Platte City Homes with FHA Financing

Platte City Homes with FHA Financing

Welcome to Platte City, Missouri, a charming community nestled in the heart of Platte County. Known for its friendly atmosphere and rich history, Platte City offers a perfect blend of small-town charm and modern conveniences. With its picturesque parks, vibrant local shops, and a variety of dining options, residents enjoy a lifestyle that balances tranquility with accessibility. Just a short drive from the bustling city of Kansas City, Platte City provides easy access to urban amenities while maintaining a serene, suburban feel.

For those considering a move to this delightful area, you'll be pleased to know that many homes in Platte City are eligible for FHA financing. This means that whether you're a first-time homebuyer or looking to downsize, you can take advantage of flexible financing options that make homeownership more attainable. FHA loans often require lower down payments and have more lenient credit score requirements, making it easier for you to secure your dream home in this picturesque locale.

The diverse range of homes available in Platte City caters to various tastes and budgets. From charming single-family homes to modern townhouses, there’s something for everyone. Imagine settling into a cozy abode surrounded by friendly neighbors and beautiful landscapes, where community events and local festivities foster a sense of belonging.

Explore the possibilities of homeownership in Platte City, where the welcoming spirit of the community and the advantages of FHA financing come together to create an ideal environment for you to thrive. Your dream home awaits in this delightful Missouri gem!

Newest Platte City Homes with FHA Financing

$214,900
2 Beds ⋅ 2.5 Baths
This townhouse is located in the southern part of Platte City with 2 full bathrooms and a 1/2 bath on the lower floor. Would make a good home for 2 people sharing the cost with separate bedrooms with a separate bathroom. Could be a starter home or a rental investment. Just a few minutes from MCI Airport and the KCMO opportunities.

13664 Oak Valley Drive, Platte City

Listing courtesy of John Anderson of Berkshire Hathaway HomeService.
$449,000
4 Beds ⋅ 3 Baths
Welcome to this stunning California Split where charm meets functionality! As you step inside, you are greeted by a Grand Open Floor plan with vaulted ceilings and lots of natural light, creating an inviting atmosphere for family gatherings and entertaining. This expansive layout spans four thoughtfully designed levels, ensuring that there is ample space for everyone! The third level is dedicated to a luxurious master suite featuring an updated spa-like bath that provides a serene retreat. On the main level there are two spacious bedrooms, full bath and convenient laundry area. The basement offers a private bedroom, bath and a generous great room for movie nights or family activities. Storage will never be an issue in this home, thanks to the large sub-basement and oversized garage. The backyard opens up to beautiful green space, providing a tranquil view all surrounded by sturdy metal fencing. The care and attention that have been invested in this home are evident in the exquisite details, such as the brand-new exterior paint, newly refinished cabinets and gleaming hardwood floors that exude warmth and elegance. With all updates already completed, this home is truly move-in ready, offering you the perfect opportunity to start your next chapter in comfort and style!

15700 NW 125th Street, Platte City

Listing courtesy of Terry Moorehead of United Real Estate Kansas City.
$499,990
4 Beds ⋅ 2.5 Baths
Welcome to the brand-new Perez floor plan by Hakes Brothers! Offering 2,466 square feet of thoughtfully designed living space, this stunning two-story home features 4 spacious bedrooms, 2.5 bathrooms, and an open-concept layout that perfectly balances style and functionality. The heart of the home is the gourmet kitchen, complete with premium finishes, 42-inch upper cabinets, soft-close drawers and cabinetry, a large center island, and abundant storage—ideal for everyday living and entertaining. The adjoining great room is highlighted by a beautiful fireplace and expansive stacking panel doors that seamlessly connect the indoor and outdoor living spaces, filling the home with natural light. Upstairs, you’ll find generously sized bedrooms, including a private owner’s suite designed for comfort and relaxation with a luxurious en-suite bath and spacious walk-in closet. Built with the quality craftsmanship and elevated finishes Hakes Brothers is known for, the Perez offers modern design, exceptional functionality, and countless upgrades throughout. If you’re looking for a home that combines timeless style with today’s most desirable features, the Perez is one you won’t want to miss.

4916 NW 140th Street, Platte City

Listing courtesy of Brooke Marsalla of ReeceNichols - Lees Summit.
$469,320
4 Beds ⋅ 2 Baths
Welcome to the Lacey by Hakes Brothers, a thoughtfully designed ranch floor plan offering 1,980 square feet of stylish, low-maintenance living. This beautifully crafted home features 4 bedrooms, 2 bathrooms, and a 3-car garage with an open-concept layout that blends comfort and functionality. The heart of the home is the gourmet kitchen, complete with soft-close drawers and doors, premium finishes, abundant storage, and a spacious island that overlooks the dining and living areas—perfect for entertaining or everyday living. The inviting great room is highlighted by decorative ceiling beams, creating warmth, character, and architectural interest. The private primary suite offers a relaxing retreat with a spa-inspired bath featuring framed mirrors, designer finishes, and a spacious walk-in closet. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Built with Hakes Brothers’ signature quality and attention to detail, this home combines timeless design with modern convenience, making it the perfect place to call home.

5000 NW 140th Street, Platte City

Listing courtesy of Brooke Marsalla of ReeceNichols - Lees Summit.
$529,325
3 Beds ⋅ 2.5 Baths
Welcome to the Gonzalez by Hakes Brothers, a thoughtfully designed ranch floor plan offering 1,835 square feet of stylish, low-maintenance living. This beautifully crafted home features 3 bedrooms, 2.5 bathrooms, and a 2-car garage with an open-concept layout that blends comfort and functionality. Unfinished basement with endless options to grow. The heart of the home is the gourmet kitchen, complete with 42-inch upper cabinets, soft-close drawers and doors, premium finishes, abundant storage, and a spacious island that overlooks the dining and living areas—perfect for entertaining or everyday living. The inviting great room is highlighted by decorative ceiling beams, creating warmth, character, and architectural interest. The private primary suite offers a relaxing retreat with a spa-inspired bath featuring framed mirrors, designer finishes, and a spacious walk-in closet. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Built with Hakes Brothers’ signature quality and attention to detail, this home combines timeless design with modern convenience, making it the perfect place to call home.

4913 NW 140th Street, Platte City

Listing courtesy of Brooke Marsalla of ReeceNichols - Lees Summit.
$399,990
3 Beds ⋅ 2 Baths
Welcome to the Shields by Hakes Brothers, a thoughtfully designed ranch floor plan offering 1,522 square feet of stylish, low-maintenance living. This beautifully crafted home features 3 bedrooms, 2 bathrooms, and a 2-car garage with an open-concept layout that blends comfort and functionality. The heart of the home is the gourmet kitchen, complete with 42-inch upper cabinets, soft-close drawers and doors, premium finishes, abundant storage, and a spacious island that overlooks the dining and living areas—perfect for entertaining or everyday living. The inviting great room is highlighted by decorative ceiling beams, creating warmth, character, and architectural interest. The private primary suite offers a relaxing retreat with a spa-inspired bath featuring framed mirrors, designer finishes, and a spacious walk-in closet. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Built with Hakes Brothers’ signature quality and attention to detail, this home combines timeless design with modern convenience, making it the perfect place to call home.

2601 Sunset Drive, Platte City

Listing courtesy of Brooke Marsalla of ReeceNichols - Lees Summit.
$515,000
4 Beds ⋅ 3 Baths
**Luxury, Lifestyle & a Rare 2% Assumable Loan!** Welcome to this stunning reverse 1.5-story home in the highly sought-after Seven Bridges community—where elegant design meets everyday comfort. From the moment you walk in, you'll love the freshly refinished hardwood floors, soaring ceilings, abundant natural light, and open-concept layout perfect for entertaining. The chef-inspired kitchen features quartz countertops, newer stainless steel appliances, a large center island, and a walk-in pantry, all flowing seamlessly into the inviting living room with a beautiful fireplace. The finished walkout lower level offers a spacious family room, stylish wet bar, two additional bedrooms, and a full bath—ideal for guests, entertaining, or multi-generational living. New carpet on the stairs and a fully fenced backyard complete this exceptional home. **The real game changer?** Qualified buyers can assume the seller's **incredibly low 2% interest rate**, potentially saving hundreds of dollars each month compared to today's mortgage rates. Step outside and enjoy one of the Northland's premier communities, featuring a resort-style pool, clubhouse, indoor gym, sports courts, walking trails, and more. Just minutes from top-rated schools, shopping, dining, and major highways, this home truly has it all. **Homes like this rarely become available. Schedule your private showing today and see why Seven Bridges is one of the area's most desirable places to call home!** Living in Seven Bridges means enjoying resort-style amenities just steps from your door, including a spectacular zero-entry swimming pool, elegant clubhouse, indoor gymnasium, party room, sports courts, athletic fields, scenic walking trails, and beautifully maintained green spaces. You'll also appreciate the convenient location near highly rated schools, shopping, dining, parks, and quick access to major highways. Homes like this rarely become available. Schedule your private showing today?

17485 NW 128th Court, Platte City

Listing courtesy of Charles Whitfield of Platinum Realty LLC.
$585,000
5 Beds ⋅ 4.5 Baths
WHY BUILD WHEN YOU CAN PURCHASE THIS AMAZING HOME!! This is the Silverton Plan By Gary Kerns Home Builders. This home is a must see it is only a couple years old and ready to move into! 4 bedrooms and 3 Full Baths Upstairs with the Laundry. Kitchen is AMAZING, custom cabinets, granite counters, TONS of cabinet space and Island. Kitchen is Open to Living room that features BEAUTIFUL fireplace. The Large Primary Suite w/ Private Bath and an Oversized Walk-in Closet. A covered deck to overlook the nice sized flat back yard , perfect for the toys and entertaining ! Property is fence with metal fencing and also underground. Downstairs to the Full Finished basement with a 5th bedroom and 4th full bath ,with a Rec Room that walks out to the Patio .This home is located in the Running Horse Subdivision and the Platte County School District. This home is truly amazing!! Brand new carpet upstairs.

16255 NW 123rd Street, Platte City

Listing courtesy of Homes By Brandy Team of Keller Williams Realty Partners Inc..
$49,000
Build your future in the heart of town! This walkable lot offers a rare opportunity to enjoy small-town convenience with shops, dining, parks, and community amenities nearby. Bring your plans and make this property your own! Located between Mill and Gaylord Streets. Buildable lot in the heart of Platte City.

1St Street, Platte City

Listing courtesy of The Edlin Team of Keller Williams KC North.
$394,950
4 Beds ⋅ 3 Baths
WELCOME HOME, to a home Built in 2018 that has NO HOA! Situated on a large corner lot this beautiful 4-bedroom, 3-bathroom home offers both style and functionality. It features soaring ceilings and an abundance of natural light that enhances the open floor plan, making it perfect for hosting gatherings and entertaining. The hardwood floors and luxury vinyl plank create a sleek, modern look that flows throughout. The kitchen is a chef’s delight with its granite countertops, large pantry, and plenty of counter space for prepping meals. You will love the walk-in pantry.The primary bedroom offers a spacious walk-in closet and ensuite bath for ultimate privacy. Need more room? Head downstairs to a finished 4th bedroom, a rec-room a third full bat. A walk-out to a level back yard. Don’t forget the oversized 2-car garage, which provides extra space for projects, and the covered deck and patio, perfect for enjoying these beautiful evenings! Active neighborhood and convenient location with an easy drive to airport or downtown, and close to fun events like the annual fair! *****The Partial fence can be removed if Buyer wants, it was for two small dogs.*****

311 Fairview Circle, Platte City

Listing courtesy of Rob West of United Real Estate Kansas City.
$565,000
5 Beds ⋅ 3.5 Baths
Welcome home to this beautifully maintained 5-bedroom, 3-bathroom home nestled on an oversized lot backing to peaceful green space in the highly sought-after Seven Bridges community. Offering the perfect blend of privacy, functionality, and stylish finishes, this home is designed for both everyday living and effortless entertaining. The inviting living room is anchored by a stunning floor-to-ceiling fireplace, custom built-ins, and expansive windows that fill the home with natural light while showcasing the serene backyard views. The spacious eat-in kitchen features beautifully painted cabinetry, quartz countertops, stainless steel appliances, a walk-in pantry, and plenty of prep and gathering space. Just off the kitchen, the formal dining room provides an elegant setting for hosting while being bathed in natural light. The oversized primary suite is a true retreat, complete with private access to the back deck, dual vanities with abundant storage, a luxurious tiled walk-in shower, a relaxing soaker tub, and an enormous walk-in closet that conveniently connects to the bedroom-level laundry room. The finished lower level offers incredible additional living space with a massive recreation room perfect for movie nights, game days, or a play area, plus a built-in wet bar that's ready for entertaining. The fifth bedroom and a beautifully appointed full bathroom featuring an oversized tiled walk-in shower create an ideal setup for guests, teens, or multi-generational living. Step outside to enjoy the expansive backyard that backs to green space, providing both privacy and beautiful views. As a resident of Seven Bridges, you'll also enjoy outstanding neighborhood amenities, including the clubhouse, community pool, walking trails, and more. Combining an exceptional floor plan, generous living spaces, and one of the neighborhood's most desirable settings, this is a home you'll fall in love with from the moment you arrive.

12760 N Imperial Drive, Platte City

Listing courtesy of Madison Moss (Harpst) of RE/MAX Innovations.
$625,000
4 Beds ⋅ 3.5 Baths
Back on the Market. Absolutely No Fault to Seller. Tucked away on a quiet cul-de-sac in the highly sought-after Summit Way, this one-of-a-kind Platte City home offers the perfect blend of luxury, privacy, comfort. Situated on a beautifully landscaped, fully fenced nearly an acre lot with scenic neighborhood trails nearby, this exceptional property delivers the space you’ve been dreaming of both inside and out. Once you step inside, you’ll be welcomed by soaring ceilings, natural light streaming through new south-facing windows, and stunning original hardwood floors that bring warmth and character throughout the open-concept main living area. The kitchen is equally impressive with custom wood cabinetry, quartz countertops, and a layout designed for entertaining. The primary suite is a true retreat, featuring a spa-inspired bathroom with a luxurious walk-in shower, a freestanding soaking tub, and an oversized walk-in closet. The finished basement offers incredible flexibility with built-in cabinetry, a mounted TV that stays with the home—making it an ideal space for entertaining, hosting guests, or creating the ultimate game or media room. A dedicated craft room provides the perfect setup for homeschooling, hobbies, or a private home office, while abundant storage ensures everything has its place. Outside is where this home truly shines. Enjoy evenings on the oversized concrete patio complete with a built-in outdoor bar, perfect for summer gatherings and backyard celebrations. Car enthusiasts, hobbyists, and DIYers will appreciate the epoxy-coated three-car garage, suspended garage, workshop with its own half bath, and the wraparound driveway leading to a fourth garage—offering endless possibilities for storage, projects, or recreational vehicles. Additional updates include new exterior paint, a new front door system. Located just minutes from shopping, restaurants, excellent highway access, and the newly renovated Platte City High School.

16750 NW 138th Court, Platte City

Listing courtesy of Shane Tyler of KC LOCAL HOMES.
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