Ottawa Homes with Cash Financing

Ottawa Homes with Cash Financing

Welcome to Ottawa, a charming city located in Franklin County, Kansas. Known for its friendly community and small-town atmosphere, Ottawa offers a peaceful and serene setting for residents to call home.

With a rich history dating back to the 19th century, Ottawa boasts beautiful historic architecture, tree-lined streets, and a vibrant downtown area filled with shops, restaurants, and cultural attractions. Residents can enjoy a variety of outdoor activities in the city's parks, trails, and recreational areas.

For those looking to purchase a home in Ottawa, cash financing is a viable option. Homes with cash financing provide buyers with the opportunity for a quick and seamless transaction, allowing them to secure their dream home without the need for a mortgage. This can be particularly advantageous for buyers looking to move quickly or for those who may not qualify for traditional financing options.

Whether you're drawn to Ottawa for its historic charm, tight-knit community, or picturesque surroundings, this city offers a quality of life that is truly unmatched. Explore the real estate opportunities in Ottawa today and discover the perfect place to call home.

Newest Ottawa Homes with Cash Financing

$750,000
3 Beds ⋅ 2 Baths
LAKE GEORGIA-SUE | 83.5 ACRES — A truly one-of-a-kind Kansas property offering an extraordinary blend of privacy, recreation, equestrian amenities and natural beauty. At the heart of the property is an expansive 8-acre private lake, surrounded by rolling acreage, established trails, multiple horse pastures, barns, loafing sheds and a collection of versatile buildings. Once a 9-hole golf course and later home to a nationally recognized horse rehabilitation organization, this remarkable property is rich with history and possibilities. Trophy deer, turkey, waterfowl and bald eagles abound, while the surrounding farmland creates a peaceful, secluded setting. Whether envisioned as a private equestrian retreat, recreational getaway, event property or unique rural investment, opportunities like this rarely come to market.

3061 Georgia Road, Ottawa

Listing courtesy of Dana Benjamin-Ashner of ReeceNichols - Overland Park.
$180,000
2 Beds ⋅ 1 Baths
Adorable Craftsman bungalow with large sunroom that attaches to the garage. Beautiful hardwood floors and craftsman wood trim and built in features. Crisp white kitchen with new luxury laminate flooring, Granite and New APPLIANCES. Some Major Maintenance items are new! New HVAC and 75 ft of new sewer line! Come see this adorable home and make it yours to enjoy the fall season! Note: Listing Agent is related to Seller.

724 N Oak Street, Ottawa

Listing courtesy of Cheryl Scheele of Platinum Realty LLC.
$275,000
4 Beds ⋅ 2 Baths
Welcome home to this spacious 4 bedroom, 2 bathroom Ottawa home! Featuring a fully finished basement with an additional unfinished storage area. Plenty of room for living, working, and storing all your extras. Situated on a large corner lot, the backyard offers plenty of space to relax or entertain. Close to schools, the highway, and downtown. Recent updates includes brand-new carpet throughout and a new roof. Don't miss the opportunity to make this one yours!

417 W 11th Street, Ottawa

Listing courtesy of Jaclyn Iden of KW Integrity.
$255,000
3 Beds ⋅ 2 Baths
Checkout this complete renovation in progress with an opportunity to make the finishing touches your own! This 3 bed, 2 bath home has been extensively remodeled from the ground up, including all new interior electrical, plumbing, HVAC, windows and more! A new roof is scheduled for the week of Sept 21st and will have new flooring, cabinetry, tile, paint and finished to complete the transformation. Get under contract early and you may have the opportunity to select from select flooring styles, interior paint colors, cabinetry and other available finishes depending on the stage of of construction at the time of contract. Outside the home the property offers just a much opportunity. Situated on a large 15,000 sqft lot there is plenty of available yard space with room for plenty of vehicles, a camper, boat and more. The detached 2 car garage features electrical throughout and gas heat. There is also additional covered parking under the carport. A finished shed with electricity is the perfect flexible space for a hobby room, workshop, or additional storage. With extensive new systems, 3 bedrooms, 2 full bath, loads of garage and exterior storage space, and a large lot with immense parking flexibility this home offers the benefits of a comprehensive renovation without sacrificing the benefits of an established property. Secure it before completion and help choose the finishing touches! Taxes listed are prior to remodel. Taxes based upon updated valuation unknown.

410 S Cherry Street, Ottawa

Listing courtesy of Zachary Clayton of KW Diamond Partners.
$150,000
2 Beds ⋅ 1 Baths
This charming and well-cared-for 2 bedroom, 1 bath home is a perfect starter home or downsizing opportunity! This property features numerous updates, including HVAC and ductwork that are only 3 years old, a newly updated electrical panel with new GFCI breakers, a new kitchen, and a new main water line for added peace of mind. All kitchen appliances stay with the home, making your move even easier. Outside, you'll enjoy mature trees providing shade and character, a cozy backyard firepit area perfect for entertaining, and a detached one-car garage that can be used for parking, storage, or a workshop space. This home combines charm, functionality, and important modern updates all in one affordable package!

823 S Hickory Street, Ottawa

Listing courtesy of The Rare Group of BHG Kansas City Homes.
$150,000
3 Beds ⋅ 1 Baths
Charming and ready to welcome you home. This cute 3-bedroom, 1 bathroom bungalow in offers a blend of comfort and character. With a practical layout, large dining area and inviting spaces, it's a great opportunity for a first-time home buyer, someone looking to downsize, or anyone wanting a home with plenty of potential. The 3 bedrooms provide flexibility for family, guests, home office or whatever life calls for. The kitchen, dining and living spaces offer a comfortable place to gather, relax & make memories. Outside, there is room to enjoy your morning coffee, let the kiddos or pets play in the huge back yard, or simply soak up the small-town lifestyle. Centrally located, you'll be close to schools, parks, local shops, golf course, restaurants & everything else this community has to offer. If you've been waiting for a great opportunity, this one is worth a look.

731 S Locust Street, Ottawa

Listing courtesy of Nycole Clark of Real Broker, LLC.
$494,990
4 Beds ⋅ 3.5 Baths
Some properties make you choose between space and convenience. This one doesn't. Sitting on over 2 acres just outside Ottawa, this 3,400 sq ft home gives you the privacy and elbow room of acreage living without the tradeoff of a long drive for groceries or errands, with grocery stores less than 5 minutes away and just a 3 minute drive to get to I-35 Inside, you've got 4 bedrooms and 3.5 baths spread across a layout built for actual living, not just showing well. The finished basement adds serious flex space: think second living room, home gym, media setup, or a hangout spot for kids and guests that doesn't eat into your main floor. The 2-car garage is in pristine condition and keeps things practical day to day. At $500,000, you're getting acreage, size, and a finished lower level in a market where most listings force you to pick one or two of those. Meadow Lake Estates is the perfect neighborhood where you have your own space to actually use your property while still having all the conveniences of a town. If you've been looking for something with room to breathe that doesn't strand you thirty minutes from town, this is worth a look. Book a showing today.

2 Fairview Drive, Ottawa

Listing courtesy of Jesse Wharton of Prestige Real Estate.
$239,950
3 Beds ⋅ 2 Baths

1032 N Sycamore Street, Ottawa

Listing courtesy of Steve Pittman of Freestate Realty, LLC.
$334,900
3 Beds ⋅ 2 Baths
A real opportunity to live in this community-as these homes don't come up for sale that often. One level living at it's best. Well maintained, sits on a quiet cul-de-sac (no drive thru traffic) with all homes showing true pride of ownership. 3 bdrm., 2 bath ranch with a spacious 2 car garage. Home has an open concept, neutral colors ready for your decor. Kitchen has stainless steel appliances. Amazing bonus: A wonderful screened in porch to enjoy your mornings and evenings. Have your coffee, read a good book. Entertain out there! The minimal HOA of $100 per month includes lawn mowing, trimming and snow removal.

1722 S Willow Street, Ottawa

Listing courtesy of Mary Ann Pearson of KW Diamond Partners.
$249,900
3 Beds ⋅ 2 Baths
Charming New Construction – Perfect for First-Time Buyers! Step into homeownership with this beautifully designed 3-bedroom, 2-bath new construction home! Thoughtfully crafted for comfort and convenience, this home features durable vinyl plank flooring throughout the main living areas and soft carpet in the bedrooms for a cozy touch. The open-concept layout offers a bright and airy feel, perfect for entertaining or relaxing. The modern kitchen comes fully equipped with a stove, microwave, and dishwasher, so you can move right in with ease. The spacious primary suite provides a private bath and a generous closet, while the additional bedrooms offer flexibility for guests, a home office, or a growing family. Step outside to enjoy your patio, perfect for morning coffee or evening relaxation. Plus, with a 10-YEAR TAX REBATE, this home is not only stylish and comfortable but also a fantastic financial opportunity. Don’t wait—schedule your showing today and make this home yours!

121 S Cedar Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.
$240,000
3 Beds ⋅ 2 Baths
Make new memories in this classic, sought-after ranch-style home that perfectly blends timeless 1960s character with thoughtful updates. Step inside to an inviting open-concept living area featuring an original brick fireplace, new flooring, fresh paint, and updated main bath. The sellers have done a wonderful job incorporating modern touches while preserving the home’s original charm. The main level offers three bedrooms, including a primary bedroom with private access to the shared hall bath and its own sink/vanity area. Downstairs, you'll find a spacious second family room, a second full bath, and a non-conforming fourth bedroom, providing plenty of flexible living space. Additional highlights include an oversized two-car garage, a 12x13 screened-in porch, a newer concrete driveway pad, and a newer front deck. The county records reflect the home as a four-bedroom; however, the basement bedroom does not have an egress window and is considered non-conforming. Square footage is approximate. Yard digitally edited in front photos due to trailer blocking the view of the house.

1417 S Ash Street, Ottawa

Listing courtesy of Jessica Christopher of Platinum Realty LLC.
$169,950
2 Beds ⋅ 1 Baths
Welcome to this charming two-bedroom, one-bathroom home set on a corner lot just a few blocks from Ottawa University. The tree-lined neighborhood offers a picturesque setting where you can start each day with coffee on the generously sized front porch. Inside, the spacious living room provides comfortable room to relax or gather, while the kitchen features plenty of cabinet space and includes all appliances—ready for everyday living or weekend cooking. A standout feature is the convenient two-car garage, offering secure parking and valuable extra storage for tools, seasonal items, or outdoor gear. Recent improvements include a new AC unit installed in February 2024 and a new sewer line completed in January 2023, giving the home solid, updated infrastructure. This location places you in the heart of Ottawa’s rich history and vibrant community. Boasts the striking Franklin County Courthouse designed by noted local architect George P. Washburn. Downtown’s historic Main Street features Plaza 1907, recognized as the oldest continuously operating movie theater in the world, along with the Old Depot Museum. Ottawa is also the only Kansas community where the Prairie Spirit Trail and the long Flint Hills Trail State Park meet, unlocking more than 170 miles of scenic paths for walking, biking, and outdoor adventure. Life here is filled with community events and local traditions: the long-running Franklin County Fair & Rodeo, the popular Ol’ Marais River Run Car Show, weekly farmers markets, Third Thursday downtown gatherings, July 4th fireworks and City Band concerts at Forest Park, Ladies Night Out, the Airport Fun-Day Fly-In, Chautauqua celebrations, holiday parades, and the mayor’s tree lighting. Whether you’re catching a film at Plaza 1907, exploring the trails, or enjoying a university game, this home offers an easy, connected lifestyle in a welcoming Kansas town. Schedule your showing and experience the charm for yourself.

748 S Poplar Street, Ottawa

Listing courtesy of Joe Kosko of Easy Realty LLC.
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