Overland Park Homes with USDA Loan Financing

Welcome to Overland Park, Kansas – a vibrant city that perfectly blends suburban charm with urban convenience. Nestled in Johnson County, Overland Park is known for its lush parks, top-rated schools, and a thriving community atmosphere. With its rich history and modern amenities, it’s no wonder that Overland Park consistently ranks among the best places to live in the United States.

As you explore the housing market in Overland Park, you’ll discover a diverse array of homes that cater to various lifestyles and budgets. One of the standout financing options available here is the USDA loan program. Designed to promote homeownership in rural and suburban areas, USDA loans offer eligible buyers the opportunity to purchase a home with zero down payment and competitive interest rates. This makes Overland Park an attractive option for first-time homebuyers and those looking to invest in a friendly, family-oriented community.

In Overland Park, you can find charming single-family homes, modern townhouses, and spacious estates, all within close proximity to essential amenities such as shopping centers, restaurants, and recreational facilities. The city’s commitment to maintaining green spaces ensures that residents can enjoy outdoor activities year-round, whether it’s a leisurely stroll through one of the many parks or a weekend picnic with family.

If you're considering making Overland Park your new home, the combination of its welcoming community, excellent schools, and the accessibility of USDA loan financing makes it an ideal choice for anyone looking to settle down in a thriving environment. Come experience the warmth and charm of Overland Park – your dream home awaits!

Newest Overland Park Homes with USDA Loan Financing

$499,950

4 Beds ⋅ 3.5 Baths

4 PLUS bedrooms and 3.5 baths in sought after Dover Estates! This home has it all! Multiple main level living spaces, First floor family room with fireplace, large eat in kitchen with stainless steel appliances and Quartz countertops, primary suite with huge bathroom and walk in closet, NEW carpet throughout! Brand new roof! Finished basement with game room, non conforming bedroom and a full bathroom, big deck overlooking good sized fenced in backyard, quiet street in great neighborhood, close to restaurants schools and shops! Hurry! Won’t last long!

12100 Beverly Street, Overland Park

Listing courtesy of Micheala Miller of Compass Realty Group.

$487,000

5 Beds ⋅ 4.5 Baths

BACK ON MARKET! and REDUCED for the RIGHT BUYER to find a fabulous home in a fantastic neighborhood! This 5 bedroom 4 1/2 bath 1.5 story townhome is perfect for a family that is downsizing, using as a second home or just wanting to live with ease and maintenance provided. With a walk out lower level it creates a fantastic space for guest! Check this one out at a price point that is well under county appraisal! Great home …great community… close to everything!!

15924 Buena Vista Street, Overland Park

Listing courtesy of Cindy Sims of EXP Realty LLC.

$575,000

4 Beds ⋅ 3.5 Baths

Too Good to Be True! Arguably the best-priced new construction 2-story in Overland Park! What's even better is all the added value of more custom finishes and included features that truly stand above the rest! From the rocking chair front porch to the warm and inviting decor, this home just feels good the minute you walk in. The flex room is perfect for a home office, playroom, or sitting room, while the chef's kitchen steals the show with a gas range, vented hood, oversized island, stained cabinetry, and beautiful tile. You'll love gathering here or enjoying a quiet evening on the covered patio. Upstairs offers 4 bedrooms, 3.5 baths, and a spacious primary suite with two walk-in closets. Add a 3-car garage, professionally selected finishes, and the new Wolf Run pool and playground, and you've found a home that's full of style, comfort, and the opportunity to enjoy each and every day!

13458 W 179th Terrace, Overland Park

Listing courtesy of Nicole Johnson of ReeceNichols - Lees Summit.

$999,000

5 Beds ⋅ 4.5 Baths

Nestled in the highly sought-after Nottingham Estates at St. Andrews, this exceptional 5-bedroom, 4.5-bath residence offers a perfect blend of elegance, functionality, and everyday comfort. Thoughtfully designed for both entertaining and daily living, the open floor plan showcases generous living spaces, abundant natural light, and timeless architectural details throughout. The heart of the home is the beautifully updated kitchen featuring quartz countertops, a large center island, walk-in pantry, three built-in ovens, extensive cabinetry, and ample workspace for gatherings of any size. The adjoining hearth room and breakfast area create inviting spaces for casual dining and conversation, while the formal dining room provides an elegant setting for holidays and special occasions. A stunning see-through fireplace connects the great room and hearth area, creating warmth and ambiance throughout the main level. Enjoy peaceful mornings or evening relaxation in the sunroom, which seamlessly connects to the outdoor deck overlooking the backyard. A private home office, convenient laundry room, mudroom with built-in workspace, and powder bath complete the main floor. Retreat upstairs to the spacious primary suite featuring a vaulted ceiling, cozy fireplace, spa-inspired bath with dual vanities, whirlpool tub, separate shower, and a custom walk-in closet. Three additional bedrooms provide comfortable accommodations, including a private guest suite and two bedrooms connected by a Jack-and-Jill bath with separate vanities. The finished lower level is designed for entertaining and extended living, offering a large recreation room, wet bar, fifth bedroom, full bath, and abundant storage space. Ideally located near parks, golf, shopping, dining, and award-winning schools, this impressive home delivers the lifestyle today’s buyers are seeking in one of Overland Park’s premier communities.

12302 W 139th Terrace, Overland Park

Listing courtesy of Sharon G. Aubuchon of RE/MAX Premier Realty.

$434,950

4 Beds ⋅ 2 Baths

Freshly updated 4 bedroom in sought after Overland Park neighborhood! This home boasts a traditional floorplan with multiple large livings spaces, fresh interior paint, new luxury lvl flooring throughout, brand new kitchen with quartz countertops and stainless steel appliances, 2 car garage, fenced in backyard with large deck, close to restaurants schools and shops, great highway access, won’t last long!

10407 Long Street, Overland Park

Listing courtesy of Micheala Miller of Compass Realty Group.

$949,000

4 Beds ⋅ 4.5 Baths

Welcome to 5712 W 146th Street in the highly sought-after Lionsgate by the Green—where distinctive design, thoughtful updates, and warm livability come together beautifully. From the moment you arrive, the freshly painted exterior creates standout curb appeal, while inside, brand-new interior paint and updated lighting provide a bright, refreshed feel throughout. At the heart of the home is the stunning remodeled kitchen—truly a showpiece. Featuring a spacious layout with an oversized granite island and breakfast bar, it opens seamlessly into the inviting hearth room. Rich hardwood floors, abundant cabinetry, and a natural flow make this space ideal for both everyday living and entertaining. The home’s unique floor plan shines with character, including a see-through fireplace connecting the hearth room to the formal living area. Walls of windows frame serene views of the private deck, patio, and beautifully landscaped yard, filling the home with natural light. Plantation shutters add timeless charm and privacy. The main level also offers a dedicated office and convenient mudroom. Upstairs, the dreamy primary suite is a true retreat with a cozy sitting area, fireplace, built-in dresser, and a spa-like bath featuring a walk-in Euro shower and jetted tub. A secondary bedroom with an attached playroom adds flexibility and fun. The finished lower level expands your living space with a media room, fireplace, wet bar, exercise room (or non-conforming 5th bedroom), and plenty of room to gather. With its extensive updates, standout kitchen remodel, and fresh interior and exterior paint, this home offers a move-in ready experience in one of Overland Park’s most desirable communities.

5712 W 146th Street, Overland Park

Listing courtesy of Bala Subramaniam of Blue Valley Living.

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