters, and a stunning gas fireplace with an incredible mantle. The custom kitchen is designed with both beauty and functionality in mind, offering abundant cabinetry with custom pullout drawers throughout the cabinets for convenient and efficient storage, along with an eat-in dining area, breakfast bar, and thoughtful high-end finishes. The main-floor laundry room is equally impressive, featuring custom cabinetry with pullout storage as well. The luxurious Primary suite features coffered ceilings, private access to the backyard patio, two large walk-in closets, and an exceptional en suite bathroom with soaring ceilings and a jetted tub. A second bedroom with vaulted ceilings and a full bathroom complete the main floor. A unique spiral staircase leads to the lower level, featuring a versatile rec room or office, a third bedroom with an egress window, and an additional full bathroom. Outside, enjoy a true backyard oasis with mature landscaping, a covered patio, additional uncovered entertaining spaces, and plenty of room to relax or host guests. The nearly 1.5-acre lot also includes a spacious fenced area, backyard shed, and an oversized attached three-car garage. Beautifully designed, impeccably maintained, and filled with high-end details, this stunning home offers a rare combination of luxury, privacy, and convenience.

615 W Willow Lane, Ottawa

Listing courtesy of Sherrill Shepard of BHG Wostal Realty.

$160,000

Here's a beautiful 10 acre tract of land that offers a great mix of open land and trees. The property is conveniently located on a paved road yet offers excellent seclusion, as cedar trees provide a natural screen. The nice combination of wooded and open land offers several possibilities for your future building site. The surveying and platting are already complete and a rural water meter was approved for the property at that time. This is a great opportunity to buy land for your dream home in a secluded setting with convenient access to a paved road. Taxes TBD

1771 Old US 50 Highway, Ottawa

Listing courtesy of Todd Burroughs of Signature Realty, LLC.

$240,000

Here's a beautiful 15 acre tract of land that offers a great mix of open land and trees. The property is conveniently located on a paved road yet offers excellent seclusion, as cedar trees provide a natural screen. The nice combination of wooded and open land offers several possibilities for your future building site. The surveying and platting are already complete and a rural water meter was approved for the property at that time. This is a great opportunity to buy land for your dream home in a secluded setting with convenient access to a paved road. Taxes TBD

1773 Old US 50 Highway, Ottawa

Listing courtesy of Todd Burroughs of Signature Realty, LLC.

$350,000

5.9 Acres Zoned Class C (Commercial/ Industrial) Property with a 11,164 sq. ft. shop and office space building. Shop area consists of 2 large overhead doors (18' wide x 16' tall) with drive through capability for semi trucks. The total office space area has approximately 3,468 sq. ft. and will need updating. The property also has an open sided 40x 65 steel structure with 20' clearance and a 36x156 open side storage shed with concrete floor.

801 W Wilson Street, Ottawa

Listing courtesy of Dale Hermreck of Realty Executives.

$210,000

2 Beds ⋅ 1 Baths

Beautiful, Move-In Ready Bungalow on a Spacious Corner Lot! Fantastic 2022-built bungalow that still feels brand new and is truly 100% move-in ready! Situated on a large corner lot, this home offers a bright, modern layout with LVP flooring throughout the great room and kitchen, fresh paint, and newer carpet in the bedrooms. The kitchen comes complete with all appliances, including the refrigerator, and the washer and dryer are also included—making your move even easier. Additional features include a 1-car attached garage and a storage shed for all your extra belongings and outdoor equipment. Best of all, the property comes with a 6-year tax abatement, offering significant potential savings for the new owner. Don't miss this opportunity to own a practically new home without the wait or hassle of new construction!

747 S Sycamore Street, Ottawa

Listing courtesy of Mike Russell of Real Broker, LLC.

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