Overland Park Homes with USDA Loan Financing

Welcome to Overland Park, Kansas – a vibrant city that perfectly blends suburban charm with urban convenience. Nestled in Johnson County, Overland Park is known for its lush parks, top-rated schools, and a thriving community atmosphere. With its rich history and modern amenities, it’s no wonder that Overland Park consistently ranks among the best places to live in the United States.

As you explore the housing market in Overland Park, you’ll discover a diverse array of homes that cater to various lifestyles and budgets. One of the standout financing options available here is the USDA loan program. Designed to promote homeownership in rural and suburban areas, USDA loans offer eligible buyers the opportunity to purchase a home with zero down payment and competitive interest rates. This makes Overland Park an attractive option for first-time homebuyers and those looking to invest in a friendly, family-oriented community.

In Overland Park, you can find charming single-family homes, modern townhouses, and spacious estates, all within close proximity to essential amenities such as shopping centers, restaurants, and recreational facilities. The city’s commitment to maintaining green spaces ensures that residents can enjoy outdoor activities year-round, whether it’s a leisurely stroll through one of the many parks or a weekend picnic with family.

If you're considering making Overland Park your new home, the combination of its welcoming community, excellent schools, and the accessibility of USDA loan financing makes it an ideal choice for anyone looking to settle down in a thriving environment. Come experience the warmth and charm of Overland Park – your dream home awaits!

Newest Overland Park Homes with USDA Loan Financing

$789,995

5 Beds ⋅ 3.5 Baths

Debuting the Pikewood plan by award-winning Summit Homes in sought-after Southpointe! This like-new reverse 1.5-story craftsman sits on a beautiful 0.32-acre walkout lot and has been thoughtfully upgraded throughout. The chef's kitchen features a huge island, gas cooktop, custom wood vent hood, and upgraded Frigidaire Pro stainless appliances, plus reverse osmosis filtration at the sink and whole-house water filtration. Main level offers a private primary suite, a second bedroom with private bath, wood floors, tall beamed ceilings, and a gorgeous stone fireplace. The finished walkout lower level impresses with a wet bar, spacious rec room, and two additional bedrooms sharing a Jack-and-Jill bath. Step outside to a large walkout patio and an upper-level covered patio with outdoor fireplace, fan, and TV hookup — perfect for entertaining. Additional highlights include raised garden beds, a large sandbox, and an Irrigreen smart sprinkler system. This smart home is loaded with tech: Vivint security with cameras and sensors, Ecobee thermostat, MyQ belt-drive garage openers with camera (plus exterior camera opener), Ultraloq smartphone-controlled exterior locks, and Leviton switches in the entry. Practical upgrades include dual sump pumps with backup batteries, AT&T 5GB fiber on-property, garage ceiling-mount shelving, and a garage/pantry door. 3-car attached garage, irrigation, radon mitigation system. Southpointe HOA includes clubhouse, pool, and play area. Move-in ready, schedule your showing today!

13403 W 181st Terrace, Overland Park

Listing courtesy of Wagner Heitner of Worth Clark Realty.

$915,000

4 Beds ⋅ 3.5 Baths

More square-footage than any other house of this floor plan in the entire neighborhood. Built in 2022 by Hillman in Sundance Ridge, one of Rodrock’s newest communities, this exceptional home was thoughtfully selected by its current owner with plans to watch the neighborhood grow and mature, until life presented a new opportunity. The Reverse Ranch design delivers the luxurious, easy-living floor plan you’ve been waiting for, with impressive interior spaces opening naturally to covered outdoor living. On the main level, you'll love the 12-foot ceilings and natural light pouring in the expansive windows, most of which are covered by plantation shutters and wired zoned speakers throughout. The flow of the great room, dining area, and kitchen comes together beautifully around the striking fireplace focal point. This chef's kitchen was designed for entertaining and function. A waterfall island anchors the space beneath a distinctive beamed ceiling, complemented by soft-close cabinetry, designer lighting, under-cabinet lighting and outlets, a pot filler over the gas range, and a separate prep kitchen/pantry that provides valuable additional workspace and storage. The finished lower level is made for gathering, with a spacious entertaining area and bar offering the perfect setting for game days, movie nights, or evenings with family and friends. An additional bedroom provides comfortable accommodations for guests while adding flexibility to the home. Outside, enjoy covered living space overlooking a generous, professionally landscaped lot with room for a future pool. Located in the Blue Valley School District, Sundance Ridge is a social community with outstanding amenities, including a $4M clubhouse and workout room, an expansive saltwater pool featuring slides and waterfalls, along with playgrounds and walking trails. Skip the construction timeline and step into a nearly new home where the upgrades, design, and lifestyle are already in place.

2428 W 177th Street, Overland Park

Listing courtesy of Dan O'Dell of Real Broker, LLC.

$935,000

5 Beds ⋅ 4.5 Baths

Built by James Engle and featuring an award-winning floor plan, this exceptional home has been beautifully maintained and thoughtfully upgraded by its original owners. Fresh interior paint, designer touches and carefully selected updates make this home truly special. The main-level primary suite is a private retreat with a spacious walk-in closet and gorgeous bath featuring a large walk-in shower and freestanding tub. The dramatic two-story great room with plantation shutters opens to an impressive kitchen with new appliances, waterfall island and an expansive dining area with room to seat eight or more. A large walk-in pantry with built-in planning desk creates the perfect family command center, while the fabulous drop zone keeps everyday life organized. Upstairs you'll find spacious bedrooms with charming designer details. The finished lower level is made for entertaining with a wet bar, large TV area, space for a game table and an oversized bonus room perfect for a playroom, pool table, home gym or wellness space. An additional bedroom completes the lower level. Enjoy easy access to the fenced backyard, with patio and stunning floor-to-ceiling stone fireplace, perfect for crisp fall evenings. Even the garage has been upgraded with an epoxy floor. Plus new roof this year! Located in the sought-after Blue Valley School District, the neighborhood offers walking trails, a stocked fishing lake, pool and clubhouse. Just minutes from BluHawk shopping, dining and entertainment area plus easy highway access. Beautifully designed, incredibly functional and upgraded throughout, this one is special!

11510 W 157th Terrace, Overland Park

Listing courtesy of Kristin Malfer of Compass Realty Group.

$589,950

4 Beds ⋅ 3.5 Baths

Fall into Savings — $7,500 Your Way! **Limited-time offer available for buyers who go under contract by September 30, 2026** Too Good to Be True! Arguably the best-priced new construction 2-story in Overland Park! What's even better is all the added value of more custom finishes and included features that truly stand above the rest! From the rocking chair front porch to the warm and inviting decor, this home just feels good the minute you walk in. The flex room is perfect for a home office, playroom, or sitting room, while the chef's kitchen steals the show with a gas range, vented hood, oversized island, stained cabinetry, and beautiful tile. You'll love gathering here or enjoying a quiet evening on the covered patio. Upstairs offers 4 bedrooms, 3.5 baths, and a spacious primary suite with two walk-in closets. Add a 3-car garage, professionally selected finishes, and the new Wolf Run pool and playground, and you've found a home that's full of style, comfort, and the opportunity to enjoy each and every day!

13458 W 179th Terrace, Overland Park

Listing courtesy of Nicole Johnson of ReeceNichols - Lees Summit.

$999,000

5 Beds ⋅ 4.5 Baths

Nestled in the highly sought-after Nottingham Estates at St. Andrews, this exceptional 5-bedroom, 4.5-bath residence offers a perfect blend of elegance, functionality, and everyday comfort. Thoughtfully designed for both entertaining and daily living, the open floor plan showcases generous living spaces, abundant natural light, and timeless architectural details throughout. The heart of the home is the beautifully updated kitchen featuring quartz countertops, a large center island, walk-in pantry, three built-in ovens, extensive cabinetry, and ample workspace for gatherings of any size. The adjoining hearth room and breakfast area create inviting spaces for casual dining and conversation, while the formal dining room provides an elegant setting for holidays and special occasions. A stunning see-through fireplace connects the great room and hearth area, creating warmth and ambiance throughout the main level. Enjoy peaceful mornings or evening relaxation in the sunroom, which seamlessly connects to the outdoor deck overlooking the backyard. A private home office, convenient laundry room, mudroom with built-in workspace, and powder bath complete the main floor. Retreat upstairs to the spacious primary suite featuring a vaulted ceiling, cozy fireplace, spa-inspired bath with dual vanities, whirlpool tub, separate shower, and a custom walk-in closet. Three additional bedrooms provide comfortable accommodations, including a private guest suite and two bedrooms connected by a Jack-and-Jill bath with separate vanities. The finished lower level is designed for entertaining and extended living, offering a large recreation room, wet bar, fifth bedroom, full bath, and abundant storage space. Ideally located near parks, golf, shopping, dining, and award-winning schools, this impressive home delivers the lifestyle today’s buyers are seeking in one of Overland Park’s premier communities.

12302 W 139th Terrace, Overland Park

Listing courtesy of Sharon G. Aubuchon of RE/MAX Premier Realty.

$427,950

4 Beds ⋅ 2 Baths

Freshly updated 4 bedroom in sought after Overland Park neighborhood! This home boasts a traditional floorplan with multiple large livings spaces, fresh interior paint, new luxury lvl flooring throughout, brand new kitchen with quartz countertops and stainless steel appliances, 2 car garage, fenced in backyard with large deck, close to restaurants schools and shops, great highway access, won’t last long!

10407 Long Street, Overland Park

Listing courtesy of Micheala Miller of Compass Realty Group.

$949,000

4 Beds ⋅ 4.5 Baths

Welcome to 5712 W 146th Street in the highly sought-after Lionsgate by the Green—where distinctive design, thoughtful updates, and warm livability come together beautifully. From the moment you arrive, the freshly painted exterior creates standout curb appeal, while inside, brand-new interior paint and updated lighting provide a bright, refreshed feel throughout. At the heart of the home is the stunning remodeled kitchen—truly a showpiece. Featuring a spacious layout with an oversized granite island and breakfast bar, it opens seamlessly into the inviting hearth room. Rich hardwood floors, abundant cabinetry, and a natural flow make this space ideal for both everyday living and entertaining. The home’s unique floor plan shines with character, including a see-through fireplace connecting the hearth room to the formal living area. Walls of windows frame serene views of the private deck, patio, and beautifully landscaped yard, filling the home with natural light. Plantation shutters add timeless charm and privacy. The main level also offers a dedicated office and convenient mudroom. Upstairs, the dreamy primary suite is a true retreat with a cozy sitting area, fireplace, built-in dresser, and a spa-like bath featuring a walk-in Euro shower and jetted tub. A secondary bedroom with an attached playroom adds flexibility and fun. The finished lower level expands your living space with a media room, fireplace, wet bar, exercise room (or non-conforming 5th bedroom), and plenty of room to gather. With its extensive updates, standout kitchen remodel, and fresh interior and exterior paint, this home offers a move-in ready experience in one of Overland Park’s most desirable communities.

5712 W 146th Street, Overland Park

Listing courtesy of Bala Subramaniam of Blue Valley Living.

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